ERN FINANCIAL, LLC

PrivateCIK: 1768302
Location

MIDDLETON, WI

150
Positions
$531.78M
Total AUM (reported)
8.88M
Total Shares

Allocation by class

TOTAL AUM$531.78M150 positions
STATE STREET SPD$175.79M33.1%
COM$26.23M4.9%
CORE MSCI EAFE$18.96M3.6%
SHORT TRM BD ETF$16.90M3.2%
AVANTIS EMGMKT$13.92M2.6%
MULTISECTOR BD$12.20M2.3%
CORE FIXED INCOM$11.12M2.1%

Portfolio Concentration

Top 319.9%4–1018.8%11–2525.9%Rest35.4%TOP 1038.7%0%100%
Top 3$106.00M19.9%
4–10$100.01M18.8%
11–25$137.54M25.9%
Rest$188.23M35.4%

Top 3 weight

19.9%

Top 10 weight

38.7%

Voting Authority Distribution

Total shares with voting rights: 8.88M

Sole

Full voting authority

0.00

shares

% of voting shares0.0%
Shared

Joint voting authority

0.00

shares

% of voting shares0.0%
None

No voting authority

8.88M

shares

% of voting shares100.0%

Investment Discretion (by position count)

Sole150
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings150
Rows:

SPDR SERIES TRUST

SOLE
STATE STREET SPD
Shares698.50K
TypeSH
Market value$39.52M
7.43%
Sole
0.00
Shared
0.00
None
698.50K

SPDR SERIES TRUST

SOLE
STATE STREET SPD
Shares373.17K
TypeSH
Market value$36.54M
6.87%
Sole
0.00
Shared
0.00
None
373.17K

SPDR INDEX SHS FDS

SOLE
STATE STREET SPD
Shares655.79K
TypeSH
Market value$29.94M
5.63%
Sole
0.00
Shared
0.00
None
655.79K

ISHARES TR

SOLE
CORE MSCI EAFE
Shares209.45K
TypeSH
Market value$18.96M
3.57%
Sole
0.00
Shared
0.00
None
209.45K

VICTORY PORTFOLIOS II

SOLE
SHORT TRM BD ETF
Shares334.13K
TypeSH
Market value$16.90M
3.18%
Sole
0.00
Shared
0.00
None
334.13K

SPDR SERIES TRUST

SOLE
STATE STREET SPD
Shares169.43K
TypeSH
Market value$14.43M
2.71%
Sole
0.00
Shared
0.00
None
169.43K

AMERICAN CENTY ETF TR

SOLE
AVANTIS EMGMKT
Shares172.72K
TypeSH
Market value$13.92M
2.62%
Sole
0.00
Shared
0.00
None
172.72K

SPDR INDEX SHS FDS

SOLE
STATE STREET SPD
Shares266.08K
TypeSH
Market value$12.48M
2.35%
Sole
0.00
Shared
0.00
None
266.08K

PIMCO ETF TR

SOLE
MULTISECTOR BD
Shares465.81K
TypeSH
Market value$12.20M
2.29%
Sole
0.00
Shared
0.00
None
465.81K

DIMENSIONAL ETF TRUST

SOLE
CORE FIXED INCOM
Shares263.33K
TypeSH
Market value$11.12M
2.09%
Sole
0.00
Shared
0.00
None
263.33K

ISHARES TR

SOLE
MSCI USA QLT FCT
Shares56.98K
TypeSH
Market value$10.93M
2.06%
Sole
0.00
Shared
0.00
None
56.98K

ISHARES TR

SOLE
GLOBAL REIT ETF
Shares433.24K
TypeSH
Market value$10.90M
2.05%
Sole
0.00
Shared
0.00
None
433.24K

DIMENSIONAL ETF TRUST

SOLE
WORLD EX US CORE
Shares317.05K
TypeSH
Market value$10.77M
2.03%
Sole
0.00
Shared
0.00
None
317.05K

JOHN HANCOCK EXCHANGE TRADED

SOLE
MLTFCTR LRG CAP
Shares132.92K
TypeSH
Market value$10.40M
1.96%
Sole
0.00
Shared
0.00
None
132.92K

VANGUARD INDEX FDS

SOLE
GROWTH ETF
Shares22.17K
TypeSH
Market value$9.68M
1.82%
Sole
0.00
Shared
0.00
None
22.17K

J P MORGAN EXCHANGE TRADED F

SOLE
U S TECH LEADERS
Shares118.99K
TypeSH
Market value$9.46M
1.78%
Sole
0.00
Shared
0.00
None
118.99K

SPDR SERIES TRUST

SOLE
STATE STREET SPD
Shares358.39K
TypeSH
Market value$9.18M
1.73%
Sole
0.00
Shared
0.00
None
358.39K

SPDR SERIES TRUST

SOLE
STATE STREET SPD
Shares346.67K
TypeSH
Market value$9.02M
1.70%
Sole
0.00
Shared
0.00
None
346.67K

SPDR SERIES TRUST

SOLE
STATE STREET SPD
Shares91.06K
TypeSH
Market value$8.74M
1.64%
Sole
0.00
Shared
0.00
None
91.06K

INVESCO EXCH TRD SLF IDX FD

SOLE
RUSL 1000 DYNM
Shares142.43K
TypeSH
Market value$8.56M
1.61%
Sole
0.00
Shared
0.00
None
142.43K

VANECK ETF TRUST

SOLE
REAL ASSETS ETF
Shares209.95K
TypeSH
Market value$8.55M
1.61%
Sole
0.00
Shared
0.00
None
209.95K

HARTFORD FDS EXCHANGE TRADED

SOLE
MUN OPORTUNITE
Shares208.73K
TypeSH
Market value$8.09M
1.52%
Sole
0.00
Shared
0.00
None
208.73K

SPDR SERIES TRUST

SOLE
STATE STREET SPD
Shares102.29K
TypeSH
Market value$7.83M
1.47%
Sole
0.00
Shared
0.00
None
102.29K

ISHARES TR

SOLE
CRE U S REIT ETF
Shares130.44K
TypeSH
Market value$7.72M
1.45%
Sole
0.00
Shared
0.00
None
130.44K

FIRST TR EXCH TRADED FD III

SOLE
MANAGD MUN ETF
Shares152.27K
TypeSH
Market value$7.71M
1.45%
Sole
0.00
Shared
0.00
None
152.27K
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