REGAL INVESTMENT ADVISORS LLC

PrivateCIK: 1559789

Location

KENTWOOD, MI

653

Positions

$1.73B

Total AUM (reported)

22.49M

Total Shares

Allocation by class

COM$449.31M25.9%

CORE S&P500 ETF$88.37M5.1%

STATE STREET SPD$32.65M1.9%

UNIT SER 1$31.70M1.8%

TR UNIT$30.40M1.8%

US DIVIDEND EQ$27.88M1.6%

IBOXX INV CP ETF$26.66M1.5%

Portfolio Concentration

Top 3$152.35M8.8%

4–10$179.21M10.3%

11–25$247.52M14.3%

Rest$1.15B66.6%

Top 3 weight

8.8%

Top 10 weight

19.1%

Voting Authority Distribution

Total shares with voting rights: 22.49M

Sole

Full voting authority

5.10M

% of voting shares22.7%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

17.39M

% of voting shares77.3%

Investment Discretion (by position count)

Sole653

Shared0

Other0

Dominant voting typeNone · 77.3% of voting shares

Institutional Holdings653

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares135.29K

TypeSH

Market value$88.37M

5.10%

Sole

50.15K

Shared

0.00

None

85.14K

APPLE INC

SOLE

COM

Shares127.20K

TypeSH

Market value$32.28M

1.86%

Sole

64.64K

Shared

0.00

None

62.55K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares54.92K

TypeSH

Market value$31.70M

1.83%

Sole

29.78K

Shared

0.00

None

25.14K

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares46.74K

TypeSH

Market value$30.40M

1.75%

Sole

28.15K

Shared

0.00

None

18.59K

SCHWAB STRATEGIC TR

SOLE

US DIVIDEND EQ

Shares908.82K

TypeSH

Market value$27.88M

1.61%

Sole

20.20K

Shared

0.00

None

888.62K

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares244.65K

TypeSH

Market value$26.66M

1.54%

Sole

0.00

Shared

0.00

None

244.65K

FIRST TR EXCHANGE-TRADED FD

SOLE

CAP STRENGTH ETF

Shares271.86K

TypeSH

Market value$25.22M

1.46%

Sole

217.73K

Shared

0.00

None

54.13K

NVIDIA CORPORATION

SOLE

COM

Shares133.07K

TypeSH

Market value$23.21M

1.34%

Sole

76.88K

Shared

0.00

None

56.18K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares52.84K

TypeSH

Market value$23.08M

1.33%

Sole

1.20K

Shared

0.00

None

51.64K

ISHARES TR

SOLE

CORE UNIVRSL USD

Shares492.81K

TypeSH

Market value$22.76M

1.31%

Sole

83.43K

Shared

0.00

None

409.38K

MICROSOFT CORP

SOLE

COM

Shares60.29K

TypeSH

Market value$22.32M

1.29%

Sole

17.53K

Shared

0.00

None

42.76K

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares312.95K

TypeSH

Market value$20.05M

1.16%

Sole

584.00

Shared

0.00

None

312.36K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares94.90K

TypeSH

Market value$20.04M

1.16%

Sole

19.96K

Shared

0.00

None

74.94K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares168.93K

TypeSH

Market value$19.11M

1.10%

Sole

35.54K

Shared

0.00

None

133.38K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares253.25K

TypeSH

Market value$17.66M

1.02%

Sole

46.02K

Shared

0.00

None

207.23K

JOHNSON & JOHNSON

SOLE

COM

Shares69.19K

TypeSH

Market value$16.91M

0.98%

Sole

18.45K

Shared

0.00

None

50.74K

BLACKROCK ETF TRUST

SOLE

ISHARES US EQUIT

Shares285.18K

TypeSH

Market value$16.59M

0.96%

Sole

56.29K

Shared

0.00

None

228.89K

ABBVIE INC

SOLE

COM

Shares71.92K

TypeSH

Market value$15.64M

0.90%

Sole

20.20K

Shared

0.00

None

51.72K

ISHARES TR

SOLE

CORE S&P SCP ETF

Shares122.20K

TypeSH

Market value$15.19M

0.88%

Sole

14.45K

Shared

0.00

None

107.75K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares203.16K

TypeSH

Market value$15.11M

0.87%

Sole

37.41K

Shared

0.00

None

165.75K

ISHARES TR

SOLE

CORE MSCI EAFE

Shares165.88K

TypeSH

Market value$15.02M

0.87%

Sole

7.09K

Shared

0.00

None

158.79K

VANGUARD WHITEHALL FDS

SOLE

INTL HIGH ETF

Shares151.87K

TypeSH

Market value$14.31M

0.83%

Sole

9.46K

Shared

0.00

None

142.41K

CHEVRON CORPORATION

SOLE

COM

Shares65.11K

TypeSH

Market value$13.47M

0.78%

Sole

12.67K

Shared

0.00

None

52.44K

VANGUARD INDEX FDS

SOLE

TOTAL STK MKT

Shares41.59K

TypeSH

Market value$13.34M

0.77%

Sole

7.07K

Shared

0.00

None

34.52K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares236.05K

TypeSH

Market value$12.76M

0.74%

Sole

234.00

Shared

0.00

None

235.82K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE S&P500 ETF	135.29K	SH	$88.37M 5.10%	50.15K	85.14K
APPLE INCSOLE	COM	127.20K	SH	$32.28M 1.86%	64.64K	62.55K
INVESCO QQQ TRSOLE	UNIT SER 1	54.92K	SH	$31.70M 1.83%	29.78K	25.14K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	46.74K	SH	$30.40M 1.75%	28.15K	18.59K
SCHWAB STRATEGIC TRSOLE	US DIVIDEND EQ	908.82K	SH	$27.88M 1.61%	20.20K	888.62K
ISHARES TRSOLE	IBOXX INV CP ETF	244.65K	SH	$26.66M 1.54%	0.00	244.65K
FIRST TR EXCHANGE-TRADED FDSOLE	CAP STRENGTH ETF	271.86K	SH	$25.22M 1.46%	217.73K	54.13K
NVIDIA CORPORATIONSOLE	COM	133.07K	SH	$23.21M 1.34%	76.88K	56.18K
VANGUARD INDEX FDSSOLE	GROWTH ETF	52.84K	SH	$23.08M 1.33%	1.20K	51.64K
ISHARES TRSOLE	CORE UNIVRSL USD	492.81K	SH	$22.76M 1.31%	83.43K	409.38K
MICROSOFT CORPSOLE	COM	60.29K	SH	$22.32M 1.29%	17.53K	42.76K
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	312.95K	SH	$20.05M 1.16%	584.00	312.36K
ISHARES TRSOLE	S&P 500 VAL ETF	94.90K	SH	$20.04M 1.16%	19.96K	74.94K
ISHARES TRSOLE	S&P 500 GRWT ETF	168.93K	SH	$19.11M 1.10%	35.54K	133.38K
ISHARES INCSOLE	CORE MSCI EMKT	253.25K	SH	$17.66M 1.02%	46.02K	207.23K
JOHNSON & JOHNSONSOLE	COM	69.19K	SH	$16.91M 0.98%	18.45K	50.74K
BLACKROCK ETF TRUSTSOLE	ISHARES US EQUIT	285.18K	SH	$16.59M 0.96%	56.29K	228.89K
ABBVIE INCSOLE	COM	71.92K	SH	$15.64M 0.90%	20.20K	51.72K
ISHARES TRSOLE	CORE S&P SCP ETF	122.20K	SH	$15.19M 0.88%	14.45K	107.75K
ISHARES TRSOLE	EAFE VALUE ETF	203.16K	SH	$15.11M 0.87%	37.41K	165.75K
ISHARES TRSOLE	CORE MSCI EAFE	165.88K	SH	$15.02M 0.87%	7.09K	158.79K
VANGUARD WHITEHALL FDSSOLE	INTL HIGH ETF	151.87K	SH	$14.31M 0.83%	9.46K	142.41K
CHEVRON CORPORATIONSOLE	COM	65.11K	SH	$13.47M 0.78%	12.67K	52.44K
VANGUARD INDEX FDSSOLE	TOTAL STK MKT	41.59K	SH	$13.34M 0.77%	7.07K	34.52K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	236.05K	SH	$12.76M 0.74%	234.00	235.82K

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