KEYSTONE FINANCIAL SERVICES

Filed: 4/23/2025ACC: 0001865158-25-000002

📋 What this filing means

KEYSTONE FINANCIAL SERVICES filed this quarterly 13F‑HR report disclosing 100 equity positions with a total reported market value of $262.38M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

100

Positions

$262.38M

Total AUM (reported)

2.88M

Total Shares

Allocation by class

CORE S&P500 ETF$41.01M15.6%

COM$25.81M9.8%

CORE TOTAL USD$25.65M9.8%

MSCI USA QLT FCT$21.02M8.0%

S&P 500 GRWT ETF$19.59M7.5%

ISHARES US EQUIT$17.08M6.5%

S&P 500 VAL ETF$14.34M5.5%

Portfolio Concentration

Top 3$87.68M33.4%

4–10$83.65M31.9%

11–25$49.96M19.0%

Rest$41.10M15.7%

Top 3 weight

33.4%

Top 10 weight

65.3%

Voting Authority Distribution

Total shares with voting rights: 2.88M

Sole

Full voting authority

3.90K

% of voting shares0.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.87M

% of voting shares99.9%

Investment Discretion (by position count)

Sole100

Shared0

Other0

Dominant voting typeNone · 99.9% of voting shares

Institutional Holdings100

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares72.99K

TypeSH

Market value$41.01M

15.63%

Sole

153.00

Shared

0.00

None

72.84K

ISHARES TR

SOLE

CORE TOTAL USD

Shares556.53K

TypeSH

Market value$25.65M

9.77%

Sole

487.00

Shared

0.00

None

556.05K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares123K

TypeSH

Market value$21.02M

8.01%

Sole

269.00

Shared

0.00

None

122.73K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares210.99K

TypeSH

Market value$19.59M

7.46%

Sole

465.00

Shared

0.00

None

210.52K

BLACKROCK ETF TRUST

SOLE

ISHARES US EQUIT

Shares350.20K

TypeSH

Market value$17.08M

6.51%

Sole

751.00

Shared

0.00

None

349.45K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares75.23K

TypeSH

Market value$14.34M

5.46%

Sole

161.00

Shared

0.00

None

75.07K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares204.22K

TypeSH

Market value$12.04M

4.59%

Sole

433.00

Shared

0.00

None

203.78K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares78.83K

TypeSH

Market value$7.88M

3.00%

Sole

163.00

Shared

0.00

None

78.66K

ISHARES TR

SOLE

U.S. TECH ETF

Shares47.03K

TypeSH

Market value$6.61M

2.52%

Sole

104.00

Shared

0.00

None

46.93K

ISHARES INC

SOLE

MSCI EMRG CHN

Shares111.12K

TypeSH

Market value$6.12M

2.33%

Sole

234.00

Shared

0.00

None

110.89K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares109.86K

TypeSH

Market value$5.93M

2.26%

Sole

235.00

Shared

0.00

None

109.63K

ISHARES TR

SOLE

MSCI USA MMENTM

Shares26.57K

TypeSH

Market value$5.37M

2.05%

Sole

60.00

Shared

0.00

None

26.51K

ISHARES TR

SOLE

S&P 100 ETF

Shares19.07K

TypeSH

Market value$5.17M

1.97%

Sole

44.00

Shared

0.00

None

19.03K

ISHARES TR

SOLE

MBS ETF

Shares54.99K

TypeSH

Market value$5.16M

1.97%

Sole

24.00

Shared

0.00

None

54.96K

ISHARES TR

SOLE

10-20 YR TRS ETF

Shares43.98K

TypeSH

Market value$4.56M

1.74%

Sole

43.00

Shared

0.00

None

43.94K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares7.23K

TypeSH

Market value$3.85M

1.47%

Sole

0.00

Shared

0.00

None

7.23K

ISHARES GOLD TR

SOLE

ISHARES NEW

Shares58.54K

TypeSH

Market value$3.45M

1.32%

Sole

79.00

Shared

0.00

None

58.46K

BLACKROCK ETF TRUST II

SOLE

ISHARES FLEXIBLE

Shares57.57K

TypeSH

Market value$3.02M

1.15%

Sole

0.00

Shared

0.00

None

57.57K

ISHARES TR

SOLE

HDG MSCI EAFE

Shares77.08K

TypeSH

Market value$2.80M

1.07%

Sole

190.00

Shared

0.00

None

76.89K

JPMORGAN CHASE & CO.

SOLE

COM

Shares8.53K

TypeSH

Market value$2.09M

0.80%

Sole

0.00

Shared

0.00

None

8.53K

META PLATFORMS INC

SOLE

CL A

Shares3.59K

TypeSH

Market value$2.07M

0.79%

Sole

0.00

Shared

0.00

None

3.59K

PHILIP MORRIS INTL INC

SOLE

COM

Shares10.96K

TypeSH

Market value$1.74M

0.66%

Sole

0.00

Shared

0.00

None

10.96K

ORACLE CORP

SOLE

COM

Shares11.61K

TypeSH

Market value$1.62M

0.62%

Sole

0.00

Shared

0.00

None

11.61K

ALPHABET INC

SOLE

CAP STK CL C

Shares10.20K

TypeSH

Market value$1.59M

0.61%

Sole

0.00

Shared

0.00

None

10.20K

BOOKING HOLDINGS INC

SOLE

COM

Shares335.00

TypeSH

Market value$1.54M

0.59%

Sole

0.00

Shared

0.00

None

335.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE S&P500 ETF	72.99K	SH	$41.01M 15.63%	153.00	72.84K
ISHARES TRSOLE	CORE TOTAL USD	556.53K	SH	$25.65M 9.77%	487.00	556.05K
ISHARES TRSOLE	MSCI USA QLT FCT	123K	SH	$21.02M 8.01%	269.00	122.73K
ISHARES TRSOLE	S&P 500 GRWT ETF	210.99K	SH	$19.59M 7.46%	465.00	210.52K
BLACKROCK ETF TRUSTSOLE	ISHARES US EQUIT	350.20K	SH	$17.08M 6.51%	751.00	349.45K
ISHARES TRSOLE	S&P 500 VAL ETF	75.23K	SH	$14.34M 5.46%	161.00	75.07K
ISHARES TRSOLE	EAFE VALUE ETF	204.22K	SH	$12.04M 4.59%	433.00	203.78K
ISHARES TRSOLE	EAFE GRWTH ETF	78.83K	SH	$7.88M 3.00%	163.00	78.66K
ISHARES TRSOLE	U.S. TECH ETF	47.03K	SH	$6.61M 2.52%	104.00	46.93K
ISHARES INCSOLE	MSCI EMRG CHN	111.12K	SH	$6.12M 2.33%	234.00	110.89K
ISHARES INCSOLE	CORE MSCI EMKT	109.86K	SH	$5.93M 2.26%	235.00	109.63K
ISHARES TRSOLE	MSCI USA MMENTM	26.57K	SH	$5.37M 2.05%	60.00	26.51K
ISHARES TRSOLE	S&P 100 ETF	19.07K	SH	$5.17M 1.97%	44.00	19.03K
ISHARES TRSOLE	MBS ETF	54.99K	SH	$5.16M 1.97%	24.00	54.96K
ISHARES TRSOLE	10-20 YR TRS ETF	43.98K	SH	$4.56M 1.74%	43.00	43.94K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	7.23K	SH	$3.85M 1.47%	0.00	7.23K
ISHARES GOLD TRSOLE	ISHARES NEW	58.54K	SH	$3.45M 1.32%	79.00	58.46K
BLACKROCK ETF TRUST IISOLE	ISHARES FLEXIBLE	57.57K	SH	$3.02M 1.15%	0.00	57.57K
ISHARES TRSOLE	HDG MSCI EAFE	77.08K	SH	$2.80M 1.07%	190.00	76.89K
JPMORGAN CHASE & CO.SOLE	COM	8.53K	SH	$2.09M 0.80%	0.00	8.53K
META PLATFORMS INCSOLE	CL A	3.59K	SH	$2.07M 0.79%	0.00	3.59K
PHILIP MORRIS INTL INCSOLE	COM	10.96K	SH	$1.74M 0.66%	0.00	10.96K
ORACLE CORPSOLE	COM	11.61K	SH	$1.62M 0.62%	0.00	11.61K
ALPHABET INCSOLE	CAP STK CL C	10.20K	SH	$1.59M 0.61%	0.00	10.20K
BOOKING HOLDINGS INCSOLE	COM	335.00	SH	$1.54M 0.59%	0.00	335.00

Page 1 of 4