STRATEGIC FINANCIAL SERVICES, INC.

Filed: 11/14/2025ACC: 0001432539-25-000010

📋 What this filing means

STRATEGIC FINANCIAL SERVICES, INC. filed this quarterly 13F‑HR report disclosing 142 equity positions with a total reported market value of $1.99B. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

142

Positions

$1.99B

Total AUM (reported)

30.69M

Total Shares

Allocation by class

INTL EQTY FACTOR$308.77M15.5%

US SML CAP EQT$278.45M14.0%

U S EQUITY FACTR$263.06M13.2%

INTER TERM TREAS$140.05M7.0%

COM$110.07M5.5%

SPDR GLD MINIS$106.87M5.4%

EMNG MKTS EQT$105.98M5.3%

Portfolio Concentration

Top 3$850.28M42.7%

4–10$629.89M31.6%

11–25$363.68M18.2%

Rest$149.09M7.5%

Top 3 weight

42.7%

Top 10 weight

74.3%

Voting Authority Distribution

Total shares with voting rights: 30.69M

Sole

Full voting authority

29.91M

% of voting shares97.4%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

784.62K

% of voting shares2.6%

Investment Discretion (by position count)

Sole142

Shared0

Other0

Dominant voting typeSole · 97.4% of voting shares

Institutional Holdings142

Rows:

ISHARES TR

SOLE

INTL EQTY FACTOR

Shares8.60M

TypeSH

Market value$308.77M

15.49%

Sole

8.35M

Shared

0.00

None

249.07K

ISHARES TR

SOLE

US SML CAP EQT

Shares3.75M

TypeSH

Market value$278.45M

13.97%

Sole

3.63M

Shared

0.00

None

110.14K

ISHARES TR

SOLE

U S EQUITY FACTR

Shares3.81M

TypeSH

Market value$263.06M

13.20%

Sole

3.68M

Shared

0.00

None

124.64K

VANGUARD SCOTTSDALE FDS

SOLE

INTER TERM TREAS

Shares2.33M

TypeSH

Market value$140.05M

7.03%

Sole

2.30M

Shared

0.00

None

33.51K

WORLD GOLD TR

SOLE

SPDR GLD MINIS

Shares1.40M

TypeSH

Market value$106.87M

5.36%

Sole

1.37M

Shared

0.00

None

25.07K

ISHARES INC

SOLE

EMNG MKTS EQT

Shares1.87M

TypeSH

Market value$105.98M

5.32%

Sole

1.82M

Shared

0.00

None

57.39K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares1.06M

TypeSH

Market value$84.46M

4.24%

Sole

1.04M

Shared

0.00

None

17.39K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares818.80K

TypeSH

Market value$68.87M

3.46%

Sole

806.12K

Shared

0.00

None

12.69K

VANGUARD SCOTTSDALE FDS

SOLE

LONG TERM TREAS

Shares1.19M

TypeSH

Market value$67.44M

3.38%

Sole

1.17M

Shared

0.00

None

18.78K

ISHARES TR

SOLE

MSCI USA MMENTM

Shares219.22K

TypeSH

Market value$56.22M

2.82%

Sole

212.01K

Shared

0.00

None

7.21K

VANGUARD WELLINGTON FD

SOLE

US MOMENTUM

Shares280.28K

TypeSH

Market value$53.70M

2.69%

Sole

269.13K

Shared

0.00

None

11.15K

VANGUARD MALVERN FDS

SOLE

STRM INFPROIDX

Shares777.53K

TypeSH

Market value$39.37M

1.98%

Sole

766.23K

Shared

0.00

None

11.30K

DIMENSIONAL ETF TRUST

SOLE

INTERNATNAL VAL

Shares851.03K

TypeSH

Market value$39.25M

1.97%

Sole

825.91K

Shared

0.00

None

25.12K

GOLDMAN SACHS ETF TR

SOLE

ACTIVEBETA INT

Shares927.84K

TypeSH

Market value$38.14M

1.91%

Sole

895.08K

Shared

0.00

None

32.77K

ISHARES INC

SOLE

MSCI EQUAL WEITE

Shares350.89K

TypeSH

Market value$36.13M

1.81%

Sole

336.95K

Shared

0.00

None

13.94K

ISHARES TR

SOLE

INTRM GOV CR ETF

Shares278.59K

TypeSH

Market value$29.93M

1.50%

Sole

274.50K

Shared

0.00

None

4.09K

SPDR SERIES TRUST

SOLE

S&P BIOTECH

Shares285.14K

TypeSH

Market value$28.57M

1.43%

Sole

275.73K

Shared

0.00

None

9.41K

APPLE INC

SOLE

COM

Shares71.60K

TypeSH

Market value$18.23M

0.91%

Sole

71.12K

Shared

0.00

None

481.00

ISHARES TR

SOLE

MSCI USA SZE FT

Shares102.37K

TypeSH

Market value$16.46M

0.83%

Sole

100.50K

Shared

0.00

None

1.87K

VANGUARD WHITEHALL FDS

SOLE

EM MK GOV BD ETF

Shares211.67K

TypeSH

Market value$14.16M

0.71%

Sole

208.46K

Shared

0.00

None

3.20K

GOLDMAN SACHS ETF TR

SOLE

ACTIVEBETA US LG

Shares98.74K

TypeSH

Market value$12.86M

0.65%

Sole

97.86K

Shared

0.00

None

885.00

SPDR GOLD TR

SOLE

GOLD SHS

Shares27.76K

TypeSH

Market value$9.87M

0.50%

Sole

27.54K

Shared

0.00

None

226.00

GOLDMAN SACHS ETF TR

SOLE

ACTIVEBETA EME

Shares236.75K

TypeSH

Market value$9.64M

0.48%

Sole

229.87K

Shared

0.00

None

6.88K

MICROSOFT CORP

SOLE

COM

Shares17.11K

TypeSH

Market value$8.86M

0.44%

Sole

17.11K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

CAP STK CL C

Shares34.91K

TypeSH

Market value$8.50M

0.43%

Sole

34.61K

Shared

0.00

None

300.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	INTL EQTY FACTOR	8.60M	SH	$308.77M 15.49%	8.35M	249.07K
ISHARES TRSOLE	US SML CAP EQT	3.75M	SH	$278.45M 13.97%	3.63M	110.14K
ISHARES TRSOLE	U S EQUITY FACTR	3.81M	SH	$263.06M 13.20%	3.68M	124.64K
VANGUARD SCOTTSDALE FDSSOLE	INTER TERM TREAS	2.33M	SH	$140.05M 7.03%	2.30M	33.51K
WORLD GOLD TRSOLE	SPDR GLD MINIS	1.40M	SH	$106.87M 5.36%	1.37M	25.07K
ISHARES INCSOLE	EMNG MKTS EQT	1.87M	SH	$105.98M 5.32%	1.82M	57.39K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	1.06M	SH	$84.46M 4.24%	1.04M	17.39K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	818.80K	SH	$68.87M 3.46%	806.12K	12.69K
VANGUARD SCOTTSDALE FDSSOLE	LONG TERM TREAS	1.19M	SH	$67.44M 3.38%	1.17M	18.78K
ISHARES TRSOLE	MSCI USA MMENTM	219.22K	SH	$56.22M 2.82%	212.01K	7.21K
VANGUARD WELLINGTON FDSOLE	US MOMENTUM	280.28K	SH	$53.70M 2.69%	269.13K	11.15K
VANGUARD MALVERN FDSSOLE	STRM INFPROIDX	777.53K	SH	$39.37M 1.98%	766.23K	11.30K
DIMENSIONAL ETF TRUSTSOLE	INTERNATNAL VAL	851.03K	SH	$39.25M 1.97%	825.91K	25.12K
GOLDMAN SACHS ETF TRSOLE	ACTIVEBETA INT	927.84K	SH	$38.14M 1.91%	895.08K	32.77K
ISHARES INCSOLE	MSCI EQUAL WEITE	350.89K	SH	$36.13M 1.81%	336.95K	13.94K
ISHARES TRSOLE	INTRM GOV CR ETF	278.59K	SH	$29.93M 1.50%	274.50K	4.09K
SPDR SERIES TRUSTSOLE	S&P BIOTECH	285.14K	SH	$28.57M 1.43%	275.73K	9.41K
APPLE INCSOLE	COM	71.60K	SH	$18.23M 0.91%	71.12K	481.00
ISHARES TRSOLE	MSCI USA SZE FT	102.37K	SH	$16.46M 0.83%	100.50K	1.87K
VANGUARD WHITEHALL FDSSOLE	EM MK GOV BD ETF	211.67K	SH	$14.16M 0.71%	208.46K	3.20K
GOLDMAN SACHS ETF TRSOLE	ACTIVEBETA US LG	98.74K	SH	$12.86M 0.65%	97.86K	885.00
SPDR GOLD TRSOLE	GOLD SHS	27.76K	SH	$9.87M 0.50%	27.54K	226.00
GOLDMAN SACHS ETF TRSOLE	ACTIVEBETA EME	236.75K	SH	$9.64M 0.48%	229.87K	6.88K
MICROSOFT CORPSOLE	COM	17.11K	SH	$8.86M 0.44%	17.11K	0.00
ALPHABET INCSOLE	CAP STK CL C	34.91K	SH	$8.50M 0.43%	34.61K	300.00

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