Filed: 11/13/2025ACC: 0001909307-25-000013
📋 What this filing means
INVESTMENTS & FINANCIAL PLANNING, LLC filed this quarterly 13F‑HR report disclosing 37 equity positions with a total reported market value of $185.10M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
37
Positions
$185.10M
Total AUM (reported)
1.74M
Total Shares
Allocation by class
SMALL CP ETF$38.85M21.0%
PRTFLO S&P500 GW$38.65M20.9%
CORE S&P MCP ETF$26.58M14.4%
MID CAP ETF$17.22M9.3%
SHS CREATION UNI$11.66M6.3%
MSCI WORLD ETF$9.97M5.4%
COM$9.44M5.1%
Portfolio Concentration
Top 3$104.08M56.2%
4–10$62.03M33.5%
11–25$15.34M8.3%
Rest$3.65M2.0%
Top 3 weight
56.2%
Top 10 weight
89.7%
Voting Authority Distribution
Total shares with voting rights: 1.74M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.74M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole37
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings37
Rows:
VANGUARD INDEX FDS
SOLEShares152.77K
TypeSH
Market value$38.85M
20.99%
Sole
0.00
Shared
0.00
None
152.77K
SPDR SERIES TRUST
SOLEShares369.86K
TypeSH
Market value$38.65M
20.88%
Sole
0.00
Shared
0.00
None
369.86K
ISHARES TR
SOLEShares407.30K
TypeSH
Market value$26.58M
14.36%
Sole
0.00
Shared
0.00
None
407.30K
VANGUARD INDEX FDS
SOLEShares58.63K
TypeSH
Market value$17.22M
9.30%
Sole
0.00
Shared
0.00
None
58.63K
CAPITAL GROUP GROWTH ETF
SOLEShares265.51K
TypeSH
Market value$11.66M
6.30%
Sole
0.00
Shared
0.00
None
265.51K
ISHARES INC
SOLEShares54.94K
TypeSH
Market value$9.97M
5.39%
Sole
0.00
Shared
0.00
None
54.94K
VANGUARD INTL EQUITY INDEX F
SOLEShares60.16K
TypeSH
Market value$8.29M
4.48%
Sole
0.00
Shared
0.00
None
60.16K
VANGUARD SCOTTSDALE FDS
SOLEShares86.63K
TypeSH
Market value$6.92M
3.74%
Sole
0.00
Shared
0.00
None
86.63K
NVIDIA CORPORATION
SOLEShares24.24K
TypeSH
Market value$4.52M
2.44%
Sole
0.00
Shared
0.00
None
24.24K
VANGUARD BD INDEX FDS
SOLEShares44.02K
TypeSH
Market value$3.44M
1.86%
Sole
0.00
Shared
0.00
None
44.02K
TESLA INC
SOLEShares5.56K
TypeSH
Market value$2.47M
1.34%
Sole
0.00
Shared
0.00
None
5.56K
ISHARES TR
SOLEShares52.68K
TypeSH
Market value$2.28M
1.23%
Sole
0.00
Shared
0.00
None
52.68K
VANGUARD INDEX FDS
SOLEShares3.96K
TypeSH
Market value$1.90M
1.03%
Sole
0.00
Shared
0.00
None
3.96K
VANGUARD INDEX FDS
SOLEShares7.55K
TypeSH
Market value$1.41M
0.76%
Sole
0.00
Shared
0.00
None
7.55K
VANGUARD CHARLOTTE FDS
SOLEShares22.90K
TypeSH
Market value$1.13M
0.61%
Sole
0.00
Shared
0.00
None
22.90K
ISHARES TR
SOLEShares8.45K
TypeSH
Market value$899.8K
0.49%
Sole
0.00
Shared
0.00
None
8.45K
SPDR SERIES TRUST
SOLEShares11.47K
TypeSH
Market value$898.6K
0.49%
Sole
0.00
Shared
0.00
None
11.47K
APPLE INC
SOLEShares2.98K
TypeSH
Market value$757.7K
0.41%
Sole
0.00
Shared
0.00
None
2.98K
VANGUARD WHITEHALL FDS
SOLEShares11.12K
TypeSH
Market value$743.8K
0.40%
Sole
0.00
Shared
0.00
None
11.12K
SPDR SERIES TRUST
SOLEShares11.40K
TypeSH
Market value$630.9K
0.34%
Sole
0.00
Shared
0.00
None
11.40K
ISHARES TR
SOLEShares4.32K
TypeSH
Market value$481.1K
0.26%
Sole
0.00
Shared
0.00
None
4.32K
VANGUARD INDEX FDS
SOLEShares2.69K
TypeSH
Market value$470.3K
0.25%
Sole
0.00
Shared
0.00
None
2.69K
ISHARES TR
SOLEShares3.99K
TypeSH
Market value$426.1K
0.23%
Sole
0.00
Shared
0.00
None
3.99K
SPDR SERIES TRUST
SOLEShares16.39K
TypeSH
Market value$423.5K
0.23%
Sole
0.00
Shared
0.00
None
16.39K
AMAZON COM INC
SOLEShares1.91K
TypeSH
Market value$419.2K
0.23%
Sole
0.00
Shared
0.00
None
1.91K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 152.77K | SH | $38.85M 20.99% | 0.00 | 0.00 | 152.77K |
SPDR SERIES TRUSTSOLE | PRTFLO S&P500 GW | 369.86K | SH | $38.65M 20.88% | 0.00 | 0.00 | 369.86K |
ISHARES TRSOLE | CORE S&P MCP ETF | 407.30K | SH | $26.58M 14.36% | 0.00 | 0.00 | 407.30K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 58.63K | SH | $17.22M 9.30% | 0.00 | 0.00 | 58.63K |
CAPITAL GROUP GROWTH ETFSOLE | SHS CREATION UNI | 265.51K | SH | $11.66M 6.30% | 0.00 | 0.00 | 265.51K |
ISHARES INCSOLE | MSCI WORLD ETF | 54.94K | SH | $9.97M 5.39% | 0.00 | 0.00 | 54.94K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 60.16K | SH | $8.29M 4.48% | 0.00 | 0.00 | 60.16K |
VANGUARD SCOTTSDALE FDSSOLE | SHRT TRM CORP BD | 86.63K | SH | $6.92M 3.74% | 0.00 | 0.00 | 86.63K |
NVIDIA CORPORATIONSOLE | COM | 24.24K | SH | $4.52M 2.44% | 0.00 | 0.00 | 24.24K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 44.02K | SH | $3.44M 1.86% | 0.00 | 0.00 | 44.02K |
TESLA INCSOLE | COM | 5.56K | SH | $2.47M 1.34% | 0.00 | 0.00 | 5.56K |
ISHARES TRSOLE | 0-5YR HI YL CP | 52.68K | SH | $2.28M 1.23% | 0.00 | 0.00 | 52.68K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 3.96K | SH | $1.90M 1.03% | 0.00 | 0.00 | 3.96K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 7.55K | SH | $1.41M 0.76% | 0.00 | 0.00 | 7.55K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 22.90K | SH | $1.13M 0.61% | 0.00 | 0.00 | 22.90K |
ISHARES TRSOLE | NATIONAL MUN ETF | 8.45K | SH | $899.8K 0.49% | 0.00 | 0.00 | 8.45K |
SPDR SERIES TRUSTSOLE | PORTFOLIO S&P500 | 11.47K | SH | $898.6K 0.49% | 0.00 | 0.00 | 11.47K |
APPLE INCSOLE | COM | 2.98K | SH | $757.7K 0.41% | 0.00 | 0.00 | 2.98K |
VANGUARD WHITEHALL FDSSOLE | EM MK GOV BD ETF | 11.12K | SH | $743.8K 0.40% | 0.00 | 0.00 | 11.12K |
SPDR SERIES TRUSTSOLE | PRTFLO S&P500 VL | 11.40K | SH | $630.9K 0.34% | 0.00 | 0.00 | 11.40K |
ISHARES TRSOLE | IBOXX INV CP ETF | 4.32K | SH | $481.1K 0.26% | 0.00 | 0.00 | 4.32K |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 2.69K | SH | $470.3K 0.25% | 0.00 | 0.00 | 2.69K |
ISHARES TRSOLE | SHRT NAT MUN ETF | 3.99K | SH | $426.1K 0.23% | 0.00 | 0.00 | 3.99K |
SPDR SERIES TRUSTSOLE | PORTFOLIO AGRGTE | 16.39K | SH | $423.5K 0.23% | 0.00 | 0.00 | 16.39K |
AMAZON COM INCSOLE | COM | 1.91K | SH | $419.2K 0.23% | 0.00 | 0.00 | 1.91K |
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