Filed: 11/9/2023ACC: 0001089847-23-000007
📋 What this filing means
BETTERMENT LLC filed this quarterly 13F‑HR report disclosing 296 equity positions with a total reported market value of $31.57M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.
296
Positions
$31.57M
Total AUM (reported)
453.91M
Total Shares
Allocation by class
TOTAL STK MKT$6.30M19.9%
VAN FTSE DEV MKT$4.74M15.0%
FTSE EMR MKT ETF$3.05M9.6%
TOTAL INT BD ETF$1.78M5.6%
VALUE ETF$1.75M5.6%
MCAP VL IDXVIP$1.40M4.4%
SM CP VAL ETF$1.28M4.0%
Portfolio Concentration
Top 3$14.08M44.6%
4–10$9.39M29.7%
11–25$5.69M18.0%
Rest$2.42M7.7%
Top 3 weight
44.6%
Top 10 weight
74.3%
Voting Authority Distribution
Total shares with voting rights: 31.57M
Sole
Full voting authority
31.57M
shares
% of voting shares100.0%
Shared
Joint voting authority
0.00
shares
% of voting shares0.0%
None
No voting authority
0.00
shares
% of voting shares0.0%
Investment Discretion (by position count)
Sole296
Shared0
Other0
Dominant voting typeSole · 100.0% of voting shares
Institutional Holdings296
Rows:
VANGUARD INDEX FDS
SOLEShares29.65M
TypeSH
Market value$6.30M
19.95%
Sole
6.30M
Shared
0.00
None
0.00
VANGUARD TAX MANAGED INTL FD
SOLEShares108M
TypeSH
Market value$4.74M
15.00%
Sole
4.74M
Shared
0.00
None
0.00
VANGUARD INTL EQUITY INDEX F
SOLEShares77.66M
TypeSH
Market value$3.05M
9.64%
Sole
3.05M
Shared
0.00
None
0.00
VANGUARD CHARLOTTE FDS
SOLEShares37.27M
TypeSH
Market value$1.78M
5.65%
Sole
1.78M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares12.72M
TypeSH
Market value$1.75M
5.56%
Sole
1.75M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares10.69M
TypeSH
Market value$1.40M
4.44%
Sole
1.40M
Shared
0.00
None
0.00
VANGUARD INDEX FDS
SOLEShares8M
TypeSH
Market value$1.28M
4.04%
Sole
1.28M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares13.29M
TypeSH
Market value$1.25M
3.97%
Sole
1.25M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares10.26M
TypeSH
Market value$1.05M
3.33%
Sole
1.05M
Shared
0.00
None
0.00
ISHARES TR
SOLEShares9.23M
TypeSH
Market value$867.9K
2.75%
Sole
867.92K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares10.23M
TypeSH
Market value$844.1K
2.67%
Sole
844.10K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares12.30M
TypeSH
Market value$791.2K
2.51%
Sole
791.21K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares5.32M
TypeSH
Market value$532.9K
1.69%
Sole
532.91K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares14.68M
TypeSH
Market value$498.7K
1.58%
Sole
498.69K
Shared
0.00
None
0.00
ISHARES INC
SOLEShares10M
TypeSH
Market value$476.1K
1.51%
Sole
476.06K
Shared
0.00
None
0.00
SCHWAB STRATEGIC TR
SOLEShares6.74M
TypeSH
Market value$335.8K
1.06%
Sole
335.75K
Shared
0.00
None
0.00
Goldman Sachs
SOLEShares3.39M
TypeSH
Market value$285.6K
0.90%
Sole
285.64K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.53M
TypeSH
Market value$279.2K
0.88%
Sole
279.15K
Shared
0.00
None
0.00
iShares
SOLEShares2.68M
TypeSH
Market value$259.6K
0.82%
Sole
259.57K
Shared
0.00
None
0.00
iShares
SOLEShares3.72M
TypeSH
Market value$257.1K
0.81%
Sole
257.12K
Shared
0.00
None
0.00
VANGUARD MALVERN FDS
SOLEShares5.37M
TypeSH
Market value$254.0K
0.80%
Sole
254.02K
Shared
0.00
None
0.00
iShares
SOLEShares2.57M
TypeSH
Market value$240.9K
0.76%
Sole
240.88K
Shared
0.00
None
0.00
ISHARES TR
SOLEShares2.17M
TypeSH
Market value$226.8K
0.72%
Sole
226.75K
Shared
0.00
None
0.00
SPDR SERIES TRUST
SOLEShares5.15M
TypeSH
Market value$225.3K
0.71%
Sole
225.27K
Shared
0.00
None
0.00
iShares
SOLEShares1.24M
TypeSH
Market value$186.5K
0.59%
Sole
186.50K
Shared
0.00
None
0.00
| Issuer | Class | Shares | Type | Value / Portfolio % | Voting — Sole | Shared | None |
|---|---|---|---|---|---|---|---|
VANGUARD INDEX FDSSOLE | TOTAL STK MKT | 29.65M | SH | $6.30M 19.95% | 6.30M | 0.00 | 0.00 |
VANGUARD TAX MANAGED INTL FDSOLE | VAN FTSE DEV MKT | 108M | SH | $4.74M 15.00% | 4.74M | 0.00 | 0.00 |
VANGUARD INTL EQUITY INDEX FSOLE | FTSE EMR MKT ETF | 77.66M | SH | $3.05M 9.64% | 3.05M | 0.00 | 0.00 |
VANGUARD CHARLOTTE FDSSOLE | TOTAL INT BD ETF | 37.27M | SH | $1.78M 5.65% | 1.78M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | VALUE ETF | 12.72M | SH | $1.75M 5.56% | 1.75M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | MCAP VL IDXVIP | 10.69M | SH | $1.40M 4.44% | 1.40M | 0.00 | 0.00 |
VANGUARD INDEX FDSSOLE | SM CP VAL ETF | 8M | SH | $1.28M 4.04% | 1.28M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE S&P TTL STK | 13.29M | SH | $1.25M 3.97% | 1.25M | 0.00 | 0.00 |
ISHARES TRSOLE | NATIONAL MUN ETF | 10.26M | SH | $1.05M 3.33% | 1.05M | 0.00 | 0.00 |
ISHARES TRSOLE | CORE US AGGBD ET | 9.23M | SH | $867.9K 2.75% | 867.92K | 0.00 | 0.00 |
ISHARES TRSOLE | JPMORGAN USD EMG | 10.23M | SH | $844.1K 2.67% | 844.10K | 0.00 | 0.00 |
ISHARES TRSOLE | CORE MSCI EAFE | 12.30M | SH | $791.2K 2.51% | 791.21K | 0.00 | 0.00 |
Goldman SachsSOLE | ACCES TREASURY | 5.32M | SH | $532.9K 1.69% | 532.91K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | INTL EQTY ETF | 14.68M | SH | $498.7K 1.58% | 498.69K | 0.00 | 0.00 |
ISHARES INCSOLE | CORE MSCI EMKT | 10M | SH | $476.1K 1.51% | 476.06K | 0.00 | 0.00 |
SCHWAB STRATEGIC TRSOLE | US BRD MKT ETF | 6.74M | SH | $335.8K 1.06% | 335.75K | 0.00 | 0.00 |
Goldman SachsSOLE | ACTIVEBETA US LG | 3.39M | SH | $285.6K 0.90% | 285.64K | 0.00 | 0.00 |
ISHARES TRSOLE | SHORT TREAS BD | 2.53M | SH | $279.2K 0.88% | 279.15K | 0.00 | 0.00 |
iSharesSOLE | 0-5 YR TIPS ETF | 2.68M | SH | $259.6K 0.82% | 259.57K | 0.00 | 0.00 |
iSharesSOLE | ESG AW MSCI EAFE | 3.72M | SH | $257.1K 0.81% | 257.12K | 0.00 | 0.00 |
VANGUARD MALVERN FDSSOLE | STRM INFPROIDX | 5.37M | SH | $254.0K 0.80% | 254.02K | 0.00 | 0.00 |
iSharesSOLE | ESG AWR MSCI USA | 2.57M | SH | $240.9K 0.76% | 240.88K | 0.00 | 0.00 |
ISHARES TRSOLE | RUS MDCP VAL ETF | 2.17M | SH | $226.8K 0.72% | 226.75K | 0.00 | 0.00 |
SPDR SERIES TRUSTSOLE | NUVEEN BLMBRG MU | 5.15M | SH | $225.3K 0.71% | 225.27K | 0.00 | 0.00 |
iSharesSOLE | MSCI LW CRB TG | 1.24M | SH | $186.5K 0.59% | 186.50K | 0.00 | 0.00 |
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