ZYNERGYRETIREMENTPLANNINGLLC

PrivateCIK: 2031137

Location

RED BANK, NJ

Positions

$187.25M

Total AUM (reported)

5.41M

Total Shares

Allocation by class

CORE S&P500 ETF$44.51M23.8%

US AGGREGATE B$38.65M20.6%

INTL EQTY ETF$27.20M14.5%

US REIT ETF$18.95M10.1%

US SML CAP ETF$18.60M9.9%

US TIPS ETF$17.03M9.1%

SHT TM US TRES$4.43M2.4%

Portfolio Concentration

Top 3$110.35M58.9%

4–10$68.22M36.4%

11–25$8.68M4.6%

Top 3 weight

58.9%

Top 10 weight

95.4%

Voting Authority Distribution

Total shares with voting rights: 5.41M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

5.41M

% of voting shares100.0%

Investment Discretion (by position count)

Sole25

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings25

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares58.11K

TypeSH

Market value$44.51M

23.77%

Sole

0.00

Shared

0.00

None

58.11K

SCHWAB STRATEGIC TR

SOLE

US AGGREGATE B

Shares1.75M

TypeSH

Market value$38.65M

20.64%

Sole

0.00

Shared

0.00

None

1.75M

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares990.23K

TypeSH

Market value$27.20M

14.53%

Sole

0.00

Shared

0.00

None

990.23K

SCHWAB STRATEGIC TR

SOLE

US REIT ETF

Shares859.96K

TypeSH

Market value$18.95M

10.12%

Sole

0.00

Shared

0.00

None

859.96K

SCHWAB STRATEGIC TR

SOLE

US SML CAP ETF

Shares569.97K

TypeSH

Market value$18.60M

9.93%

Sole

0.00

Shared

0.00

None

569.97K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares677.79K

TypeSH

Market value$17.03M

9.10%

Sole

0.00

Shared

0.00

None

677.79K

SCHWAB STRATEGIC TR

SOLE

SHT TM US TRES

Shares185.55K

TypeSH

Market value$4.43M

2.36%

Sole

0.00

Shared

0.00

None

185.55K

SCHWAB STRATEGIC TR

SOLE

EMRG MKTEQ ETF

Shares115.57K

TypeSH

Market value$4.21M

2.25%

Sole

0.00

Shared

0.00

None

115.57K

SCHWAB STRATEGIC TR

SOLE

US LCAP VA ETF

Shares96.98K

TypeSH

Market value$3.23M

1.73%

Sole

0.00

Shared

0.00

None

96.98K

NVIDIA CORPORATION

SOLE

COM

Shares7.74K

TypeSH

Market value$1.77M

0.94%

Sole

0.00

Shared

0.00

None

7.74K

APPLE INC

SOLE

COM

Shares4.70K

TypeSH

Market value$1.57M

0.84%

Sole

0.00

Shared

0.00

None

4.70K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares1.44K

TypeSH

Market value$1.06M

0.57%

Sole

0.00

Shared

0.00

None

1.44K

SCHWAB STRATEGIC TR

SOLE

INTL SCEQT ETF

Shares20.21K

TypeSH

Market value$1.01M

0.54%

Sole

0.00

Shared

0.00

None

20.21K

VANGUARD WORLD FD

SOLE

FINANCIALS ETF

Shares4.86K

TypeSH

Market value$631.7K

0.34%

Sole

0.00

Shared

0.00

None

4.86K

VANGUARD INDEX FDS

SOLE

MRNGSTR VAL ETF

Shares2.64K

TypeSH

Market value$571.1K

0.30%

Sole

0.00

Shared

0.00

None

2.64K

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares6.85K

TypeSH

Market value$568.7K

0.30%

Sole

0.00

Shared

0.00

None

6.85K

SCHWAB STRATEGIC TR

SOLE

US LCAP GR ETF

Shares15.03K

TypeSH

Market value$540.0K

0.29%

Sole

0.00

Shared

0.00

None

15.03K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares13.78K

TypeSH

Market value$448.2K

0.24%

Sole

0.00

Shared

0.00

None

13.78K

HOME DEPOT INC

SOLE

COM

Shares1.50K

TypeSH

Market value$426.5K

0.23%

Sole

0.00

Shared

0.00

None

1.50K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares13.78K

TypeSH

Market value$403.9K

0.22%

Sole

0.00

Shared

0.00

None

13.78K

VANGUARD INDEX FDS

SOLE

MRNGSTR SML CAP

Shares1.35K

TypeSH

Market value$385.2K

0.21%

Sole

0.00

Shared

0.00

None

1.35K

SPDR GOLD TR

SOLE

GOLD SHS

Shares855.00

TypeSH

Market value$325.6K

0.17%

Sole

0.00

Shared

0.00

None

855.00

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares1.69K

TypeSH

Market value$261.5K

0.14%

Sole

0.00

Shared

0.00

None

1.69K

VANGUARD WORLD FD

SOLE

UTILITIES ETF

Shares1.45K

TypeSH

Market value$248.3K

0.13%

Sole

0.00

Shared

0.00

None

1.45K

NEW JERSEY RES CORP

SOLE

COM

Shares4.58K

TypeSH

Market value$231.8K

0.12%

Sole

0.00

Shared

0.00

None

4.58K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE S&P500 ETF	58.11K	SH	$44.51M 23.77%	58.11K
SCHWAB STRATEGIC TRSOLE	US AGGREGATE B	1.75M	SH	$38.65M 20.64%	1.75M
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	990.23K	SH	$27.20M 14.53%	990.23K
SCHWAB STRATEGIC TRSOLE	US REIT ETF	859.96K	SH	$18.95M 10.12%	859.96K
SCHWAB STRATEGIC TRSOLE	US SML CAP ETF	569.97K	SH	$18.60M 9.93%	569.97K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	677.79K	SH	$17.03M 9.10%	677.79K
SCHWAB STRATEGIC TRSOLE	SHT TM US TRES	185.55K	SH	$4.43M 2.36%	185.55K
SCHWAB STRATEGIC TRSOLE	EMRG MKTEQ ETF	115.57K	SH	$4.21M 2.25%	115.57K
SCHWAB STRATEGIC TRSOLE	US LCAP VA ETF	96.98K	SH	$3.23M 1.73%	96.98K
NVIDIA CORPORATIONSOLE	COM	7.74K	SH	$1.77M 0.94%	7.74K
APPLE INCSOLE	COM	4.70K	SH	$1.57M 0.84%	4.70K
INVESCO QQQ TRSOLE	UNIT SER 1	1.44K	SH	$1.06M 0.57%	1.44K
SCHWAB STRATEGIC TRSOLE	INTL SCEQT ETF	20.21K	SH	$1.01M 0.54%	20.21K
VANGUARD WORLD FDSOLE	FINANCIALS ETF	4.86K	SH	$631.7K 0.34%	4.86K
VANGUARD INDEX FDSSOLE	MRNGSTR VAL ETF	2.64K	SH	$571.1K 0.30%	2.64K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	6.85K	SH	$568.7K 0.30%	6.85K
SCHWAB STRATEGIC TRSOLE	US LCAP GR ETF	15.03K	SH	$540.0K 0.29%	15.03K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	13.78K	SH	$448.2K 0.24%	13.78K
HOME DEPOT INCSOLE	COM	1.50K	SH	$426.5K 0.23%	1.50K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	13.78K	SH	$403.9K 0.22%	13.78K
VANGUARD INDEX FDSSOLE	MRNGSTR SML CAP	1.35K	SH	$385.2K 0.21%	1.35K
SPDR GOLD TRSOLE	GOLD SHS	855.00	SH	$325.6K 0.17%	855.00
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	1.69K	SH	$261.5K 0.14%	1.69K
VANGUARD WORLD FDSOLE	UTILITIES ETF	1.45K	SH	$248.3K 0.13%	1.45K
NEW JERSEY RES CORPSOLE	COM	4.58K	SH	$231.8K 0.12%	4.58K