Filed: 1/15/2026ACC: 0001768302-26-000001
📋 What this filing means
ERN FINANCIAL, LLC filed this quarterly 13F‑HR report disclosing 146 equity positions with a total reported market value of $531.85M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
146
Positions
$531.85M
Total AUM (reported)
8.71M
Total Shares
Allocation by class
STATE STREET SPD$136.35M25.6%
PORTFOLIO DEVLPD$30.38M5.7%
COM$27.68M5.2%
CORE MSCI EAFE$17.71M3.3%
SHORT TRM BD ETF$16.03M3.0%
AVANTIS EMGMKT$12.86M2.4%
PORTFOLIO EMG MK$12.68M2.4%
Portfolio Concentration
Top 3$109.38M20.6%
4–10$97.17M18.3%
11–25$136.73M25.7%
Rest$188.57M35.5%
Top 3 weight
20.6%
Top 10 weight
38.8%
Voting Authority Distribution
Total shares with voting rights: 8.71M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
8.71M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole146
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings146
Rows:
SPDR SERIES TRUST
SOLEShares380.32K
TypeSH
Market value$40.58M
7.63%
Sole
0.00
Shared
0.00
None
380.32K
SPDR SERIES TRUST
SOLEShares676.26K
TypeSH
Market value$38.42M
7.22%
Sole
0.00
Shared
0.00
None
676.26K
SPDR INDEX SHS FDS
SOLEShares684.15K
TypeSH
Market value$30.38M
5.71%
Sole
0.00
Shared
0.00
None
684.15K
ISHARES TR
SOLEShares197.96K
TypeSH
Market value$17.71M
3.33%
Sole
0.00
Shared
0.00
None
197.96K
VICTORY PORTFOLIOS II
SOLEShares315.31K
TypeSH
Market value$16.03M
3.01%
Sole
0.00
Shared
0.00
None
315.31K
SPDR SERIES TRUST
SOLEShares175.75K
TypeSH
Market value$14.88M
2.80%
Sole
0.00
Shared
0.00
None
175.75K
AMERICAN CENTY ETF TR
SOLEShares167.02K
TypeSH
Market value$12.86M
2.42%
Sole
0.00
Shared
0.00
None
167.02K
SPDR INDEX SHS FDS
SOLEShares270.81K
TypeSH
Market value$12.68M
2.38%
Sole
0.00
Shared
0.00
None
270.81K
PIMCO ETF TR
SOLEShares438.41K
TypeSH
Market value$11.70M
2.20%
Sole
0.00
Shared
0.00
None
438.41K
ISHARES TR
SOLEShares56.96K
TypeSH
Market value$11.31M
2.13%
Sole
0.00
Shared
0.00
None
56.96K
VANGUARD INDEX FDS
SOLEShares22.22K
TypeSH
Market value$10.84M
2.04%
Sole
0.00
Shared
0.00
None
22.22K
DIMENSIONAL ETF TRUST
SOLEShares324.81K
TypeSH
Market value$10.63M
2.00%
Sole
0.00
Shared
0.00
None
324.81K
DIMENSIONAL ETF TRUST
SOLEShares249.04K
TypeSH
Market value$10.60M
1.99%
Sole
0.00
Shared
0.00
None
249.04K
ISHARES TR
SOLEShares421.28K
TypeSH
Market value$10.51M
1.98%
Sole
0.00
Shared
0.00
None
421.28K
JOHN HANCOCK EXCHANGE TRADED
SOLEShares131.51K
TypeSH
Market value$10.50M
1.97%
Sole
0.00
Shared
0.00
None
131.51K
INVESCO EXCH TRD SLF IDX FD
SOLEShares167.43K
TypeSH
Market value$10.23M
1.92%
Sole
0.00
Shared
0.00
None
167.43K
SPDR SERIES TRUST
SOLEShares352.60K
TypeSH
Market value$9.08M
1.71%
Sole
0.00
Shared
0.00
None
352.60K
SPDR SERIES TRUST
SOLEShares345.83K
TypeSH
Market value$8.97M
1.69%
Sole
0.00
Shared
0.00
None
345.83K
SPDR SERIES TRUST
SOLEShares92.97K
TypeSH
Market value$8.59M
1.62%
Sole
0.00
Shared
0.00
None
92.97K
HARTFORD FDS EXCHANGE TRADED
SOLEShares208.89K
TypeSH
Market value$8.17M
1.54%
Sole
0.00
Shared
0.00
None
208.89K
AMERICAN CENTY ETF TR
SOLEShares64.11K
TypeSH
Market value$8.13M
1.53%
Sole
0.00
Shared
0.00
None
64.11K
FIRST TR EXCH TRADED FD III
SOLEShares158.81K
TypeSH
Market value$8.12M
1.53%
Sole
0.00
Shared
0.00
None
158.81K
SPDR SERIES TRUST
SOLEShares97.07K
TypeSH
Market value$7.79M
1.46%
Sole
0.00
Shared
0.00
None
97.07K
ISHARES TR
SOLEShares128.84K
TypeSH
Market value$7.34M
1.38%
Sole
0.00
Shared
0.00
None
128.84K
VANGUARD SCOTTSDALE FDS
SOLEShares59.31K
TypeSH
Market value$7.22M
1.36%
Sole
0.00
Shared
0.00
None
59.31K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 380.32K | SH | $40.58M 7.63% | 0.00 | 0.00 | 380.32K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 676.26K | SH | $38.42M 7.22% | 0.00 | 0.00 | 676.26K |
SPDR INDEX SHS FDSSOLE | PORTFOLIO DEVLPD | 684.15K | SH | $30.38M 5.71% | 0.00 | 0.00 | 684.15K |
ISHARES TRSOLE | CORE MSCI EAFE | 197.96K | SH | $17.71M 3.33% | 0.00 | 0.00 | 197.96K |
VICTORY PORTFOLIOS IISOLE | SHORT TRM BD ETF | 315.31K | SH | $16.03M 3.01% | 0.00 | 0.00 | 315.31K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 175.75K | SH | $14.88M 2.80% | 0.00 | 0.00 | 175.75K |
AMERICAN CENTY ETF TRSOLE | AVANTIS EMGMKT | 167.02K | SH | $12.86M 2.42% | 0.00 | 0.00 | 167.02K |
SPDR INDEX SHS FDSSOLE | PORTFOLIO EMG MK | 270.81K | SH | $12.68M 2.38% | 0.00 | 0.00 | 270.81K |
PIMCO ETF TRSOLE | MULTISECTOR BD | 438.41K | SH | $11.70M 2.20% | 0.00 | 0.00 | 438.41K |
ISHARES TRSOLE | MSCI USA QLT FCT | 56.96K | SH | $11.31M 2.13% | 0.00 | 0.00 | 56.96K |
VANGUARD INDEX FDSSOLE | GROWTH ETF | 22.22K | SH | $10.84M 2.04% | 0.00 | 0.00 | 22.22K |
DIMENSIONAL ETF TRUSTSOLE | WORLD EX US CORE | 324.81K | SH | $10.63M 2.00% | 0.00 | 0.00 | 324.81K |
DIMENSIONAL ETF TRUSTSOLE | CORE FIXED INCOM | 249.04K | SH | $10.60M 1.99% | 0.00 | 0.00 | 249.04K |
ISHARES TRSOLE | GLOBAL REIT ETF | 421.28K | SH | $10.51M 1.98% | 0.00 | 0.00 | 421.28K |
JOHN HANCOCK EXCHANGE TRADEDSOLE | MLTFCTR LRG CAP | 131.51K | SH | $10.50M 1.97% | 0.00 | 0.00 | 131.51K |
INVESCO EXCH TRD SLF IDX FDSOLE | RUSL 1000 DYNM | 167.43K | SH | $10.23M 1.92% | 0.00 | 0.00 | 167.43K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 352.60K | SH | $9.08M 1.71% | 0.00 | 0.00 | 352.60K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 345.83K | SH | $8.97M 1.69% | 0.00 | 0.00 | 345.83K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 92.97K | SH | $8.59M 1.62% | 0.00 | 0.00 | 92.97K |
HARTFORD FDS EXCHANGE TRADEDSOLE | MUN OPORTUNITE | 208.89K | SH | $8.17M 1.54% | 0.00 | 0.00 | 208.89K |
AMERICAN CENTY ETF TRSOLE | FOCUSED DYNAMIC | 64.11K | SH | $8.13M 1.53% | 0.00 | 0.00 | 64.11K |
FIRST TR EXCH TRADED FD IIISOLE | MANAGD MUN ETF | 158.81K | SH | $8.12M 1.53% | 0.00 | 0.00 | 158.81K |
SPDR SERIES TRUSTSOLE | STATE STREET SPD | 97.07K | SH | $7.79M 1.46% | 0.00 | 0.00 | 97.07K |
ISHARES TRSOLE | CRE U S REIT ETF | 128.84K | SH | $7.34M 1.38% | 0.00 | 0.00 | 128.84K |
VANGUARD SCOTTSDALE FDSSOLE | VNG RUS1000GRW | 59.31K | SH | $7.22M 1.36% | 0.00 | 0.00 | 59.31K |
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