JOURNEY ADVISORY GROUP, LLC

PrivateCIK: 1840085

Location

COVINGTON, KY

282

Positions

$1.31B

Total AUM (reported)

18.32M

Total Shares

Allocation by class

COM$525.65M40.2%

MULTISECTOR BD$63.45M4.8%

VAN FTSE DEV MKT$56.79M4.3%

MSCI USA MMENTM$37.25M2.8%

CAP STK CL A$31.11M2.4%

LATN AMER 40 ETF$28.18M2.2%

EXPANDED TECH$22.29M1.7%

Portfolio Concentration

Top 3$162.57M12.4%

4–10$209.03M16.0%

11–25$282.94M21.6%

Rest$653.95M50.0%

Top 3 weight

12.4%

Top 10 weight

28.4%

Voting Authority Distribution

Total shares with voting rights: 18.32M

Sole

Full voting authority

18.32M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

22.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole282

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings282

Rows:

PIMCO ETF TR

SOLE

MULTISECTOR BD

Shares2.39M

TypeSH

Market value$63.45M

4.85%

Sole

2.39M

Shared

0.00

None

5.00

VANGUARD TAX-MANAGED FDS

SOLE

VAN FTSE DEV MKT

Shares796.99K

TypeSH

Market value$56.79M

4.34%

Sole

796.99K

Shared

0.00

None

4.00

APPLE INC

SOLE

COM

Shares146.31K

TypeSH

Market value$42.34M

3.24%

Sole

146.31K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA MMENTM

Shares108.66K

TypeSH

Market value$37.25M

2.85%

Sole

108.66K

Shared

0.00

None

0.00

MICROSOFT CORP

SOLE

COM

Shares89.71K

TypeSH

Market value$33.46M

2.56%

Sole

89.71K

Shared

0.00

None

0.00

ALPHABET INC

SOLE

CAP STK CL A

Shares87.04K

TypeSH

Market value$31.11M

2.38%

Sole

87.04K

Shared

0.00

None

0.00

PROCTER & GAMBLE CO

SOLE

COM

Shares203.44K

TypeSH

Market value$29.83M

2.28%

Sole

203.44K

Shared

0.00

None

0.00

ISHARES TR

SOLE

LATN AMER 40 ETF

Shares834.98K

TypeSH

Market value$28.18M

2.15%

Sole

834.98K

Shared

0.00

None

3.00

ELI LILLY & CO

SOLE

COM

Shares21.44K

TypeSH

Market value$25.71M

1.97%

Sole

21.44K

Shared

0.00

None

0.00

JPMORGAN CHASE & CO

SOLE

COM

Shares71.74K

TypeSH

Market value$23.48M

1.79%

Sole

71.74K

Shared

0.00

None

0.00

ISHARES TR

SOLE

EXPANDED TECH

Shares246.01K

TypeSH

Market value$22.29M

1.70%

Sole

246.01K

Shared

0.00

None

1.00

SCHWAB STRATEGIC TR

SOLE

SHT TM US TRES

Shares900.96K

TypeSH

Market value$21.75M

1.66%

Sole

900.96K

Shared

0.00

None

3.00

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EUROPE ETF

Shares241.19K

TypeSH

Market value$21.36M

1.63%

Sole

241.19K

Shared

0.00

None

1.00

ISHARES TR

SOLE

MSCI USA MIN ETF

Shares219.46K

TypeSH

Market value$21.17M

1.62%

Sole

219.46K

Shared

0.00

None

0.00

BROADCOM INC

SOLE

COM

Shares55.71K

TypeSH

Market value$21.04M

1.61%

Sole

55.71K

Shared

0.00

None

0.00

ISHARES TR

SOLE

IBONDS 28 TRM TS

Shares878.74K

TypeSH

Market value$19.46M

1.49%

Sole

878.74K

Shared

0.00

None

0.00

ISHARES TR

SOLE

IBONDS 27 TRM TS

Shares853.47K

TypeSH

Market value$19.09M

1.46%

Sole

853.47K

Shared

0.00

None

0.00

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares77.35K

TypeSH

Market value$18.30M

1.40%

Sole

77.34K

Shared

0.00

None

2.00

ISHARES TR

SOLE

0-3 MTH TREASURY

Shares180.53K

TypeSH

Market value$18.17M

1.39%

Sole

180.53K

Shared

0.00

None

0.00

NVIDIA CORPORATION

SOLE

COM

Shares90.06K

TypeSH

Market value$18.02M

1.38%

Sole

90.06K

Shared

0.00

None

0.00

ISHARES TR

SOLE

IBOND DEC 2030

Shares902.78K

TypeSH

Market value$17.64M

1.35%

Sole

902.78K

Shared

0.00

None

0.00

ISHARES TR

SOLE

IBONDS 29 TRM TS

Shares808.74K

TypeSH

Market value$17.51M

1.34%

Sole

808.74K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA QLT FCT

Shares79.36K

TypeSH

Market value$17.41M

1.33%

Sole

79.36K

Shared

0.00

None

0.00

VANECK ETF TRUST

SOLE

OIL REFINERS ETF

Shares345.67K

TypeSH

Market value$15.93M

1.22%

Sole

345.67K

Shared

0.00

None

1.00

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares18.73K

TypeSH

Market value$13.79M

1.05%

Sole

18.73K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
PIMCO ETF TRSOLE	MULTISECTOR BD	2.39M	SH	$63.45M 4.85%	2.39M	5.00
VANGUARD TAX-MANAGED FDSSOLE	VAN FTSE DEV MKT	796.99K	SH	$56.79M 4.34%	796.99K	4.00
APPLE INCSOLE	COM	146.31K	SH	$42.34M 3.24%	146.31K	0.00
ISHARES TRSOLE	MSCI USA MMENTM	108.66K	SH	$37.25M 2.85%	108.66K	0.00
MICROSOFT CORPSOLE	COM	89.71K	SH	$33.46M 2.56%	89.71K	0.00
ALPHABET INCSOLE	CAP STK CL A	87.04K	SH	$31.11M 2.38%	87.04K	0.00
PROCTER & GAMBLE COSOLE	COM	203.44K	SH	$29.83M 2.28%	203.44K	0.00
ISHARES TRSOLE	LATN AMER 40 ETF	834.98K	SH	$28.18M 2.15%	834.98K	3.00
ELI LILLY & COSOLE	COM	21.44K	SH	$25.71M 1.97%	21.44K	0.00
JPMORGAN CHASE & COSOLE	COM	71.74K	SH	$23.48M 1.79%	71.74K	0.00
ISHARES TRSOLE	EXPANDED TECH	246.01K	SH	$22.29M 1.70%	246.01K	1.00
SCHWAB STRATEGIC TRSOLE	SHT TM US TRES	900.96K	SH	$21.75M 1.66%	900.96K	3.00
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EUROPE ETF	241.19K	SH	$21.36M 1.63%	241.19K	1.00
ISHARES TRSOLE	MSCI USA MIN ETF	219.46K	SH	$21.17M 1.62%	219.46K	0.00
BROADCOM INCSOLE	COM	55.71K	SH	$21.04M 1.61%	55.71K	0.00
ISHARES TRSOLE	IBONDS 28 TRM TS	878.74K	SH	$19.46M 1.49%	878.74K	0.00
ISHARES TRSOLE	IBONDS 27 TRM TS	853.47K	SH	$19.09M 1.46%	853.47K	0.00
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	77.35K	SH	$18.30M 1.40%	77.34K	2.00
ISHARES TRSOLE	0-3 MTH TREASURY	180.53K	SH	$18.17M 1.39%	180.53K	0.00
NVIDIA CORPORATIONSOLE	COM	90.06K	SH	$18.02M 1.38%	90.06K	0.00
ISHARES TRSOLE	IBOND DEC 2030	902.78K	SH	$17.64M 1.35%	902.78K	0.00
ISHARES TRSOLE	IBONDS 29 TRM TS	808.74K	SH	$17.51M 1.34%	808.74K	0.00
ISHARES TRSOLE	MSCI USA QLT FCT	79.36K	SH	$17.41M 1.33%	79.36K	0.00
VANECK ETF TRUSTSOLE	OIL REFINERS ETF	345.67K	SH	$15.93M 1.22%	345.67K	1.00
INVESCO QQQ TRSOLE	UNIT SER 1	18.73K	SH	$13.79M 1.05%	18.73K	0.00

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