CITIZENS FINANCIAL GROUP INC/RI

PublicCIK: 759944

CFGNYSECFG-PENYSECFG-PINYSE+1 more

Location

PROVIDENCE, RI

1148

Positions

$8.58B

Total AUM (reported)

62.29M

Total Shares

Allocation by class

COM$3.62B42.2%

S&P 500 ETF SHS$533.06M6.2%

CL A$359.56M4.2%

CORE S&P500 ETF$314.33M3.7%

CAP STK CL A$243.70M2.8%

CORE S&P MCP ETF$214.39M2.5%

CORE MSCI EAFE$211.68M2.5%

Portfolio Concentration

Top 3$1.35B15.7%

4–10$1.65B19.2%

11–25$1.56B18.1%

Rest$4.03B47.0%

Top 3 weight

15.7%

Top 10 weight

34.9%

Voting Authority Distribution

Total shares with voting rights: 70.31M

Sole

Full voting authority

8.01M

% of voting shares11.4%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

62.29M

% of voting shares88.6%

Investment Discretion (by position count)

Sole0

Shared0

Other1148

Dominant voting typeNone · 88.6% of voting shares

Institutional Holdings1148

Rows:

VANGUARD INDEX FDS

DFND

S&P 500 ETF SHS

Shares760.58K

TypeSH

Market value$533.06M

6.21%

Sole

85K

Shared

0.00

None

760.58K

APPLE INC

DFND

COM

Shares1.31M

TypeSH

Market value$435.25M

5.07%

Sole

193.23K

Shared

0.00

None

1.31M

NVIDIA CORP

DFND

COM

Shares1.65M

TypeSH

Market value$378.05M

4.41%

Sole

233.60K

Shared

0.00

None

1.65M

ISHARES TR

DFND

CORE S&P500 ETF

Shares410.44K

TypeSH

Market value$314.33M

3.66%

Sole

36.01K

Shared

0.00

None

410.44K

MICROSOFT CORP

DFND

COM

Shares602.01K

TypeSH

Market value$308.77M

3.60%

Sole

112.94K

Shared

0.00

None

602.01K

ALPHABET INC

DFND

CAP STK CL A

Shares708.27K

TypeSH

Market value$243.70M

2.84%

Sole

111.75K

Shared

0.00

None

708.27K

ISHARES TR

DFND

CORE S&P MCP ETF

Shares2.98M

TypeSH

Market value$214.39M

2.50%

Sole

995.35K

Shared

0.00

None

2.98M

ISHARES TR

DFND

CORE MSCI EAFE

Shares2.18M

TypeSH

Market value$211.68M

2.47%

Sole

415.22K

Shared

0.00

None

2.18M

SPDR S&P 500 ETF TR

DFND

TR UNIT

Shares238.85K

TypeSH

Market value$182.15M

2.12%

Sole

54.04K

Shared

0.00

None

238.85K

AMAZON COM INC

DFND

COM

Shares684.54K

TypeSH

Market value$170.55M

1.99%

Sole

119.42K

Shared

0.00

None

684.54K

VANGUARD TAX MANAGED INTL FD

DFND

FTSE DEV MKT ETF

Shares2.27M

TypeSH

Market value$160.08M

1.87%

Sole

121.34K

Shared

0.00

None

2.27M

ISHARES INC

DFND

CORE MSCI EMKT

Shares1.65M

TypeSH

Market value$134.18M

1.56%

Sole

304.55K

Shared

0.00

None

1.65M

VANGUARD INDEX FDS

DFND

VALUE ETF

Shares599.09K

TypeSH

Market value$129.45M

1.51%

Sole

43.55K

Shared

0.00

None

599.09K

FACEBOOK INC

DFND

CL A

Shares157.29K

TypeSH

Market value$114.06M

1.33%

Sole

26.95K

Shared

0.00

None

157.29K

BROADCOM INC

DFND

COM

Shares324.03K

TypeSH

Market value$113.80M

1.33%

Sole

68.52K

Shared

0.00

None

324.03K

JPMORGAN CHASE & CO

DFND

COM

Shares336.03K

TypeSH

Market value$111.17M

1.30%

Sole

29.49K

Shared

0.00

None

336.03K

MASTERCARD INC

DFND

CL A

Shares183.84K

TypeSH

Market value$101.38M

1.18%

Sole

2.13K

Shared

0.00

None

183.84K

VANGUARD BD INDEX FD INC

DFND

INTERMED TERM

Shares1.28M

TypeSH

Market value$92.96M

1.08%

Sole

837.11K

Shared

0.00

None

1.28M

ISHARES TR

DFND

RUSSELL 2000 ETF

Shares333.64K

TypeSH

Market value$92.71M

1.08%

Sole

18.31K

Shared

0.00

None

333.64K

ALPHABET INC

DFND

CAP STK CL C

Shares271.46K

TypeSH

Market value$92.50M

1.08%

Sole

28.85K

Shared

0.00

None

271.46K

PROCTER & GAMBLE CO

DFND

COM

Shares612.14K

TypeSH

Market value$88.93M

1.04%

Sole

400.58K

Shared

0.00

None

612.14K

LILLY ELI & CO

DFND

COM

Shares75.16K

TypeSH

Market value$86.97M

1.01%

Sole

15.89K

Shared

0.00

None

75.16K

ISHARES TR

DFND

CORE US GRW ETF

Shares424.58K

TypeSH

Market value$82.26M

0.96%

Sole

0.00

Shared

0.00

None

424.58K

BANK AMER CORP

DFND

COM

Shares1.45M

TypeSH

Market value$79.16M

0.92%

Sole

208.24K

Shared

0.00

None

1.45M

INVESCO QQQ TR

DFND

UNIT SER 1

Shares103.46K

TypeSH

Market value$76.62M

0.89%

Sole

3.05K

Shared

0.00

None

103.46K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
VANGUARD INDEX FDSDFND	S&P 500 ETF SHS	760.58K	SH	$533.06M 6.21%	85K	760.58K
APPLE INCDFND	COM	1.31M	SH	$435.25M 5.07%	193.23K	1.31M
NVIDIA CORPDFND	COM	1.65M	SH	$378.05M 4.41%	233.60K	1.65M
ISHARES TRDFND	CORE S&P500 ETF	410.44K	SH	$314.33M 3.66%	36.01K	410.44K
MICROSOFT CORPDFND	COM	602.01K	SH	$308.77M 3.60%	112.94K	602.01K
ALPHABET INCDFND	CAP STK CL A	708.27K	SH	$243.70M 2.84%	111.75K	708.27K
ISHARES TRDFND	CORE S&P MCP ETF	2.98M	SH	$214.39M 2.50%	995.35K	2.98M
ISHARES TRDFND	CORE MSCI EAFE	2.18M	SH	$211.68M 2.47%	415.22K	2.18M
SPDR S&P 500 ETF TRDFND	TR UNIT	238.85K	SH	$182.15M 2.12%	54.04K	238.85K
AMAZON COM INCDFND	COM	684.54K	SH	$170.55M 1.99%	119.42K	684.54K
VANGUARD TAX MANAGED INTL FDDFND	FTSE DEV MKT ETF	2.27M	SH	$160.08M 1.87%	121.34K	2.27M
ISHARES INCDFND	CORE MSCI EMKT	1.65M	SH	$134.18M 1.56%	304.55K	1.65M
VANGUARD INDEX FDSDFND	VALUE ETF	599.09K	SH	$129.45M 1.51%	43.55K	599.09K
FACEBOOK INCDFND	CL A	157.29K	SH	$114.06M 1.33%	26.95K	157.29K
BROADCOM INCDFND	COM	324.03K	SH	$113.80M 1.33%	68.52K	324.03K
JPMORGAN CHASE & CODFND	COM	336.03K	SH	$111.17M 1.30%	29.49K	336.03K
MASTERCARD INCDFND	CL A	183.84K	SH	$101.38M 1.18%	2.13K	183.84K
VANGUARD BD INDEX FD INCDFND	INTERMED TERM	1.28M	SH	$92.96M 1.08%	837.11K	1.28M
ISHARES TRDFND	RUSSELL 2000 ETF	333.64K	SH	$92.71M 1.08%	18.31K	333.64K
ALPHABET INCDFND	CAP STK CL C	271.46K	SH	$92.50M 1.08%	28.85K	271.46K
PROCTER & GAMBLE CODFND	COM	612.14K	SH	$88.93M 1.04%	400.58K	612.14K
LILLY ELI & CODFND	COM	75.16K	SH	$86.97M 1.01%	15.89K	75.16K
ISHARES TRDFND	CORE US GRW ETF	424.58K	SH	$82.26M 0.96%	0.00	424.58K
BANK AMER CORPDFND	COM	1.45M	SH	$79.16M 0.92%	208.24K	1.45M
INVESCO QQQ TRDFND	UNIT SER 1	103.46K	SH	$76.62M 0.89%	3.05K	103.46K

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