CHARTER OAK CAPITAL MANAGEMENT, LLC

PrivateCIK: 1810720

Location

PORTSMOUTH, NH

208

Positions

$1.29B

Total AUM (reported)

11.57M

Total Shares

Allocation by class

CORE S&P500 ETF$316.98M24.6%

CORE US AGGBD ET$188.31M14.6%

VG TL INTL STK F$129.29M10.0%

COM$86.57M6.7%

ISHS 5-10YR INVT$85.14M6.6%

EXTEND MKT ETF$72.43M5.6%

SHORT TRM BOND$55.34M4.3%

Portfolio Concentration

Top 3$634.59M49.2%

4–10$353.86M27.4%

11–25$129.76M10.1%

Rest$171.47M13.3%

Top 3 weight

49.2%

Top 10 weight

76.6%

Voting Authority Distribution

Total shares with voting rights: 11.57M

Sole

Full voting authority

7.15M

% of voting shares61.8%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

4.42M

% of voting shares38.2%

Investment Discretion (by position count)

Sole208

Shared0

Other0

Dominant voting typeSole · 61.8% of voting shares

Institutional Holdings208

Rows:

ISHARES TR

SOLE

CORE S&P500 ETF

Shares485.26K

TypeSH

Market value$316.98M

24.58%

Sole

321.08K

Shared

0.00

None

164.18K

ISHARES TR

SOLE

CORE US AGGBD ET

Shares1.90M

TypeSH

Market value$188.31M

14.60%

Sole

1.15M

Shared

0.00

None

744.24K

VANGUARD STAR FDS

SOLE

VG TL INTL STK F

Shares1.68M

TypeSH

Market value$129.29M

10.03%

Sole

801.10K

Shared

0.00

None

875.62K

ISHARES TR

SOLE

ISHS 5-10YR INVT

Shares1.60M

TypeSH

Market value$85.14M

6.60%

Sole

905.52K

Shared

0.00

None

694.33K

VANGUARD INDEX FDS

SOLE

EXTEND MKT ETF

Shares351.94K

TypeSH

Market value$72.43M

5.62%

Sole

225.79K

Shared

0.00

None

126.14K

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares705.78K

TypeSH

Market value$55.34M

4.29%

Sole

453.75K

Shared

0.00

None

252.04K

VANGUARD BD INDEX FDS

SOLE

VANGUARD ULTRA

Shares872.86K

TypeSH

Market value$43.46M

3.37%

Sole

521.30K

Shared

0.00

None

351.56K

VANGUARD INTL EQUITY INDEX F

SOLE

ALLWRLD EX US

Shares474.94K

TypeSH

Market value$35.67M

2.77%

Sole

368.81K

Shared

0.00

None

106.13K

ISHARES TR

SOLE

CORE MSCI TOTAL

Shares390.86K

TypeSH

Market value$33.86M

2.63%

Sole

318.60K

Shared

0.00

None

72.26K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares46.79K

TypeSH

Market value$27.96M

2.17%

Sole

36.09K

Shared

0.00

None

10.70K

APPLE INC

SOLE

COM

Shares76.87K

TypeSH

Market value$19.51M

1.51%

Sole

32.01K

Shared

0.00

None

44.87K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares232.32K

TypeSH

Market value$12.21M

0.95%

Sole

196.79K

Shared

0.00

None

35.52K

VANGUARD WORLD FD

SOLE

ESG INTL STK ETF

Shares157.14K

TypeSH

Market value$11.27M

0.87%

Sole

109.63K

Shared

0.00

None

47.51K

ISHARES TR

SOLE

MSCI ACWI ETF

Shares79.94K

TypeSH

Market value$11.06M

0.86%

Sole

71.23K

Shared

0.00

None

8.71K

ISHARES TR

SOLE

ESG OPTIMIZED

Shares76.37K

TypeSH

Market value$10.09M

0.78%

Sole

58.25K

Shared

0.00

None

18.12K

ISHARES TR

SOLE

CORE S&P US VLU

Shares93.57K

TypeSH

Market value$9.57M

0.74%

Sole

63.29K

Shared

0.00

None

30.28K

ISHARES TR

SOLE

MSCI ACWI EX US

Shares130.50K

TypeSH

Market value$8.94M

0.69%

Sole

101.84K

Shared

0.00

None

28.66K

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares66.44K

TypeSH

Market value$7.52M

0.58%

Sole

56.06K

Shared

0.00

None

10.38K

VANGUARD BD INDEX FDS

SOLE

TOTAL BND MRKT

Shares97.37K

TypeSH

Market value$7.17M

0.56%

Sole

82.14K

Shared

0.00

None

15.23K

NUSHARES ETF TR

SOLE

NUVEEN ESG US

Shares271.73K

TypeSH

Market value$6.04M

0.47%

Sole

217.26K

Shared

0.00

None

54.46K

VANGUARD WORLD FD

SOLE

ESG US STK ETF

Shares52.58K

TypeSH

Market value$5.90M

0.46%

Sole

36.07K

Shared

0.00

None

16.51K

VANGUARD WHITEHALL FDS

SOLE

HIGH DIV YLD

Shares37.28K

TypeSH

Market value$5.52M

0.43%

Sole

16.48K

Shared

0.00

None

20.80K

ISHARES TR

SOLE

S&P 500 VAL ETF

Shares23.92K

TypeSH

Market value$5.05M

0.39%

Sole

16.51K

Shared

0.00

None

7.41K

VANGUARD INDEX FDS

SOLE

VALUE ETF

Shares25.54K

TypeSH

Market value$5.01M

0.39%

Sole

9.36K

Shared

0.00

None

16.18K

ANALOG DEVICES INC

SOLE

COM

Shares15.45K

TypeSH

Market value$4.91M

0.38%

Sole

0.00

Shared

0.00

None

15.45K

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	None
ISHARES TRSOLE	CORE S&P500 ETF	485.26K	SH	$316.98M 24.58%	321.08K	164.18K
ISHARES TRSOLE	CORE US AGGBD ET	1.90M	SH	$188.31M 14.60%	1.15M	744.24K
VANGUARD STAR FDSSOLE	VG TL INTL STK F	1.68M	SH	$129.29M 10.03%	801.10K	875.62K
ISHARES TRSOLE	ISHS 5-10YR INVT	1.60M	SH	$85.14M 6.60%	905.52K	694.33K
VANGUARD INDEX FDSSOLE	EXTEND MKT ETF	351.94K	SH	$72.43M 5.62%	225.79K	126.14K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	705.78K	SH	$55.34M 4.29%	453.75K	252.04K
VANGUARD BD INDEX FDSSOLE	VANGUARD ULTRA	872.86K	SH	$43.46M 3.37%	521.30K	351.56K
VANGUARD INTL EQUITY INDEX FSOLE	ALLWRLD EX US	474.94K	SH	$35.67M 2.77%	368.81K	106.13K
ISHARES TRSOLE	CORE MSCI TOTAL	390.86K	SH	$33.86M 2.63%	318.60K	72.26K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	46.79K	SH	$27.96M 2.17%	36.09K	10.70K
APPLE INCSOLE	COM	76.87K	SH	$19.51M 1.51%	32.01K	44.87K
ISHARES TRSOLE	ISHS 1-5YR INVS	232.32K	SH	$12.21M 0.95%	196.79K	35.52K
VANGUARD WORLD FDSOLE	ESG INTL STK ETF	157.14K	SH	$11.27M 0.87%	109.63K	47.51K
ISHARES TRSOLE	MSCI ACWI ETF	79.94K	SH	$11.06M 0.86%	71.23K	8.71K
ISHARES TRSOLE	ESG OPTIMIZED	76.37K	SH	$10.09M 0.78%	58.25K	18.12K
ISHARES TRSOLE	CORE S&P US VLU	93.57K	SH	$9.57M 0.74%	63.29K	30.28K
ISHARES TRSOLE	MSCI ACWI EX US	130.50K	SH	$8.94M 0.69%	101.84K	28.66K
ISHARES TRSOLE	S&P 500 GRWT ETF	66.44K	SH	$7.52M 0.58%	56.06K	10.38K
VANGUARD BD INDEX FDSSOLE	TOTAL BND MRKT	97.37K	SH	$7.17M 0.56%	82.14K	15.23K
NUSHARES ETF TRSOLE	NUVEEN ESG US	271.73K	SH	$6.04M 0.47%	217.26K	54.46K
VANGUARD WORLD FDSOLE	ESG US STK ETF	52.58K	SH	$5.90M 0.46%	36.07K	16.51K
VANGUARD WHITEHALL FDSSOLE	HIGH DIV YLD	37.28K	SH	$5.52M 0.43%	16.48K	20.80K
ISHARES TRSOLE	S&P 500 VAL ETF	23.92K	SH	$5.05M 0.39%	16.51K	7.41K
VANGUARD INDEX FDSSOLE	VALUE ETF	25.54K	SH	$5.01M 0.39%	9.36K	16.18K
ANALOG DEVICES INCSOLE	COM	15.45K	SH	$4.91M 0.38%	0.00	15.45K

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