TANDEM FINANCIAL, LLC

PrivateCIK: 2049157

Location

GREENWOOD VILLAGE, CO

Positions

$314.31M

Total AUM (reported)

3.78M

Total Shares

Allocation by class

CORE S&P500 ETF$42.47M13.5%

UNIT SER 1$29.42M9.4%

INTERMED TERM$23.49M7.5%

COM$20.49M6.5%

GOLD MINERS ETF$15.37M4.9%

VAN FTSE DEV MKT$13.35M4.2%

FUNDAMENTAL EMER$12.58M4.0%

Portfolio Concentration

Top 3$83.39M26.5%

4–10$81.00M25.8%

11–25$75.41M24.0%

Rest$74.52M23.7%

Top 3 weight

26.5%

Top 10 weight

52.3%

Voting Authority Distribution

Total shares with voting rights: 3.78M

Sole

Full voting authority

3.29M

% of voting shares87.1%

Shared

Joint voting authority

232.00

% of voting shares0.0%

None

No voting authority

487.95K

% of voting shares12.9%

Investment Discretion (by position count)

Sole97

Shared0

Other0

Dominant voting typeSole · 87.1% of voting shares

Institutional Holdings97

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares65.02K

TypeSH

Market value$42.47M

13.51%

Sole

52.68K

Shared

2.00

None

12.34K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares304.31K

TypeSH

Market value$23.49M

7.47%

Sole

304.31K

Shared

0.00

None

0.00

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares30.20K

TypePRN

Market value$17.43M

5.55%

Sole

27.50K

Shared

0.00

None

2.70K

VANECK ETF TRUST

SOLE

GOLD MINERS ETF

Shares167.48K

TypeSH

Market value$15.37M

4.89%

Sole

134.57K

Shared

30.00

None

32.88K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares208.41K

TypeSH

Market value$13.35M

4.25%

Sole

208.25K

Shared

0.00

None

156.00

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL EMER

Shares328.74K

TypeSH

Market value$12.58M

4.00%

Sole

261.39K

Shared

75.00

None

67.28K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares20.77K

TypeSH

Market value$11.99M

3.81%

Sole

9.81K

Shared

3.00

None

10.95K

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares17.46K

TypeSH

Market value$11.39M

3.62%

Sole

15.22K

Shared

8.00

None

2.23K

ISHARES TR

SOLE

MRGSTR MD CP GRW

Shares107.48K

TypeSH

Market value$8.47M

2.69%

Sole

87.30K

Shared

9.00

None

20.17K

J P MORGAN EXCHANGE TRADED F

SOLE

US QUALTY FCTR

Shares128.10K

TypeSH

Market value$7.86M

2.50%

Sole

128.10K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MORNINGSTAR VALU

Shares80.84K

TypeSH

Market value$7.53M

2.40%

Sole

67.63K

Shared

0.00

None

13.21K

VANECK ETF TRUST

SOLE

CLO ETF

Shares129.82K

TypeSH

Market value$6.84M

2.18%

Sole

126.33K

Shared

0.00

None

3.49K

VANGUARD SCOTTSDALE FDS

SOLE

LONG TERM TREAS

Shares120.67K

TypeSH

Market value$6.68M

2.13%

Sole

103.22K

Shared

0.00

None

17.46K

J P MORGAN EXCHANGE TRADED F

SOLE

ACTIVE BOND ETF

Shares108.20K

TypeSH

Market value$5.82M

1.85%

Sole

106.19K

Shared

0.00

None

QUANTA SVCS INC

SOLE

COM

Shares10.56K

TypeSH

Market value$5.80M

1.84%

Sole

9.85K

Shared

0.00

None

710.00

GOLDMAN SACHS PHYSICAL GOLD

SOLE

UNIT

Shares119.16K

TypeSH

Market value$5.50M

1.75%

Sole

116.25K

Shared

0.00

None

2.91K

INVESCO EXCH TRD SLF IDX FD

SOLE

RAFI STRATGIC US

Shares88.62K

TypeSH

Market value$5.13M

1.63%

Sole

77.18K

Shared

0.00

None

11.44K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares101.94K

TypeSH

Market value$4.90M

1.56%

Sole

101.94K

Shared

0.00

None

0.00

SPDR GOLD TR

SOLE

GOLD SHS

Shares10.09K

TypeSH

Market value$4.34M

1.38%

Sole

8.18K

Shared

3.00

None

1.91K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares10.08K

TypeSH

Market value$4.30M

1.37%

Sole

6.03K

Shared

0.00

None

4.05K

ISHARES TR

SOLE

RUS 1000 VAL ETF

Shares19.36K

TypeSH

Market value$4.14M

1.32%

Sole

10.61K

Shared

0.00

None

8.76K

ISHARES TR

SOLE

RUSSELL 2000 ETF

Shares15.80K

TypeSH

Market value$3.92M

1.25%

Sole

13.16K

Shared

19.00

None

2.62K

DIMENSIONAL ETF TRUST

SOLE

US CORE EQT MKT

Shares84.87K

TypeSH

Market value$3.83M

1.22%

Sole

84.87K

Shared

0.00

None

0.00

GOLDMAN SACHS ETF TR

SOLE

NASDAQ-100 PREMI

Shares67.94K

TypeSH

Market value$3.36M

1.07%

Sole

60.96K

Shared

0.00

None

6.98K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares61.57K

TypeSH

Market value$3.33M

1.06%

Sole

59.76K

Shared

0.00

None

1.82K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
ISHARES TRSOLE	CORE S&P500 ETF	65.02K	SH	$42.47M 13.51%	52.68K	2.00	12.34K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	304.31K	SH	$23.49M 7.47%	304.31K	0.00	0.00
INVESCO QQQ TRSOLE	UNIT SER 1	30.20K	PRN	$17.43M 5.55%	27.50K	0.00	2.70K
VANECK ETF TRUSTSOLE	GOLD MINERS ETF	167.48K	SH	$15.37M 4.89%	134.57K	30.00	32.88K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	208.41K	SH	$13.35M 4.25%	208.25K	0.00	156.00
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL EMER	328.74K	SH	$12.58M 4.00%	261.39K	75.00	67.28K
INVESCO QQQ TRSOLE	UNIT SER 1	20.77K	SH	$11.99M 3.81%	9.81K	3.00	10.95K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	17.46K	SH	$11.39M 3.62%	15.22K	8.00	2.23K
ISHARES TRSOLE	MRGSTR MD CP GRW	107.48K	SH	$8.47M 2.69%	87.30K	9.00	20.17K
J P MORGAN EXCHANGE TRADED FSOLE	US QUALTY FCTR	128.10K	SH	$7.86M 2.50%	128.10K	0.00	0.00
ISHARES TRSOLE	MORNINGSTAR VALU	80.84K	SH	$7.53M 2.40%	67.63K	0.00	13.21K
VANECK ETF TRUSTSOLE	CLO ETF	129.82K	SH	$6.84M 2.18%	126.33K	0.00	3.49K
VANGUARD SCOTTSDALE FDSSOLE	LONG TERM TREAS	120.67K	SH	$6.68M 2.13%	103.22K	0.00	17.46K
J P MORGAN EXCHANGE TRADED FSOLE	ACTIVE BOND ETF	108.20K	SH	$5.82M 1.85%	106.19K	0.00	2K
QUANTA SVCS INCSOLE	COM	10.56K	SH	$5.80M 1.84%	9.85K	0.00	710.00
GOLDMAN SACHS PHYSICAL GOLDSOLE	UNIT	119.16K	SH	$5.50M 1.75%	116.25K	0.00	2.91K
INVESCO EXCH TRD SLF IDX FDSOLE	RAFI STRATGIC US	88.62K	SH	$5.13M 1.63%	77.18K	0.00	11.44K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	101.94K	SH	$4.90M 1.56%	101.94K	0.00	0.00
SPDR GOLD TRSOLE	GOLD SHS	10.09K	SH	$4.34M 1.38%	8.18K	3.00	1.91K
ISHARES TRSOLE	RUS 1000 GRW ETF	10.08K	SH	$4.30M 1.37%	6.03K	0.00	4.05K
ISHARES TRSOLE	RUS 1000 VAL ETF	19.36K	SH	$4.14M 1.32%	10.61K	0.00	8.76K
ISHARES TRSOLE	RUSSELL 2000 ETF	15.80K	SH	$3.92M 1.25%	13.16K	19.00	2.62K
DIMENSIONAL ETF TRUSTSOLE	US CORE EQT MKT	84.87K	SH	$3.83M 1.22%	84.87K	0.00	0.00
GOLDMAN SACHS ETF TRSOLE	NASDAQ-100 PREMI	67.94K	SH	$3.36M 1.07%	60.96K	0.00	6.98K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	61.57K	SH	$3.33M 1.06%	59.76K	0.00	1.82K

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