Filed: 10/8/2025ACC: 0002085853-25-000029
📋 What this filing means
ZYNERGYRETIREMENTPLANNINGLLC filed this quarterly 13F‑HR report disclosing 28 equity positions with a total reported market value of $158.56M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
28
Positions
$158.56M
Total AUM (reported)
4.70M
Total Shares
Allocation by class
CORE S&P500 ETF$37.99M24.0%
US AGGREGATE B$29.35M18.5%
INTL EQTY ETF$21.84M13.8%
US REIT ETF$16.10M10.2%
US SML CAP ETF$15.96M10.1%
US TIPS ETF$11.57M7.3%
SHT TM US TRES$9.31M5.9%
Portfolio Concentration
Top 3$89.17M56.2%
4–10$61.12M38.6%
11–25$7.60M4.8%
Rest$664.0K0.4%
Top 3 weight
56.2%
Top 10 weight
94.8%
Voting Authority Distribution
Total shares with voting rights: 4.70M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
4.70M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole28
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings28
Rows:
ISHARES TR
SOLEShares56.76K
TypeSH
Market value$37.99M
23.96%
Sole
0.00
Shared
0.00
None
56.76K
SCHWAB STRATEGIC TR
SOLEShares1.25M
TypeSH
Market value$29.35M
18.51%
Sole
0.00
Shared
0.00
None
1.25M
SCHWAB STRATEGIC TR
SOLEShares937.94K
TypeSH
Market value$21.84M
13.77%
Sole
0.00
Shared
0.00
None
937.94K
SCHWAB STRATEGIC TR
SOLEShares746.40K
TypeSH
Market value$16.10M
10.15%
Sole
0.00
Shared
0.00
None
746.40K
SCHWAB STRATEGIC TR
SOLEShares571.87K
TypeSH
Market value$15.96M
10.06%
Sole
0.00
Shared
0.00
None
571.87K
SCHWAB STRATEGIC TR
SOLEShares429.41K
TypeSH
Market value$11.57M
7.30%
Sole
0.00
Shared
0.00
None
429.41K
SCHWAB STRATEGIC TR
SOLEShares381.36K
TypeSH
Market value$9.31M
5.87%
Sole
0.00
Shared
0.00
None
381.36K
SCHWAB STRATEGIC TR
SOLEShares115.67K
TypeSH
Market value$3.86M
2.43%
Sole
0.00
Shared
0.00
None
115.67K
SCHWAB STRATEGIC TR
SOLEShares102.03K
TypeSH
Market value$2.97M
1.87%
Sole
0.00
Shared
0.00
None
102.03K
APPLE INC
SOLEShares5.35K
TypeSH
Market value$1.36M
0.86%
Sole
0.00
Shared
0.00
None
5.35K
SCHWAB STRATEGIC TR
SOLEShares20.51K
TypeSH
Market value$933.4K
0.59%
Sole
0.00
Shared
0.00
None
20.51K
INVESCO QQQ TR
SOLEShares1.48K
TypeSH
Market value$888.5K
0.56%
Sole
0.00
Shared
0.00
None
1.48K
HOME DEPOT INC
SOLEShares1.61K
TypeSH
Market value$650.7K
0.41%
Sole
0.00
Shared
0.00
None
1.61K
VANGUARD WORLD FD
SOLEShares4.92K
TypeSH
Market value$645.6K
0.41%
Sole
0.00
Shared
0.00
None
4.92K
SCHWAB STRATEGIC TR
SOLEShares17.57K
TypeSH
Market value$560.8K
0.35%
Sole
0.00
Shared
0.00
None
17.57K
LULULEMON ATHLETICA INC
SOLEShares3K
TypeSH
Market value$533.8K
0.34%
Sole
0.00
Shared
0.00
None
3K
VANGUARD INDEX FDS
SOLEShares2.64K
TypeSH
Market value$492.9K
0.31%
Sole
0.00
Shared
0.00
None
2.64K
VANGUARD INTL EQUITY INDEX F
SOLEShares6.85K
TypeSH
Market value$489.2K
0.31%
Sole
0.00
Shared
0.00
None
6.85K
JPMORGAN CHASE & CO.
SOLEShares1.32K
TypeSH
Market value$416.7K
0.26%
Sole
0.00
Shared
0.00
None
1.32K
SCHWAB STRATEGIC TR
SOLEShares15.09K
TypeSH
Market value$412.0K
0.26%
Sole
0.00
Shared
0.00
None
15.09K
SCHWAB STRATEGIC TR
SOLEShares13.87K
TypeSH
Market value$356.5K
0.22%
Sole
0.00
Shared
0.00
None
13.87K
VANGUARD INDEX FDS
SOLEShares1.35K
TypeSH
Market value$344.3K
0.22%
Sole
0.00
Shared
0.00
None
1.35K
SPDR GOLD TR
SOLEShares961.00
TypeSH
Market value$341.6K
0.22%
Sole
0.00
Shared
0.00
None
961.00
VANGUARD WORLD FD
SOLEShares1.45K
TypeSH
Market value$275.0K
0.17%
Sole
0.00
Shared
0.00
None
1.45K
NVIDIA CORPORATION
SOLEShares1.38K
TypeSH
Market value$256.7K
0.16%
Sole
0.00
Shared
0.00
None
1.38K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 56.76K | SH | $37.99M 23.96% | 0.00 | 0.00 | 56.76K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 1.25M | SH | $29.35M 18.51% | 0.00 | 0.00 | 1.25M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 937.94K | SH | $21.84M 13.77% | 0.00 | 0.00 | 937.94K |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 746.40K | SH | $16.10M 10.15% | 0.00 | 0.00 | 746.40K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 571.87K | SH | $15.96M 10.06% | 0.00 | 0.00 | 571.87K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 429.41K | SH | $11.57M 7.30% | 0.00 | 0.00 | 429.41K |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 381.36K | SH | $9.31M 5.87% | 0.00 | 0.00 | 381.36K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 115.67K | SH | $3.86M 2.43% | 0.00 | 0.00 | 115.67K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 102.03K | SH | $2.97M 1.87% | 0.00 | 0.00 | 102.03K |
APPLE INCSOLE | COM | 5.35K | SH | $1.36M 0.86% | 0.00 | 0.00 | 5.35K |
SCHWAB STRATEGIC TRSOLE | INTL SCEQT ETF | 20.51K | SH | $933.4K 0.59% | 0.00 | 0.00 | 20.51K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.48K | SH | $888.5K 0.56% | 0.00 | 0.00 | 1.48K |
HOME DEPOT INCSOLE | COM | 1.61K | SH | $650.7K 0.41% | 0.00 | 0.00 | 1.61K |
VANGUARD WORLD FDSOLE | FINANCIALS ETF | 4.92K | SH | $645.6K 0.41% | 0.00 | 0.00 | 4.92K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 17.57K | SH | $560.8K 0.35% | 0.00 | 0.00 | 17.57K |
LULULEMON ATHLETICA INCSOLE | COM | 3K | SH | $533.8K 0.34% | 0.00 | 0.00 | 3K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 2.64K | SH | $492.9K 0.31% | 0.00 | 0.00 | 2.64K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 6.85K | SH | $489.2K 0.31% | 0.00 | 0.00 | 6.85K |
JPMORGAN CHASE & CO.SOLE | COM | 1.32K | SH | $416.7K 0.26% | 0.00 | 0.00 | 1.32K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 15.09K | SH | $412.0K 0.26% | 0.00 | 0.00 | 15.09K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 13.87K | SH | $356.5K 0.22% | 0.00 | 0.00 | 13.87K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 1.35K | SH | $344.3K 0.22% | 0.00 | 0.00 | 1.35K |
SPDR GOLD TRSOLE | GOLD SHS | 961.00 | SH | $341.6K 0.22% | 0.00 | 0.00 | 961.00 |
VANGUARD WORLD FDSOLE | UTILITIES ETF | 1.45K | SH | $275.0K 0.17% | 0.00 | 0.00 | 1.45K |
NVIDIA CORPORATIONSOLE | COM | 1.38K | SH | $256.7K 0.16% | 0.00 | 0.00 | 1.38K |
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