Filed: 5/8/2026ACC: 0001420506-26-000867
📋 What this filing means
TANDEM FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 97 equity positions with a total reported market value of $314.31M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
97
Positions
$314.31M
Total AUM (reported)
3.78M
Total Shares
Allocation by class
CORE S&P500 ETF$42.47M13.5%
UNIT SER 1$29.42M9.4%
INTERMED TERM$23.49M7.5%
COM$20.49M6.5%
GOLD MINERS ETF$15.37M4.9%
VAN FTSE DEV MKT$13.35M4.2%
FUNDAMENTAL EMER$12.58M4.0%
Portfolio Concentration
Top 3$83.39M26.5%
4–10$81.00M25.8%
11–25$75.41M24.0%
Rest$74.52M23.7%
Top 3 weight
26.5%
Top 10 weight
52.3%
Voting Authority Distribution
Total shares with voting rights: 3.78M
Sole
Full voting authority
3.29M
shares
% of voting shares87.1%
Shared
Joint voting authority
232.00
shares
% of voting shares0.0%
None
No voting authority
487.95K
shares
% of voting shares12.9%
Investment Discretion (by position count)
Sole97
Shared0
Other0
Dominant voting typeSole · 87.1% of voting shares
Institutional Holdings97
Rows:
ISHARES TR
SOLEShares65.02K
TypeSH
Market value$42.47M
13.51%
Sole
52.68K
Shared
2.00
None
12.34K
VANGUARD BD INDEX FDS
SOLEShares304.31K
TypeSH
Market value$23.49M
7.47%
Sole
304.31K
Shared
0.00
None
0.00
INVESCO QQQ TR
SOLEShares30.20K
TypePRN
Market value$17.43M
5.55%
Sole
27.50K
Shared
0.00
None
2.70K
VANECK ETF TRUST
SOLEShares167.48K
TypeSH
Market value$15.37M
4.89%
Sole
134.57K
Shared
30.00
None
32.88K
VANGUARD TAX-MANAGED FDS
SOLEShares208.41K
TypeSH
Market value$13.35M
4.25%
Sole
208.25K
Shared
0.00
None
156.00
SCHWAB STRATEGIC TR
SOLEShares328.74K
TypeSH
Market value$12.58M
4.00%
Sole
261.39K
Shared
75.00
None
67.28K
INVESCO QQQ TR
SOLEShares20.77K
TypeSH
Market value$11.99M
3.81%
Sole
9.81K
Shared
3.00
None
10.95K
STATE STR SPDR S&P 500 ETF T
SOLEShares17.46K
TypeSH
Market value$11.39M
3.62%
Sole
15.22K
Shared
8.00
None
2.23K
ISHARES TR
SOLEShares107.48K
TypeSH
Market value$8.47M
2.69%
Sole
87.30K
Shared
9.00
None
20.17K
J P MORGAN EXCHANGE TRADED F
SOLEShares128.10K
TypeSH
Market value$7.86M
2.50%
Sole
128.10K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares80.84K
TypeSH
Market value$7.53M
2.40%
Sole
67.63K
Shared
0.00
None
13.21K
VANECK ETF TRUST
SOLEShares129.82K
TypeSH
Market value$6.84M
2.18%
Sole
126.33K
Shared
0.00
None
3.49K
VANGUARD SCOTTSDALE FDS
SOLEShares120.67K
TypeSH
Market value$6.68M
2.13%
Sole
103.22K
Shared
0.00
None
17.46K
J P MORGAN EXCHANGE TRADED F
SOLEShares108.20K
TypeSH
Market value$5.82M
1.85%
Sole
106.19K
Shared
0.00
None
2K
QUANTA SVCS INC
SOLEShares10.56K
TypeSH
Market value$5.80M
1.84%
Sole
9.85K
Shared
0.00
None
710.00
GOLDMAN SACHS PHYSICAL GOLD
SOLEShares119.16K
TypeSH
Market value$5.50M
1.75%
Sole
116.25K
Shared
0.00
None
2.91K
INVESCO EXCH TRD SLF IDX FD
SOLEShares88.62K
TypeSH
Market value$5.13M
1.63%
Sole
77.18K
Shared
0.00
None
11.44K
VANGUARD CHARLOTTE FDS
SOLEShares101.94K
TypeSH
Market value$4.90M
1.56%
Sole
101.94K
Shared
0.00
None
0.00
SPDR GOLD TR
SOLEShares10.09K
TypeSH
Market value$4.34M
1.38%
Sole
8.18K
Shared
3.00
None
1.91K
ISHARES TR
SOLEShares10.08K
TypeSH
Market value$4.30M
1.37%
Sole
6.03K
Shared
0.00
None
4.05K
ISHARES TR
SOLEShares19.36K
TypeSH
Market value$4.14M
1.32%
Sole
10.61K
Shared
0.00
None
8.76K
ISHARES TR
SOLEShares15.80K
TypeSH
Market value$3.92M
1.25%
Sole
13.16K
Shared
19.00
None
2.62K
DIMENSIONAL ETF TRUST
SOLEShares84.87K
TypeSH
Market value$3.83M
1.22%
Sole
84.87K
Shared
0.00
None
0.00
GOLDMAN SACHS ETF TR
SOLEShares67.94K
TypeSH
Market value$3.36M
1.07%
Sole
60.96K
Shared
0.00
None
6.98K
VANGUARD INTL EQUITY INDEX F
SOLEShares61.57K
TypeSH
Market value$3.33M
1.06%
Sole
59.76K
Shared
0.00
None
1.82K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
ISHARES TRSOLE | CORE S&P500 ETF | 65.02K | SH | $42.47M 13.51% | 52.68K | 2.00 | 12.34K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 304.31K | SH | $23.49M 7.47% | 304.31K | 0.00 | 0.00 |
INVESCO QQQ TRSOLE | UNIT SER 1 | 30.20K | PRN | $17.43M 5.55% | 27.50K | 0.00 | 2.70K |
VANECK ETF TRUSTSOLE | GOLD MINERS ETF | 167.48K | SH | $15.37M 4.89% | 134.57K | 30.00 | 32.88K |
VANGUARD TAX-MANAGED FDSSOLE | VAN FTSE DEV MKT | 208.41K | SH | $13.35M 4.25% | 208.25K | 0.00 | 156.00 |
SCHWAB STRATEGIC TRSOLE | FUNDAMENTAL EMER | 328.74K | SH | $12.58M 4.00% | 261.39K | 75.00 | 67.28K |
INVESCO QQQ TRSOLE | UNIT SER 1 | 20.77K | SH | $11.99M 3.81% | 9.81K | 3.00 | 10.95K |
STATE STR SPDR S&P 500 ETF TSOLE | TR UNIT | 17.46K | SH | $11.39M 3.62% | 15.22K | 8.00 | 2.23K |
ISHARES TRSOLE | MRGSTR MD CP GRW | 107.48K | SH | $8.47M 2.69% | 87.30K | 9.00 | 20.17K |
J P MORGAN EXCHANGE TRADED FSOLE | US QUALTY FCTR | 128.10K | SH | $7.86M 2.50% | 128.10K | 0.00 | 0.00 |
ISHARES TRSOLE | MORNINGSTAR VALU | 80.84K | SH | $7.53M 2.40% | 67.63K | 0.00 | 13.21K |
VANECK ETF TRUSTSOLE | CLO ETF | 129.82K | SH | $6.84M 2.18% | 126.33K | 0.00 | 3.49K |
VANGUARD SCOTTSDALE FDSSOLE | LONG TERM TREAS | 120.67K | SH | $6.68M 2.13% | 103.22K | 0.00 | 17.46K |
J P MORGAN EXCHANGE TRADED FSOLE | ACTIVE BOND ETF | 108.20K | SH | $5.82M 1.85% | 106.19K | 0.00 | 2K |
QUANTA SVCS INCSOLE | COM | 10.56K | SH | $5.80M 1.84% | 9.85K | 0.00 | 710.00 |
GOLDMAN SACHS PHYSICAL GOLDSOLE | UNIT | 119.16K | SH | $5.50M 1.75% | 116.25K | 0.00 | 2.91K |
INVESCO EXCH TRD SLF IDX FDSOLE | RAFI STRATGIC US | 88.62K | SH | $5.13M 1.63% | 77.18K | 0.00 | 11.44K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 101.94K | SH | $4.90M 1.56% | 101.94K | 0.00 | 0.00 |
SPDR GOLD TRSOLE | GOLD SHS | 10.09K | SH | $4.34M 1.38% | 8.18K | 3.00 | 1.91K |
ISHARES TRSOLE | RUS 1000 GRW ETF | 10.08K | SH | $4.30M 1.37% | 6.03K | 0.00 | 4.05K |
ISHARES TRSOLE | RUS 1000 VAL ETF | 19.36K | SH | $4.14M 1.32% | 10.61K | 0.00 | 8.76K |
ISHARES TRSOLE | RUSSELL 2000 ETF | 15.80K | SH | $3.92M 1.25% | 13.16K | 19.00 | 2.62K |
DIMENSIONAL ETF TRUSTSOLE | US CORE EQT MKT | 84.87K | SH | $3.83M 1.22% | 84.87K | 0.00 | 0.00 |
GOLDMAN SACHS ETF TRSOLE | NASDAQ-100 PREMI | 67.94K | SH | $3.36M 1.07% | 60.96K | 0.00 | 6.98K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 61.57K | SH | $3.33M 1.06% | 59.76K | 0.00 | 1.82K |
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