ELM3 FINANCIAL GROUP, LLC

Filed: 1/22/2026ACC: 0002011201-26-000001

📋 What this filing means

ELM3 FINANCIAL GROUP, LLC filed this quarterly 13F‑HR report disclosing 113 equity positions with a total reported market value of $120.56M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

113

Positions

$120.56M

Total AUM (reported)

1.85M

Total Shares

Allocation by class

COM$52.05M43.2%

UNIT SER 1$4.29M3.6%

AAA CLO FLTNG RT$4.08M3.4%

NASDAQ 100 ETF$3.62M3.0%

S&P MDCP MOMNTUM$2.97M2.5%

MSCI USA MMENTM$2.72M2.3%

CAP STK CL A$2.58M2.1%

Portfolio Concentration

Top 3$22.15M18.4%

4–10$27.91M23.1%

11–25$26.49M22.0%

Rest$44.01M36.5%

Top 3 weight

18.4%

Top 10 weight

41.5%

Voting Authority Distribution

Total shares with voting rights: 1.85M

Sole

Full voting authority

1.59K

% of voting shares0.1%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

1.85M

% of voting shares99.9%

Investment Discretion (by position count)

Sole113

Shared0

Other0

Dominant voting typeNone · 99.9% of voting shares

Institutional Holdings113

Rows:

AMAZON COM INC

SOLE

COM

Shares36.88K

TypeSH

Market value$8.51M

7.06%

Sole

26.00

Shared

0.00

None

36.85K

NVIDIA CORPORATION

SOLE

COM

Shares42.53K

TypeSH

Market value$7.93M

6.58%

Sole

33.00

Shared

0.00

None

42.50K

BROADCOM INC

SOLE

COM

Shares16.48K

TypeSH

Market value$5.70M

4.73%

Sole

19.00

Shared

0.00

None

16.46K

MICROSOFT CORP

SOLE

COM

Shares10.12K

TypeSH

Market value$4.90M

4.06%

Sole

11.00

Shared

0.00

None

10.11K

ELI LILLY & CO

SOLE

COM

Shares4.11K

TypeSH

Market value$4.42M

3.66%

Sole

7.00

Shared

0.00

None

4.10K

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares6.98K

TypeSH

Market value$4.29M

3.56%

Sole

3.00

Shared

0.00

None

6.97K

INVESCO ACTIVELY MANAGED EXC

SOLE

AAA CLO FLTNG RT

Shares159.78K

TypeSH

Market value$4.08M

3.39%

Sole

0.00

Shared

0.00

None

159.78K

APPLE INC

SOLE

COM

Shares13.41K

TypeSH

Market value$3.65M

3.02%

Sole

12.00

Shared

0.00

None

13.40K

INVESCO EXCH TRADED FD TR II

SOLE

NASDAQ 100 ETF

Shares14.30K

TypeSH

Market value$3.62M

3.00%

Sole

28.00

Shared

0.00

None

14.28K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P MDCP MOMNTUM

Shares21.42K

TypeSH

Market value$2.97M

2.46%

Sole

25.00

Shared

0.00

None

21.39K

ISHARES TR

SOLE

MSCI USA MMENTM

Shares10.88K

TypeSH

Market value$2.72M

2.26%

Sole

0.00

Shared

0.00

None

10.88K

ALPHABET INC

SOLE

CAP STK CL A

Shares8.23K

TypeSH

Market value$2.58M

2.14%

Sole

20.00

Shared

0.00

None

8.21K

PIMCO CORPORATE & INCOME OPP

SOLE

COM

Shares166.43K

TypeSH

Market value$2.15M

1.78%

Sole

5.00

Shared

0.00

None

166.42K

PIMCO DYNAMIC INCOME FD

SOLE

SHS

Shares120.95K

TypeSH

Market value$2.14M

1.78%

Sole

0.00

Shared

0.00

None

120.95K

HOME DEPOT INC

SOLE

COM

Shares5.74K

TypeSH

Market value$1.97M

1.64%

Sole

0.00

Shared

0.00

None

5.74K

BERKLEY W R CORP

SOLE

COM

Shares24.24K

TypeSH

Market value$1.70M

1.41%

Sole

36.00

Shared

0.00

None

24.20K

FIDELITY COVINGTON TRUST

SOLE

MSCI INFO TECH I

Shares7.52K

TypeSH

Market value$1.69M

1.40%

Sole

31.00

Shared

0.00

None

7.49K

SCHWAB STRATEGIC TR

SOLE

HIGH YIELD BD ET

Shares63.73K

TypeSH

Market value$1.68M

1.40%

Sole

112.00

Shared

0.00

None

63.61K

SPDR SERIES TRUST

SOLE

STATE STREET SPD

Shares69.70K

TypeSH

Market value$1.65M

1.37%

Sole

130.00

Shared

0.00

None

69.57K

HOWMET AEROSPACE INC

SOLE

COM

Shares7.87K

TypeSH

Market value$1.61M

1.34%

Sole

12.00

Shared

0.00

None

7.86K

T ROWE PRICE ETF INC

SOLE

US HIGH YIELD

Shares29.35K

TypeSH

Market value$1.53M

1.27%

Sole

0.00

Shared

0.00

None

29.35K

PIMCO ETF TR

SOLE

SR LN ACTIVE ETF

Shares28.77K

TypeSH

Market value$1.45M

1.20%

Sole

0.00

Shared

0.00

None

28.77K

FIDELITY COVINGTON TRUST

SOLE

INTL MULTIFACTOR

Shares37.76K

TypeSH

Market value$1.31M

1.08%

Sole

200.00

Shared

0.00

None

37.55K

CAPITAL GROUP DIVIDEND VALUE

SOLE

SHS CREATION UNI

Shares27.75K

TypeSH

Market value$1.21M

1.00%

Sole

0.00

Shared

0.00

None

27.75K

VANGUARD INDEX FDS

SOLE

MID CAP ETF

Shares3.79K

TypeSH

Market value$1.10M

0.91%

Sole

5.00

Shared

0.00

None

3.78K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
AMAZON COM INCSOLE	COM	36.88K	SH	$8.51M 7.06%	26.00	36.85K
NVIDIA CORPORATIONSOLE	COM	42.53K	SH	$7.93M 6.58%	33.00	42.50K
BROADCOM INCSOLE	COM	16.48K	SH	$5.70M 4.73%	19.00	16.46K
MICROSOFT CORPSOLE	COM	10.12K	SH	$4.90M 4.06%	11.00	10.11K
ELI LILLY & COSOLE	COM	4.11K	SH	$4.42M 3.66%	7.00	4.10K
INVESCO QQQ TRSOLE	UNIT SER 1	6.98K	SH	$4.29M 3.56%	3.00	6.97K
INVESCO ACTIVELY MANAGED EXCSOLE	AAA CLO FLTNG RT	159.78K	SH	$4.08M 3.39%	0.00	159.78K
APPLE INCSOLE	COM	13.41K	SH	$3.65M 3.02%	12.00	13.40K
INVESCO EXCH TRADED FD TR IISOLE	NASDAQ 100 ETF	14.30K	SH	$3.62M 3.00%	28.00	14.28K
INVESCO EXCHANGE TRADED FD TSOLE	S&P MDCP MOMNTUM	21.42K	SH	$2.97M 2.46%	25.00	21.39K
ISHARES TRSOLE	MSCI USA MMENTM	10.88K	SH	$2.72M 2.26%	0.00	10.88K
ALPHABET INCSOLE	CAP STK CL A	8.23K	SH	$2.58M 2.14%	20.00	8.21K
PIMCO CORPORATE & INCOME OPPSOLE	COM	166.43K	SH	$2.15M 1.78%	5.00	166.42K
PIMCO DYNAMIC INCOME FDSOLE	SHS	120.95K	SH	$2.14M 1.78%	0.00	120.95K
HOME DEPOT INCSOLE	COM	5.74K	SH	$1.97M 1.64%	0.00	5.74K
BERKLEY W R CORPSOLE	COM	24.24K	SH	$1.70M 1.41%	36.00	24.20K
FIDELITY COVINGTON TRUSTSOLE	MSCI INFO TECH I	7.52K	SH	$1.69M 1.40%	31.00	7.49K
SCHWAB STRATEGIC TRSOLE	HIGH YIELD BD ET	63.73K	SH	$1.68M 1.40%	112.00	63.61K
SPDR SERIES TRUSTSOLE	STATE STREET SPD	69.70K	SH	$1.65M 1.37%	130.00	69.57K
HOWMET AEROSPACE INCSOLE	COM	7.87K	SH	$1.61M 1.34%	12.00	7.86K
T ROWE PRICE ETF INCSOLE	US HIGH YIELD	29.35K	SH	$1.53M 1.27%	0.00	29.35K
PIMCO ETF TRSOLE	SR LN ACTIVE ETF	28.77K	SH	$1.45M 1.20%	0.00	28.77K
FIDELITY COVINGTON TRUSTSOLE	INTL MULTIFACTOR	37.76K	SH	$1.31M 1.08%	200.00	37.55K
CAPITAL GROUP DIVIDEND VALUESOLE	SHS CREATION UNI	27.75K	SH	$1.21M 1.00%	0.00	27.75K
VANGUARD INDEX FDSSOLE	MID CAP ETF	3.79K	SH	$1.10M 0.91%	5.00	3.78K

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