Filed: 4/24/2025ACC: 0002031137-25-000002
📋 What this filing means
ZYNERGYRETIREMENTPLANNINGLLC filed this quarterly 13F‑HR report disclosing 115 equity positions with a total reported market value of $140.97M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
115
Positions
$140.97M
Total AUM (reported)
4.54M
Total Shares
Allocation by class
CORE S&P500 ETF$31.93M22.7%
US AGGREGATE B$26.44M18.8%
INTL EQTY ETF$16.96M12.0%
US REIT ETF$14.55M10.3%
US SML CAP ETF$13.73M9.7%
US TIPS ETF$10.75M7.6%
SHT TM US TRES$9.23M6.5%
Portfolio Concentration
Top 3$75.33M53.4%
4–10$55.82M39.6%
11–25$6.84M4.8%
Rest$2.99M2.1%
Top 3 weight
53.4%
Top 10 weight
93.0%
Voting Authority Distribution
Total shares with voting rights: 4.54M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
4.54M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole115
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings115
Rows:
ISHARES TR
SOLEShares54.24K
TypeSH
Market value$31.93M
22.65%
Sole
0.00
Shared
0.00
None
54.24K
SCHWAB STRATEGIC TR
SOLEShares1.16M
TypeSH
Market value$26.44M
18.76%
Sole
0.00
Shared
0.00
None
1.16M
SCHWAB STRATEGIC TR
SOLEShares916.61K
TypeSH
Market value$16.96M
12.03%
Sole
0.00
Shared
0.00
None
916.61K
SCHWAB STRATEGIC TR
SOLEShares690.66K
TypeSH
Market value$14.55M
10.32%
Sole
0.00
Shared
0.00
None
690.66K
SCHWAB STRATEGIC TR
SOLEShares531.11K
TypeSH
Market value$13.73M
9.74%
Sole
0.00
Shared
0.00
None
531.11K
SCHWAB STRATEGIC TR
SOLEShares416.12K
TypeSH
Market value$10.75M
7.62%
Sole
0.00
Shared
0.00
None
416.12K
SCHWAB STRATEGIC TR
SOLEShares383.70K
TypeSH
Market value$9.23M
6.55%
Sole
0.00
Shared
0.00
None
383.70K
SCHWAB STRATEGIC TR
SOLEShares123.45K
TypeSH
Market value$3.22M
2.28%
Sole
0.00
Shared
0.00
None
123.45K
SCHWAB STRATEGIC TR
SOLEShares112.75K
TypeSH
Market value$3.00M
2.13%
Sole
0.00
Shared
0.00
None
112.75K
APPLE INC
SOLEShares5.35K
TypeSH
Market value$1.34M
0.95%
Sole
0.00
Shared
0.00
None
5.35K
INVESCO QQQ TR
SOLEShares1.48K
TypeSH
Market value$756.6K
0.54%
Sole
0.00
Shared
0.00
None
1.48K
HOME DEPOT INC
SOLEShares1.74K
TypeSH
Market value$677.2K
0.48%
Sole
0.00
Shared
0.00
None
1.74K
SCHWAB STRATEGIC TR
SOLEShares23.50K
TypeSH
Market value$654.8K
0.46%
Sole
0.00
Shared
0.00
None
23.50K
SCHWAB STRATEGIC TR
SOLEShares17.93K
TypeSH
Market value$615.6K
0.44%
Sole
0.00
Shared
0.00
None
17.93K
VANGUARD WORLD FD
SOLEShares5.09K
TypeSH
Market value$601.1K
0.43%
Sole
0.00
Shared
0.00
None
5.09K
SCHWAB STRATEGIC TR
SOLEShares16.96K
TypeSH
Market value$463.2K
0.33%
Sole
0.00
Shared
0.00
None
16.96K
VANGUARD INDEX FDS
SOLEShares2.70K
TypeSH
Market value$456.8K
0.32%
Sole
0.00
Shared
0.00
None
2.70K
SPDR GOLD TR
SOLEShares1.73K
TypeSH
Market value$418.9K
0.30%
Sole
0.00
Shared
0.00
None
1.73K
VANGUARD INTL EQUITY INDEX F
SOLEShares6.85K
TypeSH
Market value$393.5K
0.28%
Sole
0.00
Shared
0.00
None
6.85K
SCHWAB STRATEGIC TR
SOLEShares15.42K
TypeSH
Market value$350.1K
0.25%
Sole
0.00
Shared
0.00
None
15.42K
SPDR SER TR
SOLEShares3.44K
TypeSH
Market value$340.9K
0.24%
Sole
0.00
Shared
0.00
None
3.44K
VANGUARD INDEX FDS
SOLEShares1.41K
TypeSH
Market value$339.3K
0.24%
Sole
0.00
Shared
0.00
None
1.41K
JPMORGAN CHASE & CO.
SOLEShares1.19K
TypeSH
Market value$285.0K
0.20%
Sole
0.00
Shared
0.00
None
1.19K
VANGUARD WHITEHALL FDS
SOLEShares1.92K
TypeSH
Market value$244.5K
0.17%
Sole
0.00
Shared
0.00
None
1.92K
VANGUARD WORLD FD
SOLEShares1.46K
TypeSH
Market value$238.4K
0.17%
Sole
0.00
Shared
0.00
None
1.46K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 54.24K | SH | $31.93M 22.65% | 0.00 | 0.00 | 54.24K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 1.16M | SH | $26.44M 18.76% | 0.00 | 0.00 | 1.16M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 916.61K | SH | $16.96M 12.03% | 0.00 | 0.00 | 916.61K |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 690.66K | SH | $14.55M 10.32% | 0.00 | 0.00 | 690.66K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 531.11K | SH | $13.73M 9.74% | 0.00 | 0.00 | 531.11K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 416.12K | SH | $10.75M 7.62% | 0.00 | 0.00 | 416.12K |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 383.70K | SH | $9.23M 6.55% | 0.00 | 0.00 | 383.70K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 123.45K | SH | $3.22M 2.28% | 0.00 | 0.00 | 123.45K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 112.75K | SH | $3.00M 2.13% | 0.00 | 0.00 | 112.75K |
APPLE INCSOLE | COM | 5.35K | SH | $1.34M 0.95% | 0.00 | 0.00 | 5.35K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.48K | SH | $756.6K 0.54% | 0.00 | 0.00 | 1.48K |
HOME DEPOT INCSOLE | COM | 1.74K | SH | $677.2K 0.48% | 0.00 | 0.00 | 1.74K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 23.50K | SH | $654.8K 0.46% | 0.00 | 0.00 | 23.50K |
SCHWAB STRATEGIC TRSOLE | INTL SCEQT ETF | 17.93K | SH | $615.6K 0.44% | 0.00 | 0.00 | 17.93K |
VANGUARD WORLD FDSOLE | FINANCIALS ETF | 5.09K | SH | $601.1K 0.43% | 0.00 | 0.00 | 5.09K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 16.96K | SH | $463.2K 0.33% | 0.00 | 0.00 | 16.96K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 2.70K | SH | $456.8K 0.32% | 0.00 | 0.00 | 2.70K |
SPDR GOLD TRSOLE | GOLD SHS | 1.73K | SH | $418.9K 0.30% | 0.00 | 0.00 | 1.73K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 6.85K | SH | $393.5K 0.28% | 0.00 | 0.00 | 6.85K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 15.42K | SH | $350.1K 0.25% | 0.00 | 0.00 | 15.42K |
SPDR SER TRSOLE | BLOOMBERG 3-12 M | 3.44K | SH | $340.9K 0.24% | 0.00 | 0.00 | 3.44K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 1.41K | SH | $339.3K 0.24% | 0.00 | 0.00 | 1.41K |
JPMORGAN CHASE & CO.SOLE | COM | 1.19K | SH | $285.0K 0.20% | 0.00 | 0.00 | 1.19K |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 1.92K | SH | $244.5K 0.17% | 0.00 | 0.00 | 1.92K |
VANGUARD WORLD FDSOLE | UTILITIES ETF | 1.46K | SH | $238.4K 0.17% | 0.00 | 0.00 | 1.46K |
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