KEYSTONE FINANCIAL SERVICES

Filed: 11/13/2025ACC: 0001986152-25-000108

📋 What this filing means

KEYSTONE FINANCIAL SERVICES filed this quarterly 13F‑HR report disclosing 128 equity positions with a total reported market value of $322.68M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

128

Positions

$322.68M

Total AUM (reported)

3.49M

Total Shares

Allocation by class

COM$37.74M11.7%

CORE TOTAL USD$26.29M8.1%

MSCI USA QLT FCT$25.50M7.9%

CORE S&P500 ETF$25.42M7.9%

EAFE VALUE ETF$23.81M7.4%

S&P 500 GRWT ETF$22.57M7.0%

ISHARES US EQUIT$21.46M6.6%

Portfolio Concentration

Top 3$77.21M23.9%

4–10$121.79M37.7%

11–25$65.97M20.4%

Rest$57.71M17.9%

Top 3 weight

23.9%

Top 10 weight

61.7%

Voting Authority Distribution

Total shares with voting rights: 3.49M

Sole

Full voting authority

4.76K

% of voting shares0.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.48M

% of voting shares99.9%

Investment Discretion (by position count)

Sole128

Shared0

Other0

Dominant voting typeNone · 99.9% of voting shares

Institutional Holdings128

Rows:

ISHARES TR

SOLE

CORE TOTAL USD

Shares562.88K

TypeSH

Market value$26.29M

8.15%

Sole

493.00

Shared

0.00

None

562.39K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares131.12K

TypeSH

Market value$25.50M

7.90%

Sole

273.00

Shared

0.00

None

130.84K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares37.98K

TypeSH

Market value$25.42M

7.88%

Sole

71.00

Shared

0.00

None

37.91K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares351.05K

TypeSH

Market value$23.81M

7.38%

Sole

747.00

Shared

0.00

None

350.31K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares186.95K

TypeSH

Market value$22.57M

6.99%

Sole

391.00

Shared

0.00

None

186.56K

BLACKROCK ETF TRUST

SOLE

ISHARES US EQUIT

Shares362.45K

TypeSH

Market value$21.46M

6.65%

Sole

735.00

Shared

0.00

None

361.72K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares93.83K

TypeSH

Market value$19.38M

6.00%

Sole

201.00

Shared

0.00

None

93.63K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares229.22K

TypeSH

Market value$15.11M

4.68%

Sole

481.00

Shared

0.00

None

228.74K

ISHARES TR

SOLE

S&P 100 ETF

Shares30.24K

TypeSH

Market value$10.07M

3.12%

Sole

63.00

Shared

0.00

None

30.18K

BLACKROCK ETF TRUST

SOLE

ISHARES US THEMA

Shares248.27K

TypeSH

Market value$9.40M

2.91%

Sole

540.00

Shared

0.00

None

247.73K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares79.88K

TypeSH

Market value$9.10M

2.82%

Sole

159.00

Shared

0.00

None

79.72K

ISHARES TR

SOLE

U.S. TECH ETF

Shares36.07K

TypeSH

Market value$7.07M

2.19%

Sole

70.00

Shared

0.00

None

36K

ISHARES TR

SOLE

MSCI USA MMENTM

Shares26.26K

TypeSH

Market value$6.73M

2.09%

Sole

54.00

Shared

0.00

None

26.21K

ISHARES TR

SOLE

10-20 YR TRS ETF

Shares65.13K

TypeSH

Market value$6.71M

2.08%

Sole

57.00

Shared

0.00

None

65.07K

ISHARES TR

SOLE

MBS ETF

Shares59.96K

TypeSH

Market value$5.71M

1.77%

Sole

23.00

Shared

0.00

None

59.94K

ISHARES TR

SOLE

CORE INTL AGGR

Shares91.23K

TypeSH

Market value$4.67M

1.45%

Sole

88.00

Shared

0.00

None

91.14K

BLACKROCK ETF TRUST

SOLE

ISHARES A I INNO

Shares117.95K

TypeSH

Market value$4.03M

1.25%

Sole

265.00

Shared

0.00

None

117.68K

BLACKROCK ETF TRUST II

SOLE

ISHARES FLEXIBLE

Shares62.68K

TypeSH

Market value$3.34M

1.03%

Sole

0.00

Shared

0.00

None

62.68K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares45.18K

TypeSH

Market value$3.29M

1.02%

Sole

54.00

Shared

0.00

None

45.13K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares6.34K

TypeSH

Market value$3.19M

0.99%

Sole

0.00

Shared

0.00

None

6.34K

JPMORGAN CHASE & CO.

SOLE

COM

Shares8.92K

TypeSH

Market value$2.81M

0.87%

Sole

0.00

Shared

0.00

None

8.92K

ALPHABET INC

SOLE

CAP STK CL C

Shares10.91K

TypeSH

Market value$2.66M

0.82%

Sole

0.00

Shared

0.00

None

10.91K

META PLATFORMS INC

SOLE

CL A

Shares3.35K

TypeSH

Market value$2.46M

0.76%

Sole

0.00

Shared

0.00

None

3.35K

MICROSOFT CORP

SOLE

COM

Shares4.09K

TypeSH

Market value$2.12M

0.66%

Sole

0.00

Shared

0.00

None

4.09K

ORACLE CORP

SOLE

COM

Shares7.43K

TypeSH

Market value$2.09M

0.65%

Sole

0.00

Shared

0.00

None

7.43K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE TOTAL USD	562.88K	SH	$26.29M 8.15%	493.00	562.39K
ISHARES TRSOLE	MSCI USA QLT FCT	131.12K	SH	$25.50M 7.90%	273.00	130.84K
ISHARES TRSOLE	CORE S&P500 ETF	37.98K	SH	$25.42M 7.88%	71.00	37.91K
ISHARES TRSOLE	EAFE VALUE ETF	351.05K	SH	$23.81M 7.38%	747.00	350.31K
ISHARES TRSOLE	S&P 500 GRWT ETF	186.95K	SH	$22.57M 6.99%	391.00	186.56K
BLACKROCK ETF TRUSTSOLE	ISHARES US EQUIT	362.45K	SH	$21.46M 6.65%	735.00	361.72K
ISHARES TRSOLE	S&P 500 VAL ETF	93.83K	SH	$19.38M 6.00%	201.00	93.63K
ISHARES INCSOLE	CORE MSCI EMKT	229.22K	SH	$15.11M 4.68%	481.00	228.74K
ISHARES TRSOLE	S&P 100 ETF	30.24K	SH	$10.07M 3.12%	63.00	30.18K
BLACKROCK ETF TRUSTSOLE	ISHARES US THEMA	248.27K	SH	$9.40M 2.91%	540.00	247.73K
ISHARES TRSOLE	EAFE GRWTH ETF	79.88K	SH	$9.10M 2.82%	159.00	79.72K
ISHARES TRSOLE	U.S. TECH ETF	36.07K	SH	$7.07M 2.19%	70.00	36K
ISHARES TRSOLE	MSCI USA MMENTM	26.26K	SH	$6.73M 2.09%	54.00	26.21K
ISHARES TRSOLE	10-20 YR TRS ETF	65.13K	SH	$6.71M 2.08%	57.00	65.07K
ISHARES TRSOLE	MBS ETF	59.96K	SH	$5.71M 1.77%	23.00	59.94K
ISHARES TRSOLE	CORE INTL AGGR	91.23K	SH	$4.67M 1.45%	88.00	91.14K
BLACKROCK ETF TRUSTSOLE	ISHARES A I INNO	117.95K	SH	$4.03M 1.25%	265.00	117.68K
BLACKROCK ETF TRUST IISOLE	ISHARES FLEXIBLE	62.68K	SH	$3.34M 1.03%	0.00	62.68K
ISHARES GOLD TRSOLE	ISHARES NEW	45.18K	SH	$3.29M 1.02%	54.00	45.13K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	6.34K	SH	$3.19M 0.99%	0.00	6.34K
JPMORGAN CHASE & CO.SOLE	COM	8.92K	SH	$2.81M 0.87%	0.00	8.92K
ALPHABET INCSOLE	CAP STK CL C	10.91K	SH	$2.66M 0.82%	0.00	10.91K
META PLATFORMS INCSOLE	CL A	3.35K	SH	$2.46M 0.76%	0.00	3.35K
MICROSOFT CORPSOLE	COM	4.09K	SH	$2.12M 0.66%	0.00	4.09K
ORACLE CORPSOLE	COM	7.43K	SH	$2.09M 0.65%	0.00	7.43K

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