INVESTMENTS & FINANCIAL PLANNING, LLC

Filed: 1/28/2025ACC: 0001909307-25-000002

📋 What this filing means

INVESTMENTS & FINANCIAL PLANNING, LLC filed this quarterly 13F‑HR report disclosing 33 equity positions with a total reported market value of $162.24M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$162.24M

Total AUM (reported)

1.68M

Total Shares

Allocation by class

SMALL CP ETF$36.54M22.5%

PRTFLO S&P500 GW$32.79M20.2%

CORE S&P MCP ETF$24.73M15.2%

MID CAP ETF$14.92M9.2%

SHS CREATION UNI$8.95M5.5%

MSCI WORLD ETF$7.71M4.8%

TT WRLD ST ETF$7.29M4.5%

Portfolio Concentration

Top 3$94.06M58.0%

4–10$51.86M32.0%

11–25$14.14M8.7%

Rest$2.19M1.4%

Top 3 weight

58.0%

Top 10 weight

89.9%

Voting Authority Distribution

Total shares with voting rights: 1.68M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.68M

% of voting shares100.0%

Investment Discretion (by position count)

Sole33

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings33

Rows:

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares152.06K

TypeSH

Market value$36.54M

22.52%

Sole

0.00

Shared

0.00

None

152.06K

SPDR SER TR

SOLE

PRTFLO S&P500 GW

Shares373.02K

TypeSH

Market value$32.79M

20.21%

Sole

0.00

Shared

0.00

None

373.02K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares396.89K

TypeSH

Market value$24.73M

15.24%

Sole

0.00

Shared

0.00

None

396.89K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares56.48K

TypeSH

Market value$14.92M

9.20%

Sole

0.00

Shared

0.00

None

56.48K

CAPITAL GROUP GROWTH ETF

SOLE

SHS CREATION UNI

Shares240.71K

TypeSH

Market value$8.95M

5.51%

Sole

0.00

Shared

0.00

None

240.71K

ISHARES INC

SOLE

MSCI WORLD ETF

Shares49.61K

TypeSH

Market value$7.71M

4.75%

Sole

0.00

Shared

0.00

None

49.61K

VANGUARD INTL EQUITY INDEX F

SOLE

TT WRLD ST ETF

Shares62.07K

TypeSH

Market value$7.29M

4.49%

Sole

0.00

Shared

0.00

None

62.07K

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares92.31K

TypeSH

Market value$7.20M

4.44%

Sole

0.00

Shared

0.00

None

92.31K

NVIDIA CORPORATION

SOLE

COM

Shares23.03K

TypeSH

Market value$3.09M

1.91%

Sole

0.00

Shared

0.00

None

23.03K

VANGUARD BD INDEX FDS

SOLE

INTERMED TERM

Shares35.98K

TypeSH

Market value$2.69M

1.66%

Sole

0.00

Shared

0.00

None

35.98K

TESLA INC

SOLE

COM

Shares5.51K

TypeSH

Market value$2.23M

1.37%

Sole

0.00

Shared

0.00

None

5.51K

VANGUARD CHARLOTTE FDS

SOLE

TOTAL INT BD ETF

Shares35.37K

TypeSH

Market value$1.73M

1.07%

Sole

0.00

Shared

0.00

None

35.37K

VANGUARD INDEX FDS

SOLE

GROWTH ETF

Shares4.03K

TypeSH

Market value$1.65M

1.02%

Sole

0.00

Shared

0.00

None

4.03K

ISHARES TR

SOLE

0-5YR HI YL CP

Shares34.04K

TypeSH

Market value$1.45M

0.89%

Sole

0.00

Shared

0.00

None

34.04K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares7.58K

TypeSH

Market value$1.28M

0.79%

Sole

0.00

Shared

0.00

None

7.58K

SPDR SER TR

SOLE

PORTFOLIO S&P500

Shares12.46K

TypeSH

Market value$858.9K

0.53%

Sole

0.00

Shared

0.00

None

12.46K

VANGUARD WHITEHALL FDS

SOLE

EM MK GOV BD ETF

Shares11.82K

TypeSH

Market value$746.4K

0.46%

Sole

0.00

Shared

0.00

None

11.82K

APPLE INC

SOLE

COM

Shares2.98K

TypeSH

Market value$744.9K

0.46%

Sole

0.00

Shared

0.00

None

2.98K

ISHARES TR

SOLE

NATIONAL MUN ETF

Shares6.67K

TypeSH

Market value$711.1K

0.44%

Sole

0.00

Shared

0.00

None

6.67K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares11.22K

TypeSH

Market value$573.9K

0.35%

Sole

0.00

Shared

0.00

None

11.22K

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares4.37K

TypeSH

Market value$466.4K

0.29%

Sole

0.00

Shared

0.00

None

4.37K

VANGUARD INDEX FDS

SOLE

MCAP VL IDXVIP

Shares2.79K

TypeSH

Market value$450.8K

0.28%

Sole

0.00

Shared

0.00

None

2.79K

SPDR SER TR

SOLE

PORTFOLIO AGRGTE

Shares18.02K

TypeSH

Market value$450.4K

0.28%

Sole

0.00

Shared

0.00

None

18.02K

AMAZON COM INC

SOLE

COM

Shares1.88K

TypeSH

Market value$413.3K

0.25%

Sole

0.00

Shared

0.00

None

1.88K

VANGUARD INDEX FDS

SOLE

SM CP VAL ETF

Shares1.90K

TypeSH

Market value$376.1K

0.23%

Sole

0.00

Shared

0.00

None

1.90K

Issuer	Class	Shares	Type	Value / Portfolio %	None
VANGUARD INDEX FDSSOLE	SMALL CP ETF	152.06K	SH	$36.54M 22.52%	152.06K
SPDR SER TRSOLE	PRTFLO S&P500 GW	373.02K	SH	$32.79M 20.21%	373.02K
ISHARES TRSOLE	CORE S&P MCP ETF	396.89K	SH	$24.73M 15.24%	396.89K
VANGUARD INDEX FDSSOLE	MID CAP ETF	56.48K	SH	$14.92M 9.20%	56.48K
CAPITAL GROUP GROWTH ETFSOLE	SHS CREATION UNI	240.71K	SH	$8.95M 5.51%	240.71K
ISHARES INCSOLE	MSCI WORLD ETF	49.61K	SH	$7.71M 4.75%	49.61K
VANGUARD INTL EQUITY INDEX FSOLE	TT WRLD ST ETF	62.07K	SH	$7.29M 4.49%	62.07K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	92.31K	SH	$7.20M 4.44%	92.31K
NVIDIA CORPORATIONSOLE	COM	23.03K	SH	$3.09M 1.91%	23.03K
VANGUARD BD INDEX FDSSOLE	INTERMED TERM	35.98K	SH	$2.69M 1.66%	35.98K
TESLA INCSOLE	COM	5.51K	SH	$2.23M 1.37%	5.51K
VANGUARD CHARLOTTE FDSSOLE	TOTAL INT BD ETF	35.37K	SH	$1.73M 1.07%	35.37K
VANGUARD INDEX FDSSOLE	GROWTH ETF	4.03K	SH	$1.65M 1.02%	4.03K
ISHARES TRSOLE	0-5YR HI YL CP	34.04K	SH	$1.45M 0.89%	34.04K
VANGUARD INDEX FDSSOLE	VALUE ETF	7.58K	SH	$1.28M 0.79%	7.58K
SPDR SER TRSOLE	PORTFOLIO S&P500	12.46K	SH	$858.9K 0.53%	12.46K
VANGUARD WHITEHALL FDSSOLE	EM MK GOV BD ETF	11.82K	SH	$746.4K 0.46%	11.82K
APPLE INCSOLE	COM	2.98K	SH	$744.9K 0.46%	2.98K
ISHARES TRSOLE	NATIONAL MUN ETF	6.67K	SH	$711.1K 0.44%	6.67K
SPDR SER TRSOLE	PRTFLO S&P500 VL	11.22K	SH	$573.9K 0.35%	11.22K
ISHARES TRSOLE	IBOXX INV CP ETF	4.37K	SH	$466.4K 0.29%	4.37K
VANGUARD INDEX FDSSOLE	MCAP VL IDXVIP	2.79K	SH	$450.8K 0.28%	2.79K
SPDR SER TRSOLE	PORTFOLIO AGRGTE	18.02K	SH	$450.4K 0.28%	18.02K
AMAZON COM INCSOLE	COM	1.88K	SH	$413.3K 0.25%	1.88K
VANGUARD INDEX FDSSOLE	SM CP VAL ETF	1.90K	SH	$376.1K 0.23%	1.90K

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