UNITED CAPITAL FINANCIAL ADVISORS, LLC

Filed: 5/15/2026ACC: 0001463217-26-000002

📋 What this filing means

UNITED CAPITAL FINANCIAL ADVISORS, LLC filed this quarterly 13F‑HR report disclosing 1623 equity positions with a total reported market value of $16.26B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

1623

Positions

$16.26B

Total AUM (reported)

181.81M

Total Shares

Allocation by class

COM$4.71B29.0%

S&P 500 ETF SHS$961.77M5.9%

CORE S&P500 ETF$888.25M5.5%

TR UNIT$523.63M3.2%

CORE MSCI EAFE$456.80M2.8%

STATE STREET SPD$325.72M2.0%

INTERMED TERM$285.13M1.8%

Portfolio Concentration

Top 3$2.37B14.6%

4–10$2.46B15.2%

11–25$2.56B15.7%

Rest$8.87B54.5%

Top 3 weight

14.6%

Top 10 weight

29.8%

Voting Authority Distribution

Total shares with voting rights: 181.81M

Sole

Full voting authority

129.44K

% of voting shares0.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

181.68M

% of voting shares99.9%

Investment Discretion (by position count)

Sole0

Shared0

Other1623

Dominant voting typeNone · 99.9% of voting shares

Institutional Holdings1623

Rows:

VANGUARD INDEX FDS

DFND

S&P 500 ETF SHS

Shares1.61M

TypeSH

Market value$961.77M

5.91%

Sole

50.00

Shared

0.00

None

1.61M

ISHARES TR

DFND

CORE S&P500 ETF

Shares1.36M

TypeSH

Market value$888.25M

5.46%

Sole

922.00

Shared

0.00

None

1.36M

STATE STR SPDR S&P 500 ETF T

DFND

TR UNIT

Shares805.09K

TypeSH

Market value$523.63M

3.22%

Sole

212.00

Shared

0.00

None

804.88K

ISHARES TR

DFND

CORE MSCI EAFE

Shares5.06M

TypeSH

Market value$456.80M

2.81%

Sole

0.00

Shared

0.00

None

5.06M

APPLE INC

DFND

COM

Shares1.78M

TypeSH

Market value$451.43M

2.78%

Sole

4.86K

Shared

0.00

None

1.77M

NVIDIA CORPORATION

DFND

COM

Shares2.15M

TypeSH

Market value$375.30M

2.31%

Sole

35.12K

Shared

0.00

None

2.12M

REPLIGEN CORP

DFND

COM

Shares2.77M

TypeSH

Market value$326.83M

2.01%

Sole

0.00

Shared

0.00

None

2.77M

MICROSOFT CORP

DFND

COM

Shares776.61K

TypeSH

Market value$287.48M

1.77%

Sole

783.00

Shared

0.00

None

775.83K

VANGUARD BD INDEX FDS

DFND

INTERMED TERM

Shares3.70M

TypeSH

Market value$285.13M

1.75%

Sole

0.00

Shared

0.00

None

3.70M

VANGUARD INDEX FDS

DFND

VALUE ETF

Shares1.43M

TypeSH

Market value$281.38M

1.73%

Sole

0.00

Shared

0.00

None

1.43M

ISHARES INC

DFND

CORE MSCI EMKT

Shares3.61M

TypeSH

Market value$251.76M

1.55%

Sole

0.00

Shared

0.00

None

3.61M

VANGUARD INDEX FDS

DFND

GROWTH ETF

Shares554.54K

TypeSH

Market value$242.22M

1.49%

Sole

761.00

Shared

0.00

None

553.77K

ALPHABET INC

DFND

CAP STK CL A

Shares791.05K

TypeSH

Market value$227.47M

1.40%

Sole

703.00

Shared

0.00

None

790.35K

ISHARES TR

DFND

US TREAS BD ETF

Shares9.93M

TypeSH

Market value$227.47M

1.40%

Sole

0.00

Shared

0.00

None

9.93M

ISHARES TR

DFND

CORE UNIVRSL USD

Shares4.10M

TypeSH

Market value$189.47M

1.17%

Sole

0.00

Shared

0.00

None

4.10M

ADVISOR MANAGED PORTFOLIOS

DFND

SOUNDWATCH HEDGD

Shares4.96M

TypeSH

Market value$152.30M

0.94%

Sole

11.04K

Shared

0.00

None

4.95M

VANGUARD BD INDEX FDS

DFND

SHORT TRM BOND

Shares1.92M

TypeSH

Market value$150.74M

0.93%

Sole

150.00

Shared

0.00

None

1.92M

ALPHABET INC

DFND

CAP STK CL C

Shares508.57K

TypeSH

Market value$145.89M

0.90%

Sole

161.00

Shared

0.00

None

508.41K

ISHARES TR

DFND

CORE S&P SCP ETF

Shares1.17M

TypeSH

Market value$144.96M

0.89%

Sole

663.00

Shared

0.00

None

1.17M

ISHARES TR

DFND

HDG MSCI EAFE

Shares3.34M

TypeSH

Market value$142.28M

0.88%

Sole

0.00

Shared

0.00

None

3.34M

AMAZON COM INC

DFND

COM

Shares670.39K

TypeSH

Market value$139.62M

0.86%

Sole

900.00

Shared

0.00

None

669.49K

ISHARES TR

DFND

S&P 500 VAL ETF

Shares660.57K

TypeSH

Market value$139.53M

0.86%

Sole

0.00

Shared

0.00

None

660.57K

INVESCO QQQ TR

DFND

UNIT SER 1

Shares241.01K

TypeSH

Market value$139.17M

0.86%

Sole

752.00

Shared

0.00

None

240.26K

ISHARES TR

DFND

MBS ETF

Shares1.42M

TypeSH

Market value$135.21M

0.83%

Sole

0.00

Shared

0.00

None

1.42M

BERKSHIRE HATHAWAY INC DEL

DFND

CL B NEW

Shares267.99K

TypeSH

Market value$128.42M

0.79%

Sole

0.00

Shared

0.00

None

267.99K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
VANGUARD INDEX FDSDFND	S&P 500 ETF SHS	1.61M	SH	$961.77M 5.91%	50.00	1.61M
ISHARES TRDFND	CORE S&P500 ETF	1.36M	SH	$888.25M 5.46%	922.00	1.36M
STATE STR SPDR S&P 500 ETF TDFND	TR UNIT	805.09K	SH	$523.63M 3.22%	212.00	804.88K
ISHARES TRDFND	CORE MSCI EAFE	5.06M	SH	$456.80M 2.81%	0.00	5.06M
APPLE INCDFND	COM	1.78M	SH	$451.43M 2.78%	4.86K	1.77M
NVIDIA CORPORATIONDFND	COM	2.15M	SH	$375.30M 2.31%	35.12K	2.12M
REPLIGEN CORPDFND	COM	2.77M	SH	$326.83M 2.01%	0.00	2.77M
MICROSOFT CORPDFND	COM	776.61K	SH	$287.48M 1.77%	783.00	775.83K
VANGUARD BD INDEX FDSDFND	INTERMED TERM	3.70M	SH	$285.13M 1.75%	0.00	3.70M
VANGUARD INDEX FDSDFND	VALUE ETF	1.43M	SH	$281.38M 1.73%	0.00	1.43M
ISHARES INCDFND	CORE MSCI EMKT	3.61M	SH	$251.76M 1.55%	0.00	3.61M
VANGUARD INDEX FDSDFND	GROWTH ETF	554.54K	SH	$242.22M 1.49%	761.00	553.77K
ALPHABET INCDFND	CAP STK CL A	791.05K	SH	$227.47M 1.40%	703.00	790.35K
ISHARES TRDFND	US TREAS BD ETF	9.93M	SH	$227.47M 1.40%	0.00	9.93M
ISHARES TRDFND	CORE UNIVRSL USD	4.10M	SH	$189.47M 1.17%	0.00	4.10M
ADVISOR MANAGED PORTFOLIOSDFND	SOUNDWATCH HEDGD	4.96M	SH	$152.30M 0.94%	11.04K	4.95M
VANGUARD BD INDEX FDSDFND	SHORT TRM BOND	1.92M	SH	$150.74M 0.93%	150.00	1.92M
ALPHABET INCDFND	CAP STK CL C	508.57K	SH	$145.89M 0.90%	161.00	508.41K
ISHARES TRDFND	CORE S&P SCP ETF	1.17M	SH	$144.96M 0.89%	663.00	1.17M
ISHARES TRDFND	HDG MSCI EAFE	3.34M	SH	$142.28M 0.88%	0.00	3.34M
AMAZON COM INCDFND	COM	670.39K	SH	$139.62M 0.86%	900.00	669.49K
ISHARES TRDFND	S&P 500 VAL ETF	660.57K	SH	$139.53M 0.86%	0.00	660.57K
INVESCO QQQ TRDFND	UNIT SER 1	241.01K	SH	$139.17M 0.86%	752.00	240.26K
ISHARES TRDFND	MBS ETF	1.42M	SH	$135.21M 0.83%	0.00	1.42M
BERKSHIRE HATHAWAY INC DELDFND	CL B NEW	267.99K	SH	$128.42M 0.79%	0.00	267.99K

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