UMB BANK, N.A.

PrivateCIK: 933429

Location

KANSAS CITY, MO

2284

Positions

$7.16B

Total AUM (reported)

55.86M

Total Shares

Allocation by class

COM$4.07B56.8%

CORE S&P500 ETF$470.81M6.6%

CL A$315.00M4.4%

CAP STK CL A$206.90M2.9%

COM NEW$133.95M1.9%

CORE MSCI EAFE$123.11M1.7%

CORE S&P MCP ETF$119.25M1.7%

Portfolio Concentration

Top 3$1.31B18.3%

4–10$1.18B16.5%

11–25$1.25B17.5%

Rest$3.42B47.8%

Top 3 weight

18.3%

Top 10 weight

34.8%

Voting Authority Distribution

Total shares with voting rights: 55.86M

Sole

Full voting authority

39.45M

% of voting shares70.6%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

16.41M

% of voting shares29.4%

Investment Discretion (by position count)

Sole1215

Shared0

Other1069

Dominant voting typeSole · 70.6% of voting shares

Institutional Holdings2284

Rows:

UMB FINL CORP

DFND

COM

Shares4.72M

TypeSH

Market value$532.77M

7.44%

Sole

1.80K

Shared

0.00

None

4.72M

ISHARES TR

DFND

CORE S&P500 ETF

Shares720.76K

TypeSH

Market value$470.81M

6.57%

Sole

664.92K

Shared

0.00

None

55.84K

APPLE INC

DFND

COM

Shares1.21M

TypeSH

Market value$307.27M

4.29%

Sole

1.02M

Shared

0.00

None

186.86K

NVIDIA CORPORATION

DFND

COM

Shares1.33M

TypeSH

Market value$232.03M

3.24%

Sole

1.20M

Shared

0.00

None

129.35K

ALPHABET INC

DFND

CAP STK CL A

Shares719.50K

TypeSH

Market value$206.90M

2.89%

Sole

635.34K

Shared

0.00

None

84.16K

MICROSOFT CORP

DFND

COM

Shares516.62K

TypeSH

Market value$191.24M

2.67%

Sole

443.98K

Shared

0.00

None

72.64K

AMAZON COM INC

DFND

COM

Shares729.70K

TypeSH

Market value$151.97M

2.12%

Sole

635.10K

Shared

0.00

None

94.60K

BROADCOM INC

DFND

COM

Shares473.59K

TypeSH

Market value$146.58M

2.05%

Sole

385.19K

Shared

0.00

None

88.40K

JPMORGAN CHASE & CO

DFND

COM

Shares437.64K

TypeSH

Market value$128.74M

1.80%

Sole

386.40K

Shared

0.00

None

51.24K

ISHARES TR

DFND

CORE MSCI EAFE

Shares1.36M

TypeSH

Market value$123.11M

1.72%

Sole

1.32M

Shared

0.00

None

42.89K

ISHARES TR

DFND

CORE S&P MCP ETF

Shares1.77M

TypeSH

Market value$119.25M

1.66%

Sole

1.71M

Shared

0.00

None

55.38K

BERKSHIRE HATHAWAY INC DEL

DFND

CL A

Shares145.00

TypeSH

Market value$104.13M

1.45%

Sole

5.00

Shared

0.00

None

140.00

ISHARES TR

DFND

RUS MID CAP ETF

Shares964.88K

TypeSH

Market value$93.82M

1.31%

Sole

887.61K

Shared

0.00

None

77.27K

JOHNSON & JOHNSON

DFND

COM

Shares367.70K

TypeSH

Market value$89.88M

1.25%

Sole

310.74K

Shared

0.00

None

56.96K

COSTCO WHOLESALE CORPORATION

DFND

COM

Shares88.44K

TypeSH

Market value$88.12M

1.23%

Sole

76.22K

Shared

0.00

None

12.21K

PROGRESSIVE CORP

DFND

COM

Shares431.45K

TypeSH

Market value$85.53M

1.19%

Sole

4.01K

Shared

0.00

None

427.44K

BERKSHIRE HATHAWAY INC DEL

DFND

CL B NEW

Shares164.47K

TypeSH

Market value$78.81M

1.10%

Sole

102.05K

Shared

0.00

None

62.41K

CHEVRON CORPORATION

DFND

COM

Shares379.26K

TypeSH

Market value$78.47M

1.10%

Sole

343.17K

Shared

0.00

None

36.09K

WALMART INC

DFND

COM

Shares626.29K

TypeSH

Market value$77.84M

1.09%

Sole

578.83K

Shared

0.00

None

47.47K

TJX COS INC NEW

DFND

COM

Shares478.86K

TypeSH

Market value$76.47M

1.07%

Sole

176.71K

Shared

0.00

None

302.15K

VANGUARD INDEX FDS

DFND

GROWTH ETF

Shares172.21K

TypeSH

Market value$75.22M

1.05%

Sole

151.03K

Shared

0.00

None

21.17K

VANGUARD INDEX FDS

DFND

VALUE ETF

Shares380.50K

TypeSH

Market value$74.65M

1.04%

Sole

357.52K

Shared

0.00

None

22.98K

ELI LILLY & CO

DFND

COM

Shares77.98K

TypeSH

Market value$71.72M

1.00%

Sole

66.42K

Shared

0.00

None

11.55K

META PLATFORMS INC

DFND

CL A

Shares120.48K

TypeSH

Market value$68.93M

0.96%

Sole

107.81K

Shared

0.00

None

12.67K

ISHARES TR

DFND

CORE S&P SCP ETF

Shares548.31K

TypeSH

Market value$68.16M

0.95%

Sole

530.60K

Shared

0.00

None

17.71K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
UMB FINL CORPDFND	COM	4.72M	SH	$532.77M 7.44%	1.80K	4.72M
ISHARES TRDFND	CORE S&P500 ETF	720.76K	SH	$470.81M 6.57%	664.92K	55.84K
APPLE INCDFND	COM	1.21M	SH	$307.27M 4.29%	1.02M	186.86K
NVIDIA CORPORATIONDFND	COM	1.33M	SH	$232.03M 3.24%	1.20M	129.35K
ALPHABET INCDFND	CAP STK CL A	719.50K	SH	$206.90M 2.89%	635.34K	84.16K
MICROSOFT CORPDFND	COM	516.62K	SH	$191.24M 2.67%	443.98K	72.64K
AMAZON COM INCDFND	COM	729.70K	SH	$151.97M 2.12%	635.10K	94.60K
BROADCOM INCDFND	COM	473.59K	SH	$146.58M 2.05%	385.19K	88.40K
JPMORGAN CHASE & CODFND	COM	437.64K	SH	$128.74M 1.80%	386.40K	51.24K
ISHARES TRDFND	CORE MSCI EAFE	1.36M	SH	$123.11M 1.72%	1.32M	42.89K
ISHARES TRDFND	CORE S&P MCP ETF	1.77M	SH	$119.25M 1.66%	1.71M	55.38K
BERKSHIRE HATHAWAY INC DELDFND	CL A	145.00	SH	$104.13M 1.45%	5.00	140.00
ISHARES TRDFND	RUS MID CAP ETF	964.88K	SH	$93.82M 1.31%	887.61K	77.27K
JOHNSON & JOHNSONDFND	COM	367.70K	SH	$89.88M 1.25%	310.74K	56.96K
COSTCO WHOLESALE CORPORATIONDFND	COM	88.44K	SH	$88.12M 1.23%	76.22K	12.21K
PROGRESSIVE CORPDFND	COM	431.45K	SH	$85.53M 1.19%	4.01K	427.44K
BERKSHIRE HATHAWAY INC DELDFND	CL B NEW	164.47K	SH	$78.81M 1.10%	102.05K	62.41K
CHEVRON CORPORATIONDFND	COM	379.26K	SH	$78.47M 1.10%	343.17K	36.09K
WALMART INCDFND	COM	626.29K	SH	$77.84M 1.09%	578.83K	47.47K
TJX COS INC NEWDFND	COM	478.86K	SH	$76.47M 1.07%	176.71K	302.15K
VANGUARD INDEX FDSDFND	GROWTH ETF	172.21K	SH	$75.22M 1.05%	151.03K	21.17K
VANGUARD INDEX FDSDFND	VALUE ETF	380.50K	SH	$74.65M 1.04%	357.52K	22.98K
ELI LILLY & CODFND	COM	77.98K	SH	$71.72M 1.00%	66.42K	11.55K
META PLATFORMS INCDFND	CL A	120.48K	SH	$68.93M 0.96%	107.81K	12.67K
ISHARES TRDFND	CORE S&P SCP ETF	548.31K	SH	$68.16M 0.95%	530.60K	17.71K

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