Filed: 2/23/2026ACC: 0001909307-26-000002
📋 What this filing means
INVESTMENTS & FINANCIAL PLANNING, LLC filed this quarterly 13F‑HR report disclosing 37 equity positions with a total reported market value of $186.34M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
37
Positions
$186.34M
Total AUM (reported)
1.76M
Total Shares
Allocation by class
STATE STREET SPD$40.45M21.7%
SMALL CP ETF$38.63M20.7%
CORE S&P MCP ETF$26.72M14.3%
MID CAP ETF$16.63M8.9%
SHS CREATION UNI$11.13M6.0%
SHRT TRM CORP BD$10.87M5.8%
MSCI WORLD ETF$10.09M5.4%
Portfolio Concentration
Top 3$103.70M55.6%
4–10$64.46M34.6%
11–25$14.69M7.9%
Rest$3.49M1.9%
Top 3 weight
55.6%
Top 10 weight
90.2%
Voting Authority Distribution
Total shares with voting rights: 1.76M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.76M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole37
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings37
Rows:
VANGUARD INDEX FDS
SOLEShares149.74K
TypeSH
Market value$38.63M
20.73%
Sole
0.00
Shared
0.00
None
149.74K
SPDR SERIES TRUST
SOLEShares359.46K
TypeSH
Market value$38.35M
20.58%
Sole
0.00
Shared
0.00
None
359.46K
ISHARES TR
SOLEShares404.79K
TypeSH
Market value$26.72M
14.34%
Sole
0.00
Shared
0.00
None
404.79K
VANGUARD INDEX FDS
SOLEShares57.28K
TypeSH
Market value$16.63M
8.92%
Sole
0.00
Shared
0.00
None
57.28K
CAPITAL GROUP GROWTH ETF
SOLEShares250.36K
TypeSH
Market value$11.13M
5.97%
Sole
0.00
Shared
0.00
None
250.36K
VANGUARD SCOTTSDALE FDS
SOLEShares136.28K
TypeSH
Market value$10.87M
5.83%
Sole
0.00
Shared
0.00
None
136.28K
ISHARES INC
SOLEShares54.34K
TypeSH
Market value$10.09M
5.42%
Sole
0.00
Shared
0.00
None
54.34K
VANGUARD INTL EQUITY INDEX F
SOLEShares54.14K
TypeSH
Market value$7.64M
4.10%
Sole
0.00
Shared
0.00
None
54.14K
NVIDIA CORPORATION
SOLEShares24.28K
TypeSH
Market value$4.53M
2.43%
Sole
0.00
Shared
0.00
None
24.28K
VANGUARD BD INDEX FDS
SOLEShares45.93K
TypeSH
Market value$3.58M
1.92%
Sole
0.00
Shared
0.00
None
45.93K
ISHARES TR
SOLEShares59.39K
TypeSH
Market value$2.55M
1.37%
Sole
0.00
Shared
0.00
None
59.39K
TESLA INC
SOLEShares5.56K
TypeSH
Market value$2.50M
1.34%
Sole
0.00
Shared
0.00
None
5.56K
VANGUARD INDEX FDS
SOLEShares3.58K
TypeSH
Market value$1.75M
0.94%
Sole
0.00
Shared
0.00
None
3.58K
ISHARES TR
SOLEShares8.88K
TypeSH
Market value$951.1K
0.51%
Sole
0.00
Shared
0.00
None
8.88K
VANGUARD CHARLOTTE FDS
SOLEShares19.52K
TypeSH
Market value$943.0K
0.51%
Sole
0.00
Shared
0.00
None
19.52K
VANGUARD INDEX FDS
SOLEShares4.74K
TypeSH
Market value$904.5K
0.49%
Sole
0.00
Shared
0.00
None
4.74K
SPDR SERIES TRUST
SOLEShares10.34K
TypeSH
Market value$829.1K
0.44%
Sole
0.00
Shared
0.00
None
10.34K
APPLE INC
SOLEShares2.98K
TypeSH
Market value$809.0K
0.43%
Sole
0.00
Shared
0.00
None
2.98K
SPDR SERIES TRUST
SOLEShares10.23K
TypeSH
Market value$581.4K
0.31%
Sole
0.00
Shared
0.00
None
10.23K
VANGUARD WHITEHALL FDS
SOLEShares8.31K
TypeSH
Market value$560.5K
0.30%
Sole
0.00
Shared
0.00
None
8.31K
SCHWAB STRATEGIC TR
SOLEShares17.61K
TypeSH
Market value$521.5K
0.28%
Sole
0.00
Shared
0.00
None
17.61K
VANGUARD INDEX FDS
SOLEShares2.68K
TypeSH
Market value$475.6K
0.26%
Sole
0.00
Shared
0.00
None
2.68K
SPDR SERIES TRUST
SOLEShares18.13K
TypeSH
Market value$466.9K
0.25%
Sole
0.00
Shared
0.00
None
18.13K
AMAZON COM INC
SOLEShares1.86K
TypeSH
Market value$429.1K
0.23%
Sole
0.00
Shared
0.00
None
1.86K
ISHARES TR
SOLEShares3.96K
TypeSH
Market value$422.2K
0.23%
Sole
0.00
Shared
0.00
None
3.96K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 149.74K | SH | $38.63M 20.73% | 0.00 | 0.00 | 149.74K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 359.46K | SH | $38.35M 20.58% | 0.00 | 0.00 | 359.46K |
ISHARES TRSOLE | CORE S&P MCP ETF | 404.79K | SH | $26.72M 14.34% | 0.00 | 0.00 | 404.79K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 57.28K | SH | $16.63M 8.92% | 0.00 | 0.00 | 57.28K |
CAPITAL GROUP GROWTH ETFSOLE | SHS CREATION UNI | 250.36K | SH | $11.13M 5.97% | 0.00 | 0.00 | 250.36K |
VANGUARD SCOTTSDALE FDSSOLE | SHRT TRM CORP BD | 136.28K | SH | $10.87M 5.83% | 0.00 | 0.00 | 136.28K |
ISHARES INCSOLE | MSCI WORLD ETF | 54.34K | SH | $10.09M 5.42% | 0.00 | 0.00 | 54.34K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 54.14K | SH | $7.64M 4.10% | 0.00 | 0.00 | 54.14K |
NVIDIA CORPORATIONSOLE | COM | 24.28K | SH | $4.53M 2.43% | 0.00 | 0.00 | 24.28K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 45.93K | SH | $3.58M 1.92% | 0.00 | 0.00 | 45.93K |
ISHARES TRSOLE | 0-5YR HI YL CP | 59.39K | SH | $2.55M 1.37% | 0.00 | 0.00 | 59.39K |
TESLA INCSOLE | COM | 5.56K | SH | $2.50M 1.34% | 0.00 | 0.00 | 5.56K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 3.58K | SH | $1.75M 0.94% | 0.00 | 0.00 | 3.58K |
ISHARES TRSOLE | NATIONAL MUN ETF | 8.88K | SH | $951.1K 0.51% | 0.00 | 0.00 | 8.88K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 19.52K | SH | $943.0K 0.51% | 0.00 | 0.00 | 19.52K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 4.74K | SH | $904.5K 0.49% | 0.00 | 0.00 | 4.74K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 10.34K | SH | $829.1K 0.44% | 0.00 | 0.00 | 10.34K |
APPLE INCSOLE | COM | 2.98K | SH | $809.0K 0.43% | 0.00 | 0.00 | 2.98K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 10.23K | SH | $581.4K 0.31% | 0.00 | 0.00 | 10.23K |
VANGUARD WHITEHALL FDSSOLE | EM MK GOV BD ETF | 8.31K | SH | $560.5K 0.30% | 0.00 | 0.00 | 8.31K |
SCHWAB STRATEGIC TRSOLE | US LCAP VA ETF | 17.61K | SH | $521.5K 0.28% | 0.00 | 0.00 | 17.61K |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 2.68K | SH | $475.6K 0.26% | 0.00 | 0.00 | 2.68K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 18.13K | SH | $466.9K 0.25% | 0.00 | 0.00 | 18.13K |
AMAZON COM INCSOLE | COM | 1.86K | SH | $429.1K 0.23% | 0.00 | 0.00 | 1.86K |
ISHARES TRSOLE | SHRT NAT MUN ETF | 3.96K | SH | $422.2K 0.23% | 0.00 | 0.00 | 3.96K |
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