BETTER MONEY DECISIONS, LLC

Filed: 7/24/2024ACC: 0001858428-24-000002

📋 What this filing means

BETTER MONEY DECISIONS, LLC filed this quarterly 13F‑HR report disclosing 65 equity positions with a total reported market value of $132.92M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$132.92M

Total AUM (reported)

2.43M

Total Shares

Allocation by class

CORE MSCI EAFE$15.67M11.8%

ISHS 1-5YR INVS$12.94M9.7%

PORTFOLIO SH TSR$11.75M8.8%

COM$9.91M7.5%

CORE S&P MCP ETF$8.56M6.4%

PORTFOLIO EMG MK$8.23M6.2%

US TARGETED VLU$7.62M5.7%

Portfolio Concentration

Top 3$40.36M30.4%

4–10$45.25M34.0%

11–25$28.64M21.6%

Rest$18.66M14.0%

Top 3 weight

30.4%

Top 10 weight

64.4%

Voting Authority Distribution

Total shares with voting rights: 2.43M

Sole

Full voting authority

0.00

% of voting shares0.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

2.43M

% of voting shares100.0%

Investment Discretion (by position count)

Sole65

Shared0

Other0

Dominant voting typeNone · 100.0% of voting shares

Institutional Holdings65

Rows:

ISHARES TR

SOLE

CORE MSCI EAFE

Shares215.73K

TypeSH

Market value$15.67M

11.79%

Sole

0.00

Shared

0.00

None

215.73K

ISHARES TR

SOLE

ISHS 1-5YR INVS

Shares252.53K

TypeSH

Market value$12.94M

9.74%

Sole

0.00

Shared

0.00

None

252.53K

SPDR SER TR

SOLE

PORTFOLIO SH TSR

Shares407.06K

TypeSH

Market value$11.75M

8.84%

Sole

0.00

Shared

0.00

None

407.06K

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares146.19K

TypeSH

Market value$8.56M

6.44%

Sole

0.00

Shared

0.00

None

146.19K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO EMG MK

Shares218.36K

TypeSH

Market value$8.23M

6.19%

Sole

0.00

Shared

0.00

None

218.36K

DIMENSIONAL ETF TRUST

SOLE

US TARGETED VLU

Shares146.81K

TypeSH

Market value$7.62M

5.73%

Sole

0.00

Shared

0.00

None

146.81K

VANGUARD INDEX FDS

SOLE

S&P 500 ETF SHS

Shares14.13K

TypeSH

Market value$7.07M

5.32%

Sole

0.00

Shared

0.00

None

14.13K

VANGUARD INDEX FDS

SOLE

SMALL CP ETF

Shares27.04K

TypeSH

Market value$5.90M

4.44%

Sole

0.00

Shared

0.00

None

27.04K

ISHARES TR

SOLE

ESG SCRND S&P500

Shares99.20K

TypeSH

Market value$4.17M

3.14%

Sole

0.00

Shared

0.00

None

99.20K

APPLE INC

SOLE

COM

Shares17.65K

TypeSH

Market value$3.72M

2.80%

Sole

0.00

Shared

0.00

None

17.65K

NUSHARES ETF TR

SOLE

NUVEEN ESG INTL

Shares105.01K

TypeSH

Market value$3.27M

2.46%

Sole

0.00

Shared

0.00

None

105.01K

VANGUARD SCOTTSDALE FDS

SOLE

INT-TERM CORP

Shares40.54K

TypeSH

Market value$3.24M

2.44%

Sole

0.00

Shared

0.00

None

40.54K

SPDR SER TR

SOLE

PORTFOLIO AGRGTE

Shares126.18K

TypeSH

Market value$3.17M

2.38%

Sole

0.00

Shared

0.00

None

126.18K

SPDR SER TR

SOLE

BLOOMBERG INVT

Shares101.40K

TypeSH

Market value$3.13M

2.35%

Sole

0.00

Shared

0.00

None

101.40K

ISHARES TR

SOLE

ESG AWRE 1 5 YR

Shares82.02K

TypeSH

Market value$2.01M

1.51%

Sole

0.00

Shared

0.00

None

82.02K

ISHARES TR

SOLE

ESG AWR US AGRGT

Shares36.25K

TypeSH

Market value$1.69M

1.27%

Sole

0.00

Shared

0.00

None

36.25K

SPDR SER TR

SOLE

PRTFLO S&P500 VL

Shares33.48K

TypeSH

Market value$1.63M

1.23%

Sole

0.00

Shared

0.00

None

33.48K

AMAZON COM INC

SOLE

COM

Shares8.13K

TypeSH

Market value$1.57M

1.18%

Sole

0.00

Shared

0.00

None

8.13K

SPDR SER TR

SOLE

PRTFLO S&P500 GW

Shares19.53K

TypeSH

Market value$1.57M

1.18%

Sole

0.00

Shared

0.00

None

19.53K

ISHARES TR

SOLE

IBOXX HI YD ETF

Shares17.71K

TypeSH

Market value$1.37M

1.03%

Sole

0.00

Shared

0.00

None

17.71K

SPDR SER TR

SOLE

PORTFOLI S&P1500

Shares19.63K

TypeSH

Market value$1.30M

0.98%

Sole

0.00

Shared

0.00

None

19.63K

ISHARES TR

SOLE

CORE INTL AGGR

Shares25.85K

TypeSH

Market value$1.29M

0.97%

Sole

0.00

Shared

0.00

None

25.85K

SPDR INDEX SHS FDS

SOLE

PORTFOLIO DEVLPD

Shares33.66K

TypeSH

Market value$1.18M

0.89%

Sole

0.00

Shared

0.00

None

33.66K

NVIDIA CORPORATION

SOLE

COM

Shares9.06K

TypeSH

Market value$1.12M

0.84%

Sole

0.00

Shared

0.00

None

9.06K

MICROSOFT CORP

SOLE

COM

Shares2.50K

TypeSH

Market value$1.12M

0.84%

Sole

0.00

Shared

0.00

None

2.50K

Issuer	Class	Shares	Type	Value / Portfolio %	None
ISHARES TRSOLE	CORE MSCI EAFE	215.73K	SH	$15.67M 11.79%	215.73K
ISHARES TRSOLE	ISHS 1-5YR INVS	252.53K	SH	$12.94M 9.74%	252.53K
SPDR SER TRSOLE	PORTFOLIO SH TSR	407.06K	SH	$11.75M 8.84%	407.06K
ISHARES TRSOLE	CORE S&P MCP ETF	146.19K	SH	$8.56M 6.44%	146.19K
SPDR INDEX SHS FDSSOLE	PORTFOLIO EMG MK	218.36K	SH	$8.23M 6.19%	218.36K
DIMENSIONAL ETF TRUSTSOLE	US TARGETED VLU	146.81K	SH	$7.62M 5.73%	146.81K
VANGUARD INDEX FDSSOLE	S&P 500 ETF SHS	14.13K	SH	$7.07M 5.32%	14.13K
VANGUARD INDEX FDSSOLE	SMALL CP ETF	27.04K	SH	$5.90M 4.44%	27.04K
ISHARES TRSOLE	ESG SCRND S&P500	99.20K	SH	$4.17M 3.14%	99.20K
APPLE INCSOLE	COM	17.65K	SH	$3.72M 2.80%	17.65K
NUSHARES ETF TRSOLE	NUVEEN ESG INTL	105.01K	SH	$3.27M 2.46%	105.01K
VANGUARD SCOTTSDALE FDSSOLE	INT-TERM CORP	40.54K	SH	$3.24M 2.44%	40.54K
SPDR SER TRSOLE	PORTFOLIO AGRGTE	126.18K	SH	$3.17M 2.38%	126.18K
SPDR SER TRSOLE	BLOOMBERG INVT	101.40K	SH	$3.13M 2.35%	101.40K
ISHARES TRSOLE	ESG AWRE 1 5 YR	82.02K	SH	$2.01M 1.51%	82.02K
ISHARES TRSOLE	ESG AWR US AGRGT	36.25K	SH	$1.69M 1.27%	36.25K
SPDR SER TRSOLE	PRTFLO S&P500 VL	33.48K	SH	$1.63M 1.23%	33.48K
AMAZON COM INCSOLE	COM	8.13K	SH	$1.57M 1.18%	8.13K
SPDR SER TRSOLE	PRTFLO S&P500 GW	19.53K	SH	$1.57M 1.18%	19.53K
ISHARES TRSOLE	IBOXX HI YD ETF	17.71K	SH	$1.37M 1.03%	17.71K
SPDR SER TRSOLE	PORTFOLI S&P1500	19.63K	SH	$1.30M 0.98%	19.63K
ISHARES TRSOLE	CORE INTL AGGR	25.85K	SH	$1.29M 0.97%	25.85K
SPDR INDEX SHS FDSSOLE	PORTFOLIO DEVLPD	33.66K	SH	$1.18M 0.89%	33.66K
NVIDIA CORPORATIONSOLE	COM	9.06K	SH	$1.12M 0.84%	9.06K
MICROSOFT CORPSOLE	COM	2.50K	SH	$1.12M 0.84%	2.50K

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