BRIGHTWATER ADVISORY LLC

PrivateCIK: 2034566

Location

TAMPA, FL

Positions

$151.19M

Total AUM (reported)

3.06M

Total Shares

Allocation by class

INTL EQTY ETF$13.94M9.2%

COM$12.00M7.9%

US TIPS ETF$10.62M7.0%

US BRD MKT ETF$8.67M5.7%

TR UNIT$8.24M5.4%

FUNDAMENTAL US B$7.42M4.9%

SMALL CP ETF$6.57M4.3%

Portfolio Concentration

Top 3$33.23M22.0%

4–10$45.88M30.3%

11–25$50.96M33.7%

Rest$21.13M14.0%

Top 3 weight

22.0%

Top 10 weight

52.3%

Voting Authority Distribution

Total shares with voting rights: 3.06M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

3.06M

% of voting shares100.0%

Investment Discretion (by position count)

Sole60

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings60

Rows:

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares563.03K

TypeSH

Market value$13.94M

9.22%

Sole

0.00

Shared

0.00

None

563.03K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares399.15K

TypeSH

Market value$10.62M

7.03%

Sole

0.00

Shared

0.00

None

399.15K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares345.44K

TypeSH

Market value$8.67M

5.73%

Sole

0.00

Shared

0.00

None

345.44K

STATE STR SPDR S&P 500 ETF T

SOLE

TR UNIT

Shares12.67K

TypeSH

Market value$8.24M

5.45%

Sole

0.00

Shared

0.00

None

12.67K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US B

Shares272.81K

TypeSH

Market value$7.42M

4.91%

Sole

0.00

Shared

0.00

None

272.81K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares25.08K

TypeSH

Market value$6.57M

4.35%

Sole

0.00

Shared

0.00

None

25.08K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares28.89K

TypeSH

Market value$6.21M

4.11%

Sole

0.00

Shared

0.00

None

28.89K

ISHARES TR

SOLE

RUS 1000 VAL ETF

Shares27.54K

TypeSH

Market value$5.88M

3.89%

Sole

0.00

Shared

0.00

None

27.54K

TIDAL TRUST II

SOLE

BLUEPRINT CHESAP

Shares211.09K

TypeSH

Market value$5.87M

3.88%

Sole

0.00

Shared

0.00

None

211.09K

ISHARES TR

SOLE

TIPS BD ETF

Shares51.51K

TypeSH

Market value$5.68M

3.76%

Sole

0.00

Shared

0.00

None

51.51K

SCHWAB STRATEGIC TR

SOLE

EMRG MKTEQ ETF

Shares168.60K

TypeSH

Market value$5.56M

3.67%

Sole

0.00

Shared

0.00

None

168.60K

ISHARES TR

SOLE

S&P MC 400GR ETF

Shares44.57K

TypeSH

Market value$4.49M

2.97%

Sole

0.00

Shared

0.00

None

44.57K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US S

Shares132.88K

TypeSH

Market value$4.31M

2.85%

Sole

0.00

Shared

0.00

None

132.88K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares32.26K

TypeSH

Market value$4.27M

2.83%

Sole

0.00

Shared

0.00

None

32.26K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL INTL

Shares83.98K

TypeSH

Market value$4.11M

2.72%

Sole

0.00

Shared

0.00

None

83.98K

TWO RDS SHARED TR

SOLE

CONDCTR GBL EQTY

Shares245.58K

TypeSH

Market value$3.79M

2.51%

Sole

0.00

Shared

0.00

None

245.58K

ISHARES TR

SOLE

MSCI ACWI EX US

Shares48.22K

TypeSH

Market value$3.30M

2.18%

Sole

0.00

Shared

0.00

None

48.22K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares7.67K

TypeSH

Market value$3.27M

2.16%

Sole

0.00

Shared

0.00

None

7.67K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares15.90K

TypeSH

Market value$3.05M

2.02%

Sole

0.00

Shared

0.00

None

15.90K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares44.78K

TypeSH

Market value$3.02M

2.00%

Sole

0.00

Shared

0.00

None

44.78K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares54.38K

TypeSH

Market value$2.94M

1.94%

Sole

0.00

Shared

0.00

None

54.38K

VANGUARD SCOTTSDALE FDS

SOLE

VNG RUS1000VAL

Shares23.98K

TypeSH

Market value$2.25M

1.49%

Sole

0.00

Shared

0.00

None

23.98K

AFLAC INC

SOLE

COM

Shares20.19K

TypeSH

Market value$2.22M

1.47%

Sole

0.00

Shared

0.00

None

20.19K

APPLE INC

SOLE

COM

Shares8.68K

TypeSH

Market value$2.20M

1.46%

Sole

0.00

Shared

0.00

None

8.68K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares22.42K

TypeSH

Market value$2.18M

1.44%

Sole

0.00

Shared

0.00

None

22.42K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	563.03K	SH	$13.94M 9.22%	563.03K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	399.15K	SH	$10.62M 7.03%	399.15K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	345.44K	SH	$8.67M 5.73%	345.44K
STATE STR SPDR S&P 500 ETF TSOLE	TR UNIT	12.67K	SH	$8.24M 5.45%	12.67K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US B	272.81K	SH	$7.42M 4.91%	272.81K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	25.08K	SH	$6.57M 4.35%	25.08K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	28.89K	SH	$6.21M 4.11%	28.89K
ISHARES TRSOLE	RUS 1000 VAL ETF	27.54K	SH	$5.88M 3.89%	27.54K
TIDAL TRUST IISOLE	BLUEPRINT CHESAP	211.09K	SH	$5.87M 3.88%	211.09K
ISHARES TRSOLE	TIPS BD ETF	51.51K	SH	$5.68M 3.76%	51.51K
SCHWAB STRATEGIC TRSOLE	EMRG MKTEQ ETF	168.60K	SH	$5.56M 3.67%	168.60K
ISHARES TRSOLE	S&P MC 400GR ETF	44.57K	SH	$4.49M 2.97%	44.57K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US S	132.88K	SH	$4.31M 2.85%	132.88K
ISHARES TRSOLE	S&P MC 400VL ETF	32.26K	SH	$4.27M 2.83%	32.26K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL INTL	83.98K	SH	$4.11M 2.72%	83.98K
TWO RDS SHARED TRSOLE	CONDCTR GBL EQTY	245.58K	SH	$3.79M 2.51%	245.58K
ISHARES TRSOLE	MSCI ACWI EX US	48.22K	SH	$3.30M 2.18%	48.22K
ISHARES TRSOLE	RUS 1000 GRW ETF	7.67K	SH	$3.27M 2.16%	7.67K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	15.90K	SH	$3.05M 2.02%	15.90K
ISHARES TRSOLE	CORE S&P MCP ETF	44.78K	SH	$3.02M 2.00%	44.78K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	54.38K	SH	$2.94M 1.94%	54.38K
VANGUARD SCOTTSDALE FDSSOLE	VNG RUS1000VAL	23.98K	SH	$2.25M 1.49%	23.98K
AFLAC INCSOLE	COM	20.19K	SH	$2.22M 1.47%	20.19K
APPLE INCSOLE	COM	8.68K	SH	$2.20M 1.46%	8.68K
ISHARES TRSOLE	MSCI EAFE ETF	22.42K	SH	$2.18M 1.44%	22.42K

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