KEYSTONE FINANCIAL SERVICES

Filed: 1/31/2025ACC: 0001865158-25-000001

📋 What this filing means

KEYSTONE FINANCIAL SERVICES filed this quarterly 13F‑HR report disclosing 102 equity positions with a total reported market value of $261.19M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

102

Positions

$261.19M

Total AUM (reported)

2.92M

Total Shares

Allocation by class

CORE S&P500 ETF$49.31M18.9%

CORE TOTAL USD$30.29M11.6%

COM$26.55M10.2%

S&P 500 GRWT ETF$20.98M8.0%

MSCI USA QLT FCT$18.08M6.9%

ISHARES US EQUIT$17.72M6.8%

EAFE VALUE ETF$14.19M5.4%

Portfolio Concentration

Top 3$100.58M38.5%

4–10$87.60M33.5%

11–25$36.59M14.0%

Rest$36.42M13.9%

Top 3 weight

38.5%

Top 10 weight

72.0%

Voting Authority Distribution

Total shares with voting rights: 2.92M

Sole

Full voting authority

4.08K

% of voting shares0.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.91M

% of voting shares99.9%

Investment Discretion (by position count)

Sole102

Shared0

Other0

Dominant voting typeNone · 99.9% of voting shares

Institutional Holdings102

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares83.76K

TypeSH

Market value$49.31M

18.88%

Sole

180.00

Shared

0.00

None

83.58K

ISHARES TR

SOLE

CORE TOTAL USD

Shares670.14K

TypeSH

Market value$30.29M

11.60%

Sole

674.00

Shared

0.00

None

669.47K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares206.68K

TypeSH

Market value$20.98M

8.03%

Sole

476.00

Shared

0.00

None

206.20K

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares101.51K

TypeSH

Market value$18.08M

6.92%

Sole

229.00

Shared

0.00

None

101.28K

BLACKROCK ETF TRUST

SOLE

ISHARES US EQUIT

Shares345.66K

TypeSH

Market value$17.72M

6.78%

Sole

792.00

Shared

0.00

None

344.87K

ISHARES TR

SOLE

EAFE VALUE ETF

Shares270.50K

TypeSH

Market value$14.19M

5.43%

Sole

621.00

Shared

0.00

None

269.88K

ISHARES TR

SOLE

EAFE GRWTH ETF

Shares133.65K

TypeSH

Market value$12.94M

4.95%

Sole

293.00

Shared

0.00

None

133.36K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares53.47K

TypeSH

Market value$10.21M

3.91%

Sole

114.00

Shared

0.00

None

53.35K

ISHARES TR

SOLE

U.S. TECH ETF

Shares45.79K

TypeSH

Market value$7.30M

2.80%

Sole

102.00

Shared

0.00

None

45.69K

ISHARES INC

SOLE

MSCI EMRG CHN

Shares129.10K

TypeSH

Market value$7.16M

2.74%

Sole

298.00

Shared

0.00

None

128.80K

ISHARES TR

SOLE

MBS ETF

Shares69.98K

TypeSH

Market value$6.42M

2.46%

Sole

40.00

Shared

0.00

None

69.94K

BERKSHIRE HATHAWAY INC DEL

SOLE

CL B NEW

Shares7.44K

TypeSH

Market value$3.37M

1.29%

Sole

0.00

Shared

0.00

None

7.44K

ISHARES INC

SOLE

CORE MSCI EMKT

Shares63.49K

TypeSH

Market value$3.32M

1.27%

Sole

129.00

Shared

0.00

None

63.36K

ISHARES TR

SOLE

20 YR TR BD ETF

Shares37.66K

TypeSH

Market value$3.29M

1.26%

Sole

22.00

Shared

0.00

None

37.64K

BLACKROCK ETF TRUST II

SOLE

ISHARES FLEXIBLE

Shares55.15K

TypeSH

Market value$2.87M

1.10%

Sole

0.00

Shared

0.00

None

55.15K

META PLATFORMS INC

SOLE

CL A

Shares3.77K

TypeSH

Market value$2.21M

0.85%

Sole

0.00

Shared

0.00

None

3.77K

ISHARES TR

SOLE

US INFRASTRUC

Shares44.78K

TypeSH

Market value$2.07M

0.79%

Sole

92.00

Shared

0.00

None

44.69K

JPMORGAN CHASE & CO.

SOLE

COM

Shares8.51K

TypeSH

Market value$2.04M

0.78%

Sole

17.00

Shared

0.00

None

8.49K

ALPHABET INC

SOLE

CAP STK CL C

Shares10.56K

TypeSH

Market value$2.01M

0.77%

Sole

0.00

Shared

0.00

None

10.56K

ORACLE CORP

SOLE

COM

Shares11.92K

TypeSH

Market value$1.99M

0.76%

Sole

0.00

Shared

0.00

None

11.92K

BOOKING HOLDINGS INC

SOLE

COM

Shares365.00

TypeSH

Market value$1.81M

0.69%

Sole

0.00

Shared

0.00

None

365.00

SCHWAB CHARLES CORP

SOLE

COM

Shares18.68K

TypeSH

Market value$1.38M

0.53%

Sole

0.00

Shared

0.00

None

18.68K

WELLS FARGO CO NEW

SOLE

COM

Shares18.52K

TypeSH

Market value$1.30M

0.50%

Sole

0.00

Shared

0.00

None

18.52K

PHILIP MORRIS INTL INC

SOLE

COM

Shares10.78K

TypeSH

Market value$1.30M

0.50%

Sole

0.00

Shared

0.00

None

10.78K

BLACKROCK ETF TRUST

SOLE

US CARBON TRANS

Shares19.01K

TypeSH

Market value$1.22M

0.47%

Sole

0.00

Shared

0.00

None

19.01K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE S&P500 ETF	83.76K	SH	$49.31M 18.88%	180.00	83.58K
ISHARES TRSOLE	CORE TOTAL USD	670.14K	SH	$30.29M 11.60%	674.00	669.47K
ISHARES TRSOLE	S&P 500 GRWT ETF	206.68K	SH	$20.98M 8.03%	476.00	206.20K
ISHARES TRSOLE	MSCI USA QLT FCT	101.51K	SH	$18.08M 6.92%	229.00	101.28K
BLACKROCK ETF TRUSTSOLE	ISHARES US EQUIT	345.66K	SH	$17.72M 6.78%	792.00	344.87K
ISHARES TRSOLE	EAFE VALUE ETF	270.50K	SH	$14.19M 5.43%	621.00	269.88K
ISHARES TRSOLE	EAFE GRWTH ETF	133.65K	SH	$12.94M 4.95%	293.00	133.36K
ISHARES TRSOLE	S&P 500 VAL ETF	53.47K	SH	$10.21M 3.91%	114.00	53.35K
ISHARES TRSOLE	U.S. TECH ETF	45.79K	SH	$7.30M 2.80%	102.00	45.69K
ISHARES INCSOLE	MSCI EMRG CHN	129.10K	SH	$7.16M 2.74%	298.00	128.80K
ISHARES TRSOLE	MBS ETF	69.98K	SH	$6.42M 2.46%	40.00	69.94K
BERKSHIRE HATHAWAY INC DELSOLE	CL B NEW	7.44K	SH	$3.37M 1.29%	0.00	7.44K
ISHARES INCSOLE	CORE MSCI EMKT	63.49K	SH	$3.32M 1.27%	129.00	63.36K
ISHARES TRSOLE	20 YR TR BD ETF	37.66K	SH	$3.29M 1.26%	22.00	37.64K
BLACKROCK ETF TRUST IISOLE	ISHARES FLEXIBLE	55.15K	SH	$2.87M 1.10%	0.00	55.15K
META PLATFORMS INCSOLE	CL A	3.77K	SH	$2.21M 0.85%	0.00	3.77K
ISHARES TRSOLE	US INFRASTRUC	44.78K	SH	$2.07M 0.79%	92.00	44.69K
JPMORGAN CHASE & CO.SOLE	COM	8.51K	SH	$2.04M 0.78%	17.00	8.49K
ALPHABET INCSOLE	CAP STK CL C	10.56K	SH	$2.01M 0.77%	0.00	10.56K
ORACLE CORPSOLE	COM	11.92K	SH	$1.99M 0.76%	0.00	11.92K
BOOKING HOLDINGS INCSOLE	COM	365.00	SH	$1.81M 0.69%	0.00	365.00
SCHWAB CHARLES CORPSOLE	COM	18.68K	SH	$1.38M 0.53%	0.00	18.68K
WELLS FARGO CO NEWSOLE	COM	18.52K	SH	$1.30M 0.50%	0.00	18.52K
PHILIP MORRIS INTL INCSOLE	COM	10.78K	SH	$1.30M 0.50%	0.00	10.78K
BLACKROCK ETF TRUSTSOLE	US CARBON TRANS	19.01K	SH	$1.22M 0.47%	0.00	19.01K

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