Filed: 7/17/2025ACC: 0001580642-25-004297
📋 What this filing means
WILLOW CREEK WEALTH MANAGEMENT INC. filed this quarterly 13F‑HR report disclosing 167 equity positions with a total reported market value of $1.11B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
167
Positions
$1.11B
Total AUM (reported)
25.15M
Total Shares
Allocation by class
US TARGETED VLU$113.27M10.2%
SHORT TRM BOND$111.29M10.0%
PORTFOLIO AGRGTE$94.59M8.5%
COM$63.43M5.7%
US EQUITY MARKET$53.39M4.8%
US MKTWIDE VALUE$45.88M4.1%
INTL CORE EQT MK$41.70M3.8%
Portfolio Concentration
Top 3$319.16M28.7%
4–10$290.08M26.1%
11–25$306.28M27.5%
Rest$196.31M17.7%
Top 3 weight
28.7%
Top 10 weight
54.8%
Voting Authority Distribution
Total shares with voting rights: 25.15M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
25.15M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole167
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings167
Rows:
DIMENSIONAL ETF TRUST
SOLEShares2.10M
TypeSH
Market value$113.27M
10.19%
Sole
0.00
Shared
0.00
None
2.10M
VANGUARD BD INDEX FDS
SOLEShares1.41M
TypeSH
Market value$111.29M
10.01%
Sole
0.00
Shared
0.00
None
1.41M
SPDR SER TR
SOLEShares3.70M
TypeSH
Market value$94.59M
8.51%
Sole
0.00
Shared
0.00
None
3.70M
DIMENSIONAL ETF TRUST
SOLEShares796.65K
TypeSH
Market value$53.39M
4.80%
Sole
0.00
Shared
0.00
None
796.65K
DIMENSIONAL ETF TRUST
SOLEShares1.09M
TypeSH
Market value$45.88M
4.13%
Sole
0.00
Shared
0.00
None
1.09M
DIMENSIONAL ETF TRUST
SOLEShares1.21M
TypeSH
Market value$41.70M
3.75%
Sole
0.00
Shared
0.00
None
1.21M
ISHARES TR
SOLEShares381.28K
TypeSH
Market value$40.55M
3.65%
Sole
0.00
Shared
0.00
None
381.28K
SCHWAB STRATEGIC TR
SOLEShares1.44M
TypeSH
Market value$38.41M
3.45%
Sole
0.00
Shared
0.00
None
1.44M
VANGUARD BD INDEX FDS
SOLEShares479.15K
TypeSH
Market value$37.06M
3.33%
Sole
0.00
Shared
0.00
None
479.15K
VANGUARD MUN BD FDS
SOLEShares675.26K
TypeSH
Market value$33.11M
2.98%
Sole
0.00
Shared
0.00
None
675.26K
SPDR SER TR
SOLEShares1.07M
TypeSH
Market value$32.32M
2.91%
Sole
0.00
Shared
0.00
None
1.07M
DIMENSIONAL ETF TRUST
SOLEShares737.94K
TypeSH
Market value$31.61M
2.84%
Sole
0.00
Shared
0.00
None
737.94K
AMERICAN CENTY ETF TR
SOLEShares418.11K
TypeSH
Market value$28.52M
2.57%
Sole
0.00
Shared
0.00
None
418.11K
DIMENSIONAL ETF TRUST
SOLEShares911.05K
TypeSH
Market value$27.04M
2.43%
Sole
0.00
Shared
0.00
None
911.05K
AMERICAN CENTY ETF TR
SOLEShares295.24K
TypeSH
Market value$23.41M
2.11%
Sole
0.00
Shared
0.00
None
295.24K
SPDR SER TR
SOLEShares676.21K
TypeSH
Market value$22.71M
2.04%
Sole
0.00
Shared
0.00
None
676.21K
SPDR SER TR
SOLEShares725.85K
TypeSH
Market value$21.26M
1.91%
Sole
0.00
Shared
0.00
None
725.85K
SPDR SER TR
SOLEShares577.47K
TypeSH
Market value$16.61M
1.49%
Sole
0.00
Shared
0.00
None
577.47K
COSTCO WHSL CORP NEW
SOLEShares16.10K
TypeSH
Market value$15.94M
1.43%
Sole
0.00
Shared
0.00
None
16.10K
SPDR SER TR
SOLEShares609.52K
TypeSH
Market value$15.88M
1.43%
Sole
0.00
Shared
0.00
None
609.52K
DIMENSIONAL ETF TRUST
SOLEShares367.98K
TypeSH
Market value$15.59M
1.40%
Sole
0.00
Shared
0.00
None
367.98K
DIMENSIONAL ETF TRUST
SOLEShares560.74K
TypeSH
Market value$15.04M
1.35%
Sole
0.00
Shared
0.00
None
560.74K
AMERICAN CENTY ETF TR
SOLEShares216.49K
TypeSH
Market value$14.62M
1.32%
Sole
0.00
Shared
0.00
None
216.49K
AMERICAN CENTY ETF TR
SOLEShares145.05K
TypeSH
Market value$13.21M
1.19%
Sole
0.00
Shared
0.00
None
145.05K
DIMENSIONAL ETF TRUST
SOLEShares318.78K
TypeSH
Market value$12.51M
1.13%
Sole
0.00
Shared
0.00
None
318.78K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 2.10M | SH | $113.27M 10.19% | 0.00 | 0.00 | 2.10M |
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 1.41M | SH | $111.29M 10.01% | 0.00 | 0.00 | 1.41M |
SPDR SER TRSOLE | PORTFOLIO AGRGTE | 3.70M | SH | $94.59M 8.51% | 0.00 | 0.00 | 3.70M |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 796.65K | SH | $53.39M 4.80% | 0.00 | 0.00 | 796.65K |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 1.09M | SH | $45.88M 4.13% | 0.00 | 0.00 | 1.09M |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 1.21M | SH | $41.70M 3.75% | 0.00 | 0.00 | 1.21M |
ISHARES TRSOLE | SHRT NAT MUN ETF | 381.28K | SH | $40.55M 3.65% | 0.00 | 0.00 | 381.28K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 1.44M | SH | $38.41M 3.45% | 0.00 | 0.00 | 1.44M |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 479.15K | SH | $37.06M 3.33% | 0.00 | 0.00 | 479.15K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 675.26K | SH | $33.11M 2.98% | 0.00 | 0.00 | 675.26K |
SPDR SER TRSOLE | PORTFOLIO SHORT | 1.07M | SH | $32.32M 2.91% | 0.00 | 0.00 | 1.07M |
DIMENSIONAL ETF TRUSTSOLE | INTERNATNAL VAL | 737.94K | SH | $31.61M 2.84% | 0.00 | 0.00 | 737.94K |
AMERICAN CENTY ETF TRSOLE | US LARGE CAP VLU | 418.11K | SH | $28.52M 2.57% | 0.00 | 0.00 | 418.11K |
DIMENSIONAL ETF TRUSTSOLE | EMERGING MKTS CO | 911.05K | SH | $27.04M 2.43% | 0.00 | 0.00 | 911.05K |
AMERICAN CENTY ETF TRSOLE | INTL SMCP VLU | 295.24K | SH | $23.41M 2.11% | 0.00 | 0.00 | 295.24K |
SPDR SER TRSOLE | PORTFOLIO INTRMD | 676.21K | SH | $22.71M 2.04% | 0.00 | 0.00 | 676.21K |
SPDR SER TRSOLE | PORTFOLIO SH TSR | 725.85K | SH | $21.26M 1.91% | 0.00 | 0.00 | 725.85K |
SPDR SER TRSOLE | PORTFLI INTRMDIT | 577.47K | SH | $16.61M 1.49% | 0.00 | 0.00 | 577.47K |
COSTCO WHSL CORP NEWSOLE | COM | 16.10K | SH | $15.94M 1.43% | 0.00 | 0.00 | 16.10K |
SPDR SER TRSOLE | PORTFLI TIPS ETF | 609.52K | SH | $15.88M 1.43% | 0.00 | 0.00 | 609.52K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 367.98K | SH | $15.59M 1.40% | 0.00 | 0.00 | 367.98K |
DIMENSIONAL ETF TRUSTSOLE | GLOBAL REAL EST | 560.74K | SH | $15.04M 1.35% | 0.00 | 0.00 | 560.74K |
AMERICAN CENTY ETF TRSOLE | AVANTIS RESPONSI | 216.49K | SH | $14.62M 1.32% | 0.00 | 0.00 | 216.49K |
AMERICAN CENTY ETF TRSOLE | US SML CP VALU | 145.05K | SH | $13.21M 1.19% | 0.00 | 0.00 | 145.05K |
DIMENSIONAL ETF TRUSTSOLE | US SUSTAINABILTY | 318.78K | SH | $12.51M 1.13% | 0.00 | 0.00 | 318.78K |
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