Filed: 8/12/2025ACC: 0001909307-25-000010
📋 What this filing means
INVESTMENTS & FINANCIAL PLANNING, LLC filed this quarterly 13F‑HR report disclosing 37 equity positions with a total reported market value of $173.62M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
37
Positions
$173.62M
Total AUM (reported)
1.75M
Total Shares
Allocation by class
SMALL CP ETF$37.08M21.4%
PRTFLO S&P500 GW$35.65M20.5%
CORE S&P MCP ETF$25.12M14.5%
MID CAP ETF$16.46M9.5%
SHS CREATION UNI$10.70M6.2%
MSCI WORLD ETF$9.23M5.3%
TT WRLD ST ETF$7.97M4.6%
Portfolio Concentration
Top 3$97.85M56.4%
4–10$58.09M33.5%
11–25$14.31M8.2%
Rest$3.38M1.9%
Top 3 weight
56.4%
Top 10 weight
89.8%
Voting Authority Distribution
Total shares with voting rights: 1.75M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
1.75M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole37
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings37
Rows:
VANGUARD INDEX FDS
SOLEShares156.47K
TypeSH
Market value$37.08M
21.36%
Sole
0.00
Shared
0.00
None
156.47K
SPDR SERIES TRUST
SOLEShares374.03K
TypeSH
Market value$35.65M
20.53%
Sole
0.00
Shared
0.00
None
374.03K
ISHARES TR
SOLEShares404.96K
TypeSH
Market value$25.12M
14.47%
Sole
0.00
Shared
0.00
None
404.96K
VANGUARD INDEX FDS
SOLEShares58.80K
TypeSH
Market value$16.46M
9.48%
Sole
0.00
Shared
0.00
None
58.80K
CAPITAL GROUP GROWTH ETF
SOLEShares263.13K
TypeSH
Market value$10.70M
6.16%
Sole
0.00
Shared
0.00
None
263.13K
ISHARES INC
SOLEShares54.49K
TypeSH
Market value$9.23M
5.32%
Sole
0.00
Shared
0.00
None
54.49K
VANGUARD INTL EQUITY INDEX F
SOLEShares62.01K
TypeSH
Market value$7.97M
4.59%
Sole
0.00
Shared
0.00
None
62.01K
VANGUARD SCOTTSDALE FDS
SOLEShares84.54K
TypeSH
Market value$6.72M
3.87%
Sole
0.00
Shared
0.00
None
84.54K
NVIDIA CORPORATION
SOLEShares24.22K
TypeSH
Market value$3.83M
2.20%
Sole
0.00
Shared
0.00
None
24.22K
VANGUARD BD INDEX FDS
SOLEShares41.30K
TypeSH
Market value$3.19M
1.84%
Sole
0.00
Shared
0.00
None
41.30K
ISHARES TR
SOLEShares45.09K
TypeSH
Market value$1.95M
1.12%
Sole
0.00
Shared
0.00
None
45.09K
TESLA INC
SOLEShares5.56K
TypeSH
Market value$1.77M
1.02%
Sole
0.00
Shared
0.00
None
5.56K
VANGUARD INDEX FDS
SOLEShares3.96K
TypeSH
Market value$1.74M
1.00%
Sole
0.00
Shared
0.00
None
3.96K
VANGUARD CHARLOTTE FDS
SOLEShares29.21K
TypeSH
Market value$1.45M
0.83%
Sole
0.00
Shared
0.00
None
29.21K
VANGUARD INDEX FDS
SOLEShares7.50K
TypeSH
Market value$1.33M
0.76%
Sole
0.00
Shared
0.00
None
7.50K
VANGUARD WHITEHALL FDS
SOLEShares14.40K
TypeSH
Market value$941.1K
0.54%
Sole
0.00
Shared
0.00
None
14.40K
SPDR SERIES TRUST
SOLEShares12.29K
TypeSH
Market value$893.7K
0.51%
Sole
0.00
Shared
0.00
None
12.29K
ISHARES TR
SOLEShares7.20K
TypeSH
Market value$751.9K
0.43%
Sole
0.00
Shared
0.00
None
7.20K
SPDR SERIES TRUST
SOLEShares12K
TypeSH
Market value$628.1K
0.36%
Sole
0.00
Shared
0.00
None
12K
APPLE INC
SOLEShares2.98K
TypeSH
Market value$610.4K
0.35%
Sole
0.00
Shared
0.00
None
2.98K
ISHARES TR
SOLEShares4.28K
TypeSH
Market value$468.5K
0.27%
Sole
0.00
Shared
0.00
None
4.28K
SPDR INDEX SHS FDS
SOLEShares11.56K
TypeSH
Market value$468.3K
0.27%
Sole
0.00
Shared
0.00
None
11.56K
VANGUARD INDEX FDS
SOLEShares2.81K
TypeSH
Market value$461.6K
0.27%
Sole
0.00
Shared
0.00
None
2.81K
SPDR SERIES TRUST
SOLEShares17.39K
TypeSH
Market value$445.1K
0.26%
Sole
0.00
Shared
0.00
None
17.39K
AMAZON COM INC
SOLEShares1.91K
TypeSH
Market value$418.8K
0.24%
Sole
0.00
Shared
0.00
None
1.91K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | SMALL CP ETF | 156.47K | SH | $37.08M 21.36% | 0.00 | 0.00 | 156.47K |
SPDR SERIES TRUSTSOLE | PRTFLO S&P500 GW | 374.03K | SH | $35.65M 20.53% | 0.00 | 0.00 | 374.03K |
ISHARES TRSOLE | CORE S&P MCP ETF | 404.96K | SH | $25.12M 14.47% | 0.00 | 0.00 | 404.96K |
VANGUARD INDEX FDSSOLE | MID CAP ETF | 58.80K | SH | $16.46M 9.48% | 0.00 | 0.00 | 58.80K |
CAPITAL GROUP GROWTH ETFSOLE | SHS CREATION UNI | 263.13K | SH | $10.70M 6.16% | 0.00 | 0.00 | 263.13K |
ISHARES INCSOLE | MSCI WORLD ETF | 54.49K | SH | $9.23M 5.32% | 0.00 | 0.00 | 54.49K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 62.01K | SH | $7.97M 4.59% | 0.00 | 0.00 | 62.01K |
VANGUARD SCOTTSDALE FDSSOLE | SHRT TRM CORP BD | 84.54K | SH | $6.72M 3.87% | 0.00 | 0.00 | 84.54K |
NVIDIA CORPORATIONSOLE | COM | 24.22K | SH | $3.83M 2.20% | 0.00 | 0.00 | 24.22K |
VANGUARD BD INDEX FDSSOLE | INTERMED TERM | 41.30K | SH | $3.19M 1.84% | 0.00 | 0.00 | 41.30K |
ISHARES TRSOLE | 0-5YR HI YL CP | 45.09K | SH | $1.95M 1.12% | 0.00 | 0.00 | 45.09K |
TESLA INCSOLE | COM | 5.56K | SH | $1.77M 1.02% | 0.00 | 0.00 | 5.56K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 3.96K | SH | $1.74M 1.00% | 0.00 | 0.00 | 3.96K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 29.21K | SH | $1.45M 0.83% | 0.00 | 0.00 | 29.21K |
VANGUARD INDEX FDSSOLE | VALUE ETF | 7.50K | SH | $1.33M 0.76% | 0.00 | 0.00 | 7.50K |
VANGUARD WHITEHALL FDSSOLE | EM MK GOV BD ETF | 14.40K | SH | $941.1K 0.54% | 0.00 | 0.00 | 14.40K |
SPDR SERIES TRUSTSOLE | PORTFOLIO S&P500 | 12.29K | SH | $893.7K 0.51% | 0.00 | 0.00 | 12.29K |
ISHARES TRSOLE | NATIONAL MUN ETF | 7.20K | SH | $751.9K 0.43% | 0.00 | 0.00 | 7.20K |
SPDR SERIES TRUSTSOLE | PRTFLO S&P500 VL | 12K | SH | $628.1K 0.36% | 0.00 | 0.00 | 12K |
APPLE INCSOLE | COM | 2.98K | SH | $610.4K 0.35% | 0.00 | 0.00 | 2.98K |
ISHARES TRSOLE | IBOXX INV CP ETF | 4.28K | SH | $468.5K 0.27% | 0.00 | 0.00 | 4.28K |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 11.56K | SH | $468.3K 0.27% | 0.00 | 0.00 | 11.56K |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 2.81K | SH | $461.6K 0.27% | 0.00 | 0.00 | 2.81K |
SPDR SERIES TRUSTSOLE | PORTFOLIO AGRGTE | 17.39K | SH | $445.1K 0.26% | 0.00 | 0.00 | 17.39K |
AMAZON COM INCSOLE | COM | 1.91K | SH | $418.8K 0.24% | 0.00 | 0.00 | 1.91K |
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