BRIGHTWATER ADVISORY LLC

Filed: 2/5/2025ACC: 0002034566-25-000001

📋 What this filing means

BRIGHTWATER ADVISORY LLC filed this quarterly 13F‑HR report disclosing 58 equity positions with a total reported market value of $127.56M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$127.56M

Total AUM (reported)

2.81M

Total Shares

Allocation by class

COM$12.37M9.7%

INTL EQTY ETF$9.50M7.5%

US TIPS ETF$8.96M7.0%

TR UNIT$8.03M6.3%

FUNDAMENTAL US B$7.05M5.5%

DIV APP ETF$6.10M4.8%

SMALL CP ETF$5.81M4.6%

Portfolio Concentration

Top 3$26.49M20.8%

4–10$39.96M31.3%

11–25$44.05M34.5%

Rest$17.06M13.4%

Top 3 weight

20.8%

Top 10 weight

52.1%

Voting Authority Distribution

Total shares with voting rights: 2.81M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.81M

% of voting shares100.0%

Investment Discretion (by position count)

Sole58

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings58

Rows:

SCHWAB STRATEGIC TR

SOLE

INTL EQTY ETF

Shares513.75K

TypeSH

Market value$9.50M

7.45%

Sole

0.00

Shared

0.00

None

513.75K

SCHWAB STRATEGIC TR

SOLE

US TIPS ETF

Shares346.79K

TypeSH

Market value$8.96M

7.02%

Sole

0.00

Shared

0.00

None

346.79K

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares13.71K

TypeSH

Market value$8.03M

6.30%

Sole

0.00

Shared

0.00

None

13.71K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US B

Shares302.91K

TypeSH

Market value$7.05M

5.52%

Sole

0.00

Shared

0.00

None

302.91K

VANGUARD SPECIALIZED FUNDS

SOLE

DIV APP ETF

Shares31.14K

TypeSH

Market value$6.10M

4.78%

Sole

0.00

Shared

0.00

None

31.14K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares24.17K

TypeSH

Market value$5.81M

4.55%

Sole

0.00

Shared

0.00

None

24.17K

ISHARES TR

SOLE

TIPS BD ETF

Shares52.06K

TypeSH

Market value$5.55M

4.35%

Sole

0.00

Shared

0.00

None

52.06K

ISHARES TR

SOLE

RUS 1000 VAL ETF

Shares29.55K

TypeSH

Market value$5.47M

4.29%

Sole

0.00

Shared

0.00

None

29.55K

SCHWAB STRATEGIC TR

SOLE

US BRD MKT ETF

Shares240.16K

TypeSH

Market value$5.45M

4.27%

Sole

0.00

Shared

0.00

None

240.16K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL US S

Shares152.79K

TypeSH

Market value$4.54M

3.56%

Sole

0.00

Shared

0.00

None

152.79K

ISHARES TR

SOLE

S&P MC 400GR ETF

Shares48.96K

TypeSH

Market value$4.45M

3.49%

Sole

0.00

Shared

0.00

None

48.96K

TIDAL TR II

SOLE

BLUEPRINT CHESAP

Shares177.91K

TypeSH

Market value$4.41M

3.46%

Sole

0.00

Shared

0.00

None

177.91K

SCHWAB STRATEGIC TR

SOLE

EMRG MKTEQ ETF

Shares162.46K

TypeSH

Market value$4.33M

3.39%

Sole

0.00

Shared

0.00

None

162.46K

ISHARES TR

SOLE

S&P MC 400VL ETF

Shares33.65K

TypeSH

Market value$4.20M

3.30%

Sole

0.00

Shared

0.00

None

33.65K

AFLAC INC

SOLE

COM

Shares33.37K

TypeSH

Market value$3.45M

2.71%

Sole

0.00

Shared

0.00

None

33.37K

ISHARES TR

SOLE

RUS 1000 GRW ETF

Shares8.48K

TypeSH

Market value$3.40M

2.67%

Sole

0.00

Shared

0.00

None

8.48K

INVESCO EXCHANGE TRADED FD T

SOLE

S&P500 EQL WGT

Shares17.09K

TypeSH

Market value$3.00M

2.35%

Sole

0.00

Shared

0.00

None

17.09K

VANGUARD INTL EQUITY INDEX F

SOLE

FTSE EMR MKT ETF

Shares62.67K

TypeSH

Market value$2.76M

2.16%

Sole

0.00

Shared

0.00

None

62.67K

APPLE INC

SOLE

COM

Shares10.20K

TypeSH

Market value$2.55M

2.00%

Sole

0.00

Shared

0.00

None

10.20K

TWO RDS SHARED TR

SOLE

CONDCTR GBL EQTY

Shares190.02K

TypeSH

Market value$2.38M

1.87%

Sole

0.00

Shared

0.00

None

190.02K

SCHWAB STRATEGIC TR

SOLE

FUNDAMENTAL INTL

Shares66.30K

TypeSH

Market value$2.20M

1.73%

Sole

0.00

Shared

0.00

None

66.30K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares32.16K

TypeSH

Market value$2.00M

1.57%

Sole

0.00

Shared

0.00

None

32.16K

ISHARES TR

SOLE

MSCI EAFE ETF

Shares25.16K

TypeSH

Market value$1.90M

1.49%

Sole

0.00

Shared

0.00

None

25.16K

ISHARES TR

SOLE

MSCI ACWI EX US

Shares31.82K

TypeSH

Market value$1.66M

1.30%

Sole

0.00

Shared

0.00

None

31.82K

ISHARES TR

SOLE

1 3 YR TREAS BD

Shares16.35K

TypeSH

Market value$1.34M

1.05%

Sole

0.00

Shared

0.00

None

16.35K

Issuer	Class	Shares	Type	Value / Portfolio %	None
SCHWAB STRATEGIC TRSOLE	INTL EQTY ETF	513.75K	SH	$9.50M 7.45%	513.75K
SCHWAB STRATEGIC TRSOLE	US TIPS ETF	346.79K	SH	$8.96M 7.02%	346.79K
SPDR S&P 500 ETF TRSOLE	TR UNIT	13.71K	SH	$8.03M 6.30%	13.71K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US B	302.91K	SH	$7.05M 5.52%	302.91K
VANGUARD SPECIALIZED FUNDSSOLE	DIV APP ETF	31.14K	SH	$6.10M 4.78%	31.14K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	24.17K	SH	$5.81M 4.55%	24.17K
ISHARES TRSOLE	TIPS BD ETF	52.06K	SH	$5.55M 4.35%	52.06K
ISHARES TRSOLE	RUS 1000 VAL ETF	29.55K	SH	$5.47M 4.29%	29.55K
SCHWAB STRATEGIC TRSOLE	US BRD MKT ETF	240.16K	SH	$5.45M 4.27%	240.16K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL US S	152.79K	SH	$4.54M 3.56%	152.79K
ISHARES TRSOLE	S&P MC 400GR ETF	48.96K	SH	$4.45M 3.49%	48.96K
TIDAL TR IISOLE	BLUEPRINT CHESAP	177.91K	SH	$4.41M 3.46%	177.91K
SCHWAB STRATEGIC TRSOLE	EMRG MKTEQ ETF	162.46K	SH	$4.33M 3.39%	162.46K
ISHARES TRSOLE	S&P MC 400VL ETF	33.65K	SH	$4.20M 3.30%	33.65K
AFLAC INCSOLE	COM	33.37K	SH	$3.45M 2.71%	33.37K
ISHARES TRSOLE	RUS 1000 GRW ETF	8.48K	SH	$3.40M 2.67%	8.48K
INVESCO EXCHANGE TRADED FD TSOLE	S&P500 EQL WGT	17.09K	SH	$3.00M 2.35%	17.09K
VANGUARD INTL EQUITY INDEX FSOLE	FTSE EMR MKT ETF	62.67K	SH	$2.76M 2.16%	62.67K
APPLE INCSOLE	COM	10.20K	SH	$2.55M 2.00%	10.20K
TWO RDS SHARED TRSOLE	CONDCTR GBL EQTY	190.02K	SH	$2.38M 1.87%	190.02K
SCHWAB STRATEGIC TRSOLE	FUNDAMENTAL INTL	66.30K	SH	$2.20M 1.73%	66.30K
ISHARES TRSOLE	CORE S&P MCP ETF	32.16K	SH	$2.00M 1.57%	32.16K
ISHARES TRSOLE	MSCI EAFE ETF	25.16K	SH	$1.90M 1.49%	25.16K
ISHARES TRSOLE	MSCI ACWI EX US	31.82K	SH	$1.66M 1.30%	31.82K
ISHARES TRSOLE	1 3 YR TREAS BD	16.35K	SH	$1.34M 1.05%	16.35K

Page 1 of 3