TANDEM FINANCIAL, LLC

Filed: 2/10/2026ACC: 0001420506-26-000250

📋 What this filing means

TANDEM FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 49 equity positions with a total reported market value of $83.41M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$83.41M

Total AUM (reported)

1.30M

Total Shares

Allocation by class

COM$13.99M16.8%

LONG TERM TREAS$8.49M10.2%

GOLD MINERS ETF$7.57M9.1%

RUS 1000 GRW ETF$7.46M8.9%

RUS 1000 VAL ETF$6.82M8.2%

FT VEST S&P 500$6.67M8.0%

MRGSTR MD CP GRW$4.94M5.9%

Portfolio Concentration

Top 3$23.52M28.2%

4–10$31.38M37.6%

11–25$19.18M23.0%

Rest$9.32M11.2%

Top 3 weight

28.2%

Top 10 weight

65.8%

Voting Authority Distribution

Total shares with voting rights: 1.30M

Sole

Full voting authority

1.07M

% of voting shares82.7%

Shared

Joint voting authority

26.00

% of voting shares0.0%

None

No voting authority

224.37K

% of voting shares17.3%

Investment Discretion (by position count)

Sole49

Shared0

Other0

Dominant voting typeSole · 82.7% of voting shares

Institutional Holdings49

Rows:

VANGUARD SCOTTSDALE FDS

SOLE

LONG TERM TREAS

Shares153.42K

TypeSH

Market value$8.49M

10.18%

Sole

132K

Shared

0.00

None

21.42K

VANECK ETF TRUST

SOLE

GOLD MINERS ETF

Shares223.20K

TypeSH

Market value$7.57M

9.07%

Sole

193.26K

Shared

20.00

None

29.92K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares18.59K

TypeSH

Market value$7.46M

8.95%

Sole

13.52K

Shared

0.00

None

5.07K

ISHARES TR

SOLE

RUS 1000 VAL ETF

Shares36.83K

TypeSH

Market value$6.82M

8.17%

Sole

26.80K

Shared

0.00

None

10.02K

FIRST TR EXCHANGE-TRADED FD

SOLE

FT VEST S&P 500

Shares132.84K

TypeSH

Market value$6.67M

8.00%

Sole

96.74K

Shared

0.00

None

36.10K

ISHARES TR

SOLE

MRGSTR MD CP GRW

Shares65.40K

TypeSH

Market value$4.94M

5.92%

Sole

48.97K

Shared

0.00

None

16.43K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares7.97K

TypeSH

Market value$4.69M

5.62%

Sole

7.16K

Shared

3.00

None

816.00

VANGUARD INDEX FDS

SOLE

SML CP GRW ETF

Shares12.87K

TypeSH

Market value$3.60M

4.32%

Sole

9.46K

Shared

0.00

None

3.41K

SPDR GOLD TR

SOLE

GOLD SHS

Shares10.27K

TypeSH

Market value$2.49M

2.98%

Sole

8.20K

Shared

3.00

None

2.06K

PHILIP MORRIS INTL INC

SOLE

COM

Shares17.84K

TypeSH

Market value$2.17M

2.60%

Sole

745.00

Shared

0.00

None

17.09K

APPLE INC

SOLE

COM

Shares8.61K

TypeSH

Market value$2.16M

2.58%

Sole

6.05K

Shared

0.00

None

2.56K

ISHARES TR

SOLE

US AER DEF ETF

Shares14.71K

TypeSH

Market value$2.14M

2.56%

Sole

13.96K

Shared

0.00

None

750.00

MICROSOFT CORP

SOLE

COM

Shares5.04K

TypeSH

Market value$2.12M

2.55%

Sole

4.79K

Shared

0.00

None

252.00

TCW ETF TRUST

SOLE

FLEXIBLE INCOME

Shares41.23K

TypeSH

Market value$1.59M

1.91%

Sole

40.80K

Shared

0.00

None

434.00

SPROTT FDS TR

SOLE

URANIUM MINERS E

Shares35.15K

TypeSH

Market value$1.42M

1.70%

Sole

28.71K

Shared

0.00

None

6.44K

CORECIVIC INC

SOLE

COM

Shares61.52K

TypeSH

Market value$1.34M

1.60%

Sole

54.28K

Shared

0.00

None

7.24K

GLOBAL X FDS

SOLE

GLOBAL X URANIUM

Shares47.37K

TypeSH

Market value$1.30M

1.56%

Sole

39.68K

Shared

0.00

None

7.69K

NUVEEN MUN VALUE FD INC

SOLE

COM

Shares128.10K

TypeSH

Market value$1.10M

1.32%

Sole

103.32K

Shared

0.00

None

24.77K

ISHARES TR

SOLE

RUSSELL 2000 ETF

Shares4.61K

TypeSH

Market value$1.02M

1.22%

Sole

3.46K

Shared

0.00

None

1.15K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares5.31K

TypeSH

Market value$1.00M

1.20%

Sole

4.88K

Shared

0.00

None

430.00

FIRST TR EXCHANGE-TRADED FD

SOLE

NO AMER ENERGY

Shares25.54K

TypeSH

Market value$910.4K

1.09%

Sole

25.54K

Shared

0.00

None

0.00

CARRIER GLOBAL CORPORATION

SOLE

COM

Shares12.25K

TypeSH

Market value$839.2K

1.01%

Sole

11.27K

Shared

0.00

None

987.00

J P MORGAN EXCHANGE TRADED F

SOLE

EQUITY PREMIUM

Shares13.06K

TypeSH

Market value$756.7K

0.91%

Sole

12.52K

Shared

0.00

None

543.00

ALPHABET INC

SOLE

CAP STK CL A

Shares3.98K

TypeSH

Market value$752.5K

0.90%

Sole

3.81K

Shared

0.00

None

160.00

J P MORGAN EXCHANGE TRADED F

SOLE

NASDAQ EQT PREM

Shares12.82K

TypeSH

Market value$728.7K

0.87%

Sole

12.62K

Shared

0.00

None

200.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
VANGUARD SCOTTSDALE FDSSOLE	LONG TERM TREAS	153.42K	SH	$8.49M 10.18%	132K	0.00	21.42K
VANECK ETF TRUSTSOLE	GOLD MINERS ETF	223.20K	SH	$7.57M 9.07%	193.26K	20.00	29.92K
ISHARES TRSOLE	RUS 1000 GRW ETF	18.59K	SH	$7.46M 8.95%	13.52K	0.00	5.07K
ISHARES TRSOLE	RUS 1000 VAL ETF	36.83K	SH	$6.82M 8.17%	26.80K	0.00	10.02K
FIRST TR EXCHANGE-TRADED FDSOLE	FT VEST S&P 500	132.84K	SH	$6.67M 8.00%	96.74K	0.00	36.10K
ISHARES TRSOLE	MRGSTR MD CP GRW	65.40K	SH	$4.94M 5.92%	48.97K	0.00	16.43K
SPDR S&P 500 ETF TRSOLE	TR UNIT	7.97K	SH	$4.69M 5.62%	7.16K	3.00	816.00
VANGUARD INDEX FDSSOLE	SML CP GRW ETF	12.87K	SH	$3.60M 4.32%	9.46K	0.00	3.41K
SPDR GOLD TRSOLE	GOLD SHS	10.27K	SH	$2.49M 2.98%	8.20K	3.00	2.06K
PHILIP MORRIS INTL INCSOLE	COM	17.84K	SH	$2.17M 2.60%	745.00	0.00	17.09K
APPLE INCSOLE	COM	8.61K	SH	$2.16M 2.58%	6.05K	0.00	2.56K
ISHARES TRSOLE	US AER DEF ETF	14.71K	SH	$2.14M 2.56%	13.96K	0.00	750.00
MICROSOFT CORPSOLE	COM	5.04K	SH	$2.12M 2.55%	4.79K	0.00	252.00
TCW ETF TRUSTSOLE	FLEXIBLE INCOME	41.23K	SH	$1.59M 1.91%	40.80K	0.00	434.00
SPROTT FDS TRSOLE	URANIUM MINERS E	35.15K	SH	$1.42M 1.70%	28.71K	0.00	6.44K
CORECIVIC INCSOLE	COM	61.52K	SH	$1.34M 1.60%	54.28K	0.00	7.24K
GLOBAL X FDSSOLE	GLOBAL X URANIUM	47.37K	SH	$1.30M 1.56%	39.68K	0.00	7.69K
NUVEEN MUN VALUE FD INCSOLE	COM	128.10K	SH	$1.10M 1.32%	103.32K	0.00	24.77K
ISHARES TRSOLE	RUSSELL 2000 ETF	4.61K	SH	$1.02M 1.22%	3.46K	0.00	1.15K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	5.31K	SH	$1.00M 1.20%	4.88K	0.00	430.00
FIRST TR EXCHANGE-TRADED FDSOLE	NO AMER ENERGY	25.54K	SH	$910.4K 1.09%	25.54K	0.00	0.00
CARRIER GLOBAL CORPORATIONSOLE	COM	12.25K	SH	$839.2K 1.01%	11.27K	0.00	987.00
J P MORGAN EXCHANGE TRADED FSOLE	EQUITY PREMIUM	13.06K	SH	$756.7K 0.91%	12.52K	0.00	543.00
ALPHABET INCSOLE	CAP STK CL A	3.98K	SH	$752.5K 0.90%	3.81K	0.00	160.00
J P MORGAN EXCHANGE TRADED FSOLE	NASDAQ EQT PREM	12.82K	SH	$728.7K 0.87%	12.62K	0.00	200.00

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