KEYSTONE FINANCIAL SERVICES

Filed: 8/7/2025ACC: 0001865158-25-000004

📋 What this filing means

KEYSTONE FINANCIAL SERVICES filed this quarterly 13F‑HR report disclosing 116 equity positions with a total reported market value of $293.96M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

116

Positions

$293.96M

Total AUM (reported)

3.38M

Total Shares

Allocation by class

COM$32.47M11.0%

CORE TOTAL USD$25.95M8.8%

CORE S&P500 ETF$23.83M8.1%

MSCI USA QLT FCT$23.56M8.0%

EAFE VALUE ETF$21.86M7.4%

S&P 500 GRWT ETF$20.13M6.8%

ISHARES US EQUIT$19.25M6.5%

Portfolio Concentration

Top 3$73.34M24.9%

4–10$110.25M37.5%

11–25$60.29M20.5%

Rest$50.08M17.0%

Top 3 weight

24.9%

Top 10 weight

62.5%

Voting Authority Distribution

Total shares with voting rights: 3.38M

Sole

Full voting authority

4.88K

% of voting shares0.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.38M

% of voting shares99.9%

Investment Discretion (by position count)

Sole116

Shared0

Other0

Dominant voting typeNone · 99.9% of voting shares

Institutional Holdings116

Rows:

ISHARES TR

SOLE

CORE TOTAL USD

Shares561.31K

TypeSH

Market value$25.95M

8.83%

Sole

514.00

Shared

0.00

None

560.80K

ISHARES TR

SOLE

CORE S&P500 ETF

Shares38.38K

TypeSH

Market value$23.83M

8.11%

Sole

73.00

Shared

0.00

None

38.31K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares128.86K

TypeSH

Market value$23.56M

8.01%

Sole

279.00

Shared

0.00

None

128.58K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares344.43K

TypeSH

Market value$21.86M

7.44%

Sole

763.00

Shared

0.00

None

343.67K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares182.82K

TypeSH

Market value$20.13M

6.85%

Sole

399.00

Shared

0.00

None

182.42K

BLACKROCK ETF TRUST

SOLE

ISHARES US EQUIT

Shares353.39K

TypeSH

Market value$19.25M

6.55%

Sole

751.00

Shared

0.00

None

352.64K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares91.59K

TypeSH

Market value$17.90M

6.09%

Sole

205.00

Shared

0.00

None

91.39K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares222.67K

TypeSH

Market value$13.37M

4.55%

Sole

491.00

Shared

0.00

None

222.18K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares80.36K

TypeSH

Market value$9.00M

3.06%

Sole

163.00

Shared

0.00

None

80.20K

ISHARES TR

SOLE

S&P 100 ETF

Shares28.73K

TypeSH

Market value$8.74M

2.97%

Sole

64.00

Shared

0.00

None

28.66K

BLACKROCK ETF TRUST

SOLE

ISHARES US THEMA

Shares239.84K

TypeSH

Market value$8.53M

2.90%

Sole

551.00

Shared

0.00

None

239.29K

ISHARES TR

SOLE

U.S. TECH ETF

Shares37.01K

TypeSH

Market value$6.41M

2.18%

Sole

71.00

Shared

0.00

None

36.94K

ISHARES TR

SOLE

10-20 YR TRS ETF

Shares62.44K

TypeSH

Market value$6.34M

2.16%

Sole

59.00

Shared

0.00

None

62.38K

ISHARES TR

SOLE

MSCI USA MMENTM

Shares25.69K

TypeSH

Market value$6.17M

2.10%

Sole

55.00

Shared

0.00

None

25.64K

ISHARES TR

SOLE

MBS ETF

Shares58.75K

TypeSH

Market value$5.52M

1.88%

Sole

24.00

Shared

0.00

None

58.73K

ISHARES TR

SOLE

CORE INTL AGGR

Shares88K

TypeSH

Market value$4.50M

1.53%

Sole

92.00

Shared

0.00

None

87.91K

BLACKROCK ETF TRUST II

SOLE

ISHARES FLEXIBLE

Shares60.55K

TypeSH

Market value$3.20M

1.09%

Sole

0.00

Shared

0.00

None

60.55K

BLACKROCK ETF TRUST

SOLE

ISHARES A I INNO

Shares108.79K

TypeSH

Market value$3.14M

1.07%

Sole

270.00

Shared

0.00

None

108.52K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares6.04K

TypeSH

Market value$2.93M

1.00%

Sole

0.00

Shared

0.00

None

6.04K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares42.97K

TypeSH

Market value$2.68M

0.91%

Sole

56.00

Shared

0.00

None

42.91K

JPMORGAN CHASE & CO.

SOLE

COM

Shares8.65K

TypeSH

Market value$2.51M

0.85%

Sole

0.00

Shared

0.00

None

8.65K

META PLATFORMS INC

SOLE

CL A

Shares3.19K

TypeSH

Market value$2.35M

0.80%

Sole

0.00

Shared

0.00

None

3.19K

BOOKING HOLDINGS INC

SOLE

COM

Shares355.00

TypeSH

Market value$2.06M

0.70%

Sole

0.00

Shared

0.00

None

355.00

PHILIP MORRIS INTL INC

SOLE

COM

Shares11.14K

TypeSH

Market value$2.03M

0.69%

Sole

0.00

Shared

0.00

None

11.14K

MICROSOFT CORP

SOLE

COM

Shares3.85K

TypeSH

Market value$1.91M

0.65%

Sole

0.00

Shared

0.00

None

3.85K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE TOTAL USD	561.31K	SH	$25.95M 8.83%	514.00	560.80K
ISHARES TRSOLE	CORE S&P500 ETF	38.38K	SH	$23.83M 8.11%	73.00	38.31K
ISHARES TRSOLE	MSCI USA QLT FCT	128.86K	SH	$23.56M 8.01%	279.00	128.58K
ISHARES TRSOLE	EAFE VALUE ETF	344.43K	SH	$21.86M 7.44%	763.00	343.67K
ISHARES TRSOLE	S&P 500 GRWT ETF	182.82K	SH	$20.13M 6.85%	399.00	182.42K
BLACKROCK ETF TRUSTSOLE	ISHARES US EQUIT	353.39K	SH	$19.25M 6.55%	751.00	352.64K
ISHARES TRSOLE	S&P 500 VAL ETF	91.59K	SH	$17.90M 6.09%	205.00	91.39K
ISHARES INCSOLE	CORE MSCI EMKT	222.67K	SH	$13.37M 4.55%	491.00	222.18K
ISHARES TRSOLE	EAFE GRWTH ETF	80.36K	SH	$9.00M 3.06%	163.00	80.20K
ISHARES TRSOLE	S&P 100 ETF	28.73K	SH	$8.74M 2.97%	64.00	28.66K
BLACKROCK ETF TRUSTSOLE	ISHARES US THEMA	239.84K	SH	$8.53M 2.90%	551.00	239.29K
ISHARES TRSOLE	U.S. TECH ETF	37.01K	SH	$6.41M 2.18%	71.00	36.94K
ISHARES TRSOLE	10-20 YR TRS ETF	62.44K	SH	$6.34M 2.16%	59.00	62.38K
ISHARES TRSOLE	MSCI USA MMENTM	25.69K	SH	$6.17M 2.10%	55.00	25.64K
ISHARES TRSOLE	MBS ETF	58.75K	SH	$5.52M 1.88%	24.00	58.73K
ISHARES TRSOLE	CORE INTL AGGR	88K	SH	$4.50M 1.53%	92.00	87.91K
BLACKROCK ETF TRUST IISOLE	ISHARES FLEXIBLE	60.55K	SH	$3.20M 1.09%	0.00	60.55K
BLACKROCK ETF TRUSTSOLE	ISHARES A I INNO	108.79K	SH	$3.14M 1.07%	270.00	108.52K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	6.04K	SH	$2.93M 1.00%	0.00	6.04K
ISHARES GOLD TRSOLE	ISHARES NEW	42.97K	SH	$2.68M 0.91%	56.00	42.91K
JPMORGAN CHASE & CO.SOLE	COM	8.65K	SH	$2.51M 0.85%	0.00	8.65K
META PLATFORMS INCSOLE	CL A	3.19K	SH	$2.35M 0.80%	0.00	3.19K
BOOKING HOLDINGS INCSOLE	COM	355.00	SH	$2.06M 0.70%	0.00	355.00
PHILIP MORRIS INTL INCSOLE	COM	11.14K	SH	$2.03M 0.69%	0.00	11.14K
MICROSOFT CORPSOLE	COM	3.85K	SH	$1.91M 0.65%	0.00	3.85K

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