WILLOW CREEK WEALTH MANAGEMENT INC.

PrivateCIK: 1632407

Location

SEBASTOPOL, CA

180

Positions

$1.21B

Total AUM (reported)

25.79M

Total Shares

Allocation by class

US TARGETED VLU$125.33M10.3%

SHORT TRM BOND$118.68M9.8%

PORTFOLIO AGRGTE$101.72M8.4%

COM$67.92M5.6%

US EQUITY MARKET$59.38M4.9%

US MKTWIDE VALUE$48.29M4.0%

INTL CORE EQT MK$48.00M4.0%

Portfolio Concentration

Top 3$345.73M28.5%

4–10$314.73M25.9%

11–25$330.72M27.2%

Rest$223.09M18.4%

Top 3 weight

28.5%

Top 10 weight

54.4%

Voting Authority Distribution

Total shares with voting rights: 25.79M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

25.79M

% of voting shares100.0%

Investment Discretion (by position count)

Sole180

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings180

Rows:

DIMENSIONAL ETF TRUST

SOLE

US TARGETED VLU

Shares2.15M

TypeSH

Market value$125.33M

10.32%

Sole

0.00

Shared

0.00

None

2.15M

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares1.50M

TypeSH

Market value$118.68M

9.77%

Sole

0.00

Shared

0.00

None

1.50M

SPDR SERIES TRUST

SOLE

PORTFOLIO AGRGTE

Shares3.93M

TypeSH

Market value$101.72M

8.38%

Sole

0.00

Shared

0.00

None

3.93M

DIMENSIONAL ETF TRUST

SOLE

US EQUITY MARKET

Shares819.70K

TypeSH

Market value$59.38M

4.89%

Sole

0.00

Shared

0.00

None

819.70K

DIMENSIONAL ETF TRUST

SOLE

US MKTWIDE VALUE

Shares1.08M

TypeSH

Market value$48.29M

3.98%

Sole

0.00

Shared

0.00

None

1.08M

DIMENSIONAL ETF TRUST

SOLE

INTL CORE EQT MK

Shares1.32M

TypeSH

Market value$48.00M

3.95%

Sole

0.00

Shared

0.00

None

1.32M

ISHARES TR

SOLE

SHRT NAT MUN ETF

Shares421.95K

TypeSH

Market value$45.06M

3.71%

Sole

0.00

Shared

0.00

None

421.95K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares1.55M

TypeSH

Market value$41.74M

3.44%

Sole

0.00

Shared

0.00

None

1.55M

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares489.50K

TypeSH

Market value$38.23M

3.15%

Sole

0.00

Shared

0.00

None

489.50K

VANGUARD MUN BD FDS

SOLE

TAX EXEMPT BD

Shares679.98K

TypeSH

Market value$34.05M

2.80%

Sole

0.00

Shared

0.00

None

679.98K

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares732.36K

TypeSH

Market value$33.78M

2.78%

Sole

0.00

Shared

0.00

None

732.36K

SPDR SERIES TRUST

SOLE

PORTFOLIO SHORT

Shares1.11M

TypeSH

Market value$33.55M

2.76%

Sole

0.00

Shared

0.00

None

1.11M

AMERICAN CENTY ETF TR

SOLE

US LARGE CAP VLU

Shares444.59K

TypeSH

Market value$32.13M

2.65%

Sole

0.00

Shared

0.00

None

444.59K

DIMENSIONAL ETF TRUST

SOLE

EMERGING MKTS CO

Shares962.19K

TypeSH

Market value$30.86M

2.54%

Sole

0.00

Shared

0.00

None

962.19K

AMERICAN CENTY ETF TR

SOLE

INTL SMCP VLU

Shares299.19K

TypeSH

Market value$26.64M

2.19%

Sole

0.00

Shared

0.00

None

299.19K

SPDR SERIES TRUST

SOLE

PORTFOLIO INTRMD

Shares699.81K

TypeSH

Market value$23.72M

1.95%

Sole

0.00

Shared

0.00

None

699.81K

SPDR SERIES TRUST

SOLE

PORTFOLIO SH TSR

Shares745.40K

TypeSH

Market value$21.86M

1.80%

Sole

0.00

Shared

0.00

None

745.40K

DIMENSIONAL ETF TRUST

SOLE

GLOBAL REAL EST

Shares638.86K

TypeSH

Market value$17.45M

1.44%

Sole

0.00

Shared

0.00

None

638.86K

SPDR SERIES TRUST

SOLE

PORTFLI INTRMDIT

Shares593.74K

TypeSH

Market value$17.16M

1.41%

Sole

0.00

Shared

0.00

None

593.74K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQT MKT

Shares365.65K

TypeSH

Market value$16.73M

1.38%

Sole

0.00

Shared

0.00

None

365.65K

SPDR SERIES TRUST

SOLE

PORTFLI TIPS ETF

Shares620.53K

TypeSH

Market value$16.33M

1.34%

Sole

0.00

Shared

0.00

None

620.53K

AMERICAN CENTY ETF TR

SOLE

AVANTIS RESPONSI

Shares217.47K

TypeSH

Market value$15.56M

1.28%

Sole

0.00

Shared

0.00

None

217.47K

APPLE INC

SOLE

COM

Shares60.74K

TypeSH

Market value$15.47M

1.27%

Sole

0.00

Shared

0.00

None

60.74K

COSTCO WHSL CORP NEW

SOLE

COM

Shares16.17K

TypeSH

Market value$14.97M

1.23%

Sole

0.00

Shared

0.00

None

16.17K

AMERICAN CENTY ETF TR

SOLE

US SML CP VALU

Shares146.05K

TypeSH

Market value$14.54M

1.20%

Sole

0.00

Shared

0.00

None

146.06K

Issuer	Class	Shares	Type	Value / Portfolio %	None
DIMENSIONAL ETF TRUSTSOLE	US TARGETED VLU	2.15M	SH	$125.33M 10.32%	2.15M
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	1.50M	SH	$118.68M 9.77%	1.50M
SPDR SERIES TRUSTSOLE	PORTFOLIO AGRGTE	3.93M	SH	$101.72M 8.38%	3.93M
DIMENSIONAL ETF TRUSTSOLE	US EQUITY MARKET	819.70K	SH	$59.38M 4.89%	819.70K
DIMENSIONAL ETF TRUSTSOLE	US MKTWIDE VALUE	1.08M	SH	$48.29M 3.98%	1.08M
DIMENSIONAL ETF TRUSTSOLE	INTL CORE EQT MK	1.32M	SH	$48.00M 3.95%	1.32M
ISHARES TRSOLE	SHRT NAT MUN ETF	421.95K	SH	$45.06M 3.71%	421.95K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	1.55M	SH	$41.74M 3.44%	1.55M
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	489.50K	SH	$38.23M 3.15%	489.50K
VANGUARD MUN BD FDSSOLE	TAX EXEMPT BD	679.98K	SH	$34.05M 2.80%	679.98K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	732.36K	SH	$33.78M 2.78%	732.36K
SPDR SERIES TRUSTSOLE	PORTFOLIO SHORT	1.11M	SH	$33.55M 2.76%	1.11M
AMERICAN CENTY ETF TRSOLE	US LARGE CAP VLU	444.59K	SH	$32.13M 2.65%	444.59K
DIMENSIONAL ETF TRUSTSOLE	EMERGING MKTS CO	962.19K	SH	$30.86M 2.54%	962.19K
AMERICAN CENTY ETF TRSOLE	INTL SMCP VLU	299.19K	SH	$26.64M 2.19%	299.19K
SPDR SERIES TRUSTSOLE	PORTFOLIO INTRMD	699.81K	SH	$23.72M 1.95%	699.81K
SPDR SERIES TRUSTSOLE	PORTFOLIO SH TSR	745.40K	SH	$21.86M 1.80%	745.40K
DIMENSIONAL ETF TRUSTSOLE	GLOBAL REAL EST	638.86K	SH	$17.45M 1.44%	638.86K
SPDR SERIES TRUSTSOLE	PORTFLI INTRMDIT	593.74K	SH	$17.16M 1.41%	593.74K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQT MKT	365.65K	SH	$16.73M 1.38%	365.65K
SPDR SERIES TRUSTSOLE	PORTFLI TIPS ETF	620.53K	SH	$16.33M 1.34%	620.53K
AMERICAN CENTY ETF TRSOLE	AVANTIS RESPONSI	217.47K	SH	$15.56M 1.28%	217.47K
APPLE INCSOLE	COM	60.74K	SH	$15.47M 1.27%	60.74K
COSTCO WHSL CORP NEWSOLE	COM	16.17K	SH	$14.97M 1.23%	16.17K
AMERICAN CENTY ETF TRSOLE	US SML CP VALU	146.05K	SH	$14.54M 1.20%	146.06K

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