BETTERMENT LLC

PrivateCIK: 1633901
Location

NEW YORK, NY

615
Positions
$52.79M
Total AUM (reported)
693.37M
Total Shares

Allocation by class

TOTAL AUM$52.79M615 positions
STATE STREET SPD$10.01M19.0%
VAN FTSE DEV MKT$8.84M16.7%
TOTAL STK MKT$7.87M14.9%
FTSE EMR MKT ETF$2.88M5.5%
CORE US AGGBD ET$2.37M4.5%
NATIONAL MUN ETF$2.08M3.9%
CORE S&P TTL STK$1.51M2.9%

Portfolio Concentration

Top 344.9%4–1022.6%11–2517.5%Rest15.0%TOP 1067.5%0%100%
Top 3$23.72M44.9%
4–10$11.93M22.6%
11–25$9.22M17.5%
Rest$7.92M15.0%

Top 3 weight

44.9%

Top 10 weight

67.5%

Voting Authority Distribution

Total shares with voting rights: 52.79M

Sole

Full voting authority

52.79M

shares

% of voting shares100.0%
Shared

Joint voting authority

0.00

shares

% of voting shares0.0%
None

No voting authority

0.00

shares

% of voting shares0.0%

Investment Discretion (by position count)

Sole615
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings615
Rows:

VANGUARD TAX MANAGED INTL FD

SOLE
VAN FTSE DEV MKT
Shares137.93M
TypeSH
Market value$8.84M
16.74%
Sole
8.84M
Shared
0.00
None
0.00

VANGUARD INDEX FDS

SOLE
TOTAL STK MKT
Shares24.53M
TypeSH
Market value$7.87M
14.90%
Sole
7.87M
Shared
0.00
None
0.00

SPDR State Street Global Advisors

SOLE
STATE STREET SPD
Shares91.63M
TypeSH
Market value$7.01M
13.28%
Sole
7.01M
Shared
0.00
None
0.00

VANGUARD INTL EQUITY INDEX F

SOLE
FTSE EMR MKT ETF
Shares53.37M
TypeSH
Market value$2.88M
5.46%
Sole
2.88M
Shared
0.00
None
0.00

ISHARES TR

SOLE
CORE US AGGBD ET
Shares23.91M
TypeSH
Market value$2.37M
4.50%
Sole
2.37M
Shared
0.00
None
0.00

ISHARES TR

SOLE
NATIONAL MUN ETF
Shares19.58M
TypeSH
Market value$2.08M
3.94%
Sole
2.08M
Shared
0.00
None
0.00

ISHARES TR

SOLE
CORE S&P TTL STK
Shares10.62M
TypeSH
Market value$1.51M
2.86%
Sole
1.51M
Shared
0.00
None
0.00

SPDR State Street Global Advisors

SOLE
STATE STREET SPD
Shares20.20M
TypeSH
Market value$1.20M
2.27%
Sole
1.20M
Shared
0.00
None
0.00

VANGUARD INDEX FDS

SOLE
VALUE ETF
Shares4.86M
TypeSH
Market value$954.4K
1.81%
Sole
954.43K
Shared
0.00
None
0.00

VANGUARD CHARLOTTE FDS

SOLE
TOTAL INT BD ETF
Shares19.40M
TypeSH
Market value$932.2K
1.77%
Sole
932.20K
Shared
0.00
None
0.00

SPDR State Street Global Advisors

SOLE
STATE STREET SPD
Shares19.02M
TypeSH
Market value$919.0K
1.74%
Sole
919K
Shared
0.00
None
0.00

ISHARES TR

SOLE
CORE MSCI EAFE
Shares9.26M
TypeSH
Market value$838.5K
1.59%
Sole
838.53K
Shared
0.00
None
0.00

SCHWAB STRATEGIC TR

SOLE
US LRG CAP ETF
Shares28.60M
TypeSH
Market value$733.3K
1.39%
Sole
733.29K
Shared
0.00
None
0.00

Goldman Sachs

SOLE
ACTIVEBETA US LG
Shares5.77M
TypeSH
Market value$721.9K
1.37%
Sole
721.88K
Shared
0.00
None
0.00

JP Morgan

SOLE
ULTRA SHRT ETF
Shares13.65M
TypeSH
Market value$690.9K
1.31%
Sole
690.93K
Shared
0.00
None
0.00

VANGUARD INDEX FDS

SOLE
MCAP VL IDXVIP
Shares3.74M
TypeSH
Market value$689.6K
1.31%
Sole
689.55K
Shared
0.00
None
0.00

VANGUARD INDEX FDS

SOLE
SM CP VAL ETF
Shares2.92M
TypeSH
Market value$633.7K
1.20%
Sole
633.75K
Shared
0.00
None
0.00

Goldman Sachs

SOLE
ACCES TREASURY
Shares6.10M
TypeSH
Market value$611.1K
1.16%
Sole
611.08K
Shared
0.00
None
0.00

iShares

SOLE
ESG AWR MSCI USA
Shares4.04M
TypeSH
Market value$571.6K
1.08%
Sole
571.61K
Shared
0.00
None
0.00

SCHWAB STRATEGIC TR

SOLE
INTL EQTY ETF
Shares21.21M
TypeSH
Market value$524.9K
0.99%
Sole
524.93K
Shared
0.00
None
0.00

SPDR SERIES TRUST

SOLE
STATE STREET SPD
Shares11.56M
TypeSH
Market value$524.3K
0.99%
Sole
524.29K
Shared
0.00
None
0.00

ISHARES TR

SOLE
JPMORGAN USD EMG
Shares5.41M
TypeSH
Market value$507.9K
0.96%
Sole
507.95K
Shared
0.00
None
0.00

iShares

SOLE
0-5 YR TIPS ETF
Shares4.49M
TypeSH
Market value$464.1K
0.88%
Sole
464.15K
Shared
0.00
None
0.00

SCHWAB STRATEGIC TR

SOLE
US BRD MKT ETF
Shares15.72M
TypeSH
Market value$394.5K
0.75%
Sole
394.52K
Shared
0.00
None
0.00

ISHARES INC

SOLE
CORE MSCI EMKT
Shares5.65M
TypeSH
Market value$394.3K
0.75%
Sole
394.33K
Shared
0.00
None
0.00
Page 1 of 25