BETTER MONEY DECISIONS, LLC

PrivateCIK: 1858428

Location

SANTA FE, NM

Positions

$164.59M

Total AUM (reported)

2.98M

Total Shares

Allocation by class

CORE MSCI EAFE$16.73M10.2%

ISHS 1-5YR INVS$15.89M9.7%

PORTFOLIO SH TSR$14.77M9.0%

COM$13.35M8.1%

PORTFOLIO EMG MK$11.25M6.8%

US TARGETED VLU$10.11M6.1%

CORE S&P MCP ETF$8.74M5.3%

Portfolio Concentration

Top 3$47.39M28.8%

4–10$52.89M32.1%

11–25$36.34M22.1%

Rest$27.97M17.0%

Top 3 weight

28.8%

Top 10 weight

60.9%

Voting Authority Distribution

Total shares with voting rights: 2.98M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.98M

% of voting shares100.0%

Investment Discretion (by position count)

Sole74

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings74

Rows:

ISHARES TR

SOLE

CORE MSCI EAFE

Shares200.43K

TypeSH

Market value$16.73M

10.17%

Sole

0.00

Shared

0.00

None

200.43K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares301.08K

TypeSH

Market value$15.89M

9.65%

Sole

0.00

Shared

0.00

None

301.08K

SPDR SERIES TRUST

SOLE

PORTFOLIO SH TSR

Shares504.37K

TypeSH

Market value$14.77M

8.98%

Sole

0.00

Shared

0.00

None

504.37K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares263.22K

TypeSH

Market value$11.25M

6.84%

Sole

0.00

Shared

0.00

None

263.22K

DIMENSIONAL ETF TRUST

SOLE

US TARGETED VLU

Shares187.29K

TypeSH

Market value$10.11M

6.14%

Sole

0.00

Shared

0.00

None

187.29K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares140.96K

TypeSH

Market value$8.74M

5.31%

Sole

0.00

Shared

0.00

None

140.96K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares12.30K

TypeSH

Market value$6.99M

4.24%

Sole

0.00

Shared

0.00

None

12.30K

SPDR SERIES TRUST

SOLE

BLOOMBERG INVT

Shares207.50K

TypeSH

Market value$6.40M

3.89%

Sole

0.00

Shared

0.00

None

207.50K

SPDR SERIES TRUST

SOLE

PORTFOLIO AGRGTE

Shares189.38K

TypeSH

Market value$4.85M

2.95%

Sole

0.00

Shared

0.00

None

189.38K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares19.26K

TypeSH

Market value$4.56M

2.77%

Sole

0.00

Shared

0.00

None

19.26K

NUSHARES ETF TR

SOLE

NUVEEN ESG INTL

Shares126.50K

TypeSH

Market value$4.49M

2.73%

Sole

0.00

Shared

0.00

None

126.50K

ISHARES TR

SOLE

ESG SELECT SCRE

Shares88.62K

TypeSH

Market value$4.23M

2.57%

Sole

0.00

Shared

0.00

None

88.62K

APPLE INC

SOLE

COM

Shares20.03K

TypeSH

Market value$4.11M

2.50%

Sole

0.00

Shared

0.00

None

20.03K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares49.45K

TypeSH

Market value$4.10M

2.49%

Sole

0.00

Shared

0.00

None

49.45K

ISHARES TR

SOLE

CRE U S REIT ETF

Shares43.26K

TypeSH

Market value$2.45M

1.49%

Sole

0.00

Shared

0.00

None

43.26K

ISHARES TR

SOLE

ESG AWR US AGRGT

Shares44.95K

TypeSH

Market value$2.14M

1.30%

Sole

0.00

Shared

0.00

None

44.95K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares24.20K

TypeSH

Market value$1.95M

1.19%

Sole

0.00

Shared

0.00

None

24.20K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 VL

Shares36.65K

TypeSH

Market value$1.92M

1.17%

Sole

0.00

Shared

0.00

None

36.65K

MICROSOFT CORP

SOLE

COM

Shares3.50K

TypeSH

Market value$1.74M

1.06%

Sole

0.00

Shared

0.00

None

3.50K

ISHARES TR

SOLE

ESG AWRE 1 5 YR

Shares69.08K

TypeSH

Market value$1.74M

1.06%

Sole

0.00

Shared

0.00

None

69.08K

NVIDIA CORPORATION

SOLE

COM

Shares10.03K

TypeSH

Market value$1.58M

0.96%

Sole

0.00

Shared

0.00

None

10.03K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares37K

TypeSH

Market value$1.50M

0.91%

Sole

0.00

Shared

0.00

None

37K

ISHARES TR

SOLE

CORE INTL AGGR

Shares28.90K

TypeSH

Market value$1.48M

0.90%

Sole

0.00

Shared

0.00

None

28.90K

AMAZON COM INC

SOLE

COM

Shares6.69K

TypeSH

Market value$1.47M

0.89%

Sole

0.00

Shared

0.00

None

6.69K

SPDR SERIES TRUST

SOLE

PRTFLO S&P500 GW

Shares15.23K

TypeSH

Market value$1.45M

0.88%

Sole

0.00

Shared

0.00

None

15.23K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE MSCI EAFE	200.43K	SH	$16.73M 10.17%	200.43K
ISHARES TRSOLE	ISHS 1-5YR INVS	301.08K	SH	$15.89M 9.65%	301.08K
SPDR SERIES TRUSTSOLE	PORTFOLIO SH TSR	504.37K	SH	$14.77M 8.98%	504.37K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	263.22K	SH	$11.25M 6.84%	263.22K
DIMENSIONAL ETF TRUSTSOLE	US TARGETED VLU	187.29K	SH	$10.11M 6.14%	187.29K
ISHARES TRSOLE	CORE S&P MCP ETF	140.96K	SH	$8.74M 5.31%	140.96K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	12.30K	SH	$6.99M 4.24%	12.30K
SPDR SERIES TRUSTSOLE	BLOOMBERG INVT	207.50K	SH	$6.40M 3.89%	207.50K
SPDR SERIES TRUSTSOLE	PORTFOLIO AGRGTE	189.38K	SH	$4.85M 2.95%	189.38K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	19.26K	SH	$4.56M 2.77%	19.26K
NUSHARES ETF TRSOLE	NUVEEN ESG INTL	126.50K	SH	$4.49M 2.73%	126.50K
ISHARES TRSOLE	ESG SELECT SCRE	88.62K	SH	$4.23M 2.57%	88.62K
APPLE INCSOLE	COM	20.03K	SH	$4.11M 2.50%	20.03K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	49.45K	SH	$4.10M 2.49%	49.45K
ISHARES TRSOLE	CRE U S REIT ETF	43.26K	SH	$2.45M 1.49%	43.26K
ISHARES TRSOLE	ESG AWR US AGRGT	44.95K	SH	$2.14M 1.30%	44.95K
ISHARES TRSOLE	IBOXX HI YD ETF	24.20K	SH	$1.95M 1.19%	24.20K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 VL	36.65K	SH	$1.92M 1.17%	36.65K
MICROSOFT CORPSOLE	COM	3.50K	SH	$1.74M 1.06%	3.50K
ISHARES TRSOLE	ESG AWRE 1 5 YR	69.08K	SH	$1.74M 1.06%	69.08K
NVIDIA CORPORATIONSOLE	COM	10.03K	SH	$1.58M 0.96%	10.03K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	37K	SH	$1.50M 0.91%	37K
ISHARES TRSOLE	CORE INTL AGGR	28.90K	SH	$1.48M 0.90%	28.90K
AMAZON COM INCSOLE	COM	6.69K	SH	$1.47M 0.89%	6.69K
SPDR SERIES TRUSTSOLE	PRTFLO S&P500 GW	15.23K	SH	$1.45M 0.88%	15.23K

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