Filed: 9/4/2025ACC: 0001667731-25-001265
📋 What this filing means
ZYNERGYRETIREMENTPLANNINGLLC filed this quarterly 13F‑HR report disclosing 25 equity positions with a total reported market value of $149.08M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
25
Positions
$149.08M
Total AUM (reported)
4.63M
Total Shares
Allocation by class
CORE S&P500 ETF$35.43M23.8%
US AGGREGATE B$28.40M19.0%
INTL EQTY ETF$20.77M13.9%
US REIT ETF$15.44M10.4%
US SML CAP ETF$14.34M9.6%
US TIPS ETF$11.30M7.6%
SHT TM US TRES$9.14M6.1%
Portfolio Concentration
Top 3$84.60M56.7%
4–10$57.65M38.7%
11–25$6.84M4.6%
Top 3 weight
56.7%
Top 10 weight
95.4%
Voting Authority Distribution
Total shares with voting rights: 4.63M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
4.63M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole25
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings25
Rows:
ISHARES TR
SOLEShares57.06K
TypeSH
Market value$35.43M
23.76%
Sole
0.00
Shared
0.00
None
57.06K
SCHWAB STRATEGIC TR
SOLEShares1.22M
TypeSH
Market value$28.40M
19.05%
Sole
0.00
Shared
0.00
None
1.22M
SCHWAB STRATEGIC TR
SOLEShares939.77K
TypeSH
Market value$20.77M
13.93%
Sole
0.00
Shared
0.00
None
939.77K
SCHWAB STRATEGIC TR
SOLEShares729.45K
TypeSH
Market value$15.44M
10.35%
Sole
0.00
Shared
0.00
None
729.45K
SCHWAB STRATEGIC TR
SOLEShares566.78K
TypeSH
Market value$14.34M
9.62%
Sole
0.00
Shared
0.00
None
566.78K
SCHWAB STRATEGIC TR
SOLEShares423.52K
TypeSH
Market value$11.30M
7.58%
Sole
0.00
Shared
0.00
None
423.52K
SCHWAB STRATEGIC TR
SOLEShares375.08K
TypeSH
Market value$9.14M
6.13%
Sole
0.00
Shared
0.00
None
375.08K
SCHWAB STRATEGIC TR
SOLEShares115.02K
TypeSH
Market value$3.47M
2.33%
Sole
0.00
Shared
0.00
None
115.02K
SCHWAB STRATEGIC TR
SOLEShares103.49K
TypeSH
Market value$2.86M
1.92%
Sole
0.00
Shared
0.00
None
103.49K
APPLE INC
SOLEShares5.35K
TypeSH
Market value$1.10M
0.74%
Sole
0.00
Shared
0.00
None
5.35K
SCHWAB STRATEGIC TR
SOLEShares20.34K
TypeSH
Market value$866.5K
0.58%
Sole
0.00
Shared
0.00
None
20.34K
INVESCO QQQ TR
SOLEShares1.48K
TypeSH
Market value$816.4K
0.55%
Sole
0.00
Shared
0.00
None
1.48K
VANGUARD WORLD FD
SOLEShares4.95K
TypeSH
Market value$630.3K
0.42%
Sole
0.00
Shared
0.00
None
4.95K
HOME DEPOT INC
SOLEShares1.66K
TypeSH
Market value$608.3K
0.41%
Sole
0.00
Shared
0.00
None
1.66K
SCHWAB STRATEGIC TR
SOLEShares17.66K
TypeSH
Market value$516.0K
0.35%
Sole
0.00
Shared
0.00
None
17.66K
VANGUARD INDEX FDS
SOLEShares2.64K
TypeSH
Market value$467.1K
0.31%
Sole
0.00
Shared
0.00
None
2.64K
VANGUARD INTL EQUITY INDEX F
SOLEShares6.85K
TypeSH
Market value$460.7K
0.31%
Sole
0.00
Shared
0.00
None
6.85K
SCHWAB STRATEGIC TR
SOLEShares15.28K
TypeSH
Market value$404.8K
0.27%
Sole
0.00
Shared
0.00
None
15.28K
JPMORGAN CHASE & CO.
SOLEShares1.32K
TypeSH
Market value$383.0K
0.26%
Sole
0.00
Shared
0.00
None
1.32K
SCHWAB STRATEGIC TR
SOLEShares13.86K
TypeSH
Market value$330.3K
0.22%
Sole
0.00
Shared
0.00
None
13.86K
VANGUARD INDEX FDS
SOLEShares1.35K
TypeSH
Market value$320.9K
0.22%
Sole
0.00
Shared
0.00
None
1.35K
SPDR GOLD TR
SOLEShares992.00
TypeSH
Market value$302.4K
0.20%
Sole
0.00
Shared
0.00
None
992.00
VANGUARD WORLD FD
SOLEShares1.45K
TypeSH
Market value$256.3K
0.17%
Sole
0.00
Shared
0.00
None
1.45K
VANGUARD WHITEHALL FDS
SOLEShares1.92K
TypeSH
Market value$255.4K
0.17%
Sole
0.00
Shared
0.00
None
1.92K
NVIDIA CORPORATION
SOLEShares1.38K
TypeSH
Market value$217.2K
0.15%
Sole
0.00
Shared
0.00
None
1.38K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 57.06K | SH | $35.43M 23.76% | 0.00 | 0.00 | 57.06K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 1.22M | SH | $28.40M 19.05% | 0.00 | 0.00 | 1.22M |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 939.77K | SH | $20.77M 13.93% | 0.00 | 0.00 | 939.77K |
SCHWAB STRATEGIC TRSOLE | US REIT ETF | 729.45K | SH | $15.44M 10.35% | 0.00 | 0.00 | 729.45K |
SCHWAB STRATEGIC TRSOLE | US SML CAP ETF | 566.78K | SH | $14.34M 9.62% | 0.00 | 0.00 | 566.78K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 423.52K | SH | $11.30M 7.58% | 0.00 | 0.00 | 423.52K |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 375.08K | SH | $9.14M 6.13% | 0.00 | 0.00 | 375.08K |
SCHWAB STRATEGIC TRSOLE | EMRG MKTEQ ETF | 115.02K | SH | $3.47M 2.33% | 0.00 | 0.00 | 115.02K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 103.49K | SH | $2.86M 1.92% | 0.00 | 0.00 | 103.49K |
APPLE INCSOLE | COM | 5.35K | SH | $1.10M 0.74% | 0.00 | 0.00 | 5.35K |
SCHWAB STRATEGIC TRSOLE | INTL SCEQT ETF | 20.34K | SH | $866.5K 0.58% | 0.00 | 0.00 | 20.34K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 1.48K | SH | $816.4K 0.55% | 0.00 | 0.00 | 1.48K |
VANGUARD WORLD FDSOLE | FINANCIALS ETF | 4.95K | SH | $630.3K 0.42% | 0.00 | 0.00 | 4.95K |
HOME DEPOT INCSOLE | COM | 1.66K | SH | $608.3K 0.41% | 0.00 | 0.00 | 1.66K |
SCHWAB STRATEGIC TRSOLE | US LCAP GR ETF | 17.66K | SH | $516.0K 0.35% | 0.00 | 0.00 | 17.66K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 2.64K | SH | $467.1K 0.31% | 0.00 | 0.00 | 2.64K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 6.85K | SH | $460.7K 0.31% | 0.00 | 0.00 | 6.85K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 15.28K | SH | $404.8K 0.27% | 0.00 | 0.00 | 15.28K |
JPMORGAN CHASE & CO.SOLE | COM | 1.32K | SH | $383.0K 0.26% | 0.00 | 0.00 | 1.32K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 13.86K | SH | $330.3K 0.22% | 0.00 | 0.00 | 13.86K |
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 1.35K | SH | $320.9K 0.22% | 0.00 | 0.00 | 1.35K |
SPDR GOLD TRSOLE | GOLD SHS | 992.00 | SH | $302.4K 0.20% | 0.00 | 0.00 | 992.00 |
VANGUARD WORLD FDSOLE | UTILITIES ETF | 1.45K | SH | $256.3K 0.17% | 0.00 | 0.00 | 1.45K |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 1.92K | SH | $255.4K 0.17% | 0.00 | 0.00 | 1.92K |
NVIDIA CORPORATIONSOLE | COM | 1.38K | SH | $217.2K 0.15% | 0.00 | 0.00 | 1.38K |