BETTER MONEY DECISIONS, LLC

Filed: 10/25/2024ACC: 0001858428-24-000003

📋 What this filing means

BETTER MONEY DECISIONS, LLC filed this quarterly 13F‑HR report disclosing 64 equity positions with a total reported market value of $140.98M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$140.98M

Total AUM (reported)

2.50M

Total Shares

Allocation by class

CORE MSCI EAFE$15.79M11.2%

ISHS 1-5YR INVS$13.63M9.7%

PORTFOLIO SH TSR$11.89M8.4%

COM$10.52M7.5%

PORTFOLIO EMG MK$9.16M6.5%

US TARGETED VLU$8.75M6.2%

CORE S&P MCP ETF$8.39M5.9%

Portfolio Concentration

Top 3$41.30M29.3%

4–10$47.95M34.0%

11–25$31.72M22.5%

Rest$20.00M14.2%

Top 3 weight

29.3%

Top 10 weight

63.3%

Voting Authority Distribution

Total shares with voting rights: 2.50M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.50M

% of voting shares100.0%

Investment Discretion (by position count)

Sole64

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings64

Rows:

ISHARES TR

SOLE

CORE MSCI EAFE

Shares202.24K

TypeSH

Market value$15.79M

11.20%

Sole

0.00

Shared

0.00

None

202.24K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares258.92K

TypeSH

Market value$13.63M

9.67%

Sole

0.00

Shared

0.00

None

258.92K

SPDR SER TR

SOLE

PORTFOLIO SH TSR

Shares404.12K

TypeSH

Market value$11.89M

8.43%

Sole

0.00

Shared

0.00

None

404.12K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares221.96K

TypeSH

Market value$9.16M

6.50%

Sole

0.00

Shared

0.00

None

221.96K

DIMENSIONAL ETF TRUST

SOLE

US TARGETED VLU

Shares157.31K

TypeSH

Market value$8.75M

6.21%

Sole

0.00

Shared

0.00

None

157.31K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares134.56K

TypeSH

Market value$8.39M

5.95%

Sole

0.00

Shared

0.00

None

134.56K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares13.92K

TypeSH

Market value$7.34M

5.21%

Sole

0.00

Shared

0.00

None

13.92K

SPDR SER TR

SOLE

BLOOMBERG INVT

Shares165.70K

TypeSH

Market value$5.11M

3.63%

Sole

0.00

Shared

0.00

None

165.70K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares21.23K

TypeSH

Market value$5.04M

3.57%

Sole

0.00

Shared

0.00

None

21.23K

APPLE INC

SOLE

COM

Shares17.84K

TypeSH

Market value$4.16M

2.95%

Sole

0.00

Shared

0.00

None

17.84K

ISHARES TR

SOLE

ESG SCRND S&P500

Shares92.96K

TypeSH

Market value$4.11M

2.92%

Sole

0.00

Shared

0.00

None

92.96K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares44.13K

TypeSH

Market value$3.70M

2.62%

Sole

0.00

Shared

0.00

None

44.13K

SPDR SER TR

SOLE

PORTFOLIO AGRGTE

Shares140.57K

TypeSH

Market value$3.67M

2.61%

Sole

0.00

Shared

0.00

None

140.57K

NUSHARES ETF TR

SOLE

NUVEEN ESG INTL

Shares107.82K

TypeSH

Market value$3.63M

2.57%

Sole

0.00

Shared

0.00

None

107.82K

ISHARES TR

SOLE

ESG AWR US AGRGT

Shares39.30K

TypeSH

Market value$1.91M

1.35%

Sole

0.00

Shared

0.00

None

39.30K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares34.76K

TypeSH

Market value$1.84M

1.30%

Sole

0.00

Shared

0.00

None

34.76K

ISHARES TR

SOLE

ESG AWRE 1 5 YR

Shares68.67K

TypeSH

Market value$1.73M

1.23%

Sole

0.00

Shared

0.00

None

68.67K

SPDR SER TR

SOLE

PRTFLO S&P500 GW

Shares19.41K

TypeSH

Market value$1.61M

1.14%

Sole

0.00

Shared

0.00

None

19.41K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares19.83K

TypeSH

Market value$1.59M

1.13%

Sole

0.00

Shared

0.00

None

19.83K

AMAZON COM INC

SOLE

COM

Shares8.12K

TypeSH

Market value$1.51M

1.07%

Sole

0.00

Shared

0.00

None

8.12K

SPDR SER TR

SOLE

PORTFOLI S&P1500

Shares20.36K

TypeSH

Market value$1.43M

1.01%

Sole

0.00

Shared

0.00

None

20.36K

ISHARES TR

SOLE

CORE INTL AGGR

Shares26.14K

TypeSH

Market value$1.35M

0.96%

Sole

0.00

Shared

0.00

None

26.14K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares34.56K

TypeSH

Market value$1.30M

0.92%

Sole

0.00

Shared

0.00

None

34.56K

ISHARES TR

SOLE

ESG SCRND S&P SM

Shares28.52K

TypeSH

Market value$1.19M

0.85%

Sole

0.00

Shared

0.00

None

28.52K

NVIDIA CORPORATION

SOLE

COM

Shares9.49K

TypeSH

Market value$1.15M

0.82%

Sole

0.00

Shared

0.00

None

9.49K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE MSCI EAFE	202.24K	SH	$15.79M 11.20%	202.24K
ISHARES TRSOLE	ISHS 1-5YR INVS	258.92K	SH	$13.63M 9.67%	258.92K
SPDR SER TRSOLE	PORTFOLIO SH TSR	404.12K	SH	$11.89M 8.43%	404.12K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	221.96K	SH	$9.16M 6.50%	221.96K
DIMENSIONAL ETF TRUSTSOLE	US TARGETED VLU	157.31K	SH	$8.75M 6.21%	157.31K
ISHARES TRSOLE	CORE S&P MCP ETF	134.56K	SH	$8.39M 5.95%	134.56K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	13.92K	SH	$7.34M 5.21%	13.92K
SPDR SER TRSOLE	BLOOMBERG INVT	165.70K	SH	$5.11M 3.63%	165.70K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	21.23K	SH	$5.04M 3.57%	21.23K
APPLE INCSOLE	COM	17.84K	SH	$4.16M 2.95%	17.84K
ISHARES TRSOLE	ESG SCRND S&P500	92.96K	SH	$4.11M 2.92%	92.96K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	44.13K	SH	$3.70M 2.62%	44.13K
SPDR SER TRSOLE	PORTFOLIO AGRGTE	140.57K	SH	$3.67M 2.61%	140.57K
NUSHARES ETF TRSOLE	NUVEEN ESG INTL	107.82K	SH	$3.63M 2.57%	107.82K
ISHARES TRSOLE	ESG AWR US AGRGT	39.30K	SH	$1.91M 1.35%	39.30K
SPDR SER TRSOLE	PRTFLO S&P500 VL	34.76K	SH	$1.84M 1.30%	34.76K
ISHARES TRSOLE	ESG AWRE 1 5 YR	68.67K	SH	$1.73M 1.23%	68.67K
SPDR SER TRSOLE	PRTFLO S&P500 GW	19.41K	SH	$1.61M 1.14%	19.41K
ISHARES TRSOLE	IBOXX HI YD ETF	19.83K	SH	$1.59M 1.13%	19.83K
AMAZON COM INCSOLE	COM	8.12K	SH	$1.51M 1.07%	8.12K
SPDR SER TRSOLE	PORTFOLI S&P1500	20.36K	SH	$1.43M 1.01%	20.36K
ISHARES TRSOLE	CORE INTL AGGR	26.14K	SH	$1.35M 0.96%	26.14K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	34.56K	SH	$1.30M 0.92%	34.56K
ISHARES TRSOLE	ESG SCRND S&P SM	28.52K	SH	$1.19M 0.85%	28.52K
NVIDIA CORPORATIONSOLE	COM	9.49K	SH	$1.15M 0.82%	9.49K

Page 1 of 3