Filed: 5/10/2024ACC: 0001633901-24-000003
📋 What this filing means
BETTERMENT LLC filed this quarterly 13F‑HR report disclosing 352 equity positions with a total reported market value of $37.27M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
352
Positions
$37.27M
Total AUM (reported)
498.78M
Total Shares
Allocation by class
TOTAL STK MKT$7.51M20.1%
VAN FTSE DEV MKT$5.98M16.0%
FTSE EMR MKT ETF$2.67M7.2%
PORTFOLIO S&P500$2.07M5.6%
CORE US AGGBD ET$1.73M4.6%
CORE S&P TTL STK$1.46M3.9%
NATIONAL MUN ETF$1.44M3.9%
Portfolio Concentration
Top 3$16.16M43.3%
4–10$9.77M26.2%
11–25$7.62M20.4%
Rest$3.73M10.0%
Top 3 weight
43.3%
Top 10 weight
69.6%
Voting Authority Distribution
Total shares with voting rights: 37.27M
Sole
Full voting authority
37.27M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole352
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings352
Rows:
VANGUARD INDEX FDS
SOLEShares28.89M
TypeSH
Market value$7.51M
20.15%
Sole
7.51M
Shared
0.00
None
0.00
VANGUARD TAX MANAGED INTL FD
SOLEShares119.21M
TypeSH
Market value$5.98M
16.05%
Sole
5.98M
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares63.82M
TypeSH
Market value$2.67M
7.15%
Sole
2.67M
Shared
0.00
None
0.00
SPDR State Street Global Advisors
SOLEShares33.63M
TypeSH
Market value$2.07M
5.55%
Sole
2.07M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares17.62M
TypeSH
Market value$1.73M
4.63%
Sole
1.73M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares12.69M
TypeSH
Market value$1.46M
3.93%
Sole
1.46M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares13.43M
TypeSH
Market value$1.44M
3.88%
Sole
1.44M
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares23.26M
TypeSH
Market value$1.14M
3.07%
Sole
1.14M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares6.50M
TypeSH
Market value$1.06M
2.84%
Sole
1.06M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares11.65M
TypeSH
Market value$864.5K
2.32%
Sole
864.51K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares5.41M
TypeSH
Market value$844.1K
2.26%
Sole
844.13K
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares4.26M
TypeSH
Market value$817.7K
2.19%
Sole
817.72K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.75M
TypeSH
Market value$784.5K
2.10%
Sole
784.51K
Shared
0.00
None
0.00
SPDR State Street Global Advisors
SOLEShares14.52M
TypeSH
Market value$774.6K
2.08%
Sole
774.63K
Shared
0.00
None
0.00
SPDR State Street Global Advisors
SOLEShares13.16M
TypeSH
Market value$566.4K
1.52%
Sole
566.37K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares5.35M
TypeSH
Market value$539.7K
1.45%
Sole
539.74K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares13.13M
TypeSH
Market value$512.4K
1.37%
Sole
512.37K
Shared
0.00
None
0.00
ISHARES INC
SOLEShares9.44M
TypeSH
Market value$487.1K
1.31%
Sole
487.12K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares3.91M
TypeSH
Market value$406.0K
1.09%
Sole
406.02K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares6.32M
TypeSH
Market value$385.6K
1.03%
Sole
385.61K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares7.04M
TypeSH
Market value$327.0K
0.88%
Sole
327.01K
Shared
0.00
None
0.00
iShares
SOLEShares4.01M
TypeSH
Market value$320.8K
0.86%
Sole
320.79K
Shared
0.00
None
0.00
iShares
SOLEShares3.11M
TypeSH
Market value$309.6K
0.83%
Sole
309.56K
Shared
0.00
None
0.00
iShares
SOLEShares2.56M
TypeSH
Market value$294.6K
0.79%
Sole
294.56K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares1.98M
TypeSH
Market value$248.0K
0.67%
Sole
247.99K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 28.89M | SH | $7.51M 20.15% | 7.51M | 0.00 | 0.00 |
VANGUARD TAX MANAGED INTL FDSOLE | VAN FTSE DEV MKT | 119.21M | SH | $5.98M 16.05% | 5.98M | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 63.82M | SH | $2.67M 7.15% | 2.67M | 0.00 | 0.00 |
SPDR State Street Global AdvisorsSOLE | PORTFOLIO S&P500 | 33.63M | SH | $2.07M 5.55% | 2.07M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 17.62M | SH | $1.73M 4.63% | 1.73M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P TTL STK | 12.69M | SH | $1.46M 3.93% | 1.46M | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 13.43M | SH | $1.44M 3.88% | 1.44M | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 23.26M | SH | $1.14M 3.07% | 1.14M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 6.50M | SH | $1.06M 2.84% | 1.06M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 11.65M | SH | $864.5K 2.32% | 864.51K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 5.41M | SH | $844.1K 2.26% | 844.13K | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 4.26M | SH | $817.7K 2.19% | 817.72K | 0.00 | 0.00 |
ISHARES TRSOLE | JPMORGAN USD EMG | 8.75M | SH | $784.5K 2.10% | 784.51K | 0.00 | 0.00 |
SPDR State Street Global AdvisorsSOLE | PORTFOLIO S&P400 | 14.52M | SH | $774.6K 2.08% | 774.63K | 0.00 | 0.00 |
SPDR State Street Global AdvisorsSOLE | PORTFOLIO S&P600 | 13.16M | SH | $566.4K 1.52% | 566.37K | 0.00 | 0.00 |
Goldman SachsSOLE | ACCES TREASURY | 5.35M | SH | $539.7K 1.45% | 539.74K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 13.13M | SH | $512.4K 1.37% | 512.37K | 0.00 | 0.00 |
ISHARES INCSOLE | CORE MSCI EMKT | 9.44M | SH | $487.1K 1.31% | 487.12K | 0.00 | 0.00 |
Goldman SachsSOLE | ACTIVEBETA US LG | 3.91M | SH | $406.0K 1.09% | 406.02K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 6.32M | SH | $385.6K 1.03% | 385.61K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | NUVEEN BLMBRG MU | 7.04M | SH | $327.0K 0.88% | 327.01K | 0.00 | 0.00 |
iSharesSOLE | ESG AW MSCI EAFE | 4.01M | SH | $320.8K 0.86% | 320.79K | 0.00 | 0.00 |
iSharesSOLE | 0-5 YR TIPS ETF | 3.11M | SH | $309.6K 0.83% | 309.56K | 0.00 | 0.00 |
iSharesSOLE | ESG AWR MSCI USA | 2.56M | SH | $294.6K 0.79% | 294.56K | 0.00 | 0.00 |
ISHARES TRSOLE | RUS MDCP VAL ETF | 1.98M | SH | $248.0K 0.67% | 247.99K | 0.00 | 0.00 |
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