Filed: 8/14/2024ACC: 0001633901-24-000004
📋 What this filing means
BETTERMENT LLC filed this quarterly 13F‑HR report disclosing 392 equity positions with a total reported market value of $38.60M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
392
Positions
$38.60M
Total AUM (reported)
519.43M
Total Shares
Allocation by class
TOTAL STK MKT$7.57M19.6%
VAN FTSE DEV MKT$6.16M16.0%
PORTFOLIO S&P500$2.73M7.1%
FTSE EMR MKT ETF$2.57M6.6%
CORE US AGGBD ET$1.79M4.6%
NATIONAL MUN ETF$1.68M4.4%
CORE S&P TTL STK$1.47M3.8%
Portfolio Concentration
Top 3$16.46M42.6%
4–10$10.32M26.7%
11–25$7.62M19.7%
Rest$4.20M10.9%
Top 3 weight
42.6%
Top 10 weight
69.4%
Voting Authority Distribution
Total shares with voting rights: 38.60M
Sole
Full voting authority
38.60M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole392
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings392
Rows:
VANGUARD INDEX FDS
SOLEShares28.30M
TypeSH
Market value$7.57M
19.61%
Sole
7.57M
Shared
0.00
None
0.00
VANGUARD TAX MANAGED INTL FD
SOLEShares124.62M
TypeSH
Market value$6.16M
15.95%
Sole
6.16M
Shared
0.00
None
0.00
SPDR State Street Global Advisors
SOLEShares42.72M
TypeSH
Market value$2.73M
7.08%
Sole
2.73M
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares58.62M
TypeSH
Market value$2.57M
6.65%
Sole
2.57M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares18.48M
TypeSH
Market value$1.79M
4.65%
Sole
1.79M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares15.77M
TypeSH
Market value$1.68M
4.35%
Sole
1.68M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares12.39M
TypeSH
Market value$1.47M
3.81%
Sole
1.47M
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares20.54M
TypeSH
Market value$999.8K
2.59%
Sole
999.83K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares5.97M
TypeSH
Market value$957.9K
2.48%
Sole
957.88K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares11.68M
TypeSH
Market value$848.2K
2.20%
Sole
848.23K
Shared
0.00
None
0.00
SPDR State Street Global Advisors
SOLEShares16.26M
TypeSH
Market value$834.1K
2.16%
Sole
834.06K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.57M
TypeSH
Market value$758.3K
1.96%
Sole
758.29K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares4.84M
TypeSH
Market value$728.4K
1.89%
Sole
728.41K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares3.83M
TypeSH
Market value$699.7K
1.81%
Sole
699.72K
Shared
0.00
None
0.00
SPDR State Street Global Advisors
SOLEShares14.65M
TypeSH
Market value$608.2K
1.58%
Sole
608.25K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares5.10M
TypeSH
Market value$545.8K
1.41%
Sole
545.76K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares5.22M
TypeSH
Market value$522.9K
1.35%
Sole
522.87K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares12.72M
TypeSH
Market value$488.6K
1.27%
Sole
488.58K
Shared
0.00
None
0.00
ISHARES INC
SOLEShares9.06M
TypeSH
Market value$484.9K
1.26%
Sole
484.91K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares6.17M
TypeSH
Market value$388.0K
1.01%
Sole
387.97K
Shared
0.00
None
0.00
iShares
SOLEShares3.23M
TypeSH
Market value$385.2K
1.00%
Sole
385.18K
Shared
0.00
None
0.00
iShares
SOLEShares3.37M
TypeSH
Market value$335.6K
0.87%
Sole
335.61K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares6.90M
TypeSH
Market value$315.9K
0.82%
Sole
315.86K
Shared
0.00
None
0.00
iShares
SOLEShares3.36M
TypeSH
Market value$264.5K
0.69%
Sole
264.49K
Shared
0.00
None
0.00
JP Morgan
SOLEShares5.18M
TypeSH
Market value$261.5K
0.68%
Sole
261.45K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 28.30M | SH | $7.57M 19.61% | 7.57M | 0.00 | 0.00 |
VANGUARD TAX MANAGED INTL FDSOLE | VAN FTSE DEV MKT | 124.62M | SH | $6.16M 15.95% | 6.16M | 0.00 | 0.00 |
SPDR State Street Global AdvisorsSOLE | PORTFOLIO S&P500 | 42.72M | SH | $2.73M 7.08% | 2.73M | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 58.62M | SH | $2.57M 6.65% | 2.57M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 18.48M | SH | $1.79M 4.65% | 1.79M | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 15.77M | SH | $1.68M 4.35% | 1.68M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P TTL STK | 12.39M | SH | $1.47M 3.81% | 1.47M | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 20.54M | SH | $999.8K 2.59% | 999.83K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 5.97M | SH | $957.9K 2.48% | 957.88K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 11.68M | SH | $848.2K 2.20% | 848.23K | 0.00 | 0.00 |
SPDR State Street Global AdvisorsSOLE | PORTFOLIO S&P400 | 16.26M | SH | $834.1K 2.16% | 834.06K | 0.00 | 0.00 |
ISHARES TRSOLE | JPMORGAN USD EMG | 8.57M | SH | $758.3K 1.96% | 758.29K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 4.84M | SH | $728.4K 1.89% | 728.41K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 3.83M | SH | $699.7K 1.81% | 699.72K | 0.00 | 0.00 |
SPDR State Street Global AdvisorsSOLE | PORTFOLIO S&P600 | 14.65M | SH | $608.2K 1.58% | 608.25K | 0.00 | 0.00 |
Goldman SachsSOLE | ACTIVEBETA US LG | 5.10M | SH | $545.8K 1.41% | 545.76K | 0.00 | 0.00 |
Goldman SachsSOLE | ACCES TREASURY | 5.22M | SH | $522.9K 1.35% | 522.87K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 12.72M | SH | $488.6K 1.27% | 488.58K | 0.00 | 0.00 |
ISHARES INCSOLE | CORE MSCI EMKT | 9.06M | SH | $484.9K 1.26% | 484.91K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 6.17M | SH | $388.0K 1.01% | 387.97K | 0.00 | 0.00 |
iSharesSOLE | ESG AWR MSCI USA | 3.23M | SH | $385.2K 1.00% | 385.18K | 0.00 | 0.00 |
iSharesSOLE | 0-5 YR TIPS ETF | 3.37M | SH | $335.6K 0.87% | 335.61K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | NUVEEN BLMBRG MU | 6.90M | SH | $315.9K 0.82% | 315.86K | 0.00 | 0.00 |
iSharesSOLE | ESG AW MSCI EAFE | 3.36M | SH | $264.5K 0.69% | 264.49K | 0.00 | 0.00 |
JP MorganSOLE | ULTRA SHRT INC | 5.18M | SH | $261.5K 0.68% | 261.45K | 0.00 | 0.00 |
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