Filed: 11/14/2022ACC: 0001633901-22-000008
📋 What this filing means
BETTERMENT LLC filed this quarterly 13F‑HR report disclosing 223 equity positions with a total reported market value of $27.96M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
223
Positions
$27.96M
Total AUM (reported)
417.05M
Total Shares
Allocation by class
TOTAL STK MKT$5.35M19.2%
VAN FTSE DEV MKT$4.17M14.9%
FTSE EMR MKT ETF$2.75M9.9%
TOTAL INT BD ETF$1.67M6.0%
VALUE ETF$1.60M5.7%
MCAP VL IDXVIP$1.28M4.6%
SM CP VAL ETF$1.09M3.9%
Portfolio Concentration
Top 3$12.28M43.9%
4–10$8.16M29.2%
11–25$5.65M20.2%
Rest$1.87M6.7%
Top 3 weight
43.9%
Top 10 weight
73.1%
Voting Authority Distribution
Total shares with voting rights: 417.05M
Sole
Full voting authority
417.05M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole223
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings223
Rows:
VANGUARD INDEX FDS
SOLEShares28.39M
TypeSH
Market value$5.35M
19.15%
Sole
28.39M
Shared
0.00
None
0.00
VANGUARD TAX MANAGED INTL FD
SOLEShares102.29M
TypeSH
Market value$4.17M
14.93%
Sole
102.29M
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares66.13M
TypeSH
Market value$2.75M
9.85%
Sole
66.13M
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares33.62M
TypeSH
Market value$1.67M
5.96%
Sole
33.62M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares12.10M
TypeSH
Market value$1.60M
5.70%
Sole
12.10M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares9.87M
TypeSH
Market value$1.28M
4.57%
Sole
9.87M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares7.27M
TypeSH
Market value$1.09M
3.90%
Sole
7.27M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares12.22M
TypeSH
Market value$1.02M
3.66%
Sole
12.22M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares7.52M
TypeSH
Market value$764.5K
2.73%
Sole
7.52M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares8.77M
TypeSH
Market value$747.8K
2.67%
Sole
8.77M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares7.02M
TypeSH
Market value$746.4K
2.67%
Sole
7.02M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares9.21M
TypeSH
Market value$542.0K
1.94%
Sole
9.21M
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares17.13M
TypeSH
Market value$538.7K
1.93%
Sole
17.13M
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares10.93M
TypeSH
Market value$501.0K
1.79%
Sole
10.93M
Shared
0.00
None
0.00
VANGUARD MALVERN FDS
SOLEShares9.95M
TypeSH
Market value$498.5K
1.78%
Sole
9.95M
Shared
0.00
None
0.00
GOLDMAN SACHS ETF TR
SOLEShares4.32M
TypeSH
Market value$430.8K
1.54%
Sole
4.32M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares3.89M
TypeSH
Market value$428.4K
1.53%
Sole
3.89M
Shared
0.00
None
0.00
ISHARES INC
SOLEShares8.65M
TypeSH
Market value$424.2K
1.52%
Sole
8.65M
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares7.41M
TypeSH
Market value$327.6K
1.17%
Sole
7.41M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.20M
TypeSH
Market value$223.1K
0.80%
Sole
2.20M
Shared
0.00
None
0.00
GOLDMAN SACHS ETF TR
SOLEShares2.85M
TypeSH
Market value$213.6K
0.76%
Sole
2.85M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares3.40M
TypeSH
Market value$213.1K
0.76%
Sole
3.40M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.43M
TypeSH
Market value$203.6K
0.73%
Sole
2.43M
Shared
0.00
None
0.00
J P MORGAN EXCHANGE TRADED F
SOLEShares3.71M
TypeSH
Market value$186.1K
0.67%
Sole
3.71M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares1.26M
TypeSH
Market value$171.6K
0.61%
Sole
1.26M
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 28.39M | SH | $5.35M 19.15% | 28.39M | 0.00 | 0.00 |
VANGUARD TAX MANAGED INTL FDSOLE | VAN FTSE DEV MKT | 102.29M | SH | $4.17M 14.93% | 102.29M | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 66.13M | SH | $2.75M 9.85% | 66.13M | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 33.62M | SH | $1.67M 5.96% | 33.62M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 12.10M | SH | $1.60M 5.70% | 12.10M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 9.87M | SH | $1.28M 4.57% | 9.87M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 7.27M | SH | $1.09M 3.90% | 7.27M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE SP TTL STK | 12.22M | SH | $1.02M 3.66% | 12.22M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 7.52M | SH | $764.5K 2.73% | 7.52M | 0.00 | 0.00 |
ISHARES TRSOLE | JPMORGAN USD EMG | 8.77M | SH | $747.8K 2.67% | 8.77M | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 7.02M | SH | $746.4K 2.67% | 7.02M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 9.21M | SH | $542.0K 1.94% | 9.21M | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 17.13M | SH | $538.7K 1.93% | 17.13M | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | NUVEEN BLMBRG MU | 10.93M | SH | $501.0K 1.79% | 10.93M | 0.00 | 0.00 |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 9.95M | SH | $498.5K 1.78% | 9.95M | 0.00 | 0.00 |
GOLDMAN SACHS ETF TRSOLE | ACCES TREASURY | 4.32M | SH | $430.8K 1.54% | 4.32M | 0.00 | 0.00 |
ISHARES TRSOLE | SHORT TREAS BD | 3.89M | SH | $428.4K 1.53% | 3.89M | 0.00 | 0.00 |
ISHARES INCSOLE | CORE MSCI EMKT | 8.65M | SH | $424.2K 1.52% | 8.65M | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 7.41M | SH | $327.6K 1.17% | 7.41M | 0.00 | 0.00 |
ISHARES TRSOLE | RUS MDCP VAL ETF | 2.20M | SH | $223.1K 0.80% | 2.20M | 0.00 | 0.00 |
GOLDMAN SACHS ETF TRSOLE | ACTIVEBETA US LG | 2.85M | SH | $213.6K 0.76% | 2.85M | 0.00 | 0.00 |
ISHARES TRSOLE | ESG AW MSCI EAFE | 3.40M | SH | $213.1K 0.76% | 3.40M | 0.00 | 0.00 |
ISHARES TRSOLE | ESG AWR MSCI USA | 2.43M | SH | $203.6K 0.73% | 2.43M | 0.00 | 0.00 |
J P MORGAN EXCHANGE TRADED FSOLE | ULTRA SHRT INC | 3.71M | SH | $186.1K 0.67% | 3.71M | 0.00 | 0.00 |
ISHARES TRSOLE | RUS 2000 VAL ETF | 1.26M | SH | $171.6K 0.61% | 1.26M | 0.00 | 0.00 |
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