PENNEY FINANCIAL, LLC

PrivateCIK: 2049857
Location

HOUSTON, TX

48
Positions
$260.64M
Total AUM (reported)
3.26M
Total Shares

Allocation by class

TOTAL AUM$260.64M48 positions
ACTIVEBETA US LG$59.78M22.9%
TOTAL STK MKT$41.20M15.8%
VAN FTSE DEV MKT$22.02M8.4%
0-3 MNTH TREASRY$17.36M6.7%
CORE MSCI EAFE$12.68M4.9%
INCOME ETF$9.61M3.7%
US DIVIDEND EQ$9.46M3.6%

Portfolio Concentration

Top 347.2%4–1027.8%11–2521.3%Rest3.7%TOP 1075.0%0%100%
Top 3$122.99M47.2%
4–10$72.47M27.8%
11–25$55.46M21.3%
Rest$9.71M3.7%

Top 3 weight

47.2%

Top 10 weight

75.0%

Voting Authority Distribution

Total shares with voting rights: 3.26M

Sole

Full voting authority

0.00

shares

% of voting shares0.0%
Shared

Joint voting authority

0.00

shares

% of voting shares0.0%
None

No voting authority

3.26M

shares

% of voting shares100.0%

Investment Discretion (by position count)

Sole48
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings48
Rows:

GOLDMAN SACHS ETF TR

SOLE
ACTIVEBETA US LG
Shares477.72K
TypeSH
Market value$59.78M
22.93%
Sole
0.00
Shared
0.00
None
477.72K

VANGUARD INDEX FDS

SOLE
TOTAL STK MKT
Shares128.42K
TypeSH
Market value$41.20M
15.81%
Sole
0.00
Shared
0.00
None
128.42K

VANGUARD TAX-MANAGED FDS

SOLE
VAN FTSE DEV MKT
Shares343.63K
TypeSH
Market value$22.02M
8.45%
Sole
0.00
Shared
0.00
None
343.63K

ISHARES TR

SOLE
0-3 MNTH TREASRY
Shares172.51K
TypeSH
Market value$17.36M
6.66%
Sole
0.00
Shared
0.00
None
172.51K

ISHARES TR

SOLE
CORE MSCI EAFE
Shares140.06K
TypeSH
Market value$12.68M
4.86%
Sole
0.00
Shared
0.00
None
140.06K

J P MORGAN EXCHANGE TRADED F

SOLE
INCOME ETF
Shares208.60K
TypeSH
Market value$9.61M
3.69%
Sole
0.00
Shared
0.00
None
208.60K

SCHWAB STRATEGIC TR

SOLE
US DIVIDEND EQ
Shares308.19K
TypeSH
Market value$9.46M
3.63%
Sole
0.00
Shared
0.00
None
308.19K

VANGUARD WHITEHALL FDS

SOLE
HIGH DIV YLD
Shares60.66K
TypeSH
Market value$8.98M
3.45%
Sole
0.00
Shared
0.00
None
60.66K

FRANKLIN TEMPLETON ETF TR

SOLE
FRANKLIN DYN MUN
Shares293.01K
TypeSH
Market value$7.26M
2.79%
Sole
0.00
Shared
0.00
None
293.01K

VANGUARD MALVERN FDS

SOLE
CORE BD ETF
Shares91.91K
TypeSH
Market value$7.11M
2.73%
Sole
0.00
Shared
0.00
None
91.91K

MORGAN STANLEY ETF TRUST

SOLE
EATON VANCE TOTA
Shares139.02K
TypeSH
Market value$7.06M
2.71%
Sole
0.00
Shared
0.00
None
139.02K

VANGUARD INDEX FDS

SOLE
SMALL CP ETF
Shares24.42K
TypeSH
Market value$6.40M
2.45%
Sole
0.00
Shared
0.00
None
24.42K

J P MORGAN EXCHANGE TRADED F

SOLE
EQUITY PREMIUM
Shares99.62K
TypeSH
Market value$5.65M
2.17%
Sole
0.00
Shared
0.00
None
99.62K

CAPITAL GRP FIXED INCM ETF T

SOLE
MUNICIPAL INCOME
Shares185.12K
TypeSH
Market value$5.03M
1.93%
Sole
0.00
Shared
0.00
None
185.12K

DIMENSIONAL ETF TRUST

SOLE
NATL MUN BD ETF
Shares97.03K
TypeSH
Market value$4.65M
1.78%
Sole
0.00
Shared
0.00
None
97.03K

ISHARES TR

SOLE
CORE US AGGBD ET
Shares45.25K
TypeSH
Market value$4.49M
1.72%
Sole
0.00
Shared
0.00
None
45.25K

J P MORGAN EXCHANGE TRADED F

SOLE
HEDGED EQUITY LA
Shares68.02K
TypeSH
Market value$4.35M
1.67%
Sole
0.00
Shared
0.00
None
68.02K

VANGUARD MUN BD FDS

SOLE
TAX EXEMPT BD
Shares78.07K
TypeSH
Market value$3.89M
1.49%
Sole
0.00
Shared
0.00
None
78.07K

VANGUARD STAR FDS

SOLE
VG TL INTL STK F
Shares41.34K
TypeSH
Market value$3.19M
1.22%
Sole
0.00
Shared
0.00
None
41.34K

SCHWAB STRATEGIC TR

SOLE
US BRD MKT ETF
Shares112.25K
TypeSH
Market value$2.82M
1.08%
Sole
0.00
Shared
0.00
None
112.25K

ISHARES TR

SOLE
SHRT NAT MUN ETF
Shares24.45K
TypeSH
Market value$2.60M
1.00%
Sole
0.00
Shared
0.00
None
24.45K

APPLE INC

SOLE
COM
Shares8.89K
TypeSH
Market value$2.26M
0.87%
Sole
0.00
Shared
0.00
None
8.89K

VANGUARD INDEX FDS

SOLE
S&P 500 ETF SHS
Shares2.16K
TypeSH
Market value$1.29M
0.50%
Sole
0.00
Shared
0.00
None
2.16K

CHEVRON CORPORATION

SOLE
COM
Shares4.35K
TypeSH
Market value$899.7K
0.35%
Sole
0.00
Shared
0.00
None
4.35K

ISHARES TR

SOLE
CORE S&P500 ETF
Shares1.37K
TypeSH
Market value$897.5K
0.34%
Sole
0.00
Shared
0.00
None
1.37K
Page 1 of 2