Filed: 10/3/2025ACC: 0002025925-25-000007
📋 What this filing means
BREAKWATER INVESTMENT MANAGEMENT filed this quarterly 13F‑HR report disclosing 530 equity positions with a total reported market value of $271.22M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
530
Positions
$271.22M
Total AUM (reported)
4.20M
Total Shares
Allocation by class
TOTAL STK MKT$39.38M14.5%
US BRD MKT ETF$22.81M8.4%
COM$22.77M8.4%
VG TL INTL STK F$17.51M6.5%
TOTAL INT BD ETF$11.91M4.4%
TOTAL BND MRKT$11.44M4.2%
PORTFOLI S&P1500$7.62M2.8%
Portfolio Concentration
Top 3$79.70M29.4%
4–10$64.38M23.7%
11–25$64.47M23.8%
Rest$62.67M23.1%
Top 3 weight
29.4%
Top 10 weight
53.1%
Voting Authority Distribution
Total shares with voting rights: 4.20M
Sole
Full voting authority
0.00
shares
% of voting shares0.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
4.20M
shares
% of voting shares100.0%
Investment Discretion (by position count)
Sole530
Shared0
Other0
Dominant voting typeNone · 100.0% of voting shares
Institutional Holdings530
Rows:
VANGUARD INDEX FDS
SOLEShares119.99K
TypeSH
Market value$39.38M
14.52%
Sole
0.00
Shared
0.00
None
119.99K
SCHWAB STRATEGIC TR
SOLEShares887.20K
TypeSH
Market value$22.81M
8.41%
Sole
0.00
Shared
0.00
None
887.20K
VANGUARD STAR FDS
SOLEShares238.39K
TypeSH
Market value$17.51M
6.46%
Sole
0.00
Shared
0.00
None
238.39K
MICROSOFT CORP
SOLEShares27.62K
TypeSH
Market value$14.30M
5.27%
Sole
0.00
Shared
0.00
None
27.62K
VANGUARD CHARLOTTE FDS
SOLEShares240.90K
TypeSH
Market value$11.91M
4.39%
Sole
0.00
Shared
0.00
None
240.90K
VANGUARD BD INDEX FDS
SOLEShares153.77K
TypeSH
Market value$11.44M
4.22%
Sole
0.00
Shared
0.00
None
153.77K
SPDR SERIES TRUST
SOLEShares94.51K
TypeSH
Market value$7.62M
2.81%
Sole
0.00
Shared
0.00
None
94.51K
VANGUARD INTL EQUITY INDEX F
SOLEShares93.57K
TypeSH
Market value$6.68M
2.46%
Sole
0.00
Shared
0.00
None
93.57K
VANGUARD MALVERN FDS
SOLEShares82.81K
TypeSH
Market value$6.49M
2.39%
Sole
0.00
Shared
0.00
None
82.81K
VANGUARD INTL EQUITY INDEX F
SOLEShares43.07K
TypeSH
Market value$5.93M
2.19%
Sole
0.00
Shared
0.00
None
43.07K
VANGUARD INTL EQUITY INDEX F
SOLEShares108.39K
TypeSH
Market value$5.87M
2.17%
Sole
0.00
Shared
0.00
None
108.39K
SPDR S&P 500 ETF TR
SOLEShares8.66K
TypeSH
Market value$5.77M
2.13%
Sole
0.00
Shared
0.00
None
8.66K
VANGUARD WHITEHALL FDS
SOLEShares40.67K
TypeSH
Market value$5.73M
2.11%
Sole
0.00
Shared
0.00
None
40.67K
VANGUARD SPECIALIZED FUNDS
SOLEShares24.20K
TypeSH
Market value$5.22M
1.93%
Sole
0.00
Shared
0.00
None
24.20K
VANGUARD WORLD FD
SOLEShares12.47K
TypeSH
Market value$5.02M
1.85%
Sole
0.00
Shared
0.00
None
12.47K
SCHWAB STRATEGIC TR
SOLEShares214.08K
TypeSH
Market value$4.98M
1.84%
Sole
0.00
Shared
0.00
None
214.08K
AMAZON COM INC
SOLEShares21.26K
TypeSH
Market value$4.67M
1.72%
Sole
0.00
Shared
0.00
None
21.26K
VANGUARD WORLD FD
SOLEShares31.67K
TypeSH
Market value$4.36M
1.61%
Sole
0.00
Shared
0.00
None
31.67K
ISHARES TR
SOLEShares75.09K
TypeSH
Market value$3.85M
1.42%
Sole
0.00
Shared
0.00
None
75.09K
SCHWAB STRATEGIC TR
SOLEShares137.93K
TypeSH
Market value$3.77M
1.39%
Sole
0.00
Shared
0.00
None
137.93K
SCHWAB STRATEGIC TR
SOLEShares148.97K
TypeSH
Market value$3.50M
1.29%
Sole
0.00
Shared
0.00
None
148.97K
VANGUARD SCOTTSDALE FDS
SOLEShares56.42K
TypeSH
Market value$3.32M
1.22%
Sole
0.00
Shared
0.00
None
56.42K
VANGUARD WHITEHALL FDS
SOLEShares34.70K
TypeSH
Market value$2.94M
1.08%
Sole
0.00
Shared
0.00
None
34.70K
SCHWAB STRATEGIC TR
SOLEShares117.92K
TypeSH
Market value$2.88M
1.06%
Sole
0.00
Shared
0.00
None
117.92K
SCHWAB STRATEGIC TR
SOLEShares99.75K
TypeSH
Market value$2.59M
0.95%
Sole
0.00
Shared
0.00
None
99.75K
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 119.99K | SH | $39.38M 14.52% | 0.00 | 0.00 | 119.99K |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 887.20K | SH | $22.81M 8.41% | 0.00 | 0.00 | 887.20K |
VANGUARD STAR FDSSOLE | VG TL INTL STK F | 238.39K | SH | $17.51M 6.46% | 0.00 | 0.00 | 238.39K |
MICROSOFT CORPSOLE | COM | 27.62K | SH | $14.30M 5.27% | 0.00 | 0.00 | 27.62K |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 240.90K | SH | $11.91M 4.39% | 0.00 | 0.00 | 240.90K |
VANGUARD BD INDEX FDSSOLE | TOTAL BND MRKT | 153.77K | SH | $11.44M 4.22% | 0.00 | 0.00 | 153.77K |
SPDR SERIES TRUSTSOLE | PORTFOLI S&P1500 | 94.51K | SH | $7.62M 2.81% | 0.00 | 0.00 | 94.51K |
VANGUARD INTL EQUITY INDEX FSOLE | ALLWRLD EX US | 93.57K | SH | $6.68M 2.46% | 0.00 | 0.00 | 93.57K |
VANGUARD MALVERN FDSSOLE | CORE BD ETF | 82.81K | SH | $6.49M 2.39% | 0.00 | 0.00 | 82.81K |
VANGUARD INTL EQUITY INDEX FSOLE | TT WRLD ST ETF | 43.07K | SH | $5.93M 2.19% | 0.00 | 0.00 | 43.07K |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 108.39K | SH | $5.87M 2.17% | 0.00 | 0.00 | 108.39K |
SPDR S&P 500 ETF TRSOLE | TR UNIT | 8.66K | SH | $5.77M 2.13% | 0.00 | 0.00 | 8.66K |
VANGUARD WHITEHALL FDSSOLE | HIGH DIV YLD | 40.67K | SH | $5.73M 2.11% | 0.00 | 0.00 | 40.67K |
VANGUARD SPECIALIZED FUNDSSOLE | DIV APP ETF | 24.20K | SH | $5.22M 1.93% | 0.00 | 0.00 | 24.20K |
VANGUARD WORLD FDSOLE | MEGA GRWTH IND | 12.47K | SH | $5.02M 1.85% | 0.00 | 0.00 | 12.47K |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 214.08K | SH | $4.98M 1.84% | 0.00 | 0.00 | 214.08K |
AMAZON COM INCSOLE | COM | 21.26K | SH | $4.67M 1.72% | 0.00 | 0.00 | 21.26K |
VANGUARD WORLD FDSOLE | MEGA CAP VAL ETF | 31.67K | SH | $4.36M 1.61% | 0.00 | 0.00 | 31.67K |
ISHARES TRSOLE | CORE INTL AGGR | 75.09K | SH | $3.85M 1.42% | 0.00 | 0.00 | 75.09K |
SCHWAB STRATEGIC TRSOLE | US DIVIDEND EQ | 137.93K | SH | $3.77M 1.39% | 0.00 | 0.00 | 137.93K |
SCHWAB STRATEGIC TRSOLE | US AGGREGATE B | 148.97K | SH | $3.50M 1.29% | 0.00 | 0.00 | 148.97K |
VANGUARD SCOTTSDALE FDSSOLE | SHORT TERM TREAS | 56.42K | SH | $3.32M 1.22% | 0.00 | 0.00 | 56.42K |
VANGUARD WHITEHALL FDSSOLE | INTL HIGH ETF | 34.70K | SH | $2.94M 1.08% | 0.00 | 0.00 | 34.70K |
SCHWAB STRATEGIC TRSOLE | SHT TM US TRES | 117.92K | SH | $2.88M 1.06% | 0.00 | 0.00 | 117.92K |
SCHWAB STRATEGIC TRSOLE | CORE BOND ETF | 99.75K | SH | $2.59M 0.95% | 0.00 | 0.00 | 99.75K |
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