Filed: 2/9/2024ACC: 0001633901-24-000001
📋 What this filing means
BETTERMENT LLC filed this quarterly 13F‑HR report disclosing 313 equity positions with a total reported market value of $34.73M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
313
Positions
$34.73M
Total AUM (reported)
464.56M
Total Shares
Allocation by class
TOTAL STK MKT$7.01M20.2%
VAN FTSE DEV MKT$5.26M15.1%
FTSE EMR MKT ETF$3.32M9.6%
TOTAL INT BD ETF$1.90M5.5%
VALUE ETF$1.90M5.5%
MCAP VL IDXVIP$1.57M4.5%
SM CP VAL ETF$1.45M4.2%
Portfolio Concentration
Top 3$15.58M44.9%
4–10$10.22M29.4%
11–25$6.19M17.8%
Rest$2.74M7.9%
Top 3 weight
44.9%
Top 10 weight
74.3%
Voting Authority Distribution
Total shares with voting rights: 34.73M
Sole
Full voting authority
34.73M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole313
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings313
Rows:
VANGUARD INDEX FDS
SOLEShares29.53M
TypeSH
Market value$7.01M
20.17%
Sole
7.01M
Shared
0.00
None
0.00
VANGUARD TAX MANAGED INTL FD
SOLEShares109.76M
TypeSH
Market value$5.26M
15.14%
Sole
5.26M
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares80.80M
TypeSH
Market value$3.32M
9.56%
Sole
3.32M
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares38.51M
TypeSH
Market value$1.90M
5.47%
Sole
1.90M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares12.71M
TypeSH
Market value$1.90M
5.47%
Sole
1.90M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares10.83M
TypeSH
Market value$1.57M
4.52%
Sole
1.57M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares8.08M
TypeSH
Market value$1.45M
4.18%
Sole
1.45M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares13.17M
TypeSH
Market value$1.39M
3.99%
Sole
1.39M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares9.76M
TypeSH
Market value$1.06M
3.05%
Sole
1.06M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares9.62M
TypeSH
Market value$954.4K
2.75%
Sole
954.39K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares10.30M
TypeSH
Market value$917.5K
2.64%
Sole
917.48K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares12.05M
TypeSH
Market value$847.7K
2.44%
Sole
847.66K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares5.54M
TypeSH
Market value$553.0K
1.59%
Sole
552.99K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares14.22M
TypeSH
Market value$525.5K
1.51%
Sole
525.50K
Shared
0.00
None
0.00
ISHARES INC
SOLEShares9.97M
TypeSH
Market value$504.3K
1.45%
Sole
504.33K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares6.52M
TypeSH
Market value$362.8K
1.04%
Sole
362.83K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares3.62M
TypeSH
Market value$339.7K
0.98%
Sole
339.73K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares7.22M
TypeSH
Market value$339.4K
0.98%
Sole
339.45K
Shared
0.00
None
0.00
iShares
SOLEShares3.22M
TypeSH
Market value$317.6K
0.91%
Sole
317.60K
Shared
0.00
None
0.00
iShares
SOLEShares3.84M
TypeSH
Market value$289.8K
0.83%
Sole
289.81K
Shared
0.00
None
0.00
iShares
SOLEShares2.55M
TypeSH
Market value$267.9K
0.77%
Sole
267.91K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.28M
TypeSH
Market value$251.5K
0.72%
Sole
251.47K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.07M
TypeSH
Market value$241.3K
0.69%
Sole
241.26K
Shared
0.00
None
0.00
VANGUARD MALVERN FDS
SOLEShares4.72M
TypeSH
Market value$224.4K
0.65%
Sole
224.36K
Shared
0.00
None
0.00
iShares
SOLEShares1.24M
TypeSH
Market value$205.5K
0.59%
Sole
205.45K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 29.53M | SH | $7.01M 20.17% | 7.01M | 0.00 | 0.00 |
VANGUARD TAX MANAGED INTL FDSOLE | VAN FTSE DEV MKT | 109.76M | SH | $5.26M 15.14% | 5.26M | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 80.80M | SH | $3.32M 9.56% | 3.32M | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 38.51M | SH | $1.90M 5.47% | 1.90M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 12.71M | SH | $1.90M 5.47% | 1.90M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 10.83M | SH | $1.57M 4.52% | 1.57M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 8.08M | SH | $1.45M 4.18% | 1.45M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P TTL STK | 13.17M | SH | $1.39M 3.99% | 1.39M | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 9.76M | SH | $1.06M 3.05% | 1.06M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 9.62M | SH | $954.4K 2.75% | 954.39K | 0.00 | 0.00 |
ISHARES TRSOLE | JPMORGAN USD EMG | 10.30M | SH | $917.5K 2.64% | 917.48K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 12.05M | SH | $847.7K 2.44% | 847.66K | 0.00 | 0.00 |
Goldman SachsSOLE | ACCES TREASURY | 5.54M | SH | $553.0K 1.59% | 552.99K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 14.22M | SH | $525.5K 1.51% | 525.50K | 0.00 | 0.00 |
ISHARES INCSOLE | CORE MSCI EMKT | 9.97M | SH | $504.3K 1.45% | 504.33K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 6.52M | SH | $362.8K 1.04% | 362.83K | 0.00 | 0.00 |
Goldman SachsSOLE | ACTIVEBETA US LG | 3.62M | SH | $339.7K 0.98% | 339.73K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | NUVEEN BLMBRG MU | 7.22M | SH | $339.4K 0.98% | 339.45K | 0.00 | 0.00 |
iSharesSOLE | 0-5 YR TIPS ETF | 3.22M | SH | $317.6K 0.91% | 317.60K | 0.00 | 0.00 |
iSharesSOLE | ESG AW MSCI EAFE | 3.84M | SH | $289.8K 0.83% | 289.81K | 0.00 | 0.00 |
iSharesSOLE | ESG AWR MSCI USA | 2.55M | SH | $267.9K 0.77% | 267.91K | 0.00 | 0.00 |
ISHARES TRSOLE | SHORT TREAS BD | 2.28M | SH | $251.5K 0.72% | 251.47K | 0.00 | 0.00 |
ISHARES TRSOLE | RUS MDCP VAL ETF | 2.07M | SH | $241.3K 0.69% | 241.26K | 0.00 | 0.00 |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 4.72M | SH | $224.4K 0.65% | 224.36K | 0.00 | 0.00 |
iSharesSOLE | MSCI LW CRB TG | 1.24M | SH | $205.5K 0.59% | 205.45K | 0.00 | 0.00 |
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