SUMMIT INVESTMENT ADVISORS, INC.

PrivateCIK: 2055275

Location

HUNT VALLEY, MD

Positions

$121.35M

Total AUM (reported)

3.56M

Total Shares

Allocation by class

BULSHS 2025 HY$11.36M9.4%

RUS 1000 GRW ETF$8.66M7.1%

BULSHS 2027 CB$8.51M7.0%

IBONDS 2026 TERM$7.04M5.8%

INVSCO BLSH 26$6.57M5.4%

COM$6.36M5.2%

IBONDS 27 ETF$6.36M5.2%

Portfolio Concentration

Top 3$28.54M23.5%

4–10$40.19M33.1%

11–25$35.34M29.1%

Rest$17.29M14.2%

Top 3 weight

23.5%

Top 10 weight

56.6%

Voting Authority Distribution

Total shares with voting rights: 3.56M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

5.05K

% of voting shares0.1%

None

No voting authority

3.56M

% of voting shares99.9%

Investment Discretion (by position count)

Sole48

Shared0

Other7

Dominant voting typeNone · 99.9% of voting shares

Institutional Holdings55

Rows:

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2025 HY

Shares492.65K

TypeSH

Market value$11.36M

9.36%

Sole

0.00

Shared

0.00

None

492.65K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares20.05K

TypeSH

Market value$8.66M

7.14%

Sole

0.00

Shared

0.00

None

20.05K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2027 CB

Shares432.24K

TypeSH

Market value$8.51M

7.01%

Sole

0.00

Shared

0.00

None

432.24K

ISHARES TR

SOLE

IBONDS 2026 TERM

Shares304.24K

TypeSH

Market value$7.04M

5.80%

Sole

0.00

Shared

0.00

None

304.24K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO BLSH 26

Shares282.01K

TypeSH

Market value$6.57M

5.42%

Sole

0.00

Shared

0.00

None

282.01K

ISHARES TR

SOLE

IBONDS 27 ETF

Shares262.38K

TypeSH

Market value$6.36M

5.24%

Sole

0.00

Shared

0.00

None

262.38K

ISHARES TR

SOLE

RUS 1000 ETF

Shares18.32K

TypeSH

Market value$6.26M

5.16%

Sole

0.00

Shared

0.00

None

18.32K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULSHS 2026 CB

Shares252.75K

TypeSH

Market value$4.94M

4.07%

Sole

0.00

Shared

0.00

None

252.75K

ISHARES TR

SOLE

IBONDS DEC2026

Shares186.72K

TypeSH

Market value$4.51M

3.72%

Sole

0.00

Shared

0.00

None

186.72K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares8.14K

TypeSH

Market value$4.51M

3.71%

Sole

0.00

Shared

0.00

None

8.14K

FRANKLIN TEMPLETON ETF TR

SOLE

SENIOR LOAN ETF

Shares178K

TypeSH

Market value$4.29M

3.53%

Sole

0.00

Shared

0.00

None

178K

ISHARES TR

SOLE

RUS 1000 VAL ETF

Shares19.55K

TypeSH

Market value$3.77M

3.11%

Sole

0.00

Shared

0.00

None

19.55K

FIRST TR EXCHANGE-TRADED FD

SOLE

DOW 30 EQL WGT

Shares79.09K

TypeSH

Market value$3.00M

2.47%

Sole

0.00

Shared

0.00

None

79.09K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares16.37K

TypeSH

Market value$2.97M

2.45%

Sole

0.00

Shared

0.00

None

16.37K

INVESCO EXCH TRD SLF IDX FD

SOLE

INVSCO 28 HYCORP

Shares121.17K

TypeSH

Market value$2.66M

2.19%

Sole

0.00

Shared

0.00

None

121.17K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2027

Shares114.48K

TypeSH

Market value$2.60M

2.14%

Sole

0.00

Shared

0.00

None

114.48K

ISHARES TR

SOLE

IBONDS 28 TR HI

Shares100.65K

TypeSH

Market value$2.37M

1.96%

Sole

0.00

Shared

0.00

None

100.65K

ISHARES TR

SOLE

IBONDS 2027 TERM

Shares97.61K

TypeSH

Market value$2.19M

1.80%

Sole

0.00

Shared

0.00

None

97.61K

ISHARES TR

SOLE

IBONDS 29 TR HI

Shares81.77K

TypeSH

Market value$1.92M

1.58%

Sole

0.00

Shared

0.00

None

81.77K

INVESCO EXCH TRD SLF IDX FD

SOLE

BULETSHS 2029 HG

Shares87.32K

TypeSH

Market value$1.87M

1.54%

Sole

0.00

Shared

0.00

None

87.32K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 GW

Shares17.71K

TypeSH

Market value$1.71M

1.41%

Sole

0.00

Shared

0.00

None

17.71K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 VL

Shares32.49K

TypeSH

Market value$1.69M

1.40%

Sole

0.00

Shared

0.00

None

32.49K

ISHARES TR

SOLE

RUS MID CAP ETF

Shares16.07K

TypeSH

Market value$1.48M

1.22%

Sole

0.00

Shared

0.00

None

16.07K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares4.74K

TypeSH

Market value$1.45M

1.19%

Sole

0.00

Shared

0.00

None

4.74K

APPLE INC

DFND

COM

Shares6.74K

TypeSH

Market value$1.36M

1.12%

Sole

0.00

Shared

716.00

None

6.02K

Issuer	Class	Shares	Type	Value / Portfolio %	Shared	None
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2025 HY	492.65K	SH	$11.36M 9.36%	0.00	492.65K
ISHARES TRSOLE	RUS 1000 GRW ETF	20.05K	SH	$8.66M 7.14%	0.00	20.05K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2027 CB	432.24K	SH	$8.51M 7.01%	0.00	432.24K
ISHARES TRSOLE	IBONDS 2026 TERM	304.24K	SH	$7.04M 5.80%	0.00	304.24K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO BLSH 26	282.01K	SH	$6.57M 5.42%	0.00	282.01K
ISHARES TRSOLE	IBONDS 27 ETF	262.38K	SH	$6.36M 5.24%	0.00	262.38K
ISHARES TRSOLE	RUS 1000 ETF	18.32K	SH	$6.26M 5.16%	0.00	18.32K
INVESCO EXCH TRD SLF IDX FDSOLE	BULSHS 2026 CB	252.75K	SH	$4.94M 4.07%	0.00	252.75K
ISHARES TRSOLE	IBONDS DEC2026	186.72K	SH	$4.51M 3.72%	0.00	186.72K
INVESCO QQQ TRSOLE	UNIT SER 1	8.14K	SH	$4.51M 3.71%	0.00	8.14K
FRANKLIN TEMPLETON ETF TRSOLE	SENIOR LOAN ETF	178K	SH	$4.29M 3.53%	0.00	178K
ISHARES TRSOLE	RUS 1000 VAL ETF	19.55K	SH	$3.77M 3.11%	0.00	19.55K
FIRST TR EXCHANGE-TRADED FDSOLE	DOW 30 EQL WGT	79.09K	SH	$3.00M 2.47%	0.00	79.09K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	16.37K	SH	$2.97M 2.45%	0.00	16.37K
INVESCO EXCH TRD SLF IDX FDSOLE	INVSCO 28 HYCORP	121.17K	SH	$2.66M 2.19%	0.00	121.17K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2027	114.48K	SH	$2.60M 2.14%	0.00	114.48K
ISHARES TRSOLE	IBONDS 28 TR HI	100.65K	SH	$2.37M 1.96%	0.00	100.65K
ISHARES TRSOLE	IBONDS 2027 TERM	97.61K	SH	$2.19M 1.80%	0.00	97.61K
ISHARES TRSOLE	IBONDS 29 TR HI	81.77K	SH	$1.92M 1.58%	0.00	81.77K
INVESCO EXCH TRD SLF IDX FDSOLE	BULETSHS 2029 HG	87.32K	SH	$1.87M 1.54%	0.00	87.32K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 GW	17.71K	SH	$1.71M 1.41%	0.00	17.71K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 VL	32.49K	SH	$1.69M 1.40%	0.00	32.49K
ISHARES TRSOLE	RUS MID CAP ETF	16.07K	SH	$1.48M 1.22%	0.00	16.07K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	4.74K	SH	$1.45M 1.19%	0.00	4.74K
APPLE INCDFND	COM	6.74K	SH	$1.36M 1.12%	716.00	6.02K

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