Filed: 4/17/2026ACC: 0002085853-26-000404
📋 What this filing means
ZYNERGYRETIREMENTPLANNINGLLC filed this quarterly 13F‑HR report disclosing 26 equity positions with a total reported market value of $165.35M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
26
Positions
$165.35M
Total AUM (reported)
4.90M
Total Shares
Allocation by class
CORE S&P500 ETF$38.88M23.5%
US AGGREGATE B$30.80M18.6%
INTL EQTY ETF$23.01M13.9%
US REIT ETF$17.33M10.5%
US SML CAP ETF$16.62M10.1%
US TIPS ETF$12.02M7.3%
SHT TM US TRES$10.64M6.4%
Portfolio Concentration
Top 3$92.68M56.1%
4–10$64.63M39.1%
11–25$7.83M4.7%
Rest$205.6K0.1%
Top 3 weight
56.1%
Top 10 weight
95.1%
Voting Authority Distribution
Total shares with voting rights: 4.90M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
4.90M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole26
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings26
Rows:
ISHARES TR
SOLEShares59.52K
TypeSH
Market value$38.88M
23.51%
Sole
0.00
Shared
0.00
None
59.52K
SCHWAB STRATEGIC TR
SOLEShares1.33M
TypeSH
Market value$30.80M
18.62%
Sole
0.00
Shared
0.00
None
1.33M
SCHWAB STRATEGIC TR
SOLEShares929.60K
TypeSH
Market value$23.01M
13.91%
Sole
0.00
Shared
0.00
None
929.60K
SCHWAB STRATEGIC TR
SOLEShares806.32K
TypeSH
Market value$17.33M
10.48%
Sole
0.00
Shared
0.00
None
806.32K
SCHWAB STRATEGIC TR
SOLEShares571.59K
TypeSH
Market value$16.62M
10.05%
Sole
0.00
Shared
0.00
None
571.59K
SCHWAB STRATEGIC TR
SOLEShares451.84K
TypeSH
Market value$12.02M
7.27%
Sole
0.00
Shared
0.00
None
451.84K
SCHWAB STRATEGIC TR
SOLEShares438.54K
TypeSH
Market value$10.64M
6.44%
Sole
0.00
Shared
0.00
None
438.54K
SCHWAB STRATEGIC TR
SOLEShares113.58K
TypeSH
Market value$3.74M
2.26%
Sole
0.00
Shared
0.00
None
113.58K
SCHWAB STRATEGIC TR
SOLEShares98.66K
TypeSH
Market value$3.01M
1.82%
Sole
0.00
Shared
0.00
None
98.66K
NVIDIA CORPORATION
SOLEShares7.25K
TypeSH
Market value$1.27M
0.77%
Sole
0.00
Shared
0.00
None
7.25K
APPLE INC
SOLEShares4.96K
TypeSH
Market value$1.26M
0.76%
Sole
0.00
Shared
0.00
None
4.96K
SCHWAB STRATEGIC TR
SOLEShares18.97K
TypeSH
Market value$886.8K
0.54%
Sole
0.00
Shared
0.00
None
18.97K
INVESCO QQQ TR
SOLEShares1.44K
TypeSH
Market value$830.0K
0.50%
Sole
0.00
Shared
0.00
None
1.44K
VANGUARD WORLD FD
SOLEShares4.92K
TypeSH
Market value$594.3K
0.36%
Sole
0.00
Shared
0.00
None
4.92K
VANGUARD INDEX FDS
SOLEShares2.64K
TypeSH
Market value$518.6K
0.31%
Sole
0.00
Shared
0.00
None
2.64K
VANGUARD INTL EQUITY INDEX F
SOLEShares6.85K
TypeSH
Market value$514.7K
0.31%
Sole
0.00
Shared
0.00
None
6.85K
HOME DEPOT INC
SOLEShares1.50K
TypeSH
Market value$493.0K
0.30%
Sole
0.00
Shared
0.00
None
1.50K
SCHWAB STRATEGIC TR
SOLEShares15.25K
TypeSH
Market value$444.2K
0.27%
Sole
0.00
Shared
0.00
None
15.25K
SCHWAB STRATEGIC TR
SOLEShares13.78K
TypeSH
Market value$422.7K
0.26%
Sole
0.00
Shared
0.00
None
13.78K
SPDR GOLD TR
SOLEShares889.00
TypeSH
Market value$382.5K
0.23%
Sole
0.00
Shared
0.00
None
889.00
VANGUARD INDEX FDS
SOLEShares1.35K
TypeSH
Market value$354.6K
0.21%
Sole
0.00
Shared
0.00
None
1.35K
SCHWAB STRATEGIC TR
SOLEShares13.78K
TypeSH
Market value$345.9K
0.21%
Sole
0.00
Shared
0.00
None
13.78K
VANGUARD WORLD FD
SOLEShares1.45K
TypeSH
Market value$287.7K
0.17%
Sole
0.00
Shared
0.00
None
1.45K
VANGUARD WHITEHALL FDS
SOLEShares1.69K
TypeSH
Market value$249.5K
0.15%
Sole
0.00
Shared
0.00
None
1.69K
NEW JERSEY RES CORP
SOLEShares4.50K
TypeSH
Market value$247.3K
0.15%
Sole
0.00
Shared
0.00
None
4.50K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 59.52K | SH | $38.88M 23.51% | 0.00 | 0.00 | 59.52K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 1.33M | SH | $30.80M 18.62% | 0.00 | 0.00 | 1.33M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 929.60K | SH | $23.01M 13.91% | 0.00 | 0.00 | 929.60K |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 806.32K | SH | $17.33M 10.48% | 0.00 | 0.00 | 806.32K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 571.59K | SH | $16.62M 10.05% | 0.00 | 0.00 | 571.59K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 451.84K | SH | $12.02M 7.27% | 0.00 | 0.00 | 451.84K |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 438.54K | SH | $10.64M 6.44% | 0.00 | 0.00 | 438.54K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 113.58K | SH | $3.74M 2.26% | 0.00 | 0.00 | 113.58K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 98.66K | SH | $3.01M 1.82% | 0.00 | 0.00 | 98.66K |
NVIDIA CORPORATIONSOLE | COM | 7.25K | SH | $1.27M 0.77% | 0.00 | 0.00 | 7.25K |
APPLE INCSOLE | COM | 4.96K | SH | $1.26M 0.76% | 0.00 | 0.00 | 4.96K |
SCHWAB STRATEGIC TRSOLE | INTL SCEQT ETF | 18.97K | SH | $886.8K 0.54% | 0.00 | 0.00 | 18.97K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.44K | SH | $830.0K 0.50% | 0.00 | 0.00 | 1.44K |
VANGUARD WORLD FDSOLE | FINANCIALS ETF | 4.92K | SH | $594.3K 0.36% | 0.00 | 0.00 | 4.92K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 2.64K | SH | $518.6K 0.31% | 0.00 | 0.00 | 2.64K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 6.85K | SH | $514.7K 0.31% | 0.00 | 0.00 | 6.85K |
HOME DEPOT INCSOLE | COM | 1.50K | SH | $493.0K 0.30% | 0.00 | 0.00 | 1.50K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 15.25K | SH | $444.2K 0.27% | 0.00 | 0.00 | 15.25K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 13.78K | SH | $422.7K 0.26% | 0.00 | 0.00 | 13.78K |
SPDR GOLD TRSOLE | GOLD SHS | 889.00 | SH | $382.5K 0.23% | 0.00 | 0.00 | 889.00 |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 1.35K | SH | $354.6K 0.21% | 0.00 | 0.00 | 1.35K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 13.78K | SH | $345.9K 0.21% | 0.00 | 0.00 | 13.78K |
VANGUARD WORLD FDSOLE | UTILITIES ETF | 1.45K | SH | $287.7K 0.17% | 0.00 | 0.00 | 1.45K |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 1.69K | SH | $249.5K 0.15% | 0.00 | 0.00 | 1.69K |
NEW JERSEY RES CORPSOLE | COM | 4.50K | SH | $247.3K 0.15% | 0.00 | 0.00 | 4.50K |
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