KEYSTONE FINANCIAL SERVICES

PrivateCIK: 1865158

Location

LOVELAND, CO

119

Positions

$340.74M

Total AUM (reported)

4.24M

Total Shares

Allocation by class

CORE S&P500 ETF$36.33M10.7%

COM$36.17M10.6%

S&P 500 VAL ETF$25.94M7.6%

S&P 500 GRWT ETF$22.81M6.7%

CORE UNIVRSL USD$22.75M6.7%

ISHARES US EQUIT$22.05M6.5%

CORE MSCI EMKT$19.36M5.7%

Portfolio Concentration

Top 3$85.08M25.0%

4–10$116.03M34.1%

11–25$81.41M23.9%

Rest$58.22M17.1%

Top 3 weight

25.0%

Top 10 weight

59.0%

Voting Authority Distribution

Total shares with voting rights: 4.24M

Sole

Full voting authority

7.84K

% of voting shares0.2%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.23M

% of voting shares99.8%

Investment Discretion (by position count)

Sole119

Shared0

Other0

Dominant voting typeNone · 99.8% of voting shares

Institutional Holdings119

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares55.61K

TypeSH

Market value$36.33M

10.66%

Sole

138.00

Shared

0.00

None

55.47K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares122.87K

TypeSH

Market value$25.94M

7.61%

Sole

324.00

Shared

0.00

None

122.54K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares201.68K

TypeSH

Market value$22.81M

6.69%

Sole

532.00

Shared

0.00

None

201.15K

ISHARES TR

SOLE

CORE UNIVRSL USD

Shares492.61K

TypeSH

Market value$22.75M

6.68%

Sole

570.00

Shared

0.00

None

492.04K

BLACKROCK ETF TRUST

SOLE

ISHARES US EQUIT

Shares379.05K

TypeSH

Market value$22.05M

6.47%

Sole

973.00

Shared

0.00

None

378.07K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares277.52K

TypeSH

Market value$19.36M

5.68%

Sole

720.00

Shared

0.00

None

276.80K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares247.59K

TypeSH

Market value$18.41M

5.40%

Sole

637.00

Shared

0.00

None

246.95K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares105.98K

TypeSH

Market value$11.80M

3.46%

Sole

274.00

Shared

0.00

None

105.71K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares58.52K

TypeSH

Market value$11.22M

3.29%

Sole

141.00

Shared

0.00

None

58.38K

ISHARES TR

SOLE

MSCI USA MMENTM

Shares43.44K

TypeSH

Market value$10.43M

3.06%

Sole

111.00

Shared

0.00

None

43.33K

BLACKROCK ETF TRUST

SOLE

ISHARES A I INNO

Shares309.68K

TypeSH

Market value$10.20M

2.99%

Sole

818.00

Shared

0.00

None

308.86K

BLACKROCK ETF TRUST

SOLE

ISHARES US THEMA

Shares278.42K

TypeSH

Market value$10.08M

2.96%

Sole

745.00

Shared

0.00

None

277.68K

ISHARES TR

SOLE

10-20 YR TRS ETF

Shares89.84K

TypeSH

Market value$9.05M

2.66%

Sole

152.00

Shared

0.00

None

89.69K

BLACKROCK ETF TRUST

SOLE

ISHARES DEFENSE

Shares235.25K

TypeSH

Market value$7.70M

2.26%

Sole

670.00

Shared

0.00

None

234.58K

BLACKROCK ETF TRUST

SOLE

ISHARES LARGE CA

Shares181.53K

TypeSH

Market value$7.45M

2.19%

Sole

481.00

Shared

0.00

None

181.04K

ISHARES TR

SOLE

US TREAS BD ETF

Shares294.46K

TypeSH

Market value$6.75M

1.98%

Sole

287.00

Shared

0.00

None

294.18K

ISHARES TR

SOLE

MBS ETF

Shares69.20K

TypeSH

Market value$6.57M

1.93%

Sole

46.00

Shared

0.00

None

69.16K

ISHARES TR

SOLE

CORE INTL AGGR

Shares111.44K

TypeSH

Market value$5.58M

1.64%

Sole

177.00

Shared

0.00

None

111.26K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares6.49K

TypeSH

Market value$3.11M

0.91%

Sole

0.00

Shared

0.00

None

6.49K

ALPHABET INC

SOLE

CAP STK CL C

Shares10.82K

TypeSH

Market value$3.10M

0.91%

Sole

0.00

Shared

0.00

None

10.82K

BLACKROCK ETF TRUST II

SOLE

ISHARES FLEXIBLE

Shares53.25K

TypeSH

Market value$2.77M

0.81%

Sole

0.00

Shared

0.00

None

53.25K

JPMORGAN CHASE & CO

SOLE

COM

Shares8.85K

TypeSH

Market value$2.60M

0.76%

Sole

0.00

Shared

0.00

None

8.85K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares25.67K

TypeSH

Market value$2.26M

0.66%

Sole

46.00

Shared

0.00

None

25.63K

PHILIP MORRIS INTL INC

SOLE

COM

Shares13.01K

TypeSH

Market value$2.15M

0.63%

Sole

0.00

Shared

0.00

None

13.01K

SCHWAB CHARLES CORP

SOLE

COM

Shares21.68K

TypeSH

Market value$2.04M

0.60%

Sole

0.00

Shared

0.00

None

21.68K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE S&P500 ETF	55.61K	SH	$36.33M 10.66%	138.00	55.47K
ISHARES TRSOLE	S&P 500 VAL ETF	122.87K	SH	$25.94M 7.61%	324.00	122.54K
ISHARES TRSOLE	S&P 500 GRWT ETF	201.68K	SH	$22.81M 6.69%	532.00	201.15K
ISHARES TRSOLE	CORE UNIVRSL USD	492.61K	SH	$22.75M 6.68%	570.00	492.04K
BLACKROCK ETF TRUSTSOLE	ISHARES US EQUIT	379.05K	SH	$22.05M 6.47%	973.00	378.07K
ISHARES INCSOLE	CORE MSCI EMKT	277.52K	SH	$19.36M 5.68%	720.00	276.80K
ISHARES TRSOLE	EAFE VALUE ETF	247.59K	SH	$18.41M 5.40%	637.00	246.95K
ISHARES TRSOLE	EAFE GRWTH ETF	105.98K	SH	$11.80M 3.46%	274.00	105.71K
ISHARES TRSOLE	MSCI USA QLT FCT	58.52K	SH	$11.22M 3.29%	141.00	58.38K
ISHARES TRSOLE	MSCI USA MMENTM	43.44K	SH	$10.43M 3.06%	111.00	43.33K
BLACKROCK ETF TRUSTSOLE	ISHARES A I INNO	309.68K	SH	$10.20M 2.99%	818.00	308.86K
BLACKROCK ETF TRUSTSOLE	ISHARES US THEMA	278.42K	SH	$10.08M 2.96%	745.00	277.68K
ISHARES TRSOLE	10-20 YR TRS ETF	89.84K	SH	$9.05M 2.66%	152.00	89.69K
BLACKROCK ETF TRUSTSOLE	ISHARES DEFENSE	235.25K	SH	$7.70M 2.26%	670.00	234.58K
BLACKROCK ETF TRUSTSOLE	ISHARES LARGE CA	181.53K	SH	$7.45M 2.19%	481.00	181.04K
ISHARES TRSOLE	US TREAS BD ETF	294.46K	SH	$6.75M 1.98%	287.00	294.18K
ISHARES TRSOLE	MBS ETF	69.20K	SH	$6.57M 1.93%	46.00	69.16K
ISHARES TRSOLE	CORE INTL AGGR	111.44K	SH	$5.58M 1.64%	177.00	111.26K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	6.49K	SH	$3.11M 0.91%	0.00	6.49K
ALPHABET INCSOLE	CAP STK CL C	10.82K	SH	$3.10M 0.91%	0.00	10.82K
BLACKROCK ETF TRUST IISOLE	ISHARES FLEXIBLE	53.25K	SH	$2.77M 0.81%	0.00	53.25K
JPMORGAN CHASE & COSOLE	COM	8.85K	SH	$2.60M 0.76%	0.00	8.85K
ISHARES GOLD TRSOLE	ISHARES NEW	25.67K	SH	$2.26M 0.66%	46.00	25.63K
PHILIP MORRIS INTL INCSOLE	COM	13.01K	SH	$2.15M 0.63%	0.00	13.01K
SCHWAB CHARLES CORPSOLE	COM	21.68K	SH	$2.04M 0.60%	0.00	21.68K

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