Filed: 2/13/2023ACC: 0001633901-23-000001
📋 What this filing means
BETTERMENT LLC filed this quarterly 13F‑HR report disclosing 252 equity positions with a total reported market value of $29.15M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
252
Positions
$29.15M
Total AUM (reported)
430.95M
Total Shares
Allocation by class
TOTAL STK MKT$5.52M18.9%
VAN FTSE DEV MKT$4.36M15.0%
FTSE EMR MKT ETF$2.80M9.6%
VALUE ETF$1.70M5.8%
TOTAL INT BD ETF$1.64M5.6%
MCAP VL IDXVIP$1.35M4.6%
SM CP VAL ETF$1.18M4.1%
Portfolio Concentration
Top 3$12.68M43.5%
4–10$8.83M30.3%
11–25$5.58M19.2%
Rest$2.07M7.1%
Top 3 weight
43.5%
Top 10 weight
73.8%
Voting Authority Distribution
Total shares with voting rights: 430.95M
Sole
Full voting authority
430.95M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole252
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings252
Rows:
VANGUARD INDEX FDS
SOLEShares28.85M
TypeSH
Market value$5.52M
18.92%
Sole
28.85M
Shared
0.00
None
0.00
VANGUARD TAX MANAGED INTL FD
SOLEShares103.96M
TypeSH
Market value$4.36M
14.97%
Sole
103.96M
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares71.78M
TypeSH
Market value$2.80M
9.60%
Sole
71.78M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares12.09M
TypeSH
Market value$1.70M
5.82%
Sole
12.09M
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares34.58M
TypeSH
Market value$1.64M
5.63%
Sole
34.58M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares9.99M
TypeSH
Market value$1.35M
4.64%
Sole
9.99M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares7.46M
TypeSH
Market value$1.18M
4.06%
Sole
7.46M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares13.61M
TypeSH
Market value$1.15M
3.96%
Sole
13.61M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares9.67M
TypeSH
Market value$1.02M
3.50%
Sole
9.67M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares9.23M
TypeSH
Market value$780.4K
2.68%
Sole
9.23M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares7.92M
TypeSH
Market value$768.4K
2.64%
Sole
7.92M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares12.30M
TypeSH
Market value$758.3K
2.60%
Sole
12.30M
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares16.39M
TypeSH
Market value$527.9K
1.81%
Sole
16.39M
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares4.99M
TypeSH
Market value$497.6K
1.71%
Sole
4.99M
Shared
0.00
None
0.00
ISHARES INC
SOLEShares9.75M
TypeSH
Market value$455.1K
1.56%
Sole
9.75M
Shared
0.00
None
0.00
VANGUARD MALVERN FDS
SOLEShares8.24M
TypeSH
Market value$384.8K
1.32%
Sole
8.24M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares3.34M
TypeSH
Market value$366.8K
1.26%
Sole
3.34M
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares7.24M
TypeSH
Market value$324.5K
1.11%
Sole
7.24M
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares5.37M
TypeSH
Market value$245.0K
0.84%
Sole
5.37M
Shared
0.00
None
0.00
iShares
SOLEShares3.55M
TypeSH
Market value$233.2K
0.80%
Sole
3.55M
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares3.04M
TypeSH
Market value$231.5K
0.79%
Sole
3.04M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.07M
TypeSH
Market value$218.1K
0.75%
Sole
2.07M
Shared
0.00
None
0.00
iShares
SOLEShares2.48M
TypeSH
Market value$210.3K
0.72%
Sole
2.48M
Shared
0.00
None
0.00
JP Morgan
SOLEShares3.90M
TypeSH
Market value$195.5K
0.67%
Sole
3.90M
Shared
0.00
None
0.00
iShares
SOLEShares1.20M
TypeSH
Market value$166.2K
0.57%
Sole
1.20M
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 28.85M | SH | $5.52M 18.92% | 28.85M | 0.00 | 0.00 |
VANGUARD TAX MANAGED INTL FDSOLE | VAN FTSE DEV MKT | 103.96M | SH | $4.36M 14.97% | 103.96M | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 71.78M | SH | $2.80M 9.60% | 71.78M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 12.09M | SH | $1.70M 5.82% | 12.09M | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 34.58M | SH | $1.64M 5.63% | 34.58M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 9.99M | SH | $1.35M 4.64% | 9.99M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 7.46M | SH | $1.18M 4.06% | 7.46M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P TTL STK | 13.61M | SH | $1.15M 3.96% | 13.61M | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 9.67M | SH | $1.02M 3.50% | 9.67M | 0.00 | 0.00 |
ISHARES TRSOLE | JPMORGAN USD EMG | 9.23M | SH | $780.4K 2.68% | 9.23M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 7.92M | SH | $768.4K 2.64% | 7.92M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 12.30M | SH | $758.3K 2.60% | 12.30M | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 16.39M | SH | $527.9K 1.81% | 16.39M | 0.00 | 0.00 |
Goldman SachsSOLE | ACCES TREASURY | 4.99M | SH | $497.6K 1.71% | 4.99M | 0.00 | 0.00 |
ISHARES INCSOLE | CORE MSCI EMKT | 9.75M | SH | $455.1K 1.56% | 9.75M | 0.00 | 0.00 |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 8.24M | SH | $384.8K 1.32% | 8.24M | 0.00 | 0.00 |
ISHARES TRSOLE | SHORT TREAS BD | 3.34M | SH | $366.8K 1.26% | 3.34M | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 7.24M | SH | $324.5K 1.11% | 7.24M | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | NUVEEN BLMBRG MU | 5.37M | SH | $245.0K 0.84% | 5.37M | 0.00 | 0.00 |
iSharesSOLE | ESG AW MSCI EAFE | 3.55M | SH | $233.2K 0.80% | 3.55M | 0.00 | 0.00 |
Goldman SachsSOLE | ACTIVEBETA US LG | 3.04M | SH | $231.5K 0.79% | 3.04M | 0.00 | 0.00 |
ISHARES TRSOLE | RUS MDCP VAL ETF | 2.07M | SH | $218.1K 0.75% | 2.07M | 0.00 | 0.00 |
iSharesSOLE | ESG AWR MSCI USA | 2.48M | SH | $210.3K 0.72% | 2.48M | 0.00 | 0.00 |
JP MorganSOLE | ULTRA SHRT INC | 3.90M | SH | $195.5K 0.67% | 3.90M | 0.00 | 0.00 |
iSharesSOLE | MSCI LW CRB TG | 1.20M | SH | $166.2K 0.57% | 1.20M | 0.00 | 0.00 |
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