Filed: 11/12/2025ACC: 0001580642-25-007208
📋 What this filing means
WILLOW CREEK WEALTH MANAGEMENT INC. filed this quarterly 13F‑HR report disclosing 180 equity positions with a total reported market value of $1.21B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
180
Positions
$1.21B
Total AUM (reported)
25.79M
Total Shares
Allocation by class
US TARGETED VLU$125.33M10.3%
SHORT TRM BOND$118.68M9.8%
PORTFOLIO AGRGTE$101.72M8.4%
COM$67.92M5.6%
US EQUITY MARKET$59.38M4.9%
US MKTWIDE VALUE$48.29M4.0%
INTL CORE EQT MK$48.00M4.0%
Portfolio Concentration
Top 3$345.73M28.5%
4–10$314.73M25.9%
11–25$330.72M27.2%
Rest$223.09M18.4%
Top 3 weight
28.5%
Top 10 weight
54.4%
Voting Authority Distribution
Total shares with voting rights: 25.79M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
25.79M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole180
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings180
Rows:
DIMENSIONAL ETF TRUST
SOLEShares2.15M
TypeSH
Market value$125.33M
10.32%
Sole
0.00
Shared
0.00
None
2.15M
VANGUARD BD INDEX FDS
SOLEShares1.50M
TypeSH
Market value$118.68M
9.77%
Sole
0.00
Shared
0.00
None
1.50M
SPDR SERIES TRUST
SOLEShares3.93M
TypeSH
Market value$101.72M
8.38%
Sole
0.00
Shared
0.00
None
3.93M
DIMENSIONAL ETF TRUST
SOLEShares819.70K
TypeSH
Market value$59.38M
4.89%
Sole
0.00
Shared
0.00
None
819.70K
DIMENSIONAL ETF TRUST
SOLEShares1.08M
TypeSH
Market value$48.29M
3.98%
Sole
0.00
Shared
0.00
None
1.08M
DIMENSIONAL ETF TRUST
SOLEShares1.32M
TypeSH
Market value$48.00M
3.95%
Sole
0.00
Shared
0.00
None
1.32M
ISHARES TR
SOLEShares421.95K
TypeSH
Market value$45.06M
3.71%
Sole
0.00
Shared
0.00
None
421.95K
SCHWAB STRATEGIC TR
SOLEShares1.55M
TypeSH
Market value$41.74M
3.44%
Sole
0.00
Shared
0.00
None
1.55M
VANGUARD BD INDEX FDS
SOLEShares489.50K
TypeSH
Market value$38.23M
3.15%
Sole
0.00
Shared
0.00
None
489.50K
VANGUARD MUN BD FDS
SOLEShares679.98K
TypeSH
Market value$34.05M
2.80%
Sole
0.00
Shared
0.00
None
679.98K
DIMENSIONAL ETF TRUST
SOLEShares732.36K
TypeSH
Market value$33.78M
2.78%
Sole
0.00
Shared
0.00
None
732.36K
SPDR SERIES TRUST
SOLEShares1.11M
TypeSH
Market value$33.55M
2.76%
Sole
0.00
Shared
0.00
None
1.11M
AMERICAN CENTY ETF TR
SOLEShares444.59K
TypeSH
Market value$32.13M
2.65%
Sole
0.00
Shared
0.00
None
444.59K
DIMENSIONAL ETF TRUST
SOLEShares962.19K
TypeSH
Market value$30.86M
2.54%
Sole
0.00
Shared
0.00
None
962.19K
AMERICAN CENTY ETF TR
SOLEShares299.19K
TypeSH
Market value$26.64M
2.19%
Sole
0.00
Shared
0.00
None
299.19K
SPDR SERIES TRUST
SOLEShares699.81K
TypeSH
Market value$23.72M
1.95%
Sole
0.00
Shared
0.00
None
699.81K
SPDR SERIES TRUST
SOLEShares745.40K
TypeSH
Market value$21.86M
1.80%
Sole
0.00
Shared
0.00
None
745.40K
DIMENSIONAL ETF TRUST
SOLEShares638.86K
TypeSH
Market value$17.45M
1.44%
Sole
0.00
Shared
0.00
None
638.86K
SPDR SERIES TRUST
SOLEShares593.74K
TypeSH
Market value$17.16M
1.41%
Sole
0.00
Shared
0.00
None
593.74K
DIMENSIONAL ETF TRUST
SOLEShares365.65K
TypeSH
Market value$16.73M
1.38%
Sole
0.00
Shared
0.00
None
365.65K
SPDR SERIES TRUST
SOLEShares620.53K
TypeSH
Market value$16.33M
1.34%
Sole
0.00
Shared
0.00
None
620.53K
AMERICAN CENTY ETF TR
SOLEShares217.47K
TypeSH
Market value$15.56M
1.28%
Sole
0.00
Shared
0.00
None
217.47K
APPLE INC
SOLEShares60.74K
TypeSH
Market value$15.47M
1.27%
Sole
0.00
Shared
0.00
None
60.74K
COSTCO WHSL CORP NEW
SOLEShares16.17K
TypeSH
Market value$14.97M
1.23%
Sole
0.00
Shared
0.00
None
16.17K
AMERICAN CENTY ETF TR
SOLEShares146.05K
TypeSH
Market value$14.54M
1.20%
Sole
0.00
Shared
0.00
None
146.06K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 2.15M | SH | $125.33M 10.32% | 0.00 | 0.00 | 2.15M |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 1.50M | SH | $118.68M 9.77% | 0.00 | 0.00 | 1.50M |
SPDR SERIES TRUSTSOLE | PORTFOLIO AGRGTE | 3.93M | SH | $101.72M 8.38% | 0.00 | 0.00 | 3.93M |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 819.70K | SH | $59.38M 4.89% | 0.00 | 0.00 | 819.70K |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 1.08M | SH | $48.29M 3.98% | 0.00 | 0.00 | 1.08M |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 1.32M | SH | $48.00M 3.95% | 0.00 | 0.00 | 1.32M |
ISHARES TRSOLE | SHRT NAT MUN ETF | 421.95K | SH | $45.06M 3.71% | 0.00 | 0.00 | 421.95K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 1.55M | SH | $41.74M 3.44% | 0.00 | 0.00 | 1.55M |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 489.50K | SH | $38.23M 3.15% | 0.00 | 0.00 | 489.50K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 679.98K | SH | $34.05M 2.80% | 0.00 | 0.00 | 679.98K |
DIMENSIONAL ETF TRUSTSOLE | INTERNATNAL VAL | 732.36K | SH | $33.78M 2.78% | 0.00 | 0.00 | 732.36K |
SPDR SERIES TRUSTSOLE | PORTFOLIO SHORT | 1.11M | SH | $33.55M 2.76% | 0.00 | 0.00 | 1.11M |
AMERICAN CENTY ETF TRSOLE | US LARGE CAP VLU | 444.59K | SH | $32.13M 2.65% | 0.00 | 0.00 | 444.59K |
DIMENSIONAL ETF TRUSTSOLE | EMERGING MKTS CO | 962.19K | SH | $30.86M 2.54% | 0.00 | 0.00 | 962.19K |
AMERICAN CENTY ETF TRSOLE | INTL SMCP VLU | 299.19K | SH | $26.64M 2.19% | 0.00 | 0.00 | 299.19K |
SPDR SERIES TRUSTSOLE | PORTFOLIO INTRMD | 699.81K | SH | $23.72M 1.95% | 0.00 | 0.00 | 699.81K |
SPDR SERIES TRUSTSOLE | PORTFOLIO SH TSR | 745.40K | SH | $21.86M 1.80% | 0.00 | 0.00 | 745.40K |
DIMENSIONAL ETF TRUSTSOLE | GLOBAL REAL EST | 638.86K | SH | $17.45M 1.44% | 0.00 | 0.00 | 638.86K |
SPDR SERIES TRUSTSOLE | PORTFLI INTRMDIT | 593.74K | SH | $17.16M 1.41% | 0.00 | 0.00 | 593.74K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 365.65K | SH | $16.73M 1.38% | 0.00 | 0.00 | 365.65K |
SPDR SERIES TRUSTSOLE | PORTFLI TIPS ETF | 620.53K | SH | $16.33M 1.34% | 0.00 | 0.00 | 620.53K |
AMERICAN CENTY ETF TRSOLE | AVANTIS RESPONSI | 217.47K | SH | $15.56M 1.28% | 0.00 | 0.00 | 217.47K |
APPLE INCSOLE | COM | 60.74K | SH | $15.47M 1.27% | 0.00 | 0.00 | 60.74K |
COSTCO WHSL CORP NEWSOLE | COM | 16.17K | SH | $14.97M 1.23% | 0.00 | 0.00 | 16.17K |
AMERICAN CENTY ETF TRSOLE | US SML CP VALU | 146.05K | SH | $14.54M 1.20% | 0.00 | 0.00 | 146.06K |
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