Filed: 11/14/2024ACC: 0001633901-24-000007
📋 What this filing means
BETTERMENT LLC filed this quarterly 13F‑HR report disclosing 421 equity positions with a total reported market value of $41.90M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
421
Positions
$41.90M
Total AUM (reported)
538.28M
Total Shares
Allocation by class
TOTAL STK MKT$7.83M18.7%
VAN FTSE DEV MKT$6.73M16.1%
PORTFOLIO S&P500$3.31M7.9%
FTSE EMR MKT ETF$2.82M6.7%
CORE US AGGBD ET$1.90M4.5%
NATIONAL MUN ETF$1.83M4.4%
CORE S&P TTL STK$1.52M3.6%
Portfolio Concentration
Top 3$17.87M42.7%
4–10$11.07M26.4%
11–25$8.19M19.5%
Rest$4.77M11.4%
Top 3 weight
42.7%
Top 10 weight
69.1%
Voting Authority Distribution
Total shares with voting rights: 41.90M
Sole
Full voting authority
41.90M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole421
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings421
Rows:
VANGUARD INDEX FDS
SOLEShares27.66M
TypeSH
Market value$7.83M
18.69%
Sole
7.83M
Shared
0.00
None
0.00
VANGUARD TAX MANAGED INTL FD
SOLEShares127.35M
TypeSH
Market value$6.73M
16.05%
Sole
6.73M
Shared
0.00
None
0.00
SPDR State Street Global Advisors
SOLEShares49.09M
TypeSH
Market value$3.31M
7.91%
Sole
3.31M
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares58.84M
TypeSH
Market value$2.82M
6.72%
Sole
2.82M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares18.76M
TypeSH
Market value$1.90M
4.54%
Sole
1.90M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares16.89M
TypeSH
Market value$1.83M
4.38%
Sole
1.83M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares12.13M
TypeSH
Market value$1.52M
3.64%
Sole
1.52M
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares20.77M
TypeSH
Market value$1.04M
2.49%
Sole
1.04M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares5.79M
TypeSH
Market value$1.01M
2.41%
Sole
1.01M
Shared
0.00
None
0.00
SPDR State Street Global Advisors
SOLEShares17.29M
TypeSH
Market value$945.2K
2.26%
Sole
945.18K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares11.37M
TypeSH
Market value$887.6K
2.12%
Sole
887.64K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.72M
TypeSH
Market value$816.4K
1.95%
Sole
816.41K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares4.68M
TypeSH
Market value$784.8K
1.87%
Sole
784.81K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares3.70M
TypeSH
Market value$742.4K
1.77%
Sole
742.44K
Shared
0.00
None
0.00
SPDR State Street Global Advisors
SOLEShares15.47M
TypeSH
Market value$704.1K
1.68%
Sole
704.08K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares5.22M
TypeSH
Market value$590.0K
1.41%
Sole
589.96K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares5.42M
TypeSH
Market value$543.3K
1.30%
Sole
543.25K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares12.50M
TypeSH
Market value$513.8K
1.23%
Sole
513.84K
Shared
0.00
None
0.00
ISHARES INC
SOLEShares8.66M
TypeSH
Market value$496.9K
1.19%
Sole
496.94K
Shared
0.00
None
0.00
iShares
SOLEShares3.32M
TypeSH
Market value$418.7K
1.00%
Sole
418.66K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares6.06M
TypeSH
Market value$402.8K
0.96%
Sole
402.80K
Shared
0.00
None
0.00
iShares
SOLEShares3.87M
TypeSH
Market value$392.0K
0.94%
Sole
392.02K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares6.85M
TypeSH
Market value$320.7K
0.77%
Sole
320.66K
Shared
0.00
None
0.00
JP Morgan
SOLEShares5.72M
TypeSH
Market value$290.3K
0.69%
Sole
290.31K
Shared
0.00
None
0.00
iShares
SOLEShares3.35M
TypeSH
Market value$282.0K
0.67%
Sole
281.99K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 27.66M | SH | $7.83M 18.69% | 7.83M | 0.00 | 0.00 |
VANGUARD TAX MANAGED INTL FDSOLE | VAN FTSE DEV MKT | 127.35M | SH | $6.73M 16.05% | 6.73M | 0.00 | 0.00 |
SPDR State Street Global AdvisorsSOLE | PORTFOLIO S&P500 | 49.09M | SH | $3.31M 7.91% | 3.31M | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 58.84M | SH | $2.82M 6.72% | 2.82M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 18.76M | SH | $1.90M 4.54% | 1.90M | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 16.89M | SH | $1.83M 4.38% | 1.83M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P TTL STK | 12.13M | SH | $1.52M 3.64% | 1.52M | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 20.77M | SH | $1.04M 2.49% | 1.04M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 5.79M | SH | $1.01M 2.41% | 1.01M | 0.00 | 0.00 |
SPDR State Street Global AdvisorsSOLE | PORTFOLIO S&P400 | 17.29M | SH | $945.2K 2.26% | 945.18K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 11.37M | SH | $887.6K 2.12% | 887.64K | 0.00 | 0.00 |
ISHARES TRSOLE | JPMORGAN USD EMG | 8.72M | SH | $816.4K 1.95% | 816.41K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 4.68M | SH | $784.8K 1.87% | 784.81K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 3.70M | SH | $742.4K 1.77% | 742.44K | 0.00 | 0.00 |
SPDR State Street Global AdvisorsSOLE | PORTFOLIO S&P600 | 15.47M | SH | $704.1K 1.68% | 704.08K | 0.00 | 0.00 |
Goldman SachsSOLE | ACTIVEBETA US LG | 5.22M | SH | $590.0K 1.41% | 589.96K | 0.00 | 0.00 |
Goldman SachsSOLE | ACCES TREASURY | 5.42M | SH | $543.3K 1.30% | 543.25K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 12.50M | SH | $513.8K 1.23% | 513.84K | 0.00 | 0.00 |
ISHARES INCSOLE | CORE MSCI EMKT | 8.66M | SH | $496.9K 1.19% | 496.94K | 0.00 | 0.00 |
iSharesSOLE | ESG AWR MSCI USA | 3.32M | SH | $418.7K 1.00% | 418.66K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 6.06M | SH | $402.8K 0.96% | 402.80K | 0.00 | 0.00 |
iSharesSOLE | 0-5 YR TIPS ETF | 3.87M | SH | $392.0K 0.94% | 392.02K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | NUVEEN BLMBRG MU | 6.85M | SH | $320.7K 0.77% | 320.66K | 0.00 | 0.00 |
JP MorganSOLE | ULTRA SHRT ETF | 5.72M | SH | $290.3K 0.69% | 290.31K | 0.00 | 0.00 |
iSharesSOLE | ESG AW MSCI EAFE | 3.35M | SH | $282.0K 0.67% | 281.99K | 0.00 | 0.00 |
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