UMB BANK, N.A.

PrivateCIK: 933429

Location

KANSAS CITY, MO

2303

Positions

$7.90B

Total AUM (reported)

55.65M

Total Shares

Allocation by class

COM$4.45B56.3%

CORE S&P500 ETF$541.63M6.9%

CL A$344.34M4.4%

CAP STK CL A$252.07M3.2%

COM NEW$186.69M2.4%

CORE MSCI EAFE$133.65M1.7%

CORE S&P MCP ETF$131.93M1.7%

Portfolio Concentration

Top 3$1.54B19.6%

4–10$1.32B16.7%

11–25$1.32B16.7%

Rest$3.71B47.0%

Top 3 weight

19.6%

Top 10 weight

36.3%

Voting Authority Distribution

Total shares with voting rights: 55.65M

Sole

Full voting authority

38.81M

% of voting shares69.7%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

16.84M

% of voting shares30.3%

Investment Discretion (by position count)

Sole1252

Shared0

Other1051

Dominant voting typeSole · 69.7% of voting shares

Institutional Holdings2303

Rows:

UMB FINL CORP

DFND

COM

Shares4.67M

TypeSH

Market value$667.40M

8.45%

Sole

3.46K

Shared

0.00

None

4.67M

ISHARES TR

DFND

CORE S&P500 ETF

Shares723.25K

TypeSH

Market value$541.63M

6.86%

Sole

667.79K

Shared

0.00

None

55.46K

APPLE INC

DFND

COM

Shares1.16M

TypeSH

Market value$335.87M

4.25%

Sole

980.50K

Shared

0.00

None

180.24K

NVIDIA CORPORATION

DFND

COM

Shares1.32M

TypeSH

Market value$263.34M

3.34%

Sole

1.18M

Shared

0.00

None

131.61K

ALPHABET INC

DFND

CAP STK CL A

Shares705.35K

TypeSH

Market value$252.07M

3.19%

Sole

621.87K

Shared

0.00

None

83.48K

MICROSOFT CORP

DFND

COM

Shares512.17K

TypeSH

Market value$191.05M

2.42%

Sole

438.95K

Shared

0.00

None

73.22K

BROADCOM INC

DFND

COM

Shares467.31K

TypeSH

Market value$176.53M

2.24%

Sole

379.84K

Shared

0.00

None

87.47K

AMAZON COM INC

DFND

COM

Shares721.47K

TypeSH

Market value$171.95M

2.18%

Sole

626.19K

Shared

0.00

None

95.28K

ISHARES TR

DFND

CORE MSCI EAFE

Shares1.38M

TypeSH

Market value$133.65M

1.69%

Sole

1.34M

Shared

0.00

None

42.32K

ISHARES TR

DFND

CORE S&P MCP ETF

Shares1.71M

TypeSH

Market value$131.93M

1.67%

Sole

1.66M

Shared

0.00

None

55.69K

JPMORGAN CHASE & CO

DFND

COM

Shares389.20K

TypeSH

Market value$127.40M

1.61%

Sole

338.66K

Shared

0.00

None

50.54K

ISHARES TR

DFND

RUS MID CAP ETF

Shares1.01M

TypeSH

Market value$111.66M

1.41%

Sole

938.38K

Shared

0.00

None

73.77K

BERKSHIRE HATHAWAY INC DEL

DFND

CL A

Shares145.00

TypeSH

Market value$108.58M

1.38%

Sole

5.00

Shared

0.00

None

140.00

PROGRESSIVE CORP

DFND

COM

Shares431.80K

TypeSH

Market value$94.33M

1.19%

Sole

Shared

0.00

None

427.80K

JOHNSON & JOHNSON

DFND

COM

Shares365.41K

TypeSH

Market value$92.80M

1.18%

Sole

308.24K

Shared

0.00

None

57.17K

ELI LILLY & CO

DFND

COM

Shares76.53K

TypeSH

Market value$91.80M

1.16%

Sole

65.24K

Shared

0.00

None

11.29K

VANGUARD INDEX FDS

DFND

GROWTH ETF

Shares996.13K

TypeSH

Market value$85.81M

1.09%

Sole

868.70K

Shared

0.00

None

127.43K

COSTCO WHOLESALE CORPORATION

DFND

COM

Shares87.21K

TypeSH

Market value$81.58M

1.03%

Sole

74.90K

Shared

0.00

None

12.31K

BERKSHIRE HATHAWAY INC DEL

DFND

CL B NEW

Shares161.22K

TypeSH

Market value$80.67M

1.02%

Sole

99.54K

Shared

0.00

None

61.68K

VANGUARD INDEX FDS

DFND

VALUE ETF

Shares369.46K

TypeSH

Market value$80.52M

1.02%

Sole

346.47K

Shared

0.00

None

22.98K

ISHARES TR

DFND

CORE S&P SCP ETF

Shares522.68K

TypeSH

Market value$77.52M

0.98%

Sole

504.77K

Shared

0.00

None

17.91K

TJX COS INC NEW

DFND

COM

Shares493.66K

TypeSH

Market value$74.79M

0.95%

Sole

191.50K

Shared

0.00

None

302.17K

CATERPILLAR INC

DFND

COM

Shares68.13K

TypeSH

Market value$72.55M

0.92%

Sole

58.94K

Shared

0.00

None

9.19K

WALMART INC

DFND

COM

Shares615.80K

TypeSH

Market value$69.75M

0.88%

Sole

565.94K

Shared

0.00

None

49.85K

VANGUARD TAX-MANAGED FDS

DFND

VAN FTSE DEV MKT

Shares963.17K

TypeSH

Market value$68.63M

0.87%

Sole

861.29K

Shared

0.00

None

101.89K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
UMB FINL CORPDFND	COM	4.67M	SH	$667.40M 8.45%	3.46K	4.67M
ISHARES TRDFND	CORE S&P500 ETF	723.25K	SH	$541.63M 6.86%	667.79K	55.46K
APPLE INCDFND	COM	1.16M	SH	$335.87M 4.25%	980.50K	180.24K
NVIDIA CORPORATIONDFND	COM	1.32M	SH	$263.34M 3.34%	1.18M	131.61K
ALPHABET INCDFND	CAP STK CL A	705.35K	SH	$252.07M 3.19%	621.87K	83.48K
MICROSOFT CORPDFND	COM	512.17K	SH	$191.05M 2.42%	438.95K	73.22K
BROADCOM INCDFND	COM	467.31K	SH	$176.53M 2.24%	379.84K	87.47K
AMAZON COM INCDFND	COM	721.47K	SH	$171.95M 2.18%	626.19K	95.28K
ISHARES TRDFND	CORE MSCI EAFE	1.38M	SH	$133.65M 1.69%	1.34M	42.32K
ISHARES TRDFND	CORE S&P MCP ETF	1.71M	SH	$131.93M 1.67%	1.66M	55.69K
JPMORGAN CHASE & CODFND	COM	389.20K	SH	$127.40M 1.61%	338.66K	50.54K
ISHARES TRDFND	RUS MID CAP ETF	1.01M	SH	$111.66M 1.41%	938.38K	73.77K
BERKSHIRE HATHAWAY INC DELDFND	CL A	145.00	SH	$108.58M 1.38%	5.00	140.00
PROGRESSIVE CORPDFND	COM	431.80K	SH	$94.33M 1.19%	4K	427.80K
JOHNSON & JOHNSONDFND	COM	365.41K	SH	$92.80M 1.18%	308.24K	57.17K
ELI LILLY & CODFND	COM	76.53K	SH	$91.80M 1.16%	65.24K	11.29K
VANGUARD INDEX FDSDFND	GROWTH ETF	996.13K	SH	$85.81M 1.09%	868.70K	127.43K
COSTCO WHOLESALE CORPORATIONDFND	COM	87.21K	SH	$81.58M 1.03%	74.90K	12.31K
BERKSHIRE HATHAWAY INC DELDFND	CL B NEW	161.22K	SH	$80.67M 1.02%	99.54K	61.68K
VANGUARD INDEX FDSDFND	VALUE ETF	369.46K	SH	$80.52M 1.02%	346.47K	22.98K
ISHARES TRDFND	CORE S&P SCP ETF	522.68K	SH	$77.52M 0.98%	504.77K	17.91K
TJX COS INC NEWDFND	COM	493.66K	SH	$74.79M 0.95%	191.50K	302.17K
CATERPILLAR INCDFND	COM	68.13K	SH	$72.55M 0.92%	58.94K	9.19K
WALMART INCDFND	COM	615.80K	SH	$69.75M 0.88%	565.94K	49.85K
VANGUARD TAX-MANAGED FDSDFND	VAN FTSE DEV MKT	963.17K	SH	$68.63M 0.87%	861.29K	101.89K

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