Filed: 7/17/2026ACC: 0002031137-26-000001
📋 What this filing means
ZYNERGYRETIREMENTPLANNINGLLC filed this quarterly 13F‑HR report disclosing 26 equity positions with a total reported market value of $184.43M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
26
Positions
$184.43M
Total AUM (reported)
5.02M
Total Shares
Allocation by class
CORE S&P500 ETF$44.59M24.2%
US AGGREGATE B$32.51M17.6%
INTL EQTY ETF$25.68M13.9%
US SML CAP ETF$20.44M11.1%
US REIT ETF$19.43M10.5%
US TIPS ETF$12.56M6.8%
SHT TM US TRES$10.84M5.9%
Portfolio Concentration
Top 3$102.78M55.7%
4–10$72.77M39.5%
11–25$8.66M4.7%
Rest$227.9K0.1%
Top 3 weight
55.7%
Top 10 weight
95.2%
Voting Authority Distribution
Total shares with voting rights: 5.02M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
5.02M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole26
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings26
Rows:
ISHARES TR
SOLEShares59.54K
TypeSH
Market value$44.59M
24.18%
Sole
0.00
Shared
0.00
None
59.54K
SCHWAB STRATEGIC TR
SOLEShares1.41M
TypeSH
Market value$32.51M
17.63%
Sole
0.00
Shared
0.00
None
1.41M
SCHWAB STRATEGIC TR
SOLEShares927K
TypeSH
Market value$25.68M
13.92%
Sole
0.00
Shared
0.00
None
927K
SCHWAB STRATEGIC TR
SOLEShares565.81K
TypeSH
Market value$20.44M
11.08%
Sole
0.00
Shared
0.00
None
565.81K
SCHWAB STRATEGIC TR
SOLEShares820.72K
TypeSH
Market value$19.43M
10.54%
Sole
0.00
Shared
0.00
None
820.72K
SCHWAB STRATEGIC TR
SOLEShares473.97K
TypeSH
Market value$12.56M
6.81%
Sole
0.00
Shared
0.00
None
473.97K
SCHWAB STRATEGIC TR
SOLEShares449.10K
TypeSH
Market value$10.84M
5.88%
Sole
0.00
Shared
0.00
None
449.10K
SCHWAB STRATEGIC TR
SOLEShares114.76K
TypeSH
Market value$4.16M
2.26%
Sole
0.00
Shared
0.00
None
114.76K
SCHWAB STRATEGIC TR
SOLEShares97.59K
TypeSH
Market value$3.40M
1.84%
Sole
0.00
Shared
0.00
None
97.59K
NVIDIA CORPORATION
SOLEShares9.65K
TypeSH
Market value$1.93M
1.05%
Sole
0.00
Shared
0.00
None
9.65K
APPLE INC
SOLEShares4.87K
TypeSH
Market value$1.41M
0.76%
Sole
0.00
Shared
0.00
None
4.87K
INVESCO QQQ TR
SOLEShares1.44K
TypeSH
Market value$1.06M
0.57%
Sole
0.00
Shared
0.00
None
1.44K
SCHWAB STRATEGIC TR
SOLEShares20.03K
TypeSH
Market value$963.7K
0.52%
Sole
0.00
Shared
0.00
None
20.03K
VANGUARD WORLD FD
SOLEShares4.92K
TypeSH
Market value$647.3K
0.35%
Sole
0.00
Shared
0.00
None
4.92K
VANGUARD INDEX FDS
SOLEShares2.64K
TypeSH
Market value$576.0K
0.31%
Sole
0.00
Shared
0.00
None
2.64K
VANGUARD INTL EQUITY INDEX F
SOLEShares6.85K
TypeSH
Market value$574.0K
0.31%
Sole
0.00
Shared
0.00
None
6.85K
HOME DEPOT INC
SOLEShares1.50K
TypeSH
Market value$528.7K
0.29%
Sole
0.00
Shared
0.00
None
1.50K
SCHWAB STRATEGIC TR
SOLEShares15.44K
TypeSH
Market value$522.6K
0.28%
Sole
0.00
Shared
0.00
None
15.44K
SCHWAB STRATEGIC TR
SOLEShares13.78K
TypeSH
Market value$436.9K
0.24%
Sole
0.00
Shared
0.00
None
13.78K
VANGUARD INDEX FDS
SOLEShares1.35K
TypeSH
Market value$410.4K
0.22%
Sole
0.00
Shared
0.00
None
1.35K
SCHWAB STRATEGIC TR
SOLEShares13.78K
TypeSH
Market value$399.1K
0.22%
Sole
0.00
Shared
0.00
None
13.78K
SPDR GOLD TR
SOLEShares880.00
TypeSH
Market value$324.2K
0.18%
Sole
0.00
Shared
0.00
None
880.00
VANGUARD WORLD FD
SOLEShares1.45K
TypeSH
Market value$284.2K
0.15%
Sole
0.00
Shared
0.00
None
1.45K
VANGUARD WHITEHALL FDS
SOLEShares1.69K
TypeSH
Market value$266.3K
0.14%
Sole
0.00
Shared
0.00
None
1.69K
NEW JERSEY RES CORP
SOLEShares4.54K
TypeSH
Market value$254.5K
0.14%
Sole
0.00
Shared
0.00
None
4.54K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 59.54K | SH | $44.59M 24.18% | 0.00 | 0.00 | 59.54K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 1.41M | SH | $32.51M 17.63% | 0.00 | 0.00 | 1.41M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 927K | SH | $25.68M 13.92% | 0.00 | 0.00 | 927K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 565.81K | SH | $20.44M 11.08% | 0.00 | 0.00 | 565.81K |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 820.72K | SH | $19.43M 10.54% | 0.00 | 0.00 | 820.72K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 473.97K | SH | $12.56M 6.81% | 0.00 | 0.00 | 473.97K |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 449.10K | SH | $10.84M 5.88% | 0.00 | 0.00 | 449.10K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 114.76K | SH | $4.16M 2.26% | 0.00 | 0.00 | 114.76K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 97.59K | SH | $3.40M 1.84% | 0.00 | 0.00 | 97.59K |
NVIDIA CORPORATIONSOLE | COM | 9.65K | SH | $1.93M 1.05% | 0.00 | 0.00 | 9.65K |
APPLE INCSOLE | COM | 4.87K | SH | $1.41M 0.76% | 0.00 | 0.00 | 4.87K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.44K | SH | $1.06M 0.57% | 0.00 | 0.00 | 1.44K |
SCHWAB STRATEGIC TRSOLE | INTL SCEQT ETF | 20.03K | SH | $963.7K 0.52% | 0.00 | 0.00 | 20.03K |
VANGUARD WORLD FDSOLE | FINANCIALS ETF | 4.92K | SH | $647.3K 0.35% | 0.00 | 0.00 | 4.92K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 2.64K | SH | $576.0K 0.31% | 0.00 | 0.00 | 2.64K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 6.85K | SH | $574.0K 0.31% | 0.00 | 0.00 | 6.85K |
HOME DEPOT INCSOLE | COM | 1.50K | SH | $528.7K 0.29% | 0.00 | 0.00 | 1.50K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 15.44K | SH | $522.6K 0.28% | 0.00 | 0.00 | 15.44K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 13.78K | SH | $436.9K 0.24% | 0.00 | 0.00 | 13.78K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 1.35K | SH | $410.4K 0.22% | 0.00 | 0.00 | 1.35K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 13.78K | SH | $399.1K 0.22% | 0.00 | 0.00 | 13.78K |
SPDR GOLD TRSOLE | GOLD SHS | 880.00 | SH | $324.2K 0.18% | 0.00 | 0.00 | 880.00 |
VANGUARD WORLD FDSOLE | UTILITIES ETF | 1.45K | SH | $284.2K 0.15% | 0.00 | 0.00 | 1.45K |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 1.69K | SH | $266.3K 0.14% | 0.00 | 0.00 | 1.69K |
NEW JERSEY RES CORPSOLE | COM | 4.54K | SH | $254.5K 0.14% | 0.00 | 0.00 | 4.54K |
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