Filed: 7/17/2025ACC: 0001580642-25-004296
📋 What this filing means
WILLOW CREEK WEALTH MANAGEMENT INC. filed this quarterly 13F‑HR report disclosing 155 equity positions with a total reported market value of $1.03B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
155
Positions
$1.03B
Total AUM (reported)
24.22M
Total Shares
Allocation by class
SHORT TRM BOND$106.64M10.4%
US TARGETED VLU$104.51M10.2%
PORTFOLIO AGRGTE$91.34M8.9%
COM$59.98M5.8%
US MKTWIDE VALUE$45.16M4.4%
US EQUITY MARKET$44.99M4.4%
TAX EXEMPT BD$38.46M3.7%
Portfolio Concentration
Top 3$302.50M29.5%
4–10$273.40M26.6%
11–25$281.07M27.4%
Rest$169.94M16.5%
Top 3 weight
29.5%
Top 10 weight
56.1%
Voting Authority Distribution
Total shares with voting rights: 24.22M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
24.22M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole155
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings155
Rows:
VANGUARD BD INDEX FDS
SOLEShares1.36M
TypeSH
Market value$106.64M
10.38%
Sole
0.00
Shared
0.00
None
1.36M
DIMENSIONAL ETF TRUST
SOLEShares2.03M
TypeSH
Market value$104.51M
10.18%
Sole
0.00
Shared
0.00
None
2.03M
SPDR SER TR
SOLEShares3.58M
TypeSH
Market value$91.34M
8.89%
Sole
0.00
Shared
0.00
None
3.58M
DIMENSIONAL ETF TRUST
SOLEShares1.10M
TypeSH
Market value$45.16M
4.40%
Sole
0.00
Shared
0.00
None
1.10M
DIMENSIONAL ETF TRUST
SOLEShares743.86K
TypeSH
Market value$44.99M
4.38%
Sole
0.00
Shared
0.00
None
743.86K
VANGUARD MUN BD FDS
SOLEShares775.14K
TypeSH
Market value$38.46M
3.75%
Sole
0.00
Shared
0.00
None
775.14K
ISHARES TR
SOLEShares362.73K
TypeSH
Market value$38.30M
3.73%
Sole
0.00
Shared
0.00
None
362.73K
VANGUARD BD INDEX FDS
SOLEShares478.17K
TypeSH
Market value$36.61M
3.57%
Sole
0.00
Shared
0.00
None
478.17K
SCHWAB STRATEGIC TR
SOLEShares1.30M
TypeSH
Market value$34.96M
3.40%
Sole
0.00
Shared
0.00
None
1.30M
DIMENSIONAL ETF TRUST
SOLEShares1.12M
TypeSH
Market value$34.90M
3.40%
Sole
0.00
Shared
0.00
None
1.12M
SPDR SER TR
SOLEShares1.07M
TypeSH
Market value$32.20M
3.14%
Sole
0.00
Shared
0.00
None
1.07M
DIMENSIONAL ETF TRUST
SOLEShares744.41K
TypeSH
Market value$29.30M
2.85%
Sole
0.00
Shared
0.00
None
744.42K
AMERICAN CENTY ETF TR
SOLEShares381.71K
TypeSH
Market value$24.89M
2.42%
Sole
0.00
Shared
0.00
None
381.71K
DIMENSIONAL ETF TRUST
SOLEShares844.17K
TypeSH
Market value$22.34M
2.18%
Sole
0.00
Shared
0.00
None
844.18K
SPDR SER TR
SOLEShares652.24K
TypeSH
Market value$21.68M
2.11%
Sole
0.00
Shared
0.00
None
652.24K
SPDR SER TR
SOLEShares698.59K
TypeSH
Market value$20.43M
1.99%
Sole
0.00
Shared
0.00
None
698.59K
AMERICAN CENTY ETF TR
SOLEShares281.36K
TypeSH
Market value$19.62M
1.91%
Sole
0.00
Shared
0.00
None
281.37K
SPDR SER TR
SOLEShares603.37K
TypeSH
Market value$15.92M
1.55%
Sole
0.00
Shared
0.00
None
603.37K
COSTCO WHSL CORP NEW
SOLEShares16.10K
TypeSH
Market value$15.23M
1.48%
Sole
0.00
Shared
0.00
None
16.10K
SPDR SER TR
SOLEShares528.90K
TypeSH
Market value$15.12M
1.47%
Sole
0.00
Shared
0.00
None
528.90K
APPLE INC
SOLEShares60.52K
TypeSH
Market value$13.44M
1.31%
Sole
0.00
Shared
0.00
None
60.52K
DIMENSIONAL ETF TRUST
SOLEShares345.26K
TypeSH
Market value$13.27M
1.29%
Sole
0.00
Shared
0.00
None
345.26K
DIMENSIONAL ETF TRUST
SOLEShares500.80K
TypeSH
Market value$13.15M
1.28%
Sole
0.00
Shared
0.00
None
500.80K
DIMENSIONAL ETF TRUST
SOLEShares343.19K
TypeSH
Market value$12.29M
1.20%
Sole
0.00
Shared
0.00
None
343.19K
AMERICAN CENTY ETF TR
SOLEShares203.42K
TypeSH
Market value$12.20M
1.19%
Sole
0.00
Shared
0.00
None
203.42K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD BD INDEX FDSSOLE | SHORT TRM BOND | 1.36M | SH | $106.64M 10.38% | 0.00 | 0.00 | 1.36M |
DIMENSIONAL ETF TRUSTSOLE | US TARGETED VLU | 2.03M | SH | $104.51M 10.18% | 0.00 | 0.00 | 2.03M |
SPDR SER TRSOLE | PORTFOLIO AGRGTE | 3.58M | SH | $91.34M 8.89% | 0.00 | 0.00 | 3.58M |
DIMENSIONAL ETF TRUSTSOLE | US MKTWIDE VALUE | 1.10M | SH | $45.16M 4.40% | 0.00 | 0.00 | 1.10M |
DIMENSIONAL ETF TRUSTSOLE | US EQUITY MARKET | 743.86K | SH | $44.99M 4.38% | 0.00 | 0.00 | 743.86K |
VANGUARD MUN BD FDSSOLE | TAX EXEMPT BD | 775.14K | SH | $38.46M 3.75% | 0.00 | 0.00 | 775.14K |
ISHARES TRSOLE | SHRT NAT MUN ETF | 362.73K | SH | $38.30M 3.73% | 0.00 | 0.00 | 362.73K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 478.17K | SH | $36.61M 3.57% | 0.00 | 0.00 | 478.17K |
SCHWAB STRATEGIC TRSOLE | US TIPS ETF | 1.30M | SH | $34.96M 3.40% | 0.00 | 0.00 | 1.30M |
DIMENSIONAL ETF TRUSTSOLE | INTL CORE EQT MK | 1.12M | SH | $34.90M 3.40% | 0.00 | 0.00 | 1.12M |
SPDR SER TRSOLE | PORTFOLIO SHORT | 1.07M | SH | $32.20M 3.14% | 0.00 | 0.00 | 1.07M |
DIMENSIONAL ETF TRUSTSOLE | INTERNATNAL VAL | 744.41K | SH | $29.30M 2.85% | 0.00 | 0.00 | 744.42K |
AMERICAN CENTY ETF TRSOLE | US LARGE CAP VLU | 381.71K | SH | $24.89M 2.42% | 0.00 | 0.00 | 381.71K |
DIMENSIONAL ETF TRUSTSOLE | EMERGING MKTS CO | 844.17K | SH | $22.34M 2.18% | 0.00 | 0.00 | 844.18K |
SPDR SER TRSOLE | PORTFOLIO INTRMD | 652.24K | SH | $21.68M 2.11% | 0.00 | 0.00 | 652.24K |
SPDR SER TRSOLE | PORTFOLIO SH TSR | 698.59K | SH | $20.43M 1.99% | 0.00 | 0.00 | 698.59K |
AMERICAN CENTY ETF TRSOLE | INTL SMCP VLU | 281.36K | SH | $19.62M 1.91% | 0.00 | 0.00 | 281.37K |
SPDR SER TRSOLE | PORTFLI TIPS ETF | 603.37K | SH | $15.92M 1.55% | 0.00 | 0.00 | 603.37K |
COSTCO WHSL CORP NEWSOLE | COM | 16.10K | SH | $15.23M 1.48% | 0.00 | 0.00 | 16.10K |
SPDR SER TRSOLE | PORTFLI INTRMDIT | 528.90K | SH | $15.12M 1.47% | 0.00 | 0.00 | 528.90K |
APPLE INCSOLE | COM | 60.52K | SH | $13.44M 1.31% | 0.00 | 0.00 | 60.52K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 345.26K | SH | $13.27M 1.29% | 0.00 | 0.00 | 345.26K |
DIMENSIONAL ETF TRUSTSOLE | GLOBAL REAL EST | 500.80K | SH | $13.15M 1.28% | 0.00 | 0.00 | 500.80K |
DIMENSIONAL ETF TRUSTSOLE | US SUSTAINABILTY | 343.19K | SH | $12.29M 1.20% | 0.00 | 0.00 | 343.19K |
AMERICAN CENTY ETF TRSOLE | AVANTIS RESPONSI | 203.42K | SH | $12.20M 1.19% | 0.00 | 0.00 | 203.42K |
Page 1 of 7
…