Filed: 10/8/2026ACC: 0002031137-26-000003
📋 What this filing means
ZYNERGYRETIREMENTPLANNINGLLC filed this quarterly 13F‑HR report disclosing 25 equity positions with a total reported market value of $187.25M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
25
Positions
$187.25M
Total AUM (reported)
5.41M
Total Shares
Allocation by class
CORE S&P500 ETF$44.51M23.8%
US AGGREGATE B$38.65M20.6%
INTL EQTY ETF$27.20M14.5%
US REIT ETF$18.95M10.1%
US SML CAP ETF$18.60M9.9%
US TIPS ETF$17.03M9.1%
SHT TM US TRES$4.43M2.4%
Portfolio Concentration
Top 3$110.35M58.9%
4–10$68.22M36.4%
11–25$8.68M4.6%
Top 3 weight
58.9%
Top 10 weight
95.4%
Voting Authority Distribution
Total shares with voting rights: 5.41M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
5.41M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole25
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings25
Rows:
ISHARES TR
SOLEShares58.11K
TypeSH
Market value$44.51M
23.77%
Sole
0.00
Shared
0.00
None
58.11K
SCHWAB STRATEGIC TR
SOLEShares1.75M
TypeSH
Market value$38.65M
20.64%
Sole
0.00
Shared
0.00
None
1.75M
SCHWAB STRATEGIC TR
SOLEShares990.23K
TypeSH
Market value$27.20M
14.53%
Sole
0.00
Shared
0.00
None
990.23K
SCHWAB STRATEGIC TR
SOLEShares859.96K
TypeSH
Market value$18.95M
10.12%
Sole
0.00
Shared
0.00
None
859.96K
SCHWAB STRATEGIC TR
SOLEShares569.97K
TypeSH
Market value$18.60M
9.93%
Sole
0.00
Shared
0.00
None
569.97K
SCHWAB STRATEGIC TR
SOLEShares677.79K
TypeSH
Market value$17.03M
9.10%
Sole
0.00
Shared
0.00
None
677.79K
SCHWAB STRATEGIC TR
SOLEShares185.55K
TypeSH
Market value$4.43M
2.36%
Sole
0.00
Shared
0.00
None
185.55K
SCHWAB STRATEGIC TR
SOLEShares115.57K
TypeSH
Market value$4.21M
2.25%
Sole
0.00
Shared
0.00
None
115.57K
SCHWAB STRATEGIC TR
SOLEShares96.98K
TypeSH
Market value$3.23M
1.73%
Sole
0.00
Shared
0.00
None
96.98K
NVIDIA CORPORATION
SOLEShares7.74K
TypeSH
Market value$1.77M
0.94%
Sole
0.00
Shared
0.00
None
7.74K
APPLE INC
SOLEShares4.70K
TypeSH
Market value$1.57M
0.84%
Sole
0.00
Shared
0.00
None
4.70K
INVESCO QQQ TR
SOLEShares1.44K
TypeSH
Market value$1.06M
0.57%
Sole
0.00
Shared
0.00
None
1.44K
SCHWAB STRATEGIC TR
SOLEShares20.21K
TypeSH
Market value$1.01M
0.54%
Sole
0.00
Shared
0.00
None
20.21K
VANGUARD WORLD FD
SOLEShares4.86K
TypeSH
Market value$631.7K
0.34%
Sole
0.00
Shared
0.00
None
4.86K
VANGUARD INDEX FDS
SOLEShares2.64K
TypeSH
Market value$571.1K
0.30%
Sole
0.00
Shared
0.00
None
2.64K
VANGUARD INTL EQUITY INDEX F
SOLEShares6.85K
TypeSH
Market value$568.7K
0.30%
Sole
0.00
Shared
0.00
None
6.85K
SCHWAB STRATEGIC TR
SOLEShares15.03K
TypeSH
Market value$540.0K
0.29%
Sole
0.00
Shared
0.00
None
15.03K
SCHWAB STRATEGIC TR
SOLEShares13.78K
TypeSH
Market value$448.2K
0.24%
Sole
0.00
Shared
0.00
None
13.78K
HOME DEPOT INC
SOLEShares1.50K
TypeSH
Market value$426.5K
0.23%
Sole
0.00
Shared
0.00
None
1.50K
SCHWAB STRATEGIC TR
SOLEShares13.78K
TypeSH
Market value$403.9K
0.22%
Sole
0.00
Shared
0.00
None
13.78K
VANGUARD INDEX FDS
SOLEShares1.35K
TypeSH
Market value$385.2K
0.21%
Sole
0.00
Shared
0.00
None
1.35K
SPDR GOLD TR
SOLEShares855.00
TypeSH
Market value$325.6K
0.17%
Sole
0.00
Shared
0.00
None
855.00
VANGUARD WHITEHALL FDS
SOLEShares1.69K
TypeSH
Market value$261.5K
0.14%
Sole
0.00
Shared
0.00
None
1.69K
VANGUARD WORLD FD
SOLEShares1.45K
TypeSH
Market value$248.3K
0.13%
Sole
0.00
Shared
0.00
None
1.45K
NEW JERSEY RES CORP
SOLEShares4.58K
TypeSH
Market value$231.8K
0.12%
Sole
0.00
Shared
0.00
None
4.58K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 58.11K | SH | $44.51M 23.77% | 0.00 | 0.00 | 58.11K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 1.75M | SH | $38.65M 20.64% | 0.00 | 0.00 | 1.75M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 990.23K | SH | $27.20M 14.53% | 0.00 | 0.00 | 990.23K |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 859.96K | SH | $18.95M 10.12% | 0.00 | 0.00 | 859.96K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 569.97K | SH | $18.60M 9.93% | 0.00 | 0.00 | 569.97K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 677.79K | SH | $17.03M 9.10% | 0.00 | 0.00 | 677.79K |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 185.55K | SH | $4.43M 2.36% | 0.00 | 0.00 | 185.55K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 115.57K | SH | $4.21M 2.25% | 0.00 | 0.00 | 115.57K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 96.98K | SH | $3.23M 1.73% | 0.00 | 0.00 | 96.98K |
NVIDIA CORPORATIONSOLE | COM | 7.74K | SH | $1.77M 0.94% | 0.00 | 0.00 | 7.74K |
APPLE INCSOLE | COM | 4.70K | SH | $1.57M 0.84% | 0.00 | 0.00 | 4.70K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.44K | SH | $1.06M 0.57% | 0.00 | 0.00 | 1.44K |
SCHWAB STRATEGIC TRSOLE | INTL SCEQT ETF | 20.21K | SH | $1.01M 0.54% | 0.00 | 0.00 | 20.21K |
VANGUARD WORLD FDSOLE | FINANCIALS ETF | 4.86K | SH | $631.7K 0.34% | 0.00 | 0.00 | 4.86K |
VANGUARD INDEX FDSSOLE | MRNGSTR VAL ETF | 2.64K | SH | $571.1K 0.30% | 0.00 | 0.00 | 2.64K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 6.85K | SH | $568.7K 0.30% | 0.00 | 0.00 | 6.85K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 15.03K | SH | $540.0K 0.29% | 0.00 | 0.00 | 15.03K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 13.78K | SH | $448.2K 0.24% | 0.00 | 0.00 | 13.78K |
HOME DEPOT INCSOLE | COM | 1.50K | SH | $426.5K 0.23% | 0.00 | 0.00 | 1.50K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 13.78K | SH | $403.9K 0.22% | 0.00 | 0.00 | 13.78K |
VANGUARD INDEX FDSSOLE | MRNGSTR SML CAP | 1.35K | SH | $385.2K 0.21% | 0.00 | 0.00 | 1.35K |
SPDR GOLD TRSOLE | GOLD SHS | 855.00 | SH | $325.6K 0.17% | 0.00 | 0.00 | 855.00 |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 1.69K | SH | $261.5K 0.14% | 0.00 | 0.00 | 1.69K |
VANGUARD WORLD FDSOLE | UTILITIES ETF | 1.45K | SH | $248.3K 0.13% | 0.00 | 0.00 | 1.45K |
NEW JERSEY RES CORPSOLE | COM | 4.58K | SH | $231.8K 0.12% | 0.00 | 0.00 | 4.58K |