Filed: 5/15/2023ACC: 0001633901-23-000003
📋 What this filing means
BETTERMENT LLC filed this quarterly 13F‑HR report disclosing 265 equity positions with a total reported market value of $30.88M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
265
Positions
$30.88M
Total AUM (reported)
442.44M
Total Shares
Allocation by class
TOTAL STK MKT$6.00M19.4%
VAN FTSE DEV MKT$4.68M15.2%
FTSE EMR MKT ETF$2.93M9.5%
TOTAL INT BD ETF$1.73M5.6%
VALUE ETF$1.69M5.5%
MCAP VL IDXVIP$1.37M4.4%
CORE S&P TTL STK$1.25M4.1%
Portfolio Concentration
Top 3$13.61M44.1%
4–10$9.14M29.6%
11–25$5.86M19.0%
Rest$2.27M7.4%
Top 3 weight
44.1%
Top 10 weight
73.7%
Voting Authority Distribution
Total shares with voting rights: 442.44M
Sole
Full voting authority
442.44M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole265
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings265
Rows:
VANGUARD INDEX FDS
SOLEShares29.39M
TypeSH
Market value$6.00M
19.42%
Sole
29.39M
Shared
0.00
None
0.00
VANGUARD TAX MANAGED INTL FD
SOLEShares103.66M
TypeSH
Market value$4.68M
15.16%
Sole
103.66M
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares72.56M
TypeSH
Market value$2.93M
9.49%
Sole
72.56M
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares35.44M
TypeSH
Market value$1.73M
5.61%
Sole
35.44M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares12.22M
TypeSH
Market value$1.69M
5.46%
Sole
12.22M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares10.19M
TypeSH
Market value$1.37M
4.42%
Sole
10.19M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares13.84M
TypeSH
Market value$1.25M
4.06%
Sole
13.84M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares7.67M
TypeSH
Market value$1.22M
3.94%
Sole
7.67M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares9.75M
TypeSH
Market value$1.05M
3.40%
Sole
9.75M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares12.43M
TypeSH
Market value$830.6K
2.69%
Sole
12.43M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares9.60M
TypeSH
Market value$828.7K
2.68%
Sole
9.60M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.31M
TypeSH
Market value$827.8K
2.68%
Sole
8.31M
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares15.66M
TypeSH
Market value$545.0K
1.76%
Sole
15.66M
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares5.26M
TypeSH
Market value$526.7K
1.71%
Sole
5.26M
Shared
0.00
None
0.00
ISHARES INC
SOLEShares10.35M
TypeSH
Market value$504.8K
1.63%
Sole
10.35M
Shared
0.00
None
0.00
VANGUARD MALVERN FDS
SOLEShares7.23M
TypeSH
Market value$345.7K
1.12%
Sole
7.23M
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares7.11M
TypeSH
Market value$340.4K
1.10%
Sole
7.11M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.99M
TypeSH
Market value$330.1K
1.07%
Sole
2.99M
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares3.25M
TypeSH
Market value$264.4K
0.86%
Sole
3.25M
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares5.46M
TypeSH
Market value$255.8K
0.83%
Sole
5.46M
Shared
0.00
None
0.00
iShares
SOLEShares3.51M
TypeSH
Market value$252.3K
0.82%
Sole
3.51M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.21M
TypeSH
Market value$235.0K
0.76%
Sole
2.21M
Shared
0.00
None
0.00
iShares
SOLEShares2.53M
TypeSH
Market value$228.7K
0.74%
Sole
2.53M
Shared
0.00
None
0.00
JP Morgan
SOLEShares3.84M
TypeSH
Market value$193.5K
0.63%
Sole
3.84M
Shared
0.00
None
0.00
iShares
SOLEShares1.21M
TypeSH
Market value$179.4K
0.58%
Sole
1.21M
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 29.39M | SH | $6.00M 19.42% | 29.39M | 0.00 | 0.00 |
VANGUARD TAX MANAGED INTL FDSOLE | VAN FTSE DEV MKT | 103.66M | SH | $4.68M 15.16% | 103.66M | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 72.56M | SH | $2.93M 9.49% | 72.56M | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 35.44M | SH | $1.73M 5.61% | 35.44M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 12.22M | SH | $1.69M 5.46% | 12.22M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 10.19M | SH | $1.37M 4.42% | 10.19M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P TTL STK | 13.84M | SH | $1.25M 4.06% | 13.84M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 7.67M | SH | $1.22M 3.94% | 7.67M | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 9.75M | SH | $1.05M 3.40% | 9.75M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 12.43M | SH | $830.6K 2.69% | 12.43M | 0.00 | 0.00 |
ISHARES TRSOLE | JPMORGAN USD EMG | 9.60M | SH | $828.7K 2.68% | 9.60M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 8.31M | SH | $827.8K 2.68% | 8.31M | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 15.66M | SH | $545.0K 1.76% | 15.66M | 0.00 | 0.00 |
Goldman SachsSOLE | ACCES TREASURY | 5.26M | SH | $526.7K 1.71% | 5.26M | 0.00 | 0.00 |
ISHARES INCSOLE | CORE MSCI EMKT | 10.35M | SH | $504.8K 1.63% | 10.35M | 0.00 | 0.00 |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 7.23M | SH | $345.7K 1.12% | 7.23M | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 7.11M | SH | $340.4K 1.10% | 7.11M | 0.00 | 0.00 |
ISHARES TRSOLE | SHORT TREAS BD | 2.99M | SH | $330.1K 1.07% | 2.99M | 0.00 | 0.00 |
Goldman SachsSOLE | ACTIVEBETA US LG | 3.25M | SH | $264.4K 0.86% | 3.25M | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | NUVEEN BLMBRG MU | 5.46M | SH | $255.8K 0.83% | 5.46M | 0.00 | 0.00 |
iSharesSOLE | ESG AW MSCI EAFE | 3.51M | SH | $252.3K 0.82% | 3.51M | 0.00 | 0.00 |
ISHARES TRSOLE | RUS MDCP VAL ETF | 2.21M | SH | $235.0K 0.76% | 2.21M | 0.00 | 0.00 |
iSharesSOLE | ESG AWR MSCI USA | 2.53M | SH | $228.7K 0.74% | 2.53M | 0.00 | 0.00 |
JP MorganSOLE | ULTRA SHRT INC | 3.84M | SH | $193.5K 0.63% | 3.84M | 0.00 | 0.00 |
iSharesSOLE | MSCI LW CRB TG | 1.21M | SH | $179.4K 0.58% | 1.21M | 0.00 | 0.00 |
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